Harbor Hills vs Reserves at Hammock Oaks
Two Lake communities, compared on the numbers that decide it — price, pace, and supply — from live MLS data as of 2026-06-24.
| Metric | Harbor Hills | Reserves at Hammock Oaks |
|---|---|---|
| Median sale price | $544K | $320K |
| Price per sq ft | $210 | $157 |
| Avg days on market | 83 days | 185 days |
| Months of supply | 4.3 mo | 1.3 mo |
| Market | Balanced Market | Seller's Market |
| 1-year price change | False | False |
| Recent closings | 56 | 37 |
The verdict
Harbor Hills carries the higher median price — about 70% above Reserves at Hammock Oaks. Homes in Harbor Hills sell faster (83 days on market vs 185). Reserves at Hammock Oaks is the tighter market on inventory (1.3 months of supply).
Where each one is
| Harbor Hills | Reserves at Hammock Oaks | |
|---|---|---|
| County | Lake County, FL | Lake County, FL |
| City / area | Lady Lake | Lady Lake |
| ZIP | 32159 | 32159 |
| FEMA flood zones (sampled parcels) | all 44 sampled homes outside a flood zone | all 14 sampled homes outside a flood zone |
Distances are straight-line; driving distance is usually 15 to 30 percent more. Flood-zone shares come from FEMA flood maps matched to sampled parcels; always check the exact address before you close.
What is for sale today
| Harbor Hills | Reserves at Hammock Oaks | |
|---|---|---|
| Homes for sale now | 20 | 4 |
| Under contract | 12 | 4 |
| Asking prices today | $240K to $800K | $335K to $428K |
| Listed in the last 7 days | 1 | 4 |
| Property types listed | Half Duplex, Single Family Residence, Villa | Single Family Residence |
Live MLS counts, refreshed with every listing pull. Browse them: Harbor Hills homes for sale · Reserves at Hammock Oaks homes for sale.
The homes themselves
| Harbor Hills | Reserves at Hammock Oaks | |
|---|---|---|
| Homes (parcels) | 783 | n/a |
| Built | 1900–2024 (median 2004) | n/a |
| Typical living area | 2,241 sq ft | n/a |
| Vacant lots | 28 | 0 |
Housing-stock figures from the Florida Department of Revenue 2025 assessment roll (public records).
How each one trades
| Harbor Hills | Reserves at Hammock Oaks | |
|---|---|---|
| Sale-to-original-list | 93.5% | 94.0% |
| New-construction share of sales | 5% | 100% |
| Typical sold home | 2,401 sq ft | 1,938 sq ft |
Last 12 months of recorded closings; sale-to-original-list is the share of the first asking price sellers actually got.
Schools the listings are zoned for
| Harbor Hills | Reserves at Hammock Oaks | |
|---|---|---|
| Elementary | not reported | Villages Elem Of Lady Lake |
| Middle | not reported | Carver Middle |
| High school | not reported | Leesburg High |
The school most often recorded on each community's MLS listings. Always confirm a specific address with the district.
Which one fits
On budget alone, Reserves at Hammock Oaks is the lower entry point (median $320K vs $544K). Sellers get a faster sale in Harbor Hills (83 days on market on average); buyers get more negotiating room where homes sit longer.
Neither number set decides it: drive both on a weekday evening, check the HOA documents and the flood zone for the exact street, and price the insurance before you write an offer. A Momentum agent who works both communities can pull the comparable sales for any two specific homes.
Questions people ask
Is Harbor Hills more expensive than Reserves at Hammock Oaks?
Yes, on recent sales: the median sale price in Harbor Hills is $544,000 versus $320,000 in Reserves at Hammock Oaks, about 70% higher.
Where do sellers get closer to asking price?
Reserves at Hammock Oaks — sellers there received 94.0% of the original list price over the last 12 months versus 93.5% in Harbor Hills.
Go deeper on each: Harbor Hills homes, photos & schools · Reserves at Hammock Oaks homes, photos & schools
Figures are aggregates from realMLS / DBAAR, updated regularly. Thinking about either? Talk to Momentum Realty.