Waterfront Homes for Sale in Sarasota, FL
This page tracks every Sarasota listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.
617 waterfront homes are for sale or pending in Sarasota, FL today across 323 communities. The median asking price is $1,300,000, from $5,000 to $29,995,000. Listings in Sarasota without that feature have a median of $1,000,000. Most listings right now: Ritz-Carlton Residences, Sarasota Bay (37), Rosewood Residences Lido Key (28), Amara On Sarasota Bay (9). Updated September 8, 2026 from the MLS.
Sarasota waterfront homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most waterfront homes listed are tabled; the rest follow.
| Community | Waterfront Homes | New build | Median list | From |
|---|---|---|---|---|
| Ritz-Carlton Residences, Sarasota Bay | 37 | 37 | $6,049,000 | $3,799,000 |
| Rosewood Residences Lido Key | 28 | 28 | $9,350,000 | $5,900,000 |
| Amara On Sarasota Bay | 9 | 9 | $6,450,000 | $3,995,000 |
| Siesta Key Beach Residences | 9 | 0 | $59,000 | $5,000 |
| Bird Key Sub | 8 | 3 | $8,337,500 | $3,950,000 |
| Ritz Carlton Residences Sarasota | 8 | 8 | $5,264,000 | $4,349,000 |
| Whispering Sands | 8 | 0 | $530,000 | $450,000 |
| Lido C | 7 | 0 | $7,900,000 | $4,925,000 |
| Casarina | 7 | 0 | $1,400,000 | $1,150,000 |
| Sarasota Cay Club Condo | 7 | 0 | $90,000 | $85,000 |
| Six88 Sarasota | 6 | 6 | $6,988,000 | $2,375,000 |
| Siesta Rev Of | 4 | 3 | $16,950,000 | $2,590,000 |
| Indian Beach Map Of | 4 | 0 | $10,194,000 | $3,600,000 |
| Saint Armands Div John Ringling Estates | 4 | 1 | $8,742,500 | $3,950,000 |
| Oyster Bay Estates | 4 | 2 | $8,677,500 | $4,400,000 |
| San Remo Estates | 4 | 2 | $7,247,500 | $5,985,000 |
| Siesta Beach | 4 | 3 | $4,875,000 | $2,995,000 |
| Coral Cove | 4 | 0 | $3,623,500 | $1,375,000 |
| Ten35 Seaside | 4 | 0 | $3,272,500 | $2,499,000 |
| North Isles | 4 | 1 | $1,647,500 | $925,000 |
| Sarasota Surf & Racquet | 4 | 0 | $1,300,000 | $1,200,000 |
| Lawrence Pointe I | 4 | 0 | $1,242,500 | $1,100,000 |
| Deer Creek | 4 | 0 | $939,950 | $630,000 |
| Lido Beach Club | 4 | 0 | $830,000 | $645,000 |
| Casa Blanca Villas | 4 | 0 | $595,000 | $585,000 |
| Castel Del Mare | 4 | 0 | $494,450 | $249,900 |
| Sarasota Harbor | 4 | 0 | $347,000 | $339,000 |
| Siesta Key | 3 | 0 | $26,000,000 | $8,500,000 |
| Bay Island | 3 | 2 | $12,500,000 | $8,395,000 |
| Harmony Sub | 3 | 1 | $3,699,000 | $2,600,000 |
| The Beach Residences | 3 | 0 | $3,499,000 | $2,348,000 |
| Sarasota Beach | 3 | 0 | $2,900,000 | $2,800,000 |
| Siesta Isles | 3 | 1 | $2,300,000 | $1,599,999 |
| Terrace | 3 | 0 | $1,559,000 | $1,295,000 |
| Gulf & Bay Club Ph 6 | 3 | 0 | $1,375,000 | $1,249,000 |
| Bay Plaza | 3 | 0 | $1,300,000 | $1,300,000 |
| Horizons West | 3 | 0 | $1,279,000 | $1,124,000 |
| Isles Of Sarasota | 3 | 0 | $725,000 | $639,000 |
| The Strand Of Sarasota | 3 | 0 | $720,000 | $499,000 |
| Island Reef Ii Ph 1 2 & 3 | 3 | 0 | $575,000 | $500,000 |
| Sandy Cove Iii | 3 | 0 | $509,000 | $399,000 |
| Harbor Towers Y & R | 3 | 0 | $499,900 | $455,000 |
| Siesta Harbor Ii | 3 | 0 | $449,500 | $334,900 |
| Pinestone At Palmer Ranch | 3 | 0 | $274,900 | $248,000 |
| Harbor Acres | 2 | 1 | $12,972,500 | $10,995,000 |
| Bay Point Park | 2 | 1 | $10,197,500 | $5,495,000 |
| Siesta Properties Inc | 2 | 0 | $6,122,500 | $3,295,000 |
| Pine Shores Estate 7Th Sec | 2 | 0 | $4,247,500 | $3,995,000 |
| La Bellasara | 2 | 0 | $3,960,000 | $3,675,000 |
| Ocean Beach Rep | 2 | 1 | $3,875,000 | $1,450,000 |
| Whitfield Estates Unit 1 | 2 | 0 | $3,600,000 | $1,700,000 |
| Whitfield Estates Blks 14-23 & 26 | 2 | 0 | $2,624,500 | $1,999,000 |
| Southpointe Shores | 2 | 0 | $2,434,500 | $1,979,000 |
| Not Applicable | 2 | 0 | $2,075,000 | $1,200,000 |
| Crystal Sands 2 | 2 | 0 | $1,772,000 | $1,749,000 |
| Bay View Acres | 2 | 0 | $1,625,000 | $1,325,000 |
| Island House | 2 | 0 | $1,574,500 | $1,500,000 |
| Dolphin Bay-Siesta Key Sec A | 2 | 0 | $1,544,500 | $1,500,000 |
| Siesta Gulf View | 2 | 0 | $1,397,500 | $1,300,000 |
| Monterey/Lakewood Ranch | 2 | 1 | $1,374,500 | $1,199,000 |
Also with waterfront homes for sale: Dolphin Bay (2), Lido Surf & Sand (2), Siesta Breakers (2), Artistry Ph 3A (2), Harbor House South (2), Harbor House West (2), Key Tower South (2), Myakka Valley Ranches (2), Lido Harbour Towers (2), Serenoa (2), Harbor House (2), Fishermans Cove (2), Esplanade On Palmer Ranch (2), Bent Tree Village (2), Gracewater (2), Arbor Lakes On Palmer Ranch (2), Barton Farms, Laurel Lakes (2), Hammock Preserve (2), Peppertree Bay Iii (2), Tortuga (2), Mote Ranch Village I (2), Stoneybrook Golf & Country Club (2), Contntls Sea Club 2 P1 (2), Turtle Rock Prcl G (2), Jamaica Royale (2), Pointe On Midnight Pass (2), Cottages At Blu Vista (2), Marbella (2), Siesta Harbor I (2), White Sands Village (2), Long Common (2), Pelican Cove Xvi (2), Sunrise Golf Club Ph Ii (2), Phillippi Harbor Club (2), Sanderling Club / Siesta Properties Inc (1), White Beach Fruit Co Prop (1), Sanderling Club / Siesta Key (1), Cherokee Park (1), Hidden Harbor Add (1), Lido C/Lido Shores (1), Gulfmead Estates (1), Bay View Heights Add (1), Elliot M Prop Siesta Key (1), Indian Beach (1), Cocoanut Bayou (1), Aqua (1), Not Part Of A Subdivision (1), Harbor Acres Sec 2 (1), Cherokee Lodge (1), The Ritz Carlton Residences (1), Sapphire Shores Resub (1), Halcyon Siesta Key (1), Aqualane Estates 3Rd (1), The Mooring At Bay Pointe (1), Lido Beach Div B (1), Archibald Resub (1), Not Part Of Subdivision (1), Sanderling Club (1), Wild Blue At Waterside (1), Roberts Point 2 (1), Ritz Carlton Residences (1), Point Crisp Add (1), Bay Island Shores (1), Residences At The Ritz Carlton (1), Lido Beach (1), Siesta Isles Unit 5 (1), Aqualane Estates 1St Unit (1), Aqualane Estates (1), Mira Mar Sub (1), Sara Sands (1), Southpointe Shores Unit 1 (1), Benatovich-Ditomaso (1), Founders Club (1), The Phoenix (1), The Tower Residences (1), Sub Of Us Lt 7 Of 20-37-18 (1), Midnight Harbor Sub (1), Maple Lks (1), Windward Passage (1), Indian Beach - Sapphire Shores (1), Siestas Bayside Waterside Wood (1), The Residences (1), Palm Bay Club I (1), Marina View (1), Shellstone At Waterside (1), Lakehouse Cove/Waterside Ph 5 (1), Lakehouse Cove/Waterside Ph 2 (1), Harbor View On Golden Gate Point (1), Princes Gate (1), Palmer Farms 3Rd (1), Harmony (1), Aqualane Estates 1St (1), Terra Bea Sub (1), Desoto Pines (1), Phillippi Gardens 08 (1), Heron Lagoon Lodge Sub (1), Laurel Oak Estates Sec 09 (1), Alcove (1), L Elegance On Lido Beach (1), Dolphin Bay-Siesta Key Sec B (1), Sarasota Plantations (1), Condo On The Bay Tower I (1), Polynesian Gardens (1), Regent Lake (1), Whispering Sands Sec 6 (1), Tuscana (1), Roberts Point (1), Excelsior Beach To Bay (1), Desoto Acres (1), Bay Point Apts (1), Firethorne Lakes (1), Gulf & Bay Club Ph 2 (1), Siesta Dunes Beach (1), Gulf & Bay Club Ph 3 (1), Unit 407 Bldg B Gulf & Bay Club (1), Red Hawk Reserve Ph 1 (1), Hammock Preserve Ph 1A-4 1B & (1), Dunnhill Estates (1), Gulf & Bay Club Ph 4 (1), Condo On The Bay Tower Ii (1), Sunrise Preserve (1), Sunrise Preserve At Palmer Ranch (1), Esplanade By Siesta Key (1), Promenade Estates Ph I (1), Phillippi Gardens (1), Misty Creek (1), Regency House (1), Fox Pointe (1), Whispering Sands Sec 7 (1), Tamaron (1), Mira Lago At Palmer Ranch Ph 2 (1), Lido Harbour South (1), Lakeview Crossing (1), Palm-Aire At Sarasota Unit 7 Ph 2&3 (1), Harbour Towne (1), Sunrise Preserve Ph 5 (1), Provincial Gardens (1), Siesta Sands Resort (1), Sherwood Forest (1), Palmer Glen, Ph 1 (1), Sandhill Lake (1), Center Gate Estates Ph 01A (1), Cobblestone/Palmer Ranch Ph 2 (1), Fishermans Haven (1), Artistry Ph 2C & 2D (1), Strand/Sarasota (1), Gulf & Bay Club Bayside (1), Georgetowne (1), Turtle Rock (1), Moorings (1), Harbor Towers Yacht & Racquet Club (1), Whispering Sands Sec 3 (1), Schooner Bay (1), The Hamptons (1), South Gate (1), Eastlake (1), Island Reef I (1), Devonshire Place (1), Phillippi Landings (1), Grand Park (1), Beach Club At Siesta Key (1), Turtle Bay Sec 1 (1), Siesta Royale (1), Aloha Kai Apts (1), Embassy House (1), Palmer Lake A Rep (1), Shadow Oaks Estates (1), Palm West (1), Sea Village (1), Oak Vistas (1), Matoaka Hgts (1), Desoto Lakes Country Club Colony 1A Repl (1), Sandy Cove (1), Sarasota Harbor East (1), Midnight Cove Ii (1), The Trails Ph Iv (1), Clark Lakes Sub (1), Sunrise Cove Sec 2 (1), Southfield (1), Bays Bluff Atps Sec 1 (1), The Strand (1), Island Reef 11 Ph 1 & 2 (1), Sarasota Harbor West (1), Sunrise Cove Sec 4 (1), Laurel Meadows (1), Avanti At Waterside (1), Beachaven (1), Palm Aire: Carlyle At The Villages Of (3704) (1), Ashton Pointe (1), Dolphin Tower (1), Pelican Cove Vii (1), Sunrise Cove Sec 3 (1), Woodland Park (1), Villa Palmeras / Prestancia (1), Promenade Estates (1), Avanti/Waterside (1), Bay Oaks (1), Turtle Rock Parcels I & J (1), The Trails Ph Iii (1), Pelican Cove Xii (1), Palmer Oaks Estates (1), Lakeridge Falls Ph 1A (1), Lake Sarasota (1), Hammock Preserve Ph 1A (1), Grady Pointe (1), Country Oaks Ph Iii (1), Phillippi Landings A (1), Cascades At Sarasota Ph Iiia (1), Longwood Villas (1), Heritage Oaks Golf & Country Club (1), Villas At Deer Creek (1), Inlet Apts (1), Hamlets Grove (1), Ashton Manor (1), Pinehurst Village Sec 1 Ph C (1), Country Oaks Ph Ii (1), Treetops At North 40 - Ontario (1), Cozy Cove (1), Crystal Lakes (1), Pelican Cove Xiii (1), Avant/Waterside (1), Village Oaks Sec C (1), Lakeshore Village (1), Strathmore Riverside Iii (1), Promenade East (1), Westwoods At Sunrise 2 (1), Parkridge Ph 33 & 19 (1), Ashton Lakes 01 & 02 (1), Pelican Cove V (1), Centre Lake (1), Arielle/Palmer Ranch Sec I (1), Siesta Towers (1), Ashton Lakes 09 (1), Crestwood Villas (1), Ashton Lakes 03 (1), Gulf Gate Manor (1), Center Gate Village 5 (1), Almeria On The Bay (1), Shadow Lakes (1), Sunrise Golf Club Ph Iii (1).
What waterfront ownership really costs
Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.
Questions to ask about any waterfront listing
Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.
Common questions
How many waterfront homes are for sale in Sarasota?
What do waterfront homes cost in Sarasota?
Which Sarasota community has the most waterfront homes for sale?
Is a waterfront home always in a flood zone?
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Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Sarasota, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.