Umatilla Mitchenors in Umatilla
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True comps, carrying-cost math, and listings before the portals.

Built fromLive Stellar MLS data10 years of closingsUpdated twice daily

As of September 2026, Umatilla Mitchenors Add in Umatilla, FL has 2 homes for sale. Homes listed or recently sold were built 1900 - 2020; none of the 5 geocoded homes sit in a FEMA special flood hazard zone (median elevation 80 ft).

Live · Umatilla Mitchenors Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
8.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Lake: 25% (1,077 of 4,256)
2 · 0
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 1 a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

This is a small, older pocket of Umatilla - 115 homes total, built anywhere from 1900 to 2024, with a median year built of 1973. That spread means condition and updates do most of the work on price here, far more than location within the community. Two homes built a decade apart can show very differently depending on what's been touched inside.

With only two active listings and a 12-month supply reading, this market moves in small, uneven steps rather than a steady rhythm. That combination points to a buyer-leaning posture, but it's a thin one - there simply isn't enough current inventory to draw a firm line on where pricing is heading next. Anyone active here, buying or selling, should expect negotiation to hinge on the specific home more than on broader trend lines.

Umatilla Mitchenors Housing Pulse · Momentum Research · as of September 12, 2026

Umatilla Mitchenors right now

🟢 Buyer-leaning market. 8.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Low (2 active and pending listings, 2 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 21, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Umatilla Mitchenors Add is a modest, established pocket of the city with a wide range of home ages and a homestead share of just under 67%, suggesting a meaningful share of long-held, owner-occupied homes rather than a fast-turnover rental or investment mix.

Stellar MLS sales records identify 20 homes in Umatilla Mitchenors that have changed hands since 2016, built between 1900 and 2022 (median 1973), with a median living area of about 1,544 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 6 qualified sales in Umatilla Mitchenors across 2024 - 2025 (5 in 2024, 1 in 2025), median $315,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • A buyer looking for an established home with flexibility on age and style, prioritizing the property itself.
  • A buyer comfortable doing extra diligence on condition given the wide range of construction years.
  • A buyer who values a quieter, low-turnover pocket of Umatilla over amenity-rich developments.

Probably not for

  • A buyer who wants a wide pool of active listings to compare before deciding.
  • A buyer specifically seeking on-site community amenities, none of which are identified here.
  • A buyer who needs a fast, high-volume market with frequent recent closings to benchmark against.

The market around Umatilla Mitchenors

Umatilla Mitchenors is too small for its own price trend, so here is the market around it.

In ZIP 32784, 94 homes are on the market and 22% are under contract — a steady corner of Umatilla.

Across Lake County, 3,179 homes are active and 1,077 pending (25% under contract).

In ZIP 32784 (UMATILLA), 318 homes closed in the last 12 months at a median of $247K ($178/sq ft), down 2.8% year over year, with a median 73 days on market. Right now 15 active and 7 pending listings put supply at about 3.1 months - a balanced market. See the live ZIP 32784 housing market and the Lake County market.

ZIP and county figures describe the wider market, not Umatilla Mitchenors specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Umatilla Mitchenors Add, UMATILLA

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 8 listings
Distress share trend - 0.0% now (2026-08-10 → 2026-09-13)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Umatilla Mitchenors

Live MLS inventory for Umatilla Mitchenors. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Umatilla Mitchenors listings as of 2026-09-19, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2016 through 2026. Tap any home to ask about it.

Every Home for Sale in Umatilla Mitchenors Add Right Now (2)

All 2 active and pending Umatilla Mitchenors Add listings with a detail page, newest first, refreshed twice a day from the MLS.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Lake County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Umatilla Elem · Elementary
  • Umatilla Middle · Middle
  • Umatilla High · High

Zoned schools reflect the assignments reported on recent Umatilla Mitchenors listings and can change; always confirm with Lake County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Umatilla Mitchenors address.

If we were buying in Umatilla Mitchenors today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Umatilla Mitchenors.

Best Buy
Buyers comfortable evaluating an older housing stock on its individual merits rather than by neighborhood-wide comps.
Biggest Risk
Very thin inventory means limited comparables and less certainty on fair pricing.
Sweet Spot
A buyer prioritizing an established, moderately sized home over shared community amenities.
Avoid If
You want new construction as the norm or an amenity-driven community - neither is what this data shows.

A Small Market, Read Carefully

With just two active listings against 115 total homes, this is not a community where you can lean on a large sample of current comps. The 12-month supply figure reflects that thinness as much as it reflects true buyer demand - a market this size can swing from tight to loose with the addition or removal of a single listing.

Median living area sits at 1,807 square feet, and with a year-built range running from 1900 to 2024, buyers will find everything from early-1900s construction to recent builds within the same small footprint. No community amenities are identified in current MLS listings, so whatever draws a buyer here will be the home and its lot, not a shared amenity package.

The location and the amenities are priced into every listing in Umatilla Mitchenors. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a market with only two active listings, pricing a home correctly - or evaluating whether an asking price makes sense - takes more than pulling a comp sheet. We look at condition, age, and square footage against the full range of what this community has produced going back over a century, so both buyers and sellers negotiate from an informed position rather than guessing in a data-thin market.

Umatilla Mitchenors in 15 seconds.

Best forBuyers comfortable evaluating an older housing stock on its individual merits rather than by neighborhood-wide comps.
Biggest advantageA buyer-leaning posture and low current competition from other active listings.
Biggest riskVery thin inventory means limited comparables and less certainty on fair pricing.
Sweet spotA buyer prioritizing an established, moderately sized home over shared community amenities.
Avoid ifYou want new construction as the norm or an amenity-driven community - neither is what this data shows.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Umatilla Mitchenors homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Umatilla Mitchenors.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Umatilla Mitchenors sales matched to your home.

What is your Umatilla Mitchenors home worth?

Get a no-obligation home value based on real comparable sales in Umatilla Mitchenors, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Umatilla →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Lake County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,222/mo
Lake County typical true cost to own
$146/mo
Lake County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

25% of homes for sale in ZIP 32784 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-21).

UMATILLA MITCHENORS ADD Market Scorecard

Buyer's market

UMATILLA MITCHENORS ADD is currently a buyer's market. About 8.0 months of supply, a median asking price of $675,000, and homes go under contract in about 4 days.

8.0
Months supply
$675,000
Median list
$360,000
Median sold
$537
Per sqft
4
Days on mkt
2/0/3
Active/Pend/Sold

Typical home value in the 32784 ZIP is $294,131, about 15.4% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Is Umatilla Mitchenors a buyer's or seller's market right now?
As of September 12, 2026, Umatilla Mitchenors leans toward buyers: 8.0 months of supply at the current sales pace (Stellar MLS live counts).
Who is the best real estate agent for Umatilla Mitchenors?
The best agent for Umatilla Mitchenors is one who actively works Umatilla and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Umatilla Mitchenors.
How do I find a top Umatilla real estate agent who knows Umatilla Mitchenors?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Umatilla Mitchenors and the wider Umatilla area.
Can Momentum Realty connect me with an agent for Umatilla Mitchenors?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Umatilla Mitchenors purchase or sale - no call center and no pressure.
Where is Umatilla Mitchenors, and what county is it in?
Umatilla Mitchenors is in UMATILLA, Lake County, FL, ZIP 32784. The community's center is about 2 miles south of the center of UMATILLA (straight-line).
A buyer looking for an established home with flexibility on age and style, prioritizing the property itself.Excellent fit
A buyer comfortable doing extra diligence on condition given the wide range of construction years.Excellent fit
A buyer who values a quieter, low-turnover pocket of Umatilla over amenity-rich developments.Excellent fit
A buyer who wants a wide pool of active listings to compare before deciding.Probably not
A buyer specifically seeking on-site community amenities, none of which are identified here.Probably not
A buyer who needs a fast, high-volume market with frequent recent closings to benchmark against.Probably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 19, 2026)
Under-contract sharesStellar MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2016 (17 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

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More Umatilla & Lake County guides

Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Lake County or the full Neighborhood Finder.

Thinking of selling in Umatilla Mitchenors Add? 2 recorded closings (window ending 2026-09-20). See the Lake County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Umatilla Mitchenors with Momentum Realty’s local guides.

Mitchenors0.0 mi away · 112 homes, built 1900–23, 1 for saleUmatilla Cottages At Waters Edge0.1 mi away · 17 homes, built 2007–18UVUmatilla Veterans Village0.1 mi away · 17 homes, built 2007–18Umatilla Buena Vista0.2 mi away · 39 homes, built 1900–23Umatilla Vaughn0.2 mi awayUmatilla Smiths A J0.2 mi away · 15 homes, built 1930–24, 1 for saleULUmatilla Lake Mary Estates0.3 mi away · median $230K, 5 sales/12 mo

Browse all neighborhood guides →

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