Mill Creek Forest
Homes for Sale in St. Johns, FL
All 397 homes for sale in St. Johns, FL · median $575,000 · 348 homes for sale in 32259 · St. Johns County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of JACKSONVILLE TBI REALTY, LLC · via realMLS
As of October 2026, Mill Creek Forest in St. Johns, FL has 5 homes for sale and 8 pending, asking from $499,900 to $894,000 (median $551,999). Over the 12 months ending 2026-10-20, 36 recorded sales closed at a median of $639,576, $237 per square foot, a median 81 days on market, sellers accepting 94% of original asking (+5% versus the prior year). Homes listed or recently sold were built 2021–2026 with 13 new construction; 25 of 25 report an HOA (median $154/mo); none of the 25 geocoded homes sit in a FEMA special flood hazard zone (median elevation 30 ft). At the median price and St. Johns County's FY2025-26 rate of 13.47 mills, annual property tax runs about $8,610 ($8,100 with the full homestead exemption).
Part of the Mill Creek master-planned community in St. Johns, FL — see all Mill Creek homes for sale (16 listings across 4 villages and sections in the MLS).
Last 30 days in Mill Creek Forest: 1 new listing (median asking $505,000), 8 under contract right now. As of October 20, 2026, realMLS.
Homes For Sale Right Now in Mill Creek Forest
Live MLS inventory for Mill Creek Forest. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 36 daysTop listing
Active · 187 days
Active · 149 days
Active · 18 days
Active · 134 days
Pending · 57 days
Pending · 51 days
Pending · 128 days
Pending · 51 days
Pending · 90 days
Pending · 15 days
Pending · 378 days
Pending · 149 daysActive and pending Mill Creek Forest listings as of 2026-10-20, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Mill Creek Forest's median price of $634,500 (about $234.02 per square foot) is anchored by a heavily amenitized, gated setup — pool, pickleball, tennis courts, a fitness center, clubhouse, jogging path, dog park, playground, park space, and a basketball court are all part of the package, with grounds maintenance and trash service folded into the HOA. Buyers here are paying for the recreational infrastructure and the guarded entry as much as for the house itself.
With 11 active listings and 3.4 months of supply, this is a balanced market — not tight enough to force bidding wars, not loose enough to hand buyers real leverage. Prices are up 4% year over year, but a median 120-day time on market tells sellers to price realistically from day one and gives decisive buyers real room to negotiate on terms, not just price.
Figures in this note are as of July 15, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Mill Creek Forest right now
🔴 Seller-leaning market. 1.7 months of supply and 62% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of October 20, 2026. Confidence: Very High (13 active and pending listings, 36 closed sales in 12 months).
🟡 Still climbing. The trailing-12-month median ($640K) is up 5.3% from the prior 12 months ($608K). With about 22 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending October 20. Confidence: High (36 and 28 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 20, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Mill Creek Forest market snapshot (as of October 20, 2026): the median sale price is about $640K ($237 per sq ft over the trailing 12 months of closed sales), a median 81 days on market for closed sales, and 1.7 months of supply, a seller-leaning market. The trailing-12-month median is up 5% from the prior 12 months, computed from record-level realMLS closed sales (36 closings in the current window).
In ZIP 32259 (St. Johns), 2,154 homes closed in the last 12 months at a median of $505K ($224/sq ft), down 1.0% year over year, with a median 43 days on market. Right now 446 active and 261 pending listings put supply at about 13.7 months — a buyer's market. See the live ZIP 32259 housing market and the St. Johns County market.
County records show 39 qualified sales in Mill Creek Forest across 2024–2025 (30 in 2024, 9 in 2025), median $625,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in Mill Creek Forest: of 23 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in St. Johns.
Mill Creek Forest is a community of 97 homes in St. Johns, St. Johns County, built between 2021 and 2024 (median 2023), with a median living area of about 2,871 square feet. 33% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Mill Creek Forest is a gated, amenity-dense community in St. Johns built around a clubhouse and recreation core — pool, tennis, pickleball, a fitness center, playground, dog park, and jogging paths — with grounds maintenance and trash handled through the HOA.
The setting & the homes.
Aerial and on-site photos of Mill Creek Forest. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from realMLS listings in Mill Creek Forest; content deemed reliable but not guaranteed.
Who Mill Creek Forest is best for.
Best for
- Buyers targeting the $634,500 median who want a gated community with a clubhouse, pool, tennis, and pickleball already in place.
- Buyers prioritizing recreation access — fitness center, courts, dog park, jogging path — over squeezing out extra square footage elsewhere.
- Buyers comfortable with a patient, balanced-market process who can work through a median 120-day timeline to land the right layout.
Probably not for
- Buyers who need a close on a tight timeline — the median 120-day market doesn't support that.
- Buyers with a firm budget ceiling well under the $634,500 median and no flexibility on price per square foot.
- Buyers who want to avoid HOA dues tied to gated access and a full amenity package.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending October 20 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($640K) IS the median in the snapshot above, and the move from 2025 ($608K) IS the +5.3% one-year change.
Windows contain 2 to 36 sales each (36 in the current window); every figure carries its sample size. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
62% of homes for sale in Mill Creek Forest are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).
Mill Creek Forest Market Scorecard
Mill Creek Forest is currently a strong seller's market. About 1.7 months of supply, a median asking price of $551,999, and homes go under contract in about 132 days.
Typical home value in the 32259 ZIP is $546,728, about 23.4% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Mill Creek Forest on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap contributors.
Life at Mill Creek Forest

- Pool · reported on 22 of 23 listings
- Pickleball · reported on 21 of 23 listings
- Playground · reported on 20 of 23 listings
- Tennis Court(s) · reported on 20 of 23 listings
- Fitness Center · reported on 20 of 23 listings
- Clubhouse · reported on 18 of 23 listings
- Gated · reported on 17 of 23 listings
- Jogging Path · reported on 13 of 23 listings
- Park · reported on 5 of 23 listings
- Security Gate · reported on 4 of 23 listings
- Maintenance Grounds · reported on 2 of 23 listings
- Basketball Court · reported on 2 of 23 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
How far is everything?
Everyday stops around Mill Creek Forest are close: the nearest health is about 2 minutes away.
- HCA Florida Julington Creek Emergency · Health2 min
- Aldi · Groceries3 min
- Pepper's Cocina Mexicana · Dining3 min
- Durbin Creek Crossing · Shopping3 min
- Ellianos Coffee · Coffee4 min
- Veterans Skatepark · Parks5 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Nearby Communities
Explore more neighborhoods near Mill Creek Forest with Momentum Realty’s local guides.
Schools
- St. Johns County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Patriot Oaks AcademyFLDOE grade A · K-8
- Fruit Cove Middle SchoolFLDOE grade A · 6-8
- Creekside High SchoolFLDOE grade A · 9-12
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with St. Johns County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Mill Creek Forest address.
Shop the zone: Homes zoned for Cunningham Creek Elementary School · Homes zoned for Switzerland Point Middle School · Homes zoned for Bartram Trail High School
The Mill Creek Forest buying strategy.
If we were buying in Mill Creek Forest today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Mill Creek Forest.
The Gate, the Grounds, and the Price of Admission
The amenity list here is unusually complete for a single community: a security gate, clubhouse, pool, pickleball and tennis courts, a fitness center, a basketball court, a dog park, a playground, a jogging path, and general park space, all backed by HOA-covered grounds maintenance and trash service. That breadth is the story behind the $634,500 median price and the $234.02 median price per square foot — the HOA dues are buying access to a lot of built-out recreation, not just a common area sign at the entrance.
On the market side, 40 closings inform the current snapshot, against 11 active listings and 3.4 months of supply — classified as a balanced market. The median 120-day time on market is the number to sit with: it suggests homes here aren't moving on speed, they're moving on fit and price discipline. Year-over-year pricing is up 4%, a steady, unspectacular trend line rather than a spike.
The location and the amenities are priced into every listing in Mill Creek Forest. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Mill Creek Forest buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (6.3). Basis: Recent Direction +5.3% year-over-year; Liquidity & Demand 1.7 months of supply; Owner Commitment 33% owner-occupied; Pricing Power 94.3% sale-to-list. Refreshed with each data update.
Why work with Momentum here
Gated, amenity-heavy communities like Mill Creek Forest come with HOA rules, gate access logistics, and an amenity list that needs verifying before it factors into your offer — Momentum works that verification directly with the HOA rather than assuming the MLS sheet is current. With a median 120-day market and only 11 active listings to benchmark against, pricing a home correctly here takes more than a comp pull; it takes reading the balanced-market conditions and the 3.4 months of supply correctly on both sides of the table.
Mill Creek Forest in 15 seconds.
What it really costs to own in Mill Creek Forest
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $5,885/yr across 6 listings here (MLS tax records, 2026-10-20). Buy at today's median asking price of $551,999 and the first-year bill resets to about $6,900 with homestead (St. Johns County total millage 13.4686 mills, FY2025-26, St. Johns County Property Appraiser, FY2025-26 adopted budget); municipal and district millage vary within the county. |
|---|---|
| HOA dues | Median $154/month across 12 MLS listings (most billed monthly; 2026-10-20). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Saint Johns County is $1,378/yr (977 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 23 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 2024 across 12 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes. |
Estimated carrying cost at the median asking price, before the mortgage: about $844/month (tax $575, HOA $154, insurance $115). An estimate from the sources above, not a quote.
Email me new listings in Mill Creek Forest
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Mill Creek Forest
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Mill Creek Forest will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- No CDD
- HOA reported ~$154/month
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Page states no CDD.
Flood & Insurance Context
Of 23 sampled listing addresses in this community: 100% outside the FEMA Special Flood Hazard Area (Zone X/B/C).
Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.
Source: FEMA National Flood Hazard Layer, address-level lookups (n=23) · as of 2026-10
Tools for a Mill Creek Forest buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Mill Creek Forest sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Mill Creek Forest, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Mill Creek Forest home worth?
Get a no-obligation home value based on real comparable sales in Mill Creek Forest, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in St. Johns →
Recently off market in Mill Creek Forest
Homes in Mill Creek Forest that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 38 on record.
- 101 Erlking Court · off market
- 102 Bridgeton Street · off market
- 111 Mason Branch Drive · off market
- 112 Bridgeton Street · off market
- 119 Bridgeton Street · off market
- 120 Dalton Mill Drive · off market
- 137 Mason Branch Drive · off market
- 150 Dalton Mill Drive · off market
| Location | St. Johns, St. Johns County, FL · ZIP 32259 |
|---|---|
| Homes in the community | 97 (FL DOR 2025 assessment roll) |
| Years built | 2021–2024 (median 2023) |
| Typical living area | 2,871 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Clubhouse, Fitness Center, Pickleball, Tennis Court(s), Playground, Gated |
| Sale prices, last 12 months | $639,576 median across 36 closed sales · $237 per sq ft · +5.3% vs the prior 12 months |
| Days on market (closed sales) | 81 median |
| For sale right now | 5 active, 8 pending · median asking $551,999 · 1.7 months of supply |
| Owner-occupied (homestead) share | 33% |
| Zoned public schools | Patriot Oaks Academy (A, FLDOE 2025-26); Fruit Cove Middle School (A, FLDOE 2025-26); Creekside High School (A, FLDOE 2025-26) |
Data as of October 20, 2026. Data provided by realMLS; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Mill Creek Forest key facts,” movewithmomentum.com/neighborhoods/mill-creek-forest-st-johns, data as of October 20, 2026.
Housing distress & ownership in Mill Creek Forest, St. Johns
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Just listed in Mill Creek Forest
The newest homes for sale in Mill Creek Forest right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 145 Bridgeton Street $505,000 · 3 bd · 2.5 ba · 2,170 sq ft · 18 days on market Courtesy of COLDWELL BANKER VANGUARD REALTY
- 101 Elm Branch Road $894,000 · 5 bd · 4 ba · 3,848 sq ft · 36 days on market Courtesy of DOORVINE REALTY LLC
- 272 Wye Road $499,900 · 3 bd · 2 ba · 1,801 sq ft · 134 days on market Courtesy of PUBLIC SERVICES REALTY
- 131 Bridgeton Street $551,999 · 3 bd · 2.5 ba · 2,170 sq ft · 149 days on market Courtesy of SIMP REALTY GROUP LLC
- 36 Dalton Mill Drive $679,000 · 4 bd · 3 ba · 2,866 sq ft · 187 days on market Courtesy of JACKSONVILLE TBI REALTY, LLC
Checked against the MLS Oct 20, 2026. All new listings in this market.
Every Home for Sale in Mill Creek Forest St Johns Right Now (13)
All 13 active and pending Mill Creek Forest St Johns listings with a detail page, newest first, refreshed twice a day from the MLS.
- 145 Bridgeton Street · $505,000 · 3 bd / 2.5 ba · listed Oct 3, 2026 · listed by Coldwell Banker Vanguard Realty
- 101 Elm Branch Road · $894,000 · 5 bd / 4 ba · listed Sep 14, 2026 · listed by Doorvine Realty Llc
- 47 Callaway Circle · $728,000 · 4 bd / 4 ba · pending · listed Aug 30, 2026 · listed by Jacksonville Tbi Realty, Llc
- 221 Mason Branch Drive · $658,000 · 3 bd / 3 ba · pending · listed Aug 26, 2026 · listed by Jacksonville Tbi Realty, Llc
- 197 Mason Branch Drive · $779,000 · 5 bd / 4 ba · pending · listed Aug 20, 2026 · listed by Jacksonville Tbi Realty, Llc
- 101 Bridgeton Street · $849,000 · 4 bd / 3 ba · pending · listed Aug 9, 2026 · listed by Jacksonville Tbi Realty, Llc
- 272 Wye Road · $499,900 · 3 bd / 2 ba · listed Jul 22, 2026 · listed by Public Services Realty
- 131 Bridgeton Street · $551,999 · 3 bd / 2.5 ba · listed Jul 22, 2026 · listed by Simp Realty Group Llc
- 36 Dalton Mill Drive · $679,000 · 4 bd / 3 ba · listed Jul 22, 2026 · listed by Jacksonville Tbi Realty, Llc
- 274 Valley Falls Way · $538,000 · 4 bd / 3 ba · pending · listed Jul 22, 2026 · listed by Real Broker Llc
- 42 Mason Branch Drive · $497,000 · 3 bd / 2 ba · pending · listed Jul 22, 2026 · listed by Jacksonville Tbi Realty, Llc
- 210 Mason Branch Drive · $767,000 · 4 bd / 3 ba · pending · listed Jul 22, 2026 · listed by Jacksonville Tbi Realty, Llc
- 24 Dalton Mill Drive · $689,000 · 4 bd / 3 ba · pending · listed Jul 22, 2026 · listed by Jacksonville Tbi Realty, Llc
Recently sold in Mill Creek Forest St Johns
- 120 Dalton Mill Drive · sold $540,000
- 64 Callaway Circle · sold $909,474
- 252 Dalton Mill Drive · sold $635,000
- 264 Valley Falls Way · sold $500,000
- 32 Valley Falls Way · sold $524,900
- 59 Valley Falls Way · sold $679,900
- 228 Elm Br Road · sold $625,000
- 64 Mason Branch Drive · sold $523,518
- 301 Dalton Mill Drive · sold $679,000
- 185 Mason Branch Drive · sold $649,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
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St. Johns guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes
- Homestead exemption (St. Johns County)
- New construction
- New construction (St. Johns County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
Real estate agent in St. Johns? Join Momentum in St. Johns: 100% commission, one $12K cap.
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Dalton Mill Drive (23 homes on record)
Frequently Asked Questions
What is the median home price in Mill Creek Forest?
How long do homes in Mill Creek Forest take to sell?
Is Mill Creek Forest a buyer's or seller's market right now?
How many homes are in Mill Creek Forest?
What share of Mill Creek Forest is owner-occupied?
When were the homes in Mill Creek Forest built?
What schools serve Mill Creek Forest?
Who is the best real estate agent for Mill Creek Forest?
How do I find a top St. Johns real estate agent who knows Mill Creek Forest?
Can Momentum Realty connect me with an agent for Mill Creek Forest?
Where is Mill Creek Forest, and what county is it in?
How far is Mill Creek Forest from downtown Jacksonville and the beach?
Is Mill Creek Forest in a flood zone?
Is Mill Creek Forest a good place to live?
Should you buy in Mill Creek Forest?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 20, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending October 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 32095/32258/32259/33359)) |
| Under-contract shares | realMLS records, as of 2026-10-20 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2022 (111 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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More on Mill Creek Forest
- Home values · What homes in Mill Creek Forest actually sell for






