Winding Oaks
Homes for Sale in Ocala, FL
All 2,780 homes for sale in Ocala, FL · median $299,900 · 130 homes for sale in 34474 · Marion County homes for sale
True comps, carrying-cost math, and listings before the portals.
Winding Oaks is a community in Ocala, Marion County, FL (ZIP 34474, 34476). Across Ocala as a whole, 6,200 homes closed in the last 12 months at a median of $279,000, 71 median days on market, with 2,700 homes for sale today. At that median and Marion County's FY2025-26 rate of 12.08 mills, annual property tax runs about $3,370 ($2,930 with the full homestead exemption).
Villages & sections of Winding Oaks
Winding Oaks in Ocala, FL is a master-planned community recorded as 2 named villages and sections in the MLS; 30 homes are for sale or pending across them today. Each village has its own page with its listings, sales history and HOA/CDD facts.
- Tartan Farms at Winding Oaks · 16 for sale
- Mockingbird Reserve at Winding Oaks · 14 for sale

Winding Oaks is one of Ocala's largest new master plans, and the read is scale, corridor, and cost structure rather than resale history. Kolter's KL Winding Oaks, LLC paid close to $32 million in July 2024 for roughly 960 acres of a former historic horse farm east of State Road 200 and north of SW 80th Street, and D.R. Horton is the vertical builder delivering homes across a set of named villages. Full build-out is planned at about 2,028 single-family homes, 240 townhomes, 888 multifamily rental units, and roughly 270 acres of retail and commercial fronting SR 200.
The honest work here is the money and the phasing. The City approved a Winding Oaks Community Development District to fund more than $80 million of water, sewer, road, and stormwater infrastructure, so buyers should expect a CDD assessment layered on top of any village HOA - the all-in monthly, not the base price, is the real number to confirm. Because the ownership product is spread across separately-selling villages (Tartan Farms, Mockingbird Reserve, Derby Creek), the practical decision is which village and which plan, with this master page as the map that ties them together.
Figures in this note are as of July 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Winding Oaks is a master-planned community under development on roughly 960 acres in southwest Ocala, Marion County, generally east of State Road 200 (SW College Road) and north of SW 80th Street, spanning ZIP codes 34474 and 34476. The land - one of Ocala's historic Thoroughbred horse farms and training centers - was assembled and entitled over about seven years, then purchased in July 2024 for nearly $32 million by KL Winding Oaks, LLC, an entity of The Kolter Group.
At full build-out the plan calls for approximately 2,028 single-family homes, 240 townhomes, and 888 multifamily units, plus about 270 acres of retail and commercial along the SR 200 frontage. D.R. Horton is the homebuilder, delivering ownership homes through named villages that are opening in phases: Tartan Farms at Winding Oaks, Mockingbird Reserve at Winding Oaks, and Derby Creek. The multifamily component is rental and falls outside owner-occupied scope; this page covers the for-sale single-family and townhome side.
The City of Ocala approved a Winding Oaks Community Development District (CDD) to finance more than $80.1 million in water, wastewater, roadway, and stormwater infrastructure. That means most Winding Oaks buyers will carry a CDD assessment in addition to any village homeowners-association dues - a normal structure for a plan this size, but one to price into the monthly rather than judge on base price alone. Planned amenities include a pool, clubhouse, fitness center, pickleball courts, a dog park, a playground, and trails that connect to a preserved historic horse cemetery on the property.
Because Winding Oaks is new, there is no resale track record under the community name yet, and figures such as final density, exact CDD assessment, and village-by-village HOA dues should be confirmed with the builder before acting. What is settled is location: the site sits about two miles from the SR 200 retail corridor and under five miles from Interstate 75, near the World Equestrian Center, historic downtown Ocala, and everyday shopping.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The market around Winding Oaks
In ZIP 34474 (Ocala), 650 homes closed in the last 12 months at a median of $297K ($172/sq ft), down 1.1% year over year, with a median 57 days on market. See the live ZIP 34474 housing market and the Marion County market.
ZIP and county figures describe the wider market, not Winding Oaks specifically. Momentum Research analysis of MLS records.
Who Winding Oaks is best for.
Best for
- You want a new-construction home on southwest Ocala's SR 200 growth corridor
- You value a master plan with on-site retail, amenities, and multiple villages to compare
- You are comfortable with a CDD assessment funding the community's infrastructure
- You want to buy early and choose a lot before the plan fills in
- You will confirm the all-in monthly - base price plus CDD plus village HOA - before signing
Probably not for
- You want a finished, fully-amenitized community with no active construction
- You do not want a CDD assessment on your tax bill
- You need an established resale track record
- You want a large-acreage or rural equestrian parcel rather than a production homesite
- You are shopping the multifamily rental side rather than a home to own
The Winding Oaks buying strategy.
If we were buying in Winding Oaks today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Winding Oaks.
A 960-acre horse farm becoming an SR 200 master plan
Winding Oaks matters because of where it is and how big it is. The SR 200 corridor is southwest Ocala's primary growth axis - the spine that connects the World Equestrian Center area, the 34474/34476 retail cluster, and the I-75 interchange - and Winding Oaks drops one of the county's largest single land assemblies directly onto it. Roughly 270 acres of the plan are set aside for retail and commercial along that frontage, which is why nearby projects like a new BJ's Wholesale Club have been moving on the same stretch. For a buyer, that means shopping and services are being built into the plan rather than left a drive away.
The structure is a two-party model that is common for plans this size: The Kolter Group developed and entitled the land and stood up the infrastructure through the CDD, and D.R. Horton builds and sells the homes village by village. That is why you shop a village name - Tartan Farms, Mockingbird Reserve, or Derby Creek - rather than a single 'Winding Oaks' price list. Each village carries its own product line, lot sizes, and pricing, so the smart move is to compare them against each other inside the same master plan before comparing Winding Oaks to communities elsewhere in Ocala.
The equestrian heritage is more than marketing. The property was a working Thoroughbred farm and training center, and the plan preserves a historic horse cemetery with trail access - a genuine differentiator in a county that sells itself as the Horse Capital of the World. The trade-offs to weigh are the ones that come with any large, actively-building master plan: construction traffic and phasing while the community fills in, a CDD assessment funding that $80 million-plus of infrastructure, and amenities that are delivered over time rather than all at once. None of those are red flags on their own - they are simply the cost and timeline of buying early into a plan that is still taking shape.
The location and the amenities are priced into every listing in Winding Oaks. The deal is won or lost on condition, the comps, and the renovation math.
Why Momentum
Most listings for a plan this new either bury the CDD or quote a base price as if it were the whole story. This page is built from the public record - Kolter's land purchase and CDD filing, the approved unit counts and infrastructure figure, and D.R. Horton's own village listings - and it says plainly what is settled versus what a buyer still has to confirm: the exact CDD assessment, each village's HOA dues, gating, and final density. No automated valuation, no guaranteed-appreciation claims, and no pretending an early-phase master plan has a resale history it has not earned yet. When you are ready, we will pull the current, address-specific numbers for the village and plan you are actually considering.
Winding Oaks in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Winding Oaks buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Winding Oaks sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Winding Oaks, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Winding Oaks home worth?
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Should you buy in Winding Oaks?
An honest fit check - including when Winding Oaks is not your community.
Recent Developments in Winding Oaks
Development, infrastructure, retail, and school activity affecting Winding Oaks, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Civic
Ocala council to vote on $13.4 million for 85 vehicles and equipment
The council will consider a $13,378,535 purchase of 85 new and replacement vehicles and heavy equipment on Nov. 3. Fire Rescue gets more than $5.5 million, including a tower ladder truck, fire engine and heavy rescue vehicle, with the rest spread across police, public works, utilities, parks and the airport. Purchases would use cooperative contracts and the Fleet Capital Improvement Plan.
What it may mean for the marketReplacing aging fire apparatus and public works equipment supports city service capacity as Ocala grows. The site is about 1 mile east of Winding Oaks.
Source: Ocala-News.com - October 2026Development
Partners secure 300-plus acres for a thoroughbred racetrack in Marion County
The Florida Thoroughbred Breeders' and Owners' Association and Gilligan Racing, led by John Morgan, say they control more than 300 acres for a racetrack under the state's sole thoroughbred racing permit. Preliminary plans include dirt and turf courses, a grandstand, hospitality, dining and event venues. The exact site was not disclosed, and no schedule or job figures were given.
What it may mean for the marketA large racing and entertainment venue could add event traffic, hospitality jobs and visitor spending to Marion County's equestrian economy, though the site and timing remain unconfirmed. The site is about 1 mile east of Winding Oaks.
Source: Ocala Gazette - October 2026Infrastructure
Heart of Florida Health Center advances to take over Marion Transit coordination
A selection committee on Oct. 27 advanced Heart of Florida Health Center, the only bidder, to run Marion County's Community Transportation Coordinator role, which operates Marion Transit. The current operator planned to step away in December over rising liability insurance costs. Local board approval is due Nov. 12, TPO approval Nov. 19, and a final state decision Dec. 10.
What it may mean for the marketThe outcome determines continuity of the county's public and paratransit service, which affects commute and errand options for riders without cars. The site is about 1 mile east of Winding Oaks.
Source: Ocala Gazette - October 2026Civic
City of Ocala eliminates its annual business tax receipt
Ordinance 2027-1 ends the yearly business tax receipt that businesses needed to operate within Ocala city limits. Staff estimate the change costs about $300,000 a year in revenue. The city will not penalize late renewals and is reviewing refunds, though state, federal and local licensing, zoning and permitting rules still apply.
What it may mean for the marketDropping the fee lowers a recurring cost for businesses operating inside city limits, which may ease new business openings. The site is about 1 mile east of Winding Oaks.
Source: 352Today - December 2025Development
AC Hotel with more than 150 rooms planned in downtown Ocala
An AC Hotel with more than 150 rooms is planned at 210 West Silver Springs Boulevard in downtown Ocala, expected to open in late 2026 and adding lodging to the downtown core.
What it may mean for the marketA new downtown hotel adds activity and investment to the Ocala core, part of the growth that can shape demand for nearby communities. The site is less than a mile east of Winding Oaks.
Source: 352today - December 2025Infrastructure
Second downtown parking garage planned to open in Ocala in 2026
Downtown Ocala Parking Garage No. 2 at 55 Southwest 3rd Avenue is expected to open in the summer of 2026, adding public parking capacity to support the growing downtown core.
What it may mean for the marketNew public parking supports downtown Ocala growth and access, part of the infrastructure that shapes activity around nearby communities. The site is about 1 mile east of Winding Oaks.
Source: 352today
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
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Schools serving nearby communities
We do not have a confirmed school assignment for Winding Oaks. These are the public schools most often assigned to other communities in ZIP 34474 / 34476; zones change and vary by address, so confirm with the district before you buy.
- Sunrise Elementary / Horizon Academy at Marion Oaks · Public (assigned to 2 nearby communities)
- Liberty Middle School · 6-8 · FLDOE grade B (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
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