White Oak Trails in Jacksonville

White Oak Trails
Homes for Sale in Jacksonville, FL

All 4,026 homes for sale in Jacksonville, FL · median $299,900 · 320 homes for sale in 32218 · Duval County homes for sale

Community in Jacksonville · Duval County · ZIP 32218
100 homesBuilt 2004–2006
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True comps, carrying-cost math, and listings before the portals.

Photo courtesy of JWB REALTY LLC · via realMLS

Built fromLive realMLS data22 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, the MLS records 105 closed sales in White Oak Trails in Jacksonville, FL since 2004, the most recent in August 2026. Recorded prices since 2024 ran from $290,000 to $399,900 (median $315,000), on homes of 1,799 to 3,600 sq ft. Across Jacksonville as a whole, 8,268 homes closed in the last 12 months at a median of $311,134, 43 median days on market, with 2,422 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,630 ($4,890 with the full homestead exemption).

Live · White Oak Trails Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 4 a year
Ownership and context
75%
Owner-occupied · White Oak Trails
75 of 100 parcels homesteaded (FL DOR 2025)
25%
Non-owner-occupied · White Oak Trails
incl. 11% trust or LLC-held · 12% out-of-state
100
Homes in the community
100 residential parcels (FL DOR 2025)
Track record · 22 years of records
3
Recorded sales · 2024-2025
median $315K · qualified sales on the county roll (FL DOR 2025)
Est. 2004
Community established
homes built 2004-2006, median 2005 (FL DOR 2025)
2.0%/yr
Turnover rate
about 2 of 100 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

White Oak Trails is a compact, single-era build — all 100 homes went up between 2004 and 2006, with a median year built of 2005. That kind of tight construction window matters more than most buyers realize: roofs, HVAC systems, and other big-ticket components across the community are aging on roughly the same clock, so a home's individual maintenance history and updates do more to set its value here than location within the community does. The median living area runs 2,329 square feet, and with 75% of homes carrying a homestead exemption, most of this community is owner-occupied rather than investor-held, which tends to mean better-kept yards and fewer deferred-maintenance surprises — though that's a general pattern, not a guarantee on any specific address.

Right now the market here reads buyer-leaning, with months of supply sitting at 12. That said, I'd treat the specific number carefully: with only one active listing at the time of this snapshot, a single home can swing the supply math in either direction. The honest takeaway is directional, not precise — conditions currently favor buyers, but the sample is thin enough that I'm watching new listings closely rather than leaning hard on any one data point.

Nearby homes for sale

No active listings inside White Oak Trails right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

10991 HAWS Lane
$290K · 0.3 mi away
3 bd · 2 ba · 1,737 sqft
10991 HAWS Lane
Listed by SOVEREIGN REAL ESTATE GROUP
5483 PRESTON BENTLEY Drive
$285K · 0.4 mi away
4 bd · 3 ba · 2,006 sqft
5483 PRESTON BENTLEY Drive
Listed by SUNSHINE REALTY & CO LLC
10924 KEY HAVEN Boulevard
$250K · 0.5 mi away
3 bd · 2 ba · 1,040 sqft
10924 KEY HAVEN Boulevard
Listed by UNITED REAL ESTATE GALLERY
4977 BRAMANTE Drive
$370K · 0.5 mi away
4 bd · 3 ba · 2,184 sqft
4977 BRAMANTE Drive
Listed by LA ROSA REALTY NORTH FLORIDA, LLC.
4321 CAMPUS HILLS Circle
$243K · 0.6 mi away
3 bd · 2 ba · 1,271 sqft
4321 CAMPUS HILLS Circle
Listed by COLDWELL BANKER VANGUARD REALTY
10919 KEY VEGA Drive
$225K · 0.6 mi away
3 bd · 1 ba · 1,268 sqft
10919 KEY VEGA Drive
Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC.

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

A small, single-phase Jacksonville community built out entirely between 2004 and 2006, with a playground, park, and basketball court as its shared amenities — the kind of footprint that reads as one cohesive build rather than a community that grew in stages over time.

realMLS (Northeast Florida) sales records identify 64 homes in White Oak Trails that have changed hands since 2004, built between 2004 and 2006 (median 2005), with a median living area of about 2,082 sq ft and a typical 4-bedroom, 2-bath layout; 95% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 3 qualified sales in White Oak Trails across 2024–2025 (1 in 2024, 2 in 2025), median $315,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers comfortable evaluating a single-era build where most homes share a similar construction window (2004–2006).
  • Buyers who want a shared amenity set — playground, park, basketball court — without a large-scale community footprint.
  • Buyers prepared to move decisively when a listing appears, given how few are active at any given time.

Probably not for

  • Buyers who want to compare several active listings side by side before deciding — inventory here is currently too thin for that.
  • Buyers seeking a mix of home ages or a phased-build community with staggered system replacement timelines.
  • Buyers relying on a precise, high-confidence read of current supply conditions rather than a directional one.

The market around White Oak Trails

White Oak Trails is too small for its own price trend, so here is the market around it.

In ZIP 32218, 461 homes are on the market and 30% are under contract — a steady corner of Jacksonville.

Across Duval County, 3,953 homes are active and 1,522 pending (28% under contract).

In ZIP 32218 (Jacksonville), 1,145 homes closed in the last 12 months at a median of $302K ($171/sq ft), down 0.3% year over year, with a median 41 days on market. Right now 225 active and 107 pending listings put supply at about 6.6 months — a balanced market. See the live ZIP 32218 housing market and the Duval County market.

ZIP and county figures describe the wider market, not White Oak Trails specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in White Oak Trails, Jacksonville

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 4 listings
Distress share trend — 0.0% now (2026-08-12 → 2026-10-01)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • First Coast High School (Duval County Public Schools, verify by address)FLDOE grade C · High
  • Oceanway Middle School or Highlands Middle School (Duval County Public Schools, verify by address) · Middle
  • Oceanway Elementary School or New Berlin Elementary School (Duval County Public Schools, verify by address) · Elementary

Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Duval County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any White Oak Trails address.

If we were buying in White Oak Trails today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in White Oak Trails.

Best Buy
Buyers comparing a single-era build where home age and system life are consistent across the community.
Biggest Risk
With only one active listing at this snapshot, supply and pricing reads here should be treated as directional, not precise.
Sweet Spot
A buyer targeting a home built 2004–2006 around 2,329 square feet in a predominantly owner-occupied setting.
Avoid If
You need multiple active listings to compare side by side before making a decision — this community won't offer that right now.

One build era, one read on value

With all 100 homes constructed between 2004 and 2006 (median year built 2005), White Oak Trails doesn't have the usual mix of older and newer product you'd see in a community built out over a longer stretch. That simplifies comparisons — a buyer evaluating one listing here is effectively comparing it against homes of the same general vintage and a median living area of 2,329 square feet — but it also means the community will age together. Updates and replacements on major systems tend to cluster in the same years across the neighborhood rather than being staggered.

The 75% homestead share is worth sitting with. It suggests this is predominantly an owner-occupied community rather than one with heavy investor or rental concentration, which typically shows up in day-to-day upkeep of individual lots. On the market side, the current buyer-leaning band and 12 months of supply point toward more negotiating room than a seller's market would offer — but with just one active listing at this snapshot, that read should be treated as a starting point for a conversation, not a fixed conclusion.

“

The location and the amenities are priced into every listing in White Oak Trails. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community this size, with inventory this thin, the difference between a good outcome and a missed one often comes down to who sees a new listing first and who understands what's actually driving comparables in a single-era build like this. We track White Oak Trails alongside the broader Duval market so that when something does list, you're not starting the research from zero — you already know how the build era, the size profile, and the ownership pattern here should shape your offer or your pricing.

White Oak Trails in 15 seconds.

Best forBuyers comparing a single-era build where home age and system life are consistent across the community.
Biggest advantageCurrent conditions are buyer-leaning, with more room to negotiate than a tight seller's market would allow.
Biggest riskWith only one active listing at this snapshot, supply and pricing reads here should be treated as directional, not precise.
Sweet spotA buyer targeting a home built 2004–2006 around 2,329 square feet in a predominantly owner-occupied setting.
Avoid ifYou need multiple active listings to compare side by side before making a decision — this community won't offer that right now.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the White Oak Trails homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in White Oak Trails.
In short
  • HOA dues reported around $30/month (about $360/yr) · median of 38 MLS listings, most billed annually
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $30 per month ($360 a year) — the median AssociationFee across 38 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed White Oak Trails sales matched to your home.

What is your White Oak Trails home worth?

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Real comps, not an automated estimate.

Recently off market in White Oak Trails

Homes in White Oak Trails that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,848/mo
Duval County typical true cost to own
$110/mo
Duval County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

How many homes are in White Oak Trails?
The Florida DOR 2025 assessment roll shows 100 homes in White Oak Trails (public records).
What share of White Oak Trails is owner-occupied?
75% of White Oak Trails parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in White Oak Trails built?
Homes in White Oak Trails were built between 2004 and 2006, with a median year built of 2005.0 (FL DOR 2025 roll).
What schools serve White Oak Trails?
White Oak Trails is served by Duval County Public Schools, typically First Coast High School (Duval County Public Schools, verify by address), Oceanway Middle School or Highlands Middle School (Duval County Public Schools, verify by address) and Oceanway Elementary School or New Berlin Elementary School (Duval County Public Schools, verify by address). Confirm the exact zoning by address with the district.
Who is the best real estate agent for White Oak Trails?
The best agent for White Oak Trails is one who actively works Jacksonville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for White Oak Trails.
How do I find a top Jacksonville real estate agent who knows White Oak Trails?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows White Oak Trails and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for White Oak Trails?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your White Oak Trails purchase or sale - no call center and no pressure.
Where is White Oak Trails, and what county is it in?
White Oak Trails is in Jacksonville, Duval County, FL, ZIP 32218. The community's center is about 8 miles northwest of downtown Jacksonville (straight-line).
How far is White Oak Trails from downtown Jacksonville and the beach?
About 8 miles from downtown Jacksonville and about 19 miles from the Atlantic beach at Amelia Island (south end), both straight-line; driving distance is usually 15 to 30 percent more.
Buyers comfortable evaluating a single-era build where most homes share a similar construction window (2004–2006).Excellent fit
Buyers who want a shared amenity set — playground, park, basketball court — without a large-scale community footprint.Excellent fit
Buyers prepared to move decisively when a listing appears, given how few are active at any given time.Excellent fit
Buyers who want to compare several active listings side by side before deciding — inventory here is currently too thin for that.Probably not
Buyers seeking a mix of home ages or a phased-build community with staggered system replacement timelines.Probably not
Buyers relying on a precise, high-confidence read of current supply conditions rather than a directional one.Probably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: October 1, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 32218/32219))
Under-contract sharesrealMLS records, as of 2026-10-01
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2004 (105 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in White Oak Trails? 2 recorded closings (window ending 2026-10-01). See the Duval County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Nearby Communities

Explore more neighborhoods near White Oak Trails with Momentum Realty’s local guides.

Osprey Landing0.5 mi away · median $318K, 10 sales/12 moOLOsprey Landing Fleming Island0.5 mi away · median $318K, 10 sales/12 moWCWood Campus Place0.5 mi away · 52 homes, built 1962–86, 1 for saleBTBiscayne Terrace0.6 mi away · median $180K, 4 sales/12 moNorth Campus Woods0.6 mi away · 52 homes, built 1962–86CHCampus Hills0.7 mi away · 64 homes, built 2006–20, 1 for saleDFDismore Farms0.7 mi away · 79 homes, built 1959–22

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