Bermuda Palms
Condos for Sale in Naples, FL
All 2,052 homes for sale in Naples, FL · median $429,000 · 1,840 condos for sale in Naples · 216 homes for sale in 34109 · Collier County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Florida Gulf Coast MLS
As of October 2026, Bermuda Palms in Naples, FL has 3 homes for sale. Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $300,000, $218 per square foot, a median 131 days on market, sellers accepting 84% of original asking. Homes listed or recently sold were built 2004–2004; none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 14 ft). At the median price and Collier County's FY2025-26 rate of 11.05 mills, annual property tax runs about $3,320 ($2,880 with the full homestead exemption).

With only three closings feeding this snapshot, Bermuda Palms is a thin data set, and that matters more than any single number here. A median price of $300,000 and a per-square-foot figure of $217.86 tell you where value has landed recently, but with so few sales, one unusual closing can shift both numbers meaningfully. Treat this as a directional read, not a precise valuation.
The bigger signal is the median days on market at 131 — well over four months. That points to a market where pricing has to be right from day one, and where sellers who list at aspirational numbers are likely sitting rather than closing. For buyers, that same slow pace is leverage: there is time to inspect, negotiate, and walk away from a home that does not check out.
Figures in this note are as of July 29, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Bermuda Palms market snapshot (as of September 20, 2026): the median sale price is about $300K ($218 per sq ft over the trailing 12 months of closed sales), and a median 131 days on market for closed sales.
In ZIP 34109 (Naples), 605 homes closed in the last 12 months at a median of $550K ($343/sq ft), up 1.7% year over year, with a median 75 days on market. Right now 198 active and 51 pending listings put supply at about 8.6 months — a buyer's market. See the live ZIP 34109 housing market and the Collier County market.
Florida Gulf Coast MLS sales records identify 8 homes in Bermuda Palms that have changed hands since 2009, built between 2004 and 2004 (median 2004), with a median living area of about 1,377 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: Florida Gulf Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Bermuda Palms sits in Naples within Collier County, with recent activity limited to a small handful of closings — enough to establish a pricing baseline but not enough to call a trend.
The setting & the homes.
Aerial and on-site photos of Bermuda Palms. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Florida Gulf Coast MLS listings in Bermuda Palms; content deemed reliable but not guaranteed.
Who Bermuda Palms is best for.
Best for
- A buyer comfortable pricing off a small comp set and doing independent due diligence on condition
- A buyer with flexible timing who can use extended days-on-market data as negotiating leverage
- A seller who can price realistically from the start rather than testing the top of the range
Probably not for
- A buyer who wants an amenity-rich community and needs that confirmed before making an offer
- A seller who needs a quick sale and cannot absorb a longer marketing period
- A buyer relying solely on the community median without pulling individual property comps
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Florida Gulf Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($300K) IS the median in the snapshot above.
Windows contain 0 to 12 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
21% of homes for sale in ZIP 34109 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).
Bermuda Palms Market Scorecard
Bermuda Palms is currently a balanced market., a median asking price of $325,000, and homes go under contract in about 78 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Florida Gulf Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Bermuda Palms
Live MLS inventory for Bermuda Palms. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Bermuda Palms listings as of 2026-10-19, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Bermuda Palms on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap contributors.
The Bermuda Palms buying strategy.
If we were buying in Bermuda Palms today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bermuda Palms.
A market defined by patience, not volume
The math here is straightforward: a median price of $300,000 against a median of $217.86 per square foot suggests homes trading in a moderate size range for the area, though with only three closings behind these figures, buyers should verify condition and comparable sales on any specific property rather than lean on the community median alone.
The 131-day median days-on-market figure is the number that should shape strategy. That is a slow clearing time, and it usually means one of two things: sellers testing the market above where buyers are willing to transact, or a genuine mismatch between available inventory and buyer interest at a given moment. Either way, a listing sitting past that median is not automatically a red flag — but it is a cue to ask why, and to negotiate accordingly. No community amenities were identified from current MLS listings, so buyers should confirm directly with sellers or HOA documentation what, if anything, is included.
The location and the amenities are priced into every listing in Bermuda Palms. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A thin-data, slow-moving market like Bermuda Palms is exactly where local pricing discipline matters most — overpaying is easy when there are few recent comps to anchor a number, and underpricing costs sellers time they may not want to spend. We pull the actual closed comparables, not just the median, and price to what will move, not what might look good on a listing sheet.
Bermuda Palms in 15 seconds.
What it really costs to own in Bermuda Palms Condos for Sale
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $2,545/yr across 6 listings here (MLS tax records, 2026-10-20). |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Collier County is $2,147/yr (2,002 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2004 across 6 listings. An original roof here would be about 22 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Bermuda Palms Condos for Sale
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Bermuda Palms Condos for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Bermuda Palms Condos for Sale will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $400/month (about $4,800/yr) · median of 45 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $400 per month ($4,800 a year) — the median AssociationFee across 45 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Bermuda Palms buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bermuda Palms sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bermuda Palms, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bermuda Palms home worth?
Get a no-obligation home value based on real comparable sales in Bermuda Palms, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Naples →
Recently off market in Bermuda Palms
Homes in Bermuda Palms that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 4975 Sandra Bay Dr 103 · off market
| Location | Naples, Collier County, FL · ZIP 34109 |
|---|---|
| Sale prices, last 12 months | $300,000 median across 3 closed sales · $218 per sq ft |
| Days on market (closed sales) | 131 median |
| For sale right now | 3 active, 1 pending · median asking $325,000 |
Data as of September 20, 2026. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Bermuda Palms key facts,” movewithmomentum.com/neighborhoods/bermuda-palms, data as of September 20, 2026.
Just listed in Bermuda Palms
The newest homes for sale in Bermuda Palms right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 4910 Cougar Ct N 101 $399,900 · 2 bd · 2 ba · 1,377 sq ft · 31 days on market Courtesy of eXp Realty LLC
- 4910 Cougar Ct N 1-103 $310,000 · 2 bd · 2 ba · 1,377 sq ft · 78 days on market Courtesy of Local Real Estate LLC
Checked against the MLS Oct 20, 2026. All new listings in this market.
Every Home for Sale in Bermuda Palms Right Now (3)
All 3 active and pending Bermuda Palms listings with a detail page, newest first, refreshed twice a day from the MLS.
- 4910 Cougar Ct N 101 · $399,900 · 2 bd / 2 ba · listed Sep 11, 2026 · listed by eXp Realty LLC
- 4910 Cougar Ct N 1-103 · $310,000 · 2 bd / 2 ba · listed Aug 2, 2026 · listed by Local Real Estate LLC
- 4925 Sandra Bay Dr 201 · $298,000 · 2 bd / 2 ba · pending · listed Jul 22, 2026 · listed by Downing Frye Realty Inc.
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Frequently Asked Questions
What is the median home price in Bermuda Palms?
How long do homes in Bermuda Palms take to sell?
Who is the best real estate agent for Bermuda Palms?
How do I find a top Naples real estate agent who knows Bermuda Palms?
Can Momentum Realty connect me with an agent for Bermuda Palms?
Where is Bermuda Palms, and what county is it in?
Should you buy in Bermuda Palms?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: October 19, 2026) |
| Community market stats | Florida Gulf Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2013 (74 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Bermuda Palms fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Bermuda Palms Condos for Sale in Naples
- Home values · What homes in Bermuda Palms Condos for Sale in Naples actually sell for
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Explore more neighborhoods near Bermuda Palms with Momentum Realty’s local guides.



