Anchorage Of Tarpon Lake
Homes for Sale in Palm Harbor, FL
All 552 homes for sale in Palm Harbor, FL · median $375,000 · 75 homes for sale in 34685 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
Over the 12 months ending 2026-09-20, 6 recorded sales closed at a median of $317,500, $236 per square foot, a median 56 days on market, sellers accepting 97% of original asking (-5% versus the prior year). Homes listed or recently sold were built 1972–1973; 7 of 7 report an HOA (median $42/mo); none of the 7 geocoded homes sit in a FEMA special flood hazard zone (median elevation 9 ft). At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $6,160 ($5,340 with the full homestead exemption).
| Location | Palm Harbor, Pinellas County, FL · ZIP 34685 |
|---|---|
| Homes in the community | 84 (FL DOR 2025 assessment roll) |
| Years built | 1972–1977 (median 1973.0) |
| Typical living area | 1,792 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Clubhouse, Deed Restrictions, Pool, Buyer Approval Required, Association Recreation - Owned, Fence Restrictions |
| Sale prices, last 12 months | $317,500 median across 6 closed sales · $236 per sq ft · -5.2% vs the prior 12 months |
| Days on market (closed sales) | 56 median |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 83% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Anchorage Of Tarpon Lake Unit One The key facts,” movewithmomentum.com/neighborhoods/anchorage-of-tarpon-lake-unit-one-the, data as of September 20, 2026.

This is a small, mature enclave in Palm Harbor where the homes date to the early-to-mid 1970s and cluster around 1,800 square feet. With that kind of uniformity in vintage and size, price here is driven less by square footage and more by condition — what has been updated, what still wears its original finishes. The median sits near $319,750, or roughly $230 a foot, and the spread within the neighborhood is going to track renovation work more than anything else.
The current posture is cooler than it was a year ago. Prices are off about 11.2% year over year, and homes are taking around 48 days to sell — a genuine negotiating window rather than a bidding-war environment. For buyers, that means time to inspect a 50-year-old home properly. For sellers, it means condition and correct pricing carry the day; the market is not bailing anyone out on an overreach.
Anchorage Of Tarpon Lake right now
🟡 Off the recent peak. The trailing-12-month median ($318K) is down 5.2% from the prior 12 months ($335K). With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Medium (6 and 7 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 6, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside Anchorage Of Tarpon LakeHomes for Sale in Palm Harbor, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Anchorage Of Tarpon Lake market snapshot (as of September 20, 2026): the median sale price is about $318K ($236 per sq ft over the trailing 12 months of closed sales), and a median 56 days on market for closed sales. The trailing-12-month median is down 5% from the prior 12 months, computed from record-level Stellar MLS closed sales (6 closings in the current window).
In ZIP 34685 (Palm Harbor), 226 homes closed in the last 12 months at a median of $445K ($240/sq ft), down 3.3% year over year, with a median 53 days on market. Right now 37 active and 10 pending listings put supply at about 4.3 months — a balanced market. See the live ZIP 34685 housing market and the Pinellas County market.
County records show 8 qualified sales in Anchorage Of Tarpon Lake across 2024–2025 (6 in 2024, 2 in 2025), median $400,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Anchorage Of Tarpon Lake is a community of 84 homes in Palm Harbor, Pinellas County, built between 1972 and 1977 (median 1973.0), with a median living area of about 1,792 square feet. 83% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Anchorage Of Tarpon Lake Unit One is a compact, established Palm Harbor community of 84 homes built in a tight window in the 1970s, where the vast majority of owners hold homestead — a sign of an owner-occupied, low-churn pocket rather than an investor rotation.
The setting & the homes.
Aerial and on-site photos of Anchorage Of Tarpon Lake. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Anchorage Of Tarpon Lake; content deemed reliable but not guaranteed.
Who Anchorage Of Tarpon Lake is best for.
Best for
- Owner-occupant buyers around the mid-$300s who want an established, low-turnover pocket of Palm Harbor
- Buyers willing to inspect carefully and budget for updates on a 1970s home
- Value-minded buyers who see the year-over-year softening as a negotiating opportunity
Probably not for
- Buyers set on new or recent construction with modern systems out of the box
- Investors chasing quick turnover in a heavily owner-occupied, low-churn community
- Buyers who want a large home well above the ~1,800-square-foot norm here
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($318K) IS the median in the snapshot above, and the move from 2025 ($335K) IS the -5.2% one-year change.
Windows contain 0 to 9 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Deemed reliable but not guaranteed.
24% of homes for sale in ZIP 34685 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).
Anchorage Of Tarpon Lake Market Scorecard
Anchorage Of Tarpon Lake is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Anchorage Of Tarpon Lake Unit One The, Palm Harbor
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Anchorage Of Tarpon Lake on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
The Anchorage Of Tarpon Lake buying strategy.
If we were buying in Anchorage Of Tarpon Lake today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Anchorage Of Tarpon Lake.
A condition-driven 1970s pocket
With every home built between 1972 and 1977 and a median build year of 1973, you are buying into a specific era of construction. That works in a buyer's favor for predictability — floor plans and lot layouts rhyme — but it puts the burden on inspection. Roofs, electrical panels, plumbing, and HVAC ages are the real variables, and they are what will separate one asking price from another far more than a few dozen square feet.
The homestead share of about 83% tells you this is a settled, live-in neighborhood, not a landlord-heavy tract. Combined with only a handful of closings in the recent window, that means comparable sales are thin — pricing takes judgment, not just pulling the last sale. A market heat score of 55 puts this squarely in balanced territory: neither a fire sale nor a seller's runaway.
The location and the amenities are priced into every listing in Anchorage Of Tarpon Lake. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Anchorage Of Tarpon Lake buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.9). Basis: Recent Direction -5.2% year-over-year; Owner Commitment 83% owner-occupied; Pricing Power 96.5% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a small community with few recent closings and a price that hinges on condition, generic comps mislead. We read each home on its updates and its bones, price against a thin sample honestly, and — with roughly 48 days of market time as the norm — build a negotiation strategy that reflects a balanced, buyer-workable market rather than pretending it is hotter than it is.
Anchorage Of Tarpon Lake in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $42/month (about $504/yr) · median of 154 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $42 per month ($504 a year) — the median AssociationFee across 154 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Anchorage Of Tarpon Lake buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Anchorage Of Tarpon Lake sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Anchorage Of Tarpon Lake, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Anchorage Of Tarpon Lake home worth?
Get a no-obligation home value based on real comparable sales in Anchorage Of Tarpon Lake, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Anchorage Of Tarpon Lake?
How long do homes in Anchorage Of Tarpon Lake take to sell?
How many homes are in Anchorage Of Tarpon Lake?
What share of Anchorage Of Tarpon Lake is owner-occupied?
When were the homes in Anchorage Of Tarpon Lake built?
Who is the best real estate agent for Anchorage Of Tarpon Lake?
How do I find a top Palm Harbor real estate agent who knows Anchorage Of Tarpon Lake?
Can Momentum Realty connect me with an agent for Anchorage Of Tarpon Lake?
Where is Anchorage Of Tarpon Lake, and what county is it in?
Is Anchorage Of Tarpon Lake a good place to live?
Should you buy in Anchorage Of Tarpon Lake?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 1, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 34685)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2014 (42 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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