Moraya Bay
Homes for Sale in Naples, FL
All 1,847 homes for sale in Naples, FL · median $425,000 · Collier County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Florida Gulf Coast MLS
As of October 2026, Moraya Bay in Naples, FL has 1 home for sale. Over the 12 months ending 2026-09-20, 4 recorded sales closed at a median of $6,100,000, $1,385 per square foot, a median 110 days on market, sellers accepting 89% of original asking. At the median price and Collier County's FY2025-26 rate of 11.05 mills, annual property tax runs about $67,420 ($66,990 with the full homestead exemption).
| Location | Naples, Collier County, FL · ZIP 34018, 34108 |
|---|---|
| Sale prices, last 12 months | $6,100,000 median across 4 closed sales · $1385 per sq ft |
| Days on market (closed sales) | 110 median |
| For sale right now | 1 active, 0 pending · median asking $4,895,000 |
Data as of September 20, 2026. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Moraya Bay key facts,” movewithmomentum.com/neighborhoods/moraya-bay, data as of September 20, 2026.
Moraya Bay trades on a small number of closings, five in this window, so the median figures here describe a thin slice of the market rather than a deep trend line. At a median price of $6,300,000 and roughly $1,385 per square foot, this is a high-water-mark building where individual unit condition, floor, and view stack up to a much bigger swing in price than in a typical Naples community.
A median days-on-market of 130 tells you these sales take time to find their buyer. That is normal at this price point, where the pool of qualified buyers is smaller and sellers are usually not under pressure to move quickly. For a buyer, that patience can translate into negotiating room; for a seller, it means pricing and presentation have to be right from day one, because there is no volume of comparable sales to hide behind.
The 60-Second Overview
Moraya Bay market snapshot (as of September 20, 2026): the median sale price is about $6.10M ($1385 per sq ft over the trailing 12 months of closed sales), and a median 111 days on market for closed sales.
In ZIP 34108 (Naples), 629 homes closed in the last 12 months at a median of $955K ($547/sq ft), down 2.0% year over year, with a median 84 days on market. Right now 257 active and 52 pending listings — a soft market. See the live ZIP 34108 housing market and the Collier County market.
Moraya Bay is a high-rise beachfront address in Naples where pricing is driven almost entirely by unit-level factors rather than broad market momentum, and the small closing count means every transaction moves the numbers.
Who Moraya Bay is best for.
Best for
- Buyers with a defined budget near the top of the Naples market who are prioritizing a specific unit or view over speed of purchase.
- Buyers comfortable doing unit-by-unit diligence in a building where recent sales data is limited.
- Sellers who can price patiently and are not working against a tight timeline, given the typical hold period here.
Probably not for
- Buyers who want a large set of comparable recent sales to benchmark price against.
- Buyers needing amenities confirmed and itemized before starting a search, since none were identified in current MLS data.
- Anyone needing a fast close or fast resale, given the median time on market at this price point.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Florida Gulf Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($6.10M) IS the median in the snapshot above.
Windows contain 1 to 15 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Collier County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Collier County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
15% of homes for sale in ZIP 34108 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).
Moraya Bay Market Scorecard
Moraya Bay is currently a balanced market., a median asking price of $4,895,000, and homes go under contract in about 138 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Florida Gulf Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Moraya Bay, Naples
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Moraya Bay
Live MLS inventory for Moraya Bay. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Moraya Bay listings as of 2026-10-01, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Moraya Bay Right Now (1)
All 1 active and pending Moraya Bay listings with a detail page, newest first, refreshed twice a day from the MLS.
- 11125 Gulf Shore Dr 308 · $4,895,000 · 3 bd / 4 ba · listed Jul 2, 2026 · listed by Luxe Naples Real Estate
The Moraya Bay buying strategy.
If we were buying in Moraya Bay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Moraya Bay.
Pricing at the top of the market
With only five closings feeding the current snapshot, Moraya Bay's numbers should be read as directional rather than statistically firm. The median price of $6,300,000 and per-square-foot figure near $1,385 reflect what has sold recently, not a fixed ceiling or floor. Buyers should expect a wide spread between units depending on renovation level, floor height, and exposure, since at this price point condition and finish carry more weight than square footage alone.
The 130-day median days-on-market is consistent with a market where listings are priced for a specific buyer rather than the broader field. Community amenities were not itemized in the current MLS data for this snapshot, so anyone evaluating the building should confirm amenity details, association terms, and any rental or use restrictions directly rather than relying on general assumptions about high-rise Naples buildings.
The location and the amenities are priced into every listing in Moraya Bay. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a building where five closings define the whole current market, interpreting the data correctly matters as much as finding the listing. We track how individual units compare on condition, floor, and exposure rather than leaning on averages that thin sample sizes can distort, and we push for amenity, association, and use-restriction detail before you make a decision at this price level.
Moraya Bay in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Moraya Bay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Moraya Bay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Moraya Bay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Moraya Bay home worth?
Get a no-obligation home value based on real comparable sales in Moraya Bay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Moraya Bay?
How long do homes in Moraya Bay take to sell?
Who is the best real estate agent for Moraya Bay?
How do I find a top Naples real estate agent who knows Moraya Bay?
Can Momentum Realty connect me with an agent for Moraya Bay?
Where is Moraya Bay, and what county is it in?
Should you buy in Moraya Bay?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: October 1, 2026) |
| Community market stats | Florida Gulf Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2013 (52 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Moraya Bay fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Moraya Bay
- Home values · What homes in Moraya Bay actually sell for
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