Lakes At Mill Creek Plantation
Homes for Sale in St. Johns, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo courtesy of BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTY · via realMLS
Lakes At Mill Creek Plantation is trading at a median of $480,000, or $239.04 per square foot — but that figure is built on a genuinely thin sample: this window shows just three closings and a single active listing. Read the price as directional, not a precise ceiling or floor for what a specific home here will fetch.
The posture right now is balanced, with roughly six months of supply and a market heat score of 16 — low enough that sellers shouldn't expect a bidding war and buyers have room to negotiate. Homes here are sitting a median of 39 days before going under contract, and pricing is down about 2% year-over-year, which argues for a seller pricing to the comp rather than chasing last year's numbers.
Lakes At Mill Creek Plantation right now
🟡 Balanced market. 6.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of July 14, 2026. Confidence: Low (1 active and pending listings, 3 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($480K) is down 2.0% from the prior 12 months ($490K). With about 5 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending July 14. Confidence: Low (3 and 5 sales in the two windows).
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Updated July 14, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Lakes At Mill Creek Plantation market snapshot (as of July 14, 2026): the median sale price is about $480K ($239 per sq ft over the trailing 12 months of closed sales), a median 39 days on market for closed sales, and 6.0 months of supply, a balanced market. The trailing-12-month median is down 2% from the prior 12 months, computed from record-level realMLS closed sales (3 closings in the current window).
Lakes At Mill Creek Plantation is a St. Johns community in St. Johns County built around a shared playground, with a market that trades quietly rather than in volume. Pricing data here should be weighed against the very small number of recent transactions.
The setting & the homes.
Aerial and on-site photos of Lakes At Mill Creek Plantation. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Lakes At Mill Creek Plantation
Lakes At Mill Creek Plantation
Lakes At Mill Creek Plantation
Lakes At Mill Creek Plantation
Lakes At Mill Creek Plantation
Lakes At Mill Creek PlantationPhotos from realMLS listings in Lakes At Mill Creek Plantation; content deemed reliable but not guaranteed.
Who Lakes At Mill Creek Plantation is best for.
Best for
- Buyers willing to do extra comp work in a low-inventory community
- Sellers pricing realistically off a $480,000 median rather than expecting a bidding war
- Buyers interested in a playground as a primary shared amenity
Probably not for
- Buyers who want several active listings to compare before offering
- Sellers expecting rapid appreciation after a year that's down about 2%
- Buyers seeking an extensive list of resort-style community amenities
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 14 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($480K) IS the median in the snapshot above, and the move from 2025 ($490K) IS the -2.0% one-year change.
Windows contain 0 to 13 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are St. Johns County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · St. Johns County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
36% of homes for sale in ZIP 32259 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).
Lakes At Mill Creek Plantation Market Scorecard
Lakes At Mill Creek Plantation is currently a balanced market. About 6.0 months of supply, a median asking price of $690,000, and homes go under contract in about 21 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Lakes At Mill Creek Plantation
Live MLS inventory for Lakes At Mill Creek Plantation. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Lakes At Mill Creek Plantation listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Lakes At Mill Creek Plantation on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Lakes At Mill Creek Plantation
- Playground · reported on 2 of 3 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The Lakes At Mill Creek Plantation buying strategy.
If we were buying in Lakes At Mill Creek Plantation today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lakes At Mill Creek Plantation.
A Thin Market, Read Carefully
With only one active listing and three closings feeding this snapshot, Lakes At Mill Creek Plantation doesn't generate the transaction volume of larger St. Johns communities. That's not a red flag on its own — it just means each closing carries more weight in the median, and a buyer or seller should look at the specific comps behind the $480,000 figure rather than treating it as a market-wide average.
At $239.04 per square foot and a median of 39 days on market, homes here aren't moving instantly, but they aren't stalling either. Six months of supply and a heat score of 16 put this squarely in balanced territory — not a market tilted hard toward either side. The single listed amenity is a playground, reported across this community's MLS listings; buyers should confirm current amenities and access directly with the HOA before assuming anything beyond that.
The location and the amenities are priced into every listing in Lakes At Mill Creek Plantation. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Lakes At Mill Creek Plantation buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.4). Basis: Recent Direction -2.0% year-over-year; Liquidity & Demand 6.0 months of supply; Pricing Power 95.0% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a community with this few data points, the difference between a fair offer and an overpay comes down to knowing which of the three recent closings actually compares to the home in question. Momentum agents pull the underlying comps behind the median, not just the headline number, and can tell a seller honestly whether $480,000 is a floor or a stretch for their specific property.
Lakes At Mill Creek Plantation in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Lakes At Mill Creek Plantation buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lakes At Mill Creek Plantation sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lakes At Mill Creek Plantation, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lakes At Mill Creek Plantation home worth?
Get a no-obligation home value based on real comparable sales in Lakes At Mill Creek Plantation, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Lakes At Mill Creek Plantation on the map →
Frequently Asked Questions
What is the median home price in Lakes At Mill Creek Plantation?
How long do homes in Lakes At Mill Creek Plantation take to sell?
Is Lakes At Mill Creek Plantation a buyer's or seller's market right now?
Do cash buyers compete in Lakes At Mill Creek Plantation?
Who is the best real estate agent for Lakes At Mill Creek Plantation?
How do I find a top St. Johns real estate agent who knows Lakes At Mill Creek Plantation?
Can Momentum Realty connect me with an agent for Lakes At Mill Creek Plantation?
Should you buy in Lakes At Mill Creek Plantation?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Lakes At Mill Creek Plantation with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: July 14, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending July 14, 2026 |
| Under-contract shares | realMLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2019 (38 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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