Hammock Beach
Homes for Sale in Palm Coast, FL
All 1,211 homes for sale in Palm Coast, FL · median $390,000 · 729 homes for sale in 32137 · Flagler County homes for sale
True comps, carrying-cost math, and listings before the portals.
Hammock Beach is a community in Palm Coast, Flagler County, FL (ZIP 32137). Across Palm Coast as a whole, 93 homes closed in the last 12 months at a median of $450,000, 114 median days on market, with 1,692 homes for sale today. At that median and Flagler County's FY2025-26 rate of 14.65 mills, annual property tax runs about $6,590 ($6,010 with the full homestead exemption).
Neighborhoods in the Hammock Beach area
MLS subdivisions in the same ZIP codes within Palm Coast, FL, placed by location around Hammock Beach (distance from the community centre). They are not necessarily part of the Hammock Beach plan.
- Armand Beach · 2 for sale · 1.4 mi
- Armand Beach East · 1.3 mi
- Armand Beach Estates · 1.1 mi
- Artesia · 0.8 mi
- Johnson Beach · 1.1 mi
- Likens · 1.3 mi
- Magnolia Manor · 1.0 mi
- Northshore · 0.6 mi
- Oakland · 1.2 mi
- Sanctuary · 1.1 mi
- Village at Palm Coast · 1.3 mi
- Wildwood · 0.5 mi
Villages & sections of Hammock Beach
Hammock Beach in Palm Coast, FL is a master-planned community recorded as 6 named villages and sections in the MLS; 7 homes are for sale or pending across them today. Each village has its own page with its listings, sales history and HOA/CDD facts.
- Conservatory at Hammock Beach · 4 for sale · 1 sold/12 mo
- Ocean Hammock · 3 for sale · 4 sold/12 mo
- Cinnamon Beach at Ocean Hammock: Condos for Sale
- Hammock Beach Villas
- Northshore at Ocean Hammock
- Ocean Towers at Hammock Beach
Price in Hammock Beach is driven by the homes themselves, not by scarcity. These are large builds — a median around 3,487 square feet — carrying a median of $660,000 and a median of roughly $425 per square foot. Condition, finish level, and proximity to the coast do the heavy lifting on where any given listing lands, and the spread is wide enough that the median tells you less than the individual house does.
The current posture favors buyers with patience. The median home sits on the market about 173 days, and year-over-year pricing is down 25.4%. With a market heat score of 19, this is a slow, negotiable market. Sellers need to price to today's reality and expect a long runway; buyers have time to inspect, compare, and negotiate rather than react.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Hammock Beach right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Hammock Beach is a coastal community of roughly 238 homes in Palm Coast, built largely between 2001 and 2024, with a median vintage around 2009 — newer construction on the whole, and sized for buyers who want space near the water.
DBAAR sales records identify 128 homes in Hammock Beach that have changed hands since 2010, built between 2001 and 2021 (median 2005), with a median living area of about 2,588 sq ft and a typical 3-bedroom, 3-bath layout. Source: DBAAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Hammock Beach is best for.
Best for
- Buyers seeking a large coastal home who can move deliberately and negotiate
- Second-home buyers comfortable with a slower resale market
- Owner-occupants planning a long hold rather than a short flip
Probably not for
- Sellers needing to exit quickly, given the long days-on-market
- Buyers wanting a compact, low-maintenance footprint
- Anyone counting on near-term price gains after a 25.4% year-over-year decline
The market around Hammock Beach
Hammock Beach is too small for its own price trend, so here is the market around it.
In ZIP 32137, 705 homes are on the market and 23% are under contract — a steady corner of Palm Coast.
Across Flagler County, 1,268 homes are active and 370 pending (23% under contract).
In ZIP 32137 (Palm Coast), 215 homes closed in the last 12 months at a median of $301K ($173/sq ft), down 1.2% year over year, with a median 60 days on market. Right now 40 active and 22 pending listings put supply at about 3.5 months — a balanced market. See the live ZIP 32137 housing market and the Flagler County market.
ZIP and county figures describe the wider market, not Hammock Beach specifically. Momentum Research analysis of MLS records.
Hammock Beach by the numbers
From county property records and closed MLS sales for the Hammock Beach subdivision: 317 homes on record; built 2001–2021; typical size about 1,696 heated sq ft; 3 bedrooms is the median. Housing mix: condo 79%, single-family 20%.
| Year | Recorded sales | Median price |
|---|---|---|
| 2021 | 58 | $582,500 |
| 2022 | 32 | $692,500 |
| 2023 | 10 | $1,000,000 |
| 2024 | 12 | $637,500 |
| 2025 | 8 | $411,750 |
| 2026 | 2 | $875,000 |
Newest recorded sale: $1,400,000 on 2026-08-28.
Recorded data as of 2026-09-12; counts cover addresses tagged to this subdivision in the public record, not every parcel. Not an appraisal.
The Hammock Beach buying strategy.
If we were buying in Hammock Beach today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Hammock Beach.
A slow, condition-driven coastal market
The numbers here point in one direction: this is a patient market. A median of 173 days on market and a 25.4% year-over-year decline mean pricing power has shifted toward buyers, and the low heat score of 19 confirms it. Nothing about this snapshot rewards rushing.
Homestead share sits at about 58%, so a meaningful portion of these homes are owner-occupied primary residences rather than pure rentals or second homes. Combined with the large median footprint and the coastal setting, that mix shapes both who lists and how long inventory takes to clear. Expect a wide price spread tied to condition and location within the community — the median is a starting point for conversation, not a ceiling or a floor.
The location and the amenities are priced into every listing in Hammock Beach. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market moving this slowly, correct pricing and honest positioning matter more than marketing volume. We read the individual house against the wide condition-driven spread rather than leaning on a single median, and we set expectations up front on timeline — a long runway for sellers, real negotiating room for buyers. That is the whole job here.
Hammock Beach in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Hammock Beach buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Hammock Beach sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Hammock Beach, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Hammock Beach home worth?
Get a no-obligation home value based on real comparable sales in Hammock Beach, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Should you buy in Hammock Beach?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | DBAMLS records, as of 2026-07-12 |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of DBAMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Recent Developments in Hammock Beach
Development, infrastructure, retail, and school activity affecting Hammock Beach, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Civic
Palm Coast holds ceremonial opening of new Fire Station 22
The new station at the southeast corner of Palm Coast Parkway and Colbert Lane replaces the 1977 station and responds to about 18,700 calls a year. Funding of about $12.2 million came from the general fund, fire impact fees and American Rescue Plan money after a $5 million state appropriation was vetoed. The old station is slated to become a visitor center, though funding is not yet identified.
What it may mean for the marketAdds modernized emergency response capacity along the Palm Coast Parkway corridor. The site is about 4 miles south of Hammock Beach.
Source: FlaglerLive - October 2026Development
Palm Coast council advances Magnolia Trace plan for 624 homes on about 1,000 acres
The Palm Coast City Council approved on first reading, 4-1, an amendment converting the former Oare continuing-care village off Belle Terre Boulevard near U.S. 1 into the Magnolia Trace Master Planned Development. The plan calls for 624 units, including single-family homes, townhouses and up to 150 apartments, and 71% of the acreage is already in conservation. A second reading is still required, and Greenpoint Holdings is under contract to buy the land.
What it may mean for the marketAdds a large block of for-sale and rental housing supply along the Belle Terre corridor, if final approval is granted. The site is about 6 miles south of Hammock Beach.
Source: FlaglerLive - September 2026Retail & Dining
Promenade at Town Center in Palm Coast signs six tenants and opens apartment leasing
The six-building mixed-use project has signed six leases, including 6th Street Deli, Fleet Feet and AdventHealth Sports Rehab, and has begun leasing 204 apartments. It includes roughly 40,000 square feet of retail and 25,000 square feet of medical and office space. Half the buildings remain under construction and no opening date has been set.
What it may mean for the marketAdds near-term retail, medical office and rental apartment options in the Town Center area. The site is about 4 miles south of Hammock Beach.
Source: FlaglerLive - June 2026Development
Palm Coast approves two commercial developments
The Palm Coast Planning Board approved two commercial projects on June 22, 2026. One is an 82,000 square foot warehouse and manufacturing development on Commerce Boulevard where manufacturer Alleima would occupy one building, and the other is a 62,000 square foot medical office complex with 43 suites on Palm Harbor Parkway.
What it may mean for the marketTwo approved commercial projects, a warehouse and manufacturing building plus a medical office complex, would expand the commercial and industrial building inventory and add finished space along Commerce Boulevard and Palm Harbor Parkway. The site is about 2 miles southwest of Hammock Beach.
Source: FlaglerLive - June 2026Development
Palm Coast approves a 62,000-square-foot medical office building on Palm Harbor Parkway
Palm Coast also approved a two-story, 62,000-square-foot medical office building with 43 suites at 1195 Palm Harbor Parkway in June 2026. The developers project about 120 jobs when the building is fully leased.
What it may mean for the marketA new medical office complex adds healthcare capacity and professional jobs in Palm Coast, an amenity and employment factor that can support nearby housing demand. The site is about 2 miles southwest of Hammock Beach.
Source: FlaglerLive - June 2026Development
Palm Coast approves an 82,000-square-foot warehouse complex where Alleima will expand
Palm Coast approved a two-building, 82,000-square-foot warehouse complex on 7.5 acres at 5 Commerce Boulevard in June 2026. Manufacturer Alleima will occupy one building and add 30 to 50 employees, with the second building marketed to other industrial tenants.
What it may mean for the marketNew industrial space and manufacturing jobs in Palm Coast strengthen the local employment base, a factor that can support housing demand nearby. The site is about 7 miles southwest of Hammock Beach.
Source: FlaglerLive
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
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Schools serving nearby communities
We do not have a confirmed school assignment for Hammock Beach. These are the public schools most often assigned to other communities in ZIP 32137; zones change and vary by address, so confirm with the district before you buy.
- Imagine School at Town Center · charter K-8 · FLDOE grade B (assigned to 9 nearby communities)
- Old Kings Elementary School · PreK-6 (Flagler County) · FLDOE grade A (assigned to 8 nearby communities)
- Indian Trails Middle School · Middle 6-8 · FLDOE grade A (assigned to 8 nearby communities)
- Matanzas High School · High 9-12 · FLDOE grade A (assigned to 8 nearby communities)
- Old Kings Elementary · K-5, verify zoning · FLDOE grade A (assigned to 4 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
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Common questions about Hammock Beach
Where is Hammock Beach?
Hammock Beach is a community in Palm Coast, Flagler County, Florida, ZIP 32137.
How many homes are in Hammock Beach?
County property records list 317 homes in Hammock Beach, built between 2001 and 2021; the typical home is about 1,696 heated square feet.
What do homes in Hammock Beach sell for?
Hammock Beach has no MLS sales in the last 12 months. The most recent year with recorded sales on file is 2026 (2 sales, median $875,000). For context, ZIP 32137 has 705 homes on the market with 23% under contract.
Are there homes for sale in Hammock Beach right now?
No active listings inside Hammock Beach at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Hammock Beach have an HOA or CDD?
No HOA is on record for Hammock Beach in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
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Palm Coast guides & data
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- The 4-point inspection, explained
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Ocean Oaks Lane (18 homes on record)
- Ocean Crest Drive (8 homes on record)
- Oak View Circle (5 homes on record)
Nearby Communities
Explore more neighborhoods near Hammock Beach with Momentum Realty’s local guides.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Flagler County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Flagler County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.