The Villages El Cortez
Homes for Sale in Lady Lake, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the Villages El Cortez in Lady Lake, FL has 1 home for sale. the Villages El Cortez is a community in Lady Lake, Lake County, FL. Across Lady Lake as a whole, 321 homes closed in the last 12 months at a median of $231,500, 46 median days on market, with 107 homes for sale today. At that median and Lake County's FY2025-26 rate of 16.65 mills, annual property tax runs about $3,850 ($3,180 with the full homestead exemption).
Part of the The Villages master-planned community in The Villages, FL — see all The Villages homes for sale (163 listings across 26 villages and sections in the MLS).
The market around The Villages El Cortez
The Villages El Cortez is too small for its own price trend, so here is the market around it.
Across Lake County, 3,162 homes are active and 1,106 pending (26% under contract).
ZIP and county figures describe the wider market, not The Villages El Cortez specifically. Momentum Research analysis of MLS records.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Lake County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Lake County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
THE VILLAGES EL CORTEZ Market Scorecard
THE VILLAGES EL CORTEZ is currently a thin data market. Limited supply, a median asking price of $3,000, and homes go under contract in about 4 days.
Typical home value in the 32159 ZIP is $317,506, about 10.6% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in The Villages El Cortez
Live MLS inventory for The Villages El Cortez. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending The Villages El Cortez listings as of 2026-06-22, priced high to low. Based on Stellar MLS data distributed by MLS GRID. Tap any home to ask about it.
The The Villages El Cortez buying strategy.
If we were buying in The Villages El Cortez today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in The Villages El Cortez.
The location and the amenities are priced into every listing in The Villages El Cortez. The deal is won or lost on condition, the comps, and the renovation math.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a The Villages El Cortez buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed The Villages El Cortez sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in The Villages El Cortez, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your The Villages El Cortez home worth?
Get a no-obligation home value based on real comparable sales in The Villages El Cortez, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in The Villages El Cortez on the map →
Nearby Communities
Explore more neighborhoods near The Villages El Cortez with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: June 22, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-08-18 |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
More Lady Lake (Lake) & Lake County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Lake County or the full Neighborhood Finder.
See how THE VILLAGES EL CORTEZ fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about The Villages El Cortez
Where is The Villages El Cortez?
The Villages El Cortez is a community in LADY LAKE, Lake County, Florida.
Are there homes for sale in The Villages El Cortez right now?
Yes — 1 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.
Does The Villages El Cortez have an HOA or CDD?
No HOA is on record for The Villages El Cortez in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.