Mill Creek Plantation
Homes for Sale in St. Johns, FL
All 366 homes for sale in St. Johns, FL · median $563,312 · 327 homes for sale in 32259 · St. Johns County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo courtesy of HERRON REAL ESTATE LLC · via realMLS
Over the 12 months ending 2026-11-12, 3 recorded sales closed at a median of $625,000, $236 per square foot, a median 10 days on market, sellers accepting 98% of original asking. Homes listed or recently sold were built 2017–2020; 3 of 3 report an HOA (median $54/mo); 2 of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 26 ft). At the median price and St. Johns County's FY2025-26 rate of 13.47 mills, annual property tax runs about $8,420 ($7,900 with the full homestead exemption).
Part of the Mill Creek master-planned community in St. Johns, FL — see all Mill Creek homes for sale (14 listings across 4 villages and sections in the MLS).
Mill Creek Plantation is pricing at a median of $597,500, or $230.11 per square foot, and that figure is up 9.1% year over year. But the sample behind it is thin: just four closings in the trailing window and zero active listings at the moment. That combination — a strong year-over-year move on a small closings count — means the median is directionally useful but not something to lean on for a precise valuation of any single home here.
With zero listings currently active, there is no live inventory to benchmark against, and the market heat score sits at 42, a reading that does not suggest urgency in either direction. For a seller, that thin inventory is an opening: there is effectively no competition to price against right now. For a buyer, it means patience and a willingness to move when something does list, since a median 55.5-day time on market suggests homes here are not moving instantly.
Figures in this note are as of July 15, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Mill Creek Plantation right now
🟡 Still climbing. The trailing-12-month median ($625K) is up 5.0% from the prior 12 months ($595K). With about 7 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending November 12. Confidence: Low (3 and 4 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 13, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside Mill Creek Plantation right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Mill Creek Plantation market snapshot (as of November 12, 2026): the median sale price is about $625K ($236 per sq ft over the trailing 12 months of closed sales), and a median 10 days on market for closed sales. The trailing-12-month median is up 5% from the prior 12 months, computed from record-level realMLS closed sales (3 closings in the current window).
In ZIP 32259 (St. Johns), 1,918 homes closed in the last 12 months at a median of $505K ($225/sq ft), down 1.8% year over year, with a median 42 days on market. Right now 408 active and 276 pending listings put supply at about 2.6 months — a healthy market. See the live ZIP 32259 housing market and the St. Johns County market.
County records show 19 qualified sales in Mill Creek Plantation across 2024–2025 (12 in 2024, 7 in 2025), median $539,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Mill Creek Plantation is a community of 281 homes in St. Johns, St. Johns County, built between 2015 and 2021 (median 2019.0), with a median living area of about 2,869 square feet. 76% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Mill Creek Plantation sits in St. Johns, St. Johns County, and carries HOA-maintained common areas, structure maintenance, a playground, and full-time management — the kind of upkeep that shows up in resale condition more than in any single listing photo.
The setting & the homes.
Aerial and on-site photos of Mill Creek Plantation. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Mill Creek PlantationPhotos from realMLS listings in Mill Creek Plantation; content deemed reliable but not guaranteed.
Who Mill Creek Plantation is best for.
Best for
- Buyers who have already identified Mill Creek Plantation specifically and are willing to wait for something to list rather than shop a live inventory.
- Sellers who want to price into a market with no active listing competition and recent upward price movement.
- Buyers comfortable relying on HOA-maintained grounds and structure rather than self-managing exterior upkeep.
Probably not for
- Buyers who want to tour and compare several active listings side by side before deciding — there are none on the market right now.
- Anyone who needs a large closed-sales history to validate a price before committing.
- Buyers expecting a fast, high-turnover market — a median 55.5 days on market points the other way.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending November 12 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($625K) IS the median in the snapshot above, and the move from 2025 ($595K) IS the +5.0% one-year change.
Windows contain 3 to 16 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
41% of homes for sale in ZIP 32259 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-12).
Mill Creek Plantation Market Scorecard
Mill Creek Plantation is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Mill Creek Plantation on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap contributors.
Life at Mill Creek Plantation
- Maintenance Grounds · reported on 2 of 4 listings
- Playground · reported on 2 of 4 listings
- Maintenance Structure · reported on 1 of 4 listings
- Management - Full Time · reported on 1 of 4 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The Mill Creek Plantation buying strategy.
If we were buying in Mill Creek Plantation today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Mill Creek Plantation.
A tight, thinly-traded St. Johns pocket
The headline number — a $597,500 median at $230.11 per square foot — is up 9.1% from a year ago, but it is built on only four closings. That is not enough transaction volume to draw firm conclusions about where any specific home should price; it is enough to say the trend line is pointed up. Anyone pricing a listing or writing an offer here should treat the median as a starting reference point, not a formula.
Zero active listings is the more immediate fact on the ground: there is currently nothing to tour in Mill Creek Plantation. A median 55.5 days on market and a heat score of 42 both point to a community that trades in a measured way rather than in a rush, which fits a small, maintained enclave with full-time HOA management rather than a high-turnover subdivision.
The location and the amenities are priced into every listing in Mill Creek Plantation. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Mill Creek Plantation buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.9). Basis: Recent Direction +5.0% year-over-year; Owner Commitment 76% owner-occupied; Pricing Power 98.5% sale-to-list. Refreshed with each data update.
Why work with Momentum here
When a community shows zero active listings and only four closings to reference, the value of local, current knowledge goes up — there is no public inventory to compare against, so pricing a listing or structuring an offer depends on tracking what actually closed and why. That is the kind of thin-market read we stay on top of in St. Johns County.
Mill Creek Plantation in 15 seconds.
Tools for a Mill Creek Plantation buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Mill Creek Plantation sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Mill Creek Plantation, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Mill Creek Plantation home worth?
Get a no-obligation home value based on real comparable sales in Mill Creek Plantation, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in St. Johns →
Recently off market in Mill Creek Plantation
Homes in Mill Creek Plantation that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 4 on record.
- 133 Flach Drive · off market
- 271 Tate Lane · off market
- 314 Flach Drive · off market
- 91 Lorijane Lane · off market
| Location | St. Johns, St. Johns County, FL · ZIP 32259 |
|---|---|
| Amenities listed by sellers | Maintenance Grounds, Maintenance Structure, Management - Full Time, Playground |
| Sale prices, last 12 months | $625,000 median across 3 closed sales · $236 per sq ft · +5.0% vs the prior 12 months |
| Days on market (closed sales) | 10 median |
| For sale right now | 0 active, 0 pending |
Data as of November 12, 2026. Data provided by realMLS. Market figures describe homes, not residents. Cite as: Momentum Realty, “Mill Creek Plantation key facts,” movewithmomentum.com/neighborhoods/mill-creek-plantation-st-johns, data as of November 12, 2026.
Housing distress & ownership in Mill Creek Plantation, St. Johns
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Recently sold in Mill Creek Plantation St Johns
- 91 Lorijane Lane · sold $720,000
- 271 Tate Lane · sold $570,000
- 133 Flach Drive · sold $625,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More St. Johns home searches
- All homes for sale in St. Johns, FL
- Homes for sale in St. Johns County, FL
- Gated communities in St. Johns
- 4-bedroom homes for sale in St. Johns
- St. Johns home values: what is my house worth?
St. Johns guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes
- Homestead exemption (St. Johns County)
- New construction
- New construction (St. Johns County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Tate Lane (15 homes on record)
- Flach Drive (14 homes on record)
- Rittburn Lane (12 homes on record)
Recent Developments in Mill Creek Plantation
Development, infrastructure, retail, and school activity affecting Mill Creek Plantation, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Market
St. Johns County denies 4,462-acre Palm Valley farmland housing application under new state enclave law
Commissioners denied 3-2 on Sept. 15 the 4,462-acre Palm Valley application near Nocatee under the state agricultural enclave law, and the county plans to fight it in court. Another proposal of nearly 1,200 acres and about 15,000 homes south of St. Augustine was approved in August, then denied 3-2 on Sept. 28. St. Johns County has received 16 applications under the law.
What it may mean for the marketThe outcome of these applications will shape how much new housing supply can be added on rural land in the county. The site is about 12 miles east of Mill Creek Plantation.
Source: Jacksonville Today - September 2026Development
UF Health Durbin Park 99-bed hospital opens in northern St. Johns County; Baptist Silverleaf adds emergency department
UF Health Durbin Park, a 99-bed hospital with a 24-hour emergency department on 42.5 acres, held its ribbon-cutting and opens the following week. Baptist Health's Silverleaf campus, about 10 miles south, is adding an emergency department, and AdventHealth and Acadia Health have also opened facilities near I-95. The county's population has grown more than 25% since 2020.
What it may mean for the marketNew hospital and emergency capacity shortens drive times to emergency care and adds healthcare jobs in northern St. Johns County. The site is about 4 miles east of Mill Creek Plantation.
Source: Jacksonville Today - August 2026Schools
St. Johns County school board moves ahead with design of SilverLeaf-area high school costing about $100 million
The board approved moving forward with design and architecture for a high school on Parcel 38, with cost estimated at roughly $100 million and possibly up to $120 million as design progresses. Construction is expected to take about three years. A board workshop on full project scope is being prepared.
What it may mean for the marketA new high school in the SilverLeaf area would add school capacity for the fast-growing northwest part of the county. The project is about 4 miles south of Mill Creek Plantation, elsewhere in St. Johns County.
Source: News4JAX - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 10 miles southwest of Mill Creek Plantation.
Source: Jax Daily Record - May 2026Retail & Dining
Grocery-anchored retail center proposed in Durbin Park
A grocery-anchored retail center was proposed at Durbin Park, the large mixed-use development near Interstate 95 and County Road 210 in northern St. Johns County, adding to the district's existing stores, restaurants, and Walmart-anchored core.
What it may mean for the marketAdded grocery and retail at Durbin Park deepens everyday conveniences in northern St. Johns County, an amenity factor that can support demand for surrounding communities. The site is about 4 miles east of Mill Creek Plantation.
Source: Jax Daily Record - February 2026Retail & Dining
Durbin Park Walmart plans an expansion
The Walmart anchoring Durbin Park filed plans to expand in early 2026, reinforcing the retail core of the Interstate 95 and County Road 210 district in northern St. Johns County.
What it may mean for the marketInvestment in Durbin Park's retail anchor signals continued commercial strength in northern St. Johns County, which can reinforce the appeal of nearby residential areas. The site is about 4 miles east of Mill Creek Plantation.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
What it really costs to own in Mill Creek Plantation
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $650/year (about $54/month) across 3 MLS listings (most billed annually; 2026-11-13). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Saint Johns County is $1,378/yr (977 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
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Ask an agent about Mill Creek Plantation
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Frequently Asked Questions
What is the median home price in Mill Creek Plantation?
How long do homes in Mill Creek Plantation take to sell?
How many homes are in Mill Creek Plantation?
What share of Mill Creek Plantation is owner-occupied?
When were the homes in Mill Creek Plantation built?
Who is the best real estate agent for Mill Creek Plantation?
How do I find a top St. Johns real estate agent who knows Mill Creek Plantation?
Can Momentum Realty connect me with an agent for Mill Creek Plantation?
Where is Mill Creek Plantation, and what county is it in?
How far is Mill Creek Plantation from downtown Jacksonville and the beach?
Should you buy in Mill Creek Plantation?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: September 12, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending November 12, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (7 streets, ZIP 32259)) |
| Under-contract shares | realMLS records, as of 2026-11-12 |
| Historical depth | Closed-sale records back to 2018 (67 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
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