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Live Market Pulse
49/100
Market Heat
Normal for New Waterford
2015 → 2026 · 91 at the 2022 peak
0 is New Waterford's coldest market since 2015, 100 its hottest. Today: 49. How it's scored

Photo via Florida Gulf Coast MLS

Built fromLive Florida Gulf Coast MLS data14 years of closingsUpdated twice daily

As of September 2026, New Waterford in Naples, FL has 4 homes for sale, asking from $279,900 to $345,000 (median $320,000). Over the 12 months ending 2026-09-20, 14 recorded sales closed at a median of $307,500, $229 per square foot, a median 35 days on market, sellers accepting 95% of original asking (-1% versus the prior year). Homes listed or recently sold were built 1992–1993; 1 of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 11 ft). At the median price and Collier County's FY2025-26 rate of 11.05 mills, annual property tax runs about $3,400 ($2,960 with the full homestead exemption).

New Waterford key facts
LocationNaples, Collier County, FL · ZIP 34104
Sale prices, last 12 months$307,500 median across 14 closed sales · $229 per sq ft · -0.8% vs the prior 12 months
Days on market (closed sales)35 median
For sale right now4 active, 0 pending · median asking $320,000

Data as of September 20, 2026. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “New Waterford key facts,” movewithmomentum.com/neighborhoods/new-waterford, data as of September 20, 2026.

Last 30 days in New Waterford: 1 new listing (median asking $320,000). As of September 27, 2026, Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate.

Live · New Waterford Housing Pulse Florida Gulf Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$308K ▼
Median sold · 12 mo
down 0.8% vs the prior 12 months
-0.8% ▼
1-yr price change
n = 14 and 9 sales in the two windows
$229/sf
Sold $/sqft · 12 mo
peak $273 in 2022
95.5%
Sale vs ask
Tempo
35days
Median DOM · closed
8 days at the 2022 low
0%
Under contract
Collier: 19% (1,017 of 5,466)
4 · 0
For sale · pending
live counts, refreshed twice daily
14
Sold · last 12 mo
10-yr average: about 10 a year
Track record · 14 years of records
1,362sqft
Median sold home size
12-mo windows, closed sales

Homes For Sale Right Now in New Waterford

Live MLS inventory for New Waterford. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending New Waterford listings as of 2026-09-26, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in New Waterford Right Now (4)

All 4 active and pending New Waterford listings with a detail page, newest first, refreshed twice a day from the MLS.

Jon Brooks, founder of Momentum Realty
Jon's Current Read

New Waterford is pricing at a median of $305,000, with price per square foot around $227.61 doing more of the explaining than the headline number itself. At this level, condition and layout inside individual units are likely driving where a given listing lands relative to that median, more than any single community-wide feature.

A median 30 days on market and a market heat score of 50 point to a balanced posture, not a rush in either direction. Pricing at or near recent comparable closings tends to move a listing on a normal timeline here; pricing on hope tends to sit. With year-over-year pricing down 2.2%, sellers should set expectations off current data rather than last year's number, and buyers have some room to negotiate on anything that has been sitting.

New Waterford Housing Pulse · Momentum Research · as of September 20, 2026

New Waterford right now

🟡 Off the recent peak. The trailing-12-month median ($308K) is down 0.8% from the prior 12 months ($310K). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Florida Gulf Coast MLS closed sales, 12-month windows ending September 20. Confidence: Medium (14 and 9 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 28, 2026 · Live data: Florida Gulf Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

New Waterford market snapshot (as of September 20, 2026): the median sale price is about $308K ($229 per sq ft over the trailing 12 months of closed sales), and a median 35 days on market for closed sales. The trailing-12-month median is down 1% from the prior 12 months, computed from record-level Florida Gulf Coast MLS closed sales (14 closings in the current window).

In ZIP 34104 (Naples), 1,347 homes closed in the last 12 months at a median of $570K ($327/sq ft), down 2.4% year over year, with a median 59 days on market. Right now 580 active and 154 pending listings — a buyer's market. See the live ZIP 34104 housing market and the Collier County market.

Florida Gulf Coast MLS sales records identify 5 homes in New Waterford that have changed hands, built between 1992 and 1993 (median 1993), with a median living area of about 1,362 sq ft and a typical 3-bedroom, 2-bath layout; 100% are condominiums. Source: Florida Gulf Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

New Waterford's numbers describe a steady, mid-priced corner of the Naples market rather than a standout or a bargain basement, with pricing power resting on the individual home more than on any shared draw.

Best for

  • Buyers prioritizing home condition and price per square foot over community features
  • Buyers comfortable evaluating a Naples property on its own merits without a clubhouse or shared facilities as a factor
  • Sellers with a well-maintained, competitively priced home who can back pricing with recent comparable closings

Probably not for

  • Buyers who want documented community amenities as part of the purchase decision
  • Sellers expecting to price off last year's market rather than the current 2.2% year-over-year shift
  • Buyers looking for a fast, high-competition market rather than the current balanced, 30-day pace

Windows contain 0 to 16 sales each (14 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$300K20122014201620182020202220242026
Down 0.8% year over year.
Every sale since 2012 · price vs size
$0$200K$400K1k1k1k1k
133 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$150$200$25020122014201620182020202220242026
Up from $119 in 2012 to a $273 peak in 2022; $229 now.
Median days on market · closed sales
05010020122014201620182020202220242026
8 days at the 2022 low; 35 now.
Sale price vs original ask · median
90%95%100%20122014201620182020202220242026
95.5% now.
Homes sold per 12-mo window
05101520122014201620182020202220242026
0 to 16 a year; 14 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning201620182020202220242026
91 at the 2022 peak, 14 in the troughs, 49 now. Same score as the hero card, full history.
How much local inventory is already under contract

23% of homes for sale in ZIP 34104 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-28).

New Waterford Market Scorecard

Balanced

New Waterford is currently a balanced market., a median asking price of $320,000, and homes go under contract in about 109 days.

$320,000
Median list
$307,500
Median sold
$253
List $/sqft
109
Days on mkt
4/0/0
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Florida Gulf Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in New Waterford, Naples

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 11 listings
Distress share trend — 0.0% now (2026-08-12 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap, tiles © CARTO.

If we were buying in New Waterford today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in New Waterford.

Best Buy
Buyers and sellers focused on value per square foot in Naples rather than on community amenities.
Biggest Risk
Year-over-year pricing is down 2.2%, so sellers need current comps, not last year's expectations.
Sweet Spot
Listings priced tightly to recent closings near the $305,000 median tend to move on a normal timeline.
Avoid If
Skip this community if you are counting on shared amenities as part of the value.

What the numbers are really saying

Based on the most recent 15 closings, the market here reads as balanced rather than tilted toward either side. A median of 30 days on market is neither a fire-sale pace nor a stale one — it is the kind of number you get when reasonably priced listings move and overpriced ones wait.

Current MLS listings show no identified community amenities, which means the value proposition rests on the home itself, its price per square foot, and its location within Naples and Collier County rather than on shared facilities. That makes due diligence on the individual unit — condition, updates, layout — more important here than in communities where a clubhouse or pool is doing part of the selling.

“

The location and the amenities are priced into every listing in New Waterford. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community where price per square foot and condition carry the pricing conversation rather than amenities, we pull the recent closing comps that matter and price against what has actually sold, not against list-price optimism. That is the difference between a listing that moves in line with the market's 30-day median and one that lingers.

New Waterford in 15 seconds.

Best forBuyers and sellers focused on value per square foot in Naples rather than on community amenities.
Biggest advantageA balanced market with a 30-day median gives room to negotiate without excessive competition.
Biggest riskYear-over-year pricing is down 2.2%, so sellers need current comps, not last year's expectations.
Sweet spotListings priced tightly to recent closings near the $305,000 median tend to move on a normal timeline.
Avoid ifSkip this community if you are counting on shared amenities as part of the value.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the New Waterford Condos for Sale in Naples, FL homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in New Waterford Condos for Sale in Naples, FL.
In short
  • HOA dues reported around $55/month (about $660/yr) · median of 34 MLS listings, most billed annually
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $55 per month ($660 a year) — the median AssociationFee across 34 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed New Waterford sales matched to your home.

What is your New Waterford home worth?

Get a no-obligation home value based on real comparable sales in New Waterford, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Naples →

Real comps, not an automated estimate.

Recently off market in New Waterford

Homes in New Waterford that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

Frequently Asked Questions

What is the median home price in New Waterford?
The median sale price in New Waterford was $308K over the 12 months ending September 20, 2026 (14 closed sales, Florida Gulf Coast MLS).
How long do homes in New Waterford take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 35 days on market (14 sales, Florida Gulf Coast MLS).
Who is the best real estate agent for New Waterford?
The best agent for New Waterford is one who actively works Naples and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for New Waterford.
How do I find a top Naples real estate agent who knows New Waterford?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows New Waterford and the wider Naples area.
Can Momentum Realty connect me with an agent for New Waterford?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your New Waterford purchase or sale - no call center and no pressure.
Where is New Waterford, and what county is it in?
New Waterford is in Naples, Collier County, FL, ZIP 34104. The community's center is about 4 miles southeast of the center of Naples (straight-line).
Buyers prioritizing home condition and price per square foot over community featuresExcellent fit
Buyers comfortable evaluating a Naples property on its own merits without a clubhouse or shared facilities as a factorExcellent fit
Sellers with a well-maintained, competitively priced home who can back pricing with recent comparable closingsExcellent fit
Buyers who want documented community amenities as part of the purchase decisionProbably not
Sellers expecting to price off last year's market rather than the current 2.2% year-over-year shiftProbably not
Buyers looking for a fast, high-competition market rather than the current balanced, 30-day paceProbably not

Data sources & freshness

Live listingsFlorida Gulf Coast MLS, refreshed twice daily (last: September 26, 2026)
Community market statsFlorida Gulf Coast MLS closed sales, 12-month windows ending September 20, 2026
Under-contract sharesFlorida Gulf Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2012 (133 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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Nearby Communities

Explore more neighborhoods near New Waterford with Momentum Realty’s local guides.

Newcastle0.2 mi away · median $247K, 10 sales/12 moPartridge Pointe0.2 mi away · median $299K, 9 sales/12 moWindsor Place (Collier)0.2 mi away · median $312K, 6 sales/12 moAbbey At Berkshire Village0.3 mi away · median $215K, 12 sales/12 moVillas At Berkshire Village0.3 mi awayBerkshire Landings0.3 mi awayColonies0.4 mi away · median $278K, 4 sales/12 moBerkshire Lakes0.4 mi away · median $590K, 29 sales/12 mo

Browse all neighborhood guides →

Thinking of selling in New Waterford? 14 recorded closings; median 35 days on market (window ending 2026-09-20). See the Collier County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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