Mill Creek Plantation
Homes for Sale in St. Johns, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo courtesy of HERRON REAL ESTATE LLC · via realMLS
Mill Creek Plantation is pricing at a median of $597,500, or $230.11 per square foot, and that figure is up 9.1% year over year. But the sample behind it is thin: just four closings in the trailing window and zero active listings at the moment. That combination — a strong year-over-year move on a small closings count — means the median is directionally useful but not something to lean on for a precise valuation of any single home here.
With zero listings currently active, there is no live inventory to benchmark against, and the market heat score sits at 42, a reading that does not suggest urgency in either direction. For a seller, that thin inventory is an opening: there is effectively no competition to price against right now. For a buyer, it means patience and a willingness to move when something does list, since a median 55.5-day time on market suggests homes here are not moving instantly.
Figures in this note are as of July 15, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Mill Creek Plantation right now
🟡 Balanced market. 4.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of October 23, 2026. Confidence: Low (1 active and pending listings, 3 closed sales in 12 months).
🟡 Still climbing. The trailing-12-month median ($625K) is up 5.0% from the prior 12 months ($595K). With about 7 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending October 23. Confidence: Low (3 and 5 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 23, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Mill Creek Plantation market snapshot (as of October 23, 2026): the median sale price is about $625K ($236 per sq ft over the trailing 12 months of closed sales), a median 10 days on market for closed sales, and 4.0 months of supply, a balanced market. The trailing-12-month median is up 5% from the prior 12 months, computed from record-level realMLS closed sales (3 closings in the current window).
Mill Creek Plantation is a community of 281 homes in St. Johns, St. Johns County, built between 2015 and 2021 (median 2019.0), with a median living area of about 2,869 square feet. 76% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Mill Creek Plantation sits in St. Johns, St. Johns County, and carries HOA-maintained common areas, structure maintenance, a playground, and full-time management — the kind of upkeep that shows up in resale condition more than in any single listing photo.
The setting & the homes.
Aerial and on-site photos of Mill Creek Plantation. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Mill Creek PlantationPhotos from realMLS listings in Mill Creek Plantation; content deemed reliable but not guaranteed.
Who Mill Creek Plantation is best for.
Best for
- Buyers who have already identified Mill Creek Plantation specifically and are willing to wait for something to list rather than shop a live inventory.
- Sellers who want to price into a market with no active listing competition and recent upward price movement.
- Buyers comfortable relying on HOA-maintained grounds and structure rather than self-managing exterior upkeep.
Probably not for
- Buyers who want to tour and compare several active listings side by side before deciding — there are none on the market right now.
- Anyone who needs a large closed-sales history to validate a price before committing.
- Buyers expecting a fast, high-turnover market — a median 55.5 days on market points the other way.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending October 23 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($625K) IS the median in the snapshot above, and the move from 2025 ($595K) IS the +5.0% one-year change.
Windows contain 3 to 16 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
38% of homes for sale in ZIP 32259 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).
Mill Creek Plantation Market Scorecard
Mill Creek Plantation is currently a balanced market. About 4.0 months of supply, a median asking price of $514,000, and homes go under contract in about 31 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Mill Creek Plantation, St. Johns
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Mill Creek Plantation
Live MLS inventory for Mill Creek Plantation. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Mill Creek Plantation listings as of 2026-09-12, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Mill Creek Plantation on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap contributors.
Life at Mill Creek Plantation
- Maintenance Grounds · reported on 2 of 4 listings
- Playground · reported on 2 of 4 listings
- Maintenance Structure · reported on 1 of 4 listings
- Management - Full Time · reported on 1 of 4 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The Mill Creek Plantation buying strategy.
If we were buying in Mill Creek Plantation today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Mill Creek Plantation.
A tight, thinly-traded St. Johns pocket
The headline number — a $597,500 median at $230.11 per square foot — is up 9.1% from a year ago, but it is built on only four closings. That is not enough transaction volume to draw firm conclusions about where any specific home should price; it is enough to say the trend line is pointed up. Anyone pricing a listing or writing an offer here should treat the median as a starting reference point, not a formula.
Zero active listings is the more immediate fact on the ground: there is currently nothing to tour in Mill Creek Plantation. A median 55.5 days on market and a heat score of 42 both point to a community that trades in a measured way rather than in a rush, which fits a small, maintained enclave with full-time HOA management rather than a high-turnover subdivision.
The location and the amenities are priced into every listing in Mill Creek Plantation. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Mill Creek Plantation buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (7.5). Basis: Recent Direction +5.0% year-over-year; Liquidity & Demand 4.0 months of supply; Owner Commitment 76% owner-occupied; Pricing Power 98.5% sale-to-list. Refreshed with each data update.
Why work with Momentum here
When a community shows zero active listings and only four closings to reference, the value of local, current knowledge goes up — there is no public inventory to compare against, so pricing a listing or structuring an offer depends on tracking what actually closed and why. That is the kind of thin-market read we stay on top of in St. Johns County.
Mill Creek Plantation in 15 seconds.
Tools for a Mill Creek Plantation buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Mill Creek Plantation sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Mill Creek Plantation, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Mill Creek Plantation home worth?
Get a no-obligation home value based on real comparable sales in Mill Creek Plantation, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Mill Creek Plantation on the map →
Recent Developments in Mill Creek Plantation
Development, infrastructure, retail, and school activity affecting Mill Creek Plantation, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Market
St. Johns County denies 4,462-acre Palm Valley farmland housing application under new state enclave law
Commissioners denied 3-2 on Sept. 15 the 4,462-acre Palm Valley application near Nocatee under the state agricultural enclave law, and the county plans to fight it in court. Another proposal of nearly 1,200 acres and about 15,000 homes south of St. Augustine was approved in August, then denied 3-2 on Sept. 28. St. Johns County has received 16 applications under the law.
What it may mean for the marketThe outcome of these applications will shape how much new housing supply can be added on rural land in the county. The site is about 12 miles east of Mill Creek Plantation.
Source: Jacksonville Today - September 2026Development
UF Health Durbin Park 99-bed hospital opens in northern St. Johns County; Baptist Silverleaf adds emergency department
UF Health Durbin Park, a 99-bed hospital with a 24-hour emergency department on 42.5 acres, held its ribbon-cutting and opens the following week. Baptist Health's Silverleaf campus, about 10 miles south, is adding an emergency department, and AdventHealth and Acadia Health have also opened facilities near I-95. The county's population has grown more than 25% since 2020.
What it may mean for the marketNew hospital and emergency capacity shortens drive times to emergency care and adds healthcare jobs in northern St. Johns County. The site is about 4 miles east of Mill Creek Plantation.
Source: Jacksonville Today - August 2026Schools
St. Johns County school board moves ahead with design of SilverLeaf-area high school costing about $100 million
The board approved moving forward with design and architecture for a high school on Parcel 38, with cost estimated at roughly $100 million and possibly up to $120 million as design progresses. Construction is expected to take about three years. A board workshop on full project scope is being prepared.
What it may mean for the marketA new high school in the SilverLeaf area would add school capacity for the fast-growing northwest part of the county. The project is about 4 miles south of Mill Creek Plantation, elsewhere in St. Johns County.
Source: News4JAX - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 10 miles southwest of Mill Creek Plantation.
Source: Jax Daily Record - May 2026Retail & Dining
Grocery-anchored retail center proposed in Durbin Park
A grocery-anchored retail center was proposed at Durbin Park, the large mixed-use development near Interstate 95 and County Road 210 in northern St. Johns County, adding to the district's existing stores, restaurants, and Walmart-anchored core.
What it may mean for the marketAdded grocery and retail at Durbin Park deepens everyday conveniences in northern St. Johns County, an amenity factor that can support demand for surrounding communities. The site is about 4 miles east of Mill Creek Plantation.
Source: Jax Daily Record - February 2026Retail & Dining
Durbin Park Walmart plans an expansion
The Walmart anchoring Durbin Park filed plans to expand in early 2026, reinforcing the retail core of the Interstate 95 and County Road 210 district in northern St. Johns County.
What it may mean for the marketInvestment in Durbin Park's retail anchor signals continued commercial strength in northern St. Johns County, which can reinforce the appeal of nearby residential areas. The site is about 4 miles east of Mill Creek Plantation.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
What is the median home price in Mill Creek Plantation?
How long do homes in Mill Creek Plantation take to sell?
Is Mill Creek Plantation a buyer's or seller's market right now?
How many homes are in Mill Creek Plantation?
What share of Mill Creek Plantation is owner-occupied?
When were the homes in Mill Creek Plantation built?
Who is the best real estate agent for Mill Creek Plantation?
How do I find a top St. Johns real estate agent who knows Mill Creek Plantation?
Can Momentum Realty connect me with an agent for Mill Creek Plantation?
Should you buy in Mill Creek Plantation?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Mill Creek Plantation with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: September 12, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending October 23, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (7 streets, ZIP 32259)) |
| Under-contract shares | realMLS records, as of 2026-10-20 |
| Historical depth | Closed-sale records back to 2018 (67 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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