Waterford
Homes for Sale in Riverview, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Over the 12 months ending 2026-09-12, 4 recorded sales closed at a median of $388,750, $202 per square foot, a median 2 days on market, sellers accepting 100% of original asking (-6% versus the prior year). At the median price and Hillsborough County's FY2025-26 rate of 15.73 mills, annual property tax runs about $6,110 ($5,490 with the full homestead exemption).
What sets price in Waterford Ph I is condition, not location alone. The homes span nearly a century of construction, from 1925 through 2023, with a median build year of 1996 and a median footprint around 1,980 square feet. That range means the median of $388,750 (about $202 per square foot) hides a wide spread — a renovated home and a dated one on the same street will not trade near each other, so comps have to be read carefully.
The current posture is fast but softening. A median of 2.5 days on market says well-priced homes move almost immediately, yet prices are down 5% year over year. For sellers, that combination rewards realistic pricing and punishes ambition — the market clears quickly at the right number and stalls above it. For buyers, speed is the constraint: you need financing and inspection ready to go, because hesitation costs you the house.
Waterford right now
🟡 Off the recent peak. The trailing-12-month median ($389K) is down 6.3% from the prior 12 months ($415K). With about 5 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 12. Confidence: Low (4 and 8 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 14, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside Waterford Ph I right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Waterford market snapshot (as of September 12, 2026): the median sale price is about $389K ($202 per sq ft over the trailing 12 months of closed sales), and a median 3 days on market for closed sales. The trailing-12-month median is down 6% from the prior 12 months, computed from record-level Stellar MLS closed sales (4 closings in the current window).
In ZIP 33569 (Riverview), 1,077 homes closed in the last 12 months at a median of $352K ($199/sq ft), down 1.5% year over year, with a median 35 days on market. Right now 149 active and 56 pending listings put supply at about 4.4 months — a balanced market. See the live ZIP 33569 housing market and the Hillsborough County market.
Stellar MLS sales records identify 92 homes in Waterford that have changed hands since 2004, built between 1933 and 1998 (median 1997), with a median living area of about 1,810 sq ft and a typical 3-bedroom, 2.5-bath layout; 99% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Waterford Ph I is an established Riverview community of 243 homes in Hillsborough County, with a build history stretching from the 1920s into the 2020s — so the housing stock, not a single era, defines it. Just over 60% of homes carry a homestead exemption, pointing to a base of owner-occupants rather than a churn of rentals.
Who Waterford is best for.
Best for
- Buyers with financing in hand who can commit within days of a listing hitting the market
- Value hunters willing to take on an older home and budget for updates in exchange for a lower entry
- Long-hold owner-occupants comfortable with a market that has cooled 5% but still moves quickly
Probably not for
- Buyers who need weeks to decide and cannot compete on a 2.5-day timeline
- Investors expecting near-term appreciation while prices are still declining year over year
- Anyone wanting turnkey uniformity — the housing stock here spans decades and conditions vary widely
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($389K) IS the median in the snapshot above, and the move from 2025 ($415K) IS the -6.3% one-year change.
Windows contain 0 to 13 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Deemed reliable but not guaranteed.
22% of homes for sale in ZIP 33569 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-08).
The Waterford buying strategy.
If we were buying in Waterford today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Waterford.
A condition-driven market on a fast clock
The wide year-built range is the single most important thing to understand here. With a median year built of 1996 and homes going back to 1925 and up to 2023, two listings at similar square footage can be very different products. Price per square foot at the median sits near $202, but that figure is an average across old and new, updated and original — it is a starting point for a conversation, not a valuation.
The heat score of 63 and a 2.5-day median days-on-market confirm demand is real, while the 5% year-over-year decline signals the froth has come off. Note also that the closing window behind these numbers is thin — four recent closings — so treat the medians as directional rather than precise. Anyone pricing or offering here should lean on individual comps that match age and condition, not the community-wide median alone.
The location and the amenities are priced into every listing in Waterford. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A community where a near-century build range meets a 2.5-day clock is exactly where the median lies to you. We price and offer off comps matched to a specific home's age and condition, not the headline number, and we get buyers positioned to act inside a two-to-three-day decision window. With only a handful of recent closings driving the stats, that comp discipline is the difference between a clean deal and an overpay.
Waterford in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Waterford buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Waterford sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Waterford, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Waterford home worth?
Get a no-obligation home value based on real comparable sales in Waterford, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Riverview →
Frequently Asked Questions
What is the median home price in Waterford?
How long do homes in Waterford take to sell?
Who is the best real estate agent for Waterford?
How do I find a top Riverview real estate agent who knows Waterford?
Can Momentum Realty connect me with an agent for Waterford?
Should you buy in Waterford?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2004 (72 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Waterford Ph I fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Waterford. These are the public schools most often assigned to other communities in ZIP 33569 / 33578 / 33619; zones change and vary by address, so confirm with the district before you buy.
- Spoto High School · High · FLDOE grade B (assigned to 6 nearby communities)
- Giunta Middle School · Middle · FLDOE grade C (assigned to 4 nearby communities)
- Rodgers Middle School · Middle (assigned to 3 nearby communities)
- Riverview Elementary · Public · FLDOE grade C (assigned to 3 nearby communities)
- Boyette Springs Elementary School · Elementary · FLDOE grade B (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Nearby Communities
Explore more neighborhoods near Waterford with Momentum Realty’s local guides.