Mill Creek Plantation
Homes for Sale in St. Johns, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo courtesy of HERRON REAL ESTATE LLC · via realMLS
Mill Creek Plantation is pricing at a median of $597,500, or $230.11 per square foot, and that figure is up 9.1% year over year. But the sample behind it is thin: just four closings in the trailing window and zero active listings at the moment. That combination — a strong year-over-year move on a small closings count — means the median is directionally useful but not something to lean on for a precise valuation of any single home here.
With zero listings currently active, there is no live inventory to benchmark against, and the market heat score sits at 42, a reading that does not suggest urgency in either direction. For a seller, that thin inventory is an opening: there is effectively no competition to price against right now. For a buyer, it means patience and a willingness to move when something does list, since a median 55.5-day time on market suggests homes here are not moving instantly.
Mill Creek Plantation right now
🟢 Still climbing. The trailing-12-month median ($598K) is up 9.1% from the prior 12 months ($547K). With about 7 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending July 14. Confidence: Low (4 and 4 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 14, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Mill Creek Plantation market snapshot (as of July 14, 2026): the median sale price is about $598K ($230 per sq ft over the trailing 12 months of closed sales), and a median 56 days on market for closed sales. The trailing-12-month median is up 9% from the prior 12 months, computed from record-level realMLS closed sales (4 closings in the current window).
Mill Creek Plantation sits in St. Johns, St. Johns County, and carries HOA-maintained common areas, structure maintenance, a playground, and full-time management — the kind of upkeep that shows up in resale condition more than in any single listing photo.
The setting & the homes.
Aerial and on-site photos of Mill Creek Plantation. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Mill Creek Plantation
Mill Creek Plantation
Mill Creek Plantation
Mill Creek Plantation
Mill Creek Plantation
Mill Creek PlantationPhotos from realMLS listings in Mill Creek Plantation; content deemed reliable but not guaranteed.
Who Mill Creek Plantation is best for.
Best for
- Buyers who have already identified Mill Creek Plantation specifically and are willing to wait for something to list rather than shop a live inventory.
- Sellers who want to price into a market with no active listing competition and recent upward price movement.
- Buyers comfortable relying on HOA-maintained grounds and structure rather than self-managing exterior upkeep.
Probably not for
- Buyers who want to tour and compare several active listings side by side before deciding — there are none on the market right now.
- Anyone who needs a large closed-sales history to validate a price before committing.
- Buyers expecting a fast, high-turnover market — a median 55.5 days on market points the other way.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 14 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($598K) IS the median in the snapshot above, and the move from 2025 ($547K) IS the +9.1% one-year change.
Windows contain 3 to 16 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are St. Johns County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · St. Johns County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
36% of homes for sale in ZIP 32259 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).
Mill Creek Plantation Market Scorecard
Mill Creek Plantation is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Mill Creek Plantation
Live MLS inventory for Mill Creek Plantation. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Mill Creek Plantation listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Mill Creek Plantation on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Mill Creek Plantation
- Maintenance Grounds · reported on 2 of 4 listings
- Playground · reported on 2 of 4 listings
- Maintenance Structure · reported on 1 of 4 listings
- Management - Full Time · reported on 1 of 4 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The Mill Creek Plantation buying strategy.
If we were buying in Mill Creek Plantation today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Mill Creek Plantation.
A tight, thinly-traded St. Johns pocket
The headline number — a $597,500 median at $230.11 per square foot — is up 9.1% from a year ago, but it is built on only four closings. That is not enough transaction volume to draw firm conclusions about where any specific home should price; it is enough to say the trend line is pointed up. Anyone pricing a listing or writing an offer here should treat the median as a starting reference point, not a formula.
Zero active listings is the more immediate fact on the ground: there is currently nothing to tour in Mill Creek Plantation. A median 55.5 days on market and a heat score of 42 both point to a community that trades in a measured way rather than in a rush, which fits a small, maintained enclave with full-time HOA management rather than a high-turnover subdivision.
The location and the amenities are priced into every listing in Mill Creek Plantation. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a community shows zero active listings and only four closings to reference, the value of local, current knowledge goes up — there is no public inventory to compare against, so pricing a listing or structuring an offer depends on tracking what actually closed and why. That is the kind of thin-market read we stay on top of in St. Johns County.
Mill Creek Plantation in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Mill Creek Plantation buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Mill Creek Plantation sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Mill Creek Plantation, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Mill Creek Plantation home worth?
Get a no-obligation home value based on real comparable sales in Mill Creek Plantation, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Mill Creek Plantation on the map →
Frequently Asked Questions
What is the median home price in Mill Creek Plantation?
How long do homes in Mill Creek Plantation take to sell?
Do cash buyers compete in Mill Creek Plantation?
Who is the best real estate agent for Mill Creek Plantation?
How do I find a top St. Johns real estate agent who knows Mill Creek Plantation?
Can Momentum Realty connect me with an agent for Mill Creek Plantation?
Should you buy in Mill Creek Plantation?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Mill Creek Plantation with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: July 14, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending July 14, 2026 |
| Under-contract shares | realMLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2018 (65 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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