Hammock Beach
Homes for Sale in Palm Coast, FL
True comps, carrying-cost math, and listings before the portals.
Hammock Beach is a community in Palm Coast, Flagler County, FL (ZIP 32137). Across Palm Coast as a whole, 93 homes closed in the last 12 months at a median of $450,000, 118 median days on market, with 30 homes for sale today. At that median and Flagler County's FY2025-26 rate of 14.65 mills, annual property tax runs about $6,590 ($6,010 with the full homestead exemption).
Neighborhoods in the Hammock Beach area
MLS subdivisions in the same ZIP codes within Palm Coast, FL, placed by location around Hammock Beach (distance from the community centre). They are not necessarily part of the Hammock Beach plan.
- Armand Beach · 2 for sale · 1.4 mi
- Armand Beach East · 1.3 mi
- Armand Beach Estates · 1.1 mi
- Artesia · 0.8 mi
- Johnson Beach · 1.1 mi
- Likens · 1.3 mi
- Magnolia Manor · 1.0 mi
- Northshore · 0.6 mi
- Oakland · 1.2 mi
- Sanctuary · 1.1 mi
- Village at Palm Coast · 1.3 mi
- Wildwood · 0.5 mi
Villages & sections of Hammock Beach
Hammock Beach in Palm Coast, FL is a master-planned community recorded as 6 named villages and sections in the MLS; 6 homes are for sale or pending across them today. Each village has its own page with its listings, sales history and HOA/CDD facts.
- Ocean Hammock · 3 for sale · 4 sold/12 mo
- Conservatory at Hammock Beach · 3 for sale · 1 sold/12 mo
- Cinnamon Beach at Ocean Hammock: Condos for Sale
- Hammock Beach Villas
- Northshore at Ocean Hammock
- Ocean Towers at Hammock Beach
Price in Hammock Beach is driven by the homes themselves, not by scarcity. These are large builds — a median around 3,487 square feet — carrying a median of $660,000 and a median of roughly $425 per square foot. Condition, finish level, and proximity to the coast do the heavy lifting on where any given listing lands, and the spread is wide enough that the median tells you less than the individual house does.
The current posture favors buyers with patience. The median home sits on the market about 173 days, and year-over-year pricing is down 25.4%. With a market heat score of 19, this is a slow, negotiable market. Sellers need to price to today's reality and expect a long runway; buyers have time to inspect, compare, and negotiate rather than react.
Nearby homes for sale
No active listings inside Hammock Beach right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Hammock Beach is a coastal community of roughly 238 homes in Palm Coast, built largely between 2001 and 2024, with a median vintage around 2009 — newer construction on the whole, and sized for buyers who want space near the water.
DBAAR sales records identify 128 homes in Hammock Beach that have changed hands since 2010, built between 2001 and 2021 (median 2005), with a median living area of about 2,588 sq ft and a typical 3-bedroom, 3-bath layout. Source: DBAAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Hammock Beach is best for.
Best for
- Buyers seeking a large coastal home who can move deliberately and negotiate
- Second-home buyers comfortable with a slower resale market
- Owner-occupants planning a long hold rather than a short flip
Probably not for
- Sellers needing to exit quickly, given the long days-on-market
- Buyers wanting a compact, low-maintenance footprint
- Anyone counting on near-term price gains after a 25.4% year-over-year decline
The market around Hammock Beach
Hammock Beach is too small for its own price trend, so here is the market around it.
In ZIP 32137, 705 homes are on the market and 23% are under contract — a steady corner of Palm Coast.
Across Flagler County, 1,268 homes are active and 370 pending (23% under contract).
In ZIP 32137 (Palm Coast), 204 homes closed in the last 12 months at a median of $301K ($173/sq ft), down 1.2% year over year, with a median 60 days on market. Right now 40 active and 23 pending listings put supply at about 3.6 months — a balanced market. See the live ZIP 32137 housing market and the Flagler County market.
ZIP and county figures describe the wider market, not Hammock Beach specifically. Momentum Research analysis of MLS records.
Hammock Beach by the numbers
From county property records and closed MLS sales for the Hammock Beach subdivision: 317 homes on record; built 2001–2021; typical size about 1,696 heated sq ft; 3 bedrooms is the median. Housing mix: condo 79%, single-family 20%.
| Year | Recorded sales | Median price |
|---|---|---|
| 2021 | 58 | $582,500 |
| 2022 | 32 | $692,500 |
| 2023 | 10 | $1,000,000 |
| 2024 | 12 | $637,500 |
| 2025 | 8 | $411,750 |
| 2026 | 2 | $875,000 |
Newest recorded sale: $1,400,000 on 2026-08-28.
Recorded data as of 2026-09-12; counts cover addresses tagged to this subdivision in the public record, not every parcel. Not an appraisal.
Recent Developments in Hammock Beach
Development, infrastructure, retail, and school activity affecting Hammock Beach, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Infrastructure
Flagler County advances 35 million dollar beach renourishment
Flagler County is working to award a contract for a roughly 35 million dollar beach renourishment project covering about 5.5 miles of northern county shoreline from Flagler Beach to Varn Park. The project, largely funded by state and FEMA grants, faces a tight deadline with some property easements still unsigned, and a final decision was scheduled for the August 3, 2026 commission meeting.
What it may mean for the marketA large beach renourishment effort would rebuild eroded shoreline and dune systems and help protect the coastal stretch of State Road A1A, supporting the stability of oceanfront property and public beach access. The project is about 7 miles southeast of Hammock Beach, elsewhere in Flagler County.
Source: ClickOrlando - July 2026Development
Planning board recommends denial of 21,920 home western expansion
The Palm Coast Planning Board voted 5 to 0 on July 15, 2026 to recommend denial of future land use and zoning map amendments for the Radiant Palm Coast westward expansion, which proposes up to about 21,920 homes across roughly 20,144 acres. Board members said they wanted more detail and coordination with the county and school district, and the City Council will make the final decision.
What it may mean for the marketA planning board recommendation to deny land use and zoning changes keeps a very large western residential expansion on hold, leaving the affected land west of the city in its current designation pending further review and a City Council decision. The project is about 9 miles west of Hammock Beach, elsewhere in Flagler County.
Source: Flagler County Buzz - July 2026Civic
Flagler County adopts one year data center moratorium
Flagler County commissioners unanimously adopted a one year moratorium on new data center siting in unincorporated areas at their July 13, 2026 meeting. Officials said the pause allows staff to develop zoning and land use standards for the emerging industry.
What it may mean for the marketA one year pause on new data center siting in unincorporated areas holds large industrial land uses in place while the county drafts zoning and land use standards, keeping the current pattern of available industrial and commercial land unchanged for now. The project is about 10 miles southwest of Hammock Beach, elsewhere in Flagler County.
Source: Flagler County Buzz - June 2026Development
Palm Coast approves two commercial developments
The Palm Coast Planning Board approved two commercial projects on June 22, 2026. One is an 82,000 square foot warehouse and manufacturing development on Commerce Boulevard where manufacturer Alleima would occupy one building, and the other is a 62,000 square foot medical office complex with 43 suites on Palm Harbor Parkway.
What it may mean for the marketTwo approved commercial projects, a warehouse and manufacturing building plus a medical office complex, would expand the commercial and industrial building inventory and add finished space along Commerce Boulevard and Palm Harbor Parkway. The site is about 2 miles southwest of Hammock Beach.
Source: FlaglerLive - June 2026Development
Palm Coast approves a 62,000-square-foot medical office building on Palm Harbor Parkway
Palm Coast also approved a two-story, 62,000-square-foot medical office building with 43 suites at 1195 Palm Harbor Parkway in June 2026. The developers project about 120 jobs when the building is fully leased.
What it may mean for the marketA new medical office complex adds healthcare capacity and professional jobs in Palm Coast, an amenity and employment factor that can support nearby housing demand. The site is about 2 miles southwest of Hammock Beach.
Source: FlaglerLive - June 2026Development
Palm Coast approves an 82,000-square-foot warehouse complex where Alleima will expand
Palm Coast approved a two-building, 82,000-square-foot warehouse complex on 7.5 acres at 5 Commerce Boulevard in June 2026. Manufacturer Alleima will occupy one building and add 30 to 50 employees, with the second building marketed to other industrial tenants.
What it may mean for the marketNew industrial space and manufacturing jobs in Palm Coast strengthen the local employment base, a factor that can support housing demand nearby. The site is about 7 miles southwest of Hammock Beach.
Source: FlaglerLive
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Hammock Beach buying strategy.
If we were buying in Hammock Beach today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Hammock Beach.
A slow, condition-driven coastal market
The numbers here point in one direction: this is a patient market. A median of 173 days on market and a 25.4% year-over-year decline mean pricing power has shifted toward buyers, and the low heat score of 19 confirms it. Nothing about this snapshot rewards rushing.
Homestead share sits at about 58%, so a meaningful portion of these homes are owner-occupied primary residences rather than pure rentals or second homes. Combined with the large median footprint and the coastal setting, that mix shapes both who lists and how long inventory takes to clear. Expect a wide price spread tied to condition and location within the community — the median is a starting point for conversation, not a ceiling or a floor.
The location and the amenities are priced into every listing in Hammock Beach. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market moving this slowly, correct pricing and honest positioning matter more than marketing volume. We read the individual house against the wide condition-driven spread rather than leaning on a single median, and we set expectations up front on timeline — a long runway for sellers, real negotiating room for buyers. That is the whole job here.
Hammock Beach in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Hammock Beach buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Hammock Beach sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Hammock Beach, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Hammock Beach home worth?
Get a no-obligation home value based on real comparable sales in Hammock Beach, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Palm Coast →
Should you buy in Hammock Beach?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | DBAMLS records, as of 2026-07-12 |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of DBAMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the DBAMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Hammock Beach fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Hammock Beach. These are the public schools most often assigned to other communities in ZIP 32137; zones change and vary by address, so confirm with the district before you buy.
- Imagine School at Town Center · charter K-8 · FLDOE grade B (assigned to 9 nearby communities)
- Old Kings Elementary School · PreK-6 (Flagler County) · FLDOE grade A (assigned to 8 nearby communities)
- Indian Trails Middle School · Middle 6-8 · FLDOE grade A (assigned to 8 nearby communities)
- Matanzas High School · High 9-12 · FLDOE grade A (assigned to 8 nearby communities)
- Old Kings Elementary · K-5, verify zoning · FLDOE grade A (assigned to 4 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Common questions about Hammock Beach
Where is Hammock Beach?
Hammock Beach is a community in Palm Coast, Flagler County, Florida, ZIP 32137.
How many homes are in Hammock Beach?
County property records list 317 homes in Hammock Beach, built between 2001 and 2021; the typical home is about 1,696 heated square feet.
What do homes in Hammock Beach sell for?
Hammock Beach has no MLS sales in the last 12 months. The most recent year with recorded sales on file is 2026 (2 sales, median $875,000). For context, ZIP 32137 has 705 homes on the market with 23% under contract.
Are there homes for sale in Hammock Beach right now?
No active listings inside Hammock Beach at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Hammock Beach have an HOA or CDD?
No HOA is on record for Hammock Beach in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
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