Water Crest
Homes for Sale in Naples, FL
All 1,847 homes for sale in Naples, FL · median $425,000 · 385 homes for sale in 34112 · Collier County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $340,000, $207 per square foot, a median 42 days on market, sellers accepting 90% of original asking (-16% versus the prior year). At the median price and Collier County's FY2025-26 rate of 11.05 mills, annual property tax runs about $3,760 ($3,320 with the full homestead exemption).
| Location | Naples, Collier County, FL · ZIP 34112 |
|---|---|
| Sale prices, last 12 months | $340,000 median across 3 closed sales · $207 per sq ft · -16.0% vs the prior 12 months |
| Days on market (closed sales) | 42 median |
| For sale right now | 0 active, 2 pending |
Data as of September 20, 2026. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Water Crest key facts,” movewithmomentum.com/neighborhoods/water-crest, data as of September 20, 2026.
Water Crest is pricing at a median of $362,500, with price per square foot around $212.75 — a level that points to condition and finish doing most of the work on value here rather than any single standout feature. With only 4 closings in the current window, this is a thin-data market: each sale carries outsized weight, and a single higher- or lower-priced transaction can move the read noticeably.
A median 47 days on market and a market heat score of 34 both describe a slower-moving, buyer-patient environment right now. Pricing that's off by even a modest margin tends to sit, and the year-over-year change of -8.2% suggests softening from where this market stood a year ago. Sellers should price to current conditions rather than last year's comps; buyers have room to negotiate and less pressure to move fast.
Water Crest right now
🔴 Off the recent peak. The trailing-12-month median ($340K) is down 16.0% from the prior 12 months ($405K). With about 5 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Florida Gulf Coast MLS closed sales, 12-month windows ending September 20. Confidence: Low (3 and 4 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: Florida Gulf Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Water Crest market snapshot (as of September 20, 2026): the median sale price is about $340K ($207 per sq ft over the trailing 12 months of closed sales), and a median 42 days on market for closed sales. The trailing-12-month median is down 16% from the prior 12 months, computed from record-level Florida Gulf Coast MLS closed sales (3 closings in the current window).
In ZIP 34112 (Naples), 935 homes closed in the last 12 months at a median of $380K ($260/sq ft), up 0.3% year over year, with a median 64 days on market. Right now 362 active and 86 pending listings — a buyer's market. See the live ZIP 34112 housing market and the Collier County market.
Water Crest in Naples is trading in a slower, lower-heat window, with pricing and time-on-market data both suggesting a market that currently favors buyers willing to do their homework on condition.
Who Water Crest is best for.
Best for
- Buyers comfortable evaluating a home on its own condition and layout rather than a community amenity list.
- Buyers with flexible timelines who can wait out a slower-moving market for the right price.
- Sellers prepared to price realistically against a softening year-over-year trend rather than last year's numbers.
Probably not for
- Buyers who want a resort-style or heavily amenitized community as part of the purchase.
- Sellers expecting a fast sale in a market currently running a 47-day median days-on-market.
- Anyone relying on dense comparable sales data to fine-tune a pricing strategy.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Florida Gulf Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($340K) IS the median in the snapshot above, and the move from 2025 ($405K) IS the -16.0% one-year change.
Windows contain 3 to 8 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Collier County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Collier County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
19% of homes for sale in ZIP 34112 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).
Water Crest Market Scorecard
Water Crest is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Florida Gulf Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Water Crest, Naples
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The Water Crest buying strategy.
If we were buying in Water Crest today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Water Crest.
A market of few data points
With just 4 closings feeding the current snapshot, Water Crest doesn't offer the depth of trend data that larger communities do. That's not a flaw, it's simply the nature of a smaller-volume market — but it means buyers and sellers should treat any single comp with some caution and lean on a broker who is watching the raw listing activity, not just the summary numbers.
The 47-day median days-on-market figure, paired with a heat score of 34, points to inventory that isn't moving on urgency. Combined with a year-over-year shift of -8.2%, the data describes a market that has cooled somewhat from its prior pace. No community amenities are identified from current MLS listings, which means value here is being driven by the home itself — layout, condition, lot — rather than a shared amenity package.
The location and the amenities are priced into every listing in Water Crest. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this thin on closings, the summary statistics only tell part of the story. We track the individual listings behind the numbers — what's actually on the market, how it's priced against $212.75 per square foot, and how long comparable homes have actually sat — so a pricing or offer decision here is grounded in the current picture, not a stale average.
Water Crest in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Water Crest buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Water Crest sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Water Crest, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Water Crest home worth?
Get a no-obligation home value based on real comparable sales in Water Crest, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Water Crest
Homes in Water Crest that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 2365 Hidden Lake Dr 6 · off market
- 2405 Hidden Lake Dr 4705 · off market
Frequently Asked Questions
What is the median home price in Water Crest?
How long do homes in Water Crest take to sell?
Who is the best real estate agent for Water Crest?
How do I find a top Naples real estate agent who knows Water Crest?
Can Momentum Realty connect me with an agent for Water Crest?
Where is Water Crest, and what county is it in?
Should you buy in Water Crest?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: September 26, 2026) |
| Community market stats | Florida Gulf Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2014 (66 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Water Crest fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Water Crest
- Home values · What homes in Water Crest actually sell for
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Explore more neighborhoods near Water Crest with Momentum Realty’s local guides.