Gated Communities in Palm City, FL: Homes for Sale
This page tracks every Palm City listing whose MLS record reports a gated community (manned gate, unmanned gate or security gate), by community, with live counts and asking prices, and the fee questions that come with the gate.
228 homes in gated communities are for sale or pending in Palm City, FL today across 140 communities. The median asking price is $617,444, from $34,000 to $6,995,000. Listings in Palm City without that feature have a median of $942,000. Most listings right now: Sand Trail (Aka Copperleaf) (8), Highlands Reserve (6), The Meadows At Martin Downs (6). Updated September 9, 2026 from the MLS.
Palm City gated community homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most gated community homes listed are tabled; the rest follow.
| Community | Gated Community Homes | New build | Median list | From |
|---|---|---|---|---|
| Sand Trail (Aka Copperleaf) | 8 | 0 | $943,000 | $784,900 |
| Highlands Reserve | 6 | 0 | $747,500 | $600,000 |
| The Meadows At Martin Downs | 6 | 0 | $437,500 | $225,000 |
| Pine Ridge At Martin Downs Condo 14 | 6 | 0 | $212,450 | $179,000 |
| Pine Ridge At Martin Downs Condo | 6 | 0 | $200,000 | $179,000 |
| Hammock Creek | 5 | 0 | $875,000 | $835,000 |
| Monarch | 5 | 0 | $499,000 | $425,000 |
| Palm City Farms | 4 | 0 | $3,100,000 | $1,375,000 |
| Highlands Reserve PUD | 4 | 0 | $902,443 | $850,000 |
| Pipers Landing | 4 | 0 | $774,944 | $399,000 |
| Palm Cove Golf & Yacht Club | 4 | 0 | $754,900 | $625,000 |
| Harbour Ridge - Fairway Village | 4 | 0 | $157,450 | $79,000 |
| Cobblestone PUD 01 | 3 | 0 | $1,250,888 | $1,250,888 |
| Cobblestone | 3 | 0 | $1,129,000 | $1,123,203 |
| Mid-Rivers Yacht And Country Club (Aka Evergreen C | 3 | 0 | $1,129,000 | $884,900 |
| Crane Creek Racquet Club All Ph | 3 | 0 | $975,000 | $739,900 |
| Monarch Country Club | 3 | 0 | $650,000 | $469,000 |
| Harbour Ridge | 3 | 0 | $535,000 | $360,000 |
| Quail Meadow At Martin Downs (Aka Martin Downs Pla | 3 | 0 | $325,000 | $300,000 |
| Stamford At Sunset Trace (Aka Martin Downs Plat 36 | 3 | 0 | $275,000 | $235,000 |
| Sunset Trace Ph 01 Md 06 | 3 | 0 | $235,000 | $205,000 |
| Sunset Trace At Martin Downs (Aka Martin Downs Pla | 3 | 0 | $230,000 | $210,000 |
| Stuart West | 2 | 0 | $1,497,500 | $1,300,000 |
| Canopy Creek | 2 | 0 | $1,320,000 | $1,150,000 |
| Hammock Creek Estates | 2 | 0 | $1,134,500 | $870,000 |
| Cobblestone | 2 | 0 | $1,090,394 | $984,900 |
| Sand Trail PUD | 2 | 0 | $972,000 | $869,000 |
| Harbour Ridge - Buttonbush Village | 2 | 0 | $810,000 | $795,000 |
| Danforth | 2 | 0 | $721,000 | $700,000 |
| Danforth 01 | 2 | 0 | $687,500 | $650,000 |
| Meadows Prcl 51 Md 42 | 2 | 0 | $619,888 | $619,888 |
| Pipers Landing 06 | 2 | 0 | $512,450 | $499,900 |
| Harbour Ridge - Laurel Oak | 2 | 0 | $473,500 | $448,000 |
| Charter Club At Martin Downs | 2 | 0 | $454,500 | $430,000 |
| Harbour Ridge Yacht & Country Club - Bayhead Villa | 2 | 0 | $349,450 | $299,000 |
| Harbour Ridge - Dewberry Village | 2 | 0 | $280,000 | $225,000 |
| Sunset Trace | 2 | 0 | $260,000 | $240,000 |
| Pipers Landing Garden Apartments Condo | 2 | 0 | $149,000 | $119,000 |
| Harbour Ridge Y&CC - Palmetto Village | 2 | 0 | $131,900 | $55,000 |
| Harbour Ridge - Pond Apple Village | 2 | 0 | $96,950 | $34,000 |
| Greenmans Minor Plat | 1 | 0 | $3,500,000 | $3,500,000 |
| Fox Grove | 1 | 0 | $3,500,000 | $3,500,000 |
| Meadow Run | 1 | 0 | $3,100,000 | $3,100,000 |
| Harbour Ridge Yacht & CC -Sand Pine Village | 1 | 0 | $2,900,000 | $2,900,000 |
| Tuscawilla (Aka Canopy Creek) | 1 | 0 | $2,100,000 | $2,100,000 |
| Crane Creek Country Club 03 | 1 | 0 | $1,985,000 | $1,985,000 |
| Palm Cove | 1 | 0 | $1,745,000 | $1,745,000 |
| Pipers Landing 01 | 1 | 0 | $1,700,000 | $1,700,000 |
| Tuscawilla Pud Replat | 1 | 0 | $1,690,000 | $1,690,000 |
| Windstone | 1 | 0 | $1,649,900 | $1,649,900 |
| Harbour Ridge 1 | 1 | 0 | $1,395,888 | $1,395,888 |
| Palm Cove & Yacht Club Ph 20 | 1 | 0 | $1,325,000 | $1,325,000 |
| Harbour Ridge - East Hammock | 1 | 0 | $1,295,000 | $1,295,000 |
| Mid-Rivers; Evergreen | 1 | 0 | $1,295,000 | $1,295,000 |
| Mid-Rivers Yacht & Cc Ph 01-02 Evergreen Club | 1 | 0 | $1,200,000 | $1,200,000 |
| Palm Cove Harbour Island | 1 | 0 | $1,200,000 | $1,200,000 |
| Cobblestone PUD 05 | 1 | 0 | $1,195,888 | $1,195,888 |
| Windstone, Harbour Bluff, Rivers End | 1 | 0 | $1,195,000 | $1,195,000 |
| Mid-Rivers Yacht And Coun | 1 | 0 | $1,150,000 | $1,150,000 |
| Harbour Ridge Y&CC-Riverside Village | 1 | 0 | $1,095,000 | $1,095,000 |
Also with gated community homes for sale: Harbour Ridge Yacht & CC-Buttonbush Village (1), Harbour Ridge - River Pointe Village (1), Windstone (1), Harbour Ridge Yacht & CC - Mariner Village (1), Harbour Ridge - Lancewood (1), Captains Creek (1), River Oaks (1), Crane Creek Country Club (1), Palm Cove GOLF & YACHT CLUB (1), Martin Downs 47a (1), Harbour Pointe Ph 01-03 (1), Martin Downs Plat No 28 (Aka Monarch Country Club) (1), Sand Trail PUD AKA Copperleaf (1), Berry Avenue (1), Pipers Lndg 6 (1), Pipers Landing 05 (1), Harbour Pointe (1), Harbour Ridge Yacht & CC - Deer Moss Village (1), Harbour Ridge Y&CC Buttonbush Village (1), Captain'S Creek (Aka Orchid Bay) (1), Crane Creek Racquet Club (1), Oak Ridge (1), Crane Creek Country Club 04 (1), Palm Pointe At Martin Downs (Aka Martin Downs Plat (1), Monarch Parcel 22 Martin Downs Plat 74 (Aka Monar (1), Hammock Creek (1), Harbour Ridge Y&CC-Buttonbush Village (1), Palm Cove Golf & Yacht Club Ph (1), Hunters Creek (1), Harbour Ridge Y&CC-Sweetbay Village (1), Harbour Ridge - BUTTONBUSH VILLAGE (1), Pipers Landing 04 (1), Heronwood (1), Harbour Ridge Y&CC - Sweetbay Village (1), Palm Pointe (1), Meadows Prcl 61 & 61a (1), Harbour Ridge Green Briar Village (1), Magnolia Ridge Of Palm City Pud (1), Pipers Landing 02 (1), Harbour Ridge 6 Laurel Oak/Royal Fern (1), Harbour Ridge Yacht & Country Club - Fig Tree (1), Mallard Creek M D 21 & 21a (1), Harbour Ridge Y&CC - Deer Moss Village (1), Palm Pointe At Martin Dow (1), Ibis Point (1), La Mariposa (1), Martin Downs Plat No 29 (Aka Monarch Country Club) (1), Martin Downs 29a (1), Osprey Creek (1), Harbour Ridge Y&CC-Bayhead Village (1), Osprey Creek At Martin Downs (Aka Martin Downs Pla (1), Egret Pond (1), Harbour Ridge - Green Briar Village (1), Starling Court At Martin Downs (Aka Martin Downs P (1), Martin Downs Starling Court M D 15 (1), Eagle Lake 07 Martin Downs (1), Eagle Lake (1), Harbour Ridge Y&CC - South Shore Village (1), Pine Ridge At Martin (1), Villas At Sunset Trace Md 16 (1), Whispering Sound 01-04a (1), Harbour Ridge Y&Cc - South Shore Village (1), Harbour Ridge Y&CC - Fairway Village (1), Villas At Sunset Trace At Martin Downs (Aka Martin (1), Pipers Landing 03 (1), Harbour Ridge Y&CC-Mile Lake Village (1), Stamford At Sunset Trace Md 36 (1), Clubhouse Court Condo (1), Harbour Ridge - Bayhead Village (1), Pine Ridge at Martin Downs (1), Pipers Landing Garden Apts Area 03 (1), Pipers Landing Garden Apts Area 09 (1), Harbour Ridge - Mile Lake Village (1), Harbour Ridge Y&Cc/Mile Lake Village (1), Harbour Ridge Yacht and Country Club - POND APPLE VILLAGE CONDOMINIUM (1), Harbour Ridge Y&CC - Mile Lake Village (1), Harbour Ridge Yacht & Country Club - Fairway Village (1), Harbour Ridge - Palmetto Village (1), Harbour Ridge/Palmetto Village (1), Harbour Ridge Y&CC-Pond Apple Village (1).
What the gate costs and what it actually does
A gate is an HOA amenity, so it shows up in dues: an unmanned keypad or transponder gate adds little; a 24-hour manned gate is a six-figure annual staffing line shared by the homeowners, and the roads behind it are usually private, which means the association, not the county, pays to repave them. Ask for the current HOA budget and reserve study, whether the roads are private, and whether a gate or road assessment is pending. The MLS field records the gate, not its staffing, so confirm which kind it is before you value it. Our true cost of ownership calculator puts HOA dues, taxes and insurance into one monthly number.
Questions to ask about any gated-community listing
Is the gate manned, and during what hours? Are the roads private, and what do the reserves look like for repaving? What are the HOA dues today and what did they run three years ago? Is there a CDD or a special assessment on the books? What are the guest-access and delivery rules? A local agent who works the community will know which gates are staffed and which associations are underfunded.
Common questions
How many homes in gated communities are for sale in Palm City?
What do gated community homes cost in Palm City?
Which Palm City community has the most gated community homes for sale?
Are gated communities more expensive to own?
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Live data: BeachesMLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Palm City, FL whose MLS record reports a gated community. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.