Anchorage Of Tarpon Lake
Homes for Sale in Palm Harbor, FL
All 571 homes for sale in Palm Harbor, FL · median $405,000 · 77 homes for sale in 34685 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of November 2026, Anchorage Of Tarpon Lake Unit Two The in Palm Harbor, FL has 1 home for sale. Homes listed or recently sold were built 1974–1974; 3 of 4 report an HOA (median $42/mo); none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 9 ft).

This is a small, tightly defined pocket in Palm Harbor — 64 homes, all built in a narrow window from 1972 to 1974. When the housing stock is this uniform, price is driven almost entirely by condition and updates rather than floor plan or vintage. A renovated home and a period-original home here can sit far apart on price for the same square footage, so what you pay tracks the work already done.
The other structural fact is that roughly 89% of homes carry a homestead exemption. That points to a community held long-term rather than turned over quickly, which tends to mean thin, episodic inventory. For a buyer, patience and readiness matter more than negotiating leverage on any given day; for a seller, the scarcity of comparable listings can work in your favor, but it also means fewer recent comps to anchor pricing.
Figures in this note are as of July 14, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Anchorage Of Tarpon Lake right now
🟡 Off the recent peak. The trailing-12-month median ($330K) is down 5.7% from the prior 12 months ($350K). With about 1 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Low (3 and 3 sales in the two windows).
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· Updated November 14, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside Anchorage Of Tarpon Lake right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Anchorage Of Tarpon Lake market snapshot (as of September 20, 2026): the median sale price is about $330K ($193 per sq ft over the trailing 12 months of closed sales), and a median 2 days on market for closed sales. The trailing-12-month median is down 6% from the prior 12 months, computed from record-level Stellar MLS closed sales (3 closings in the current window).
In ZIP 34685 (Palm Harbor), 69 homes closed in the last 12 months at a median of $665K ($260/sq ft), down 4.5% year over year, with a median 40 days on market. Right now 17 active and 6 pending listings put supply at about 3.0 months — a balanced market. See the live ZIP 34685 housing market and the Pinellas County market.
County records show 4 qualified sales in Anchorage Of Tarpon Lake across 2024–2025 (3 in 2024, 1 in 2025), median $375,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Anchorage Of Tarpon Lake is a community of 64 homes in Palm Harbor, Pinellas County, built between 1972 and 1974 (median 1974.0), with a median living area of about 1,792 square feet. 89% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The Anchorage Of Tarpon Lake Unit Two is a compact, early-1970s enclave in Palm Harbor with a median living area just under 1,800 square feet — right-sized homes on a single-decade build, where the differences between listings come down to condition, not era.
The setting & the homes.
Aerial and on-site photos of Anchorage Of Tarpon Lake. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Anchorage Of Tarpon Lake; content deemed reliable but not guaranteed.
Who Anchorage Of Tarpon Lake is best for.
Best for
- Long-hold buyers who want a settled Palm Harbor location and expect to stay put
- Buyers comfortable budgeting for updates on a 1970s-era home in exchange for a right-sized floor plan
- Value buyers willing to wait for the right listing in a low-turnover community
Probably not for
- Buyers who require new or near-new construction and modern systems out of the box
- Anyone who needs to close quickly and can't wait for limited inventory to surface
- Buyers wanting a large, open contemporary layout beyond the roughly 1,800-square-foot norm here
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($330K) IS the median in the snapshot above, and the move from 2025 ($350K) IS the -5.7% one-year change.
Windows contain 0 to 3 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Deemed reliable but not guaranteed.
24% of homes for sale in ZIP 34685 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-14).
Anchorage Of Tarpon Lake Market Scorecard
Anchorage Of Tarpon Lake is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Anchorage Of Tarpon Lake on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
The Anchorage Of Tarpon Lake buying strategy.
If we were buying in Anchorage Of Tarpon Lake today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Anchorage Of Tarpon Lake.
A uniform vintage where condition sets the number
With every home built between 1972 and 1974, buyers should approach this community as a renovation-condition question. Roofs, HVAC, windows, plumbing, and electrical are all of an age where you need to know exactly what has and has not been addressed. A home that has been methodically updated is a genuinely different asset from one still in original condition, even at the same footprint.
At a median of roughly 1,792 square feet, floor plans here are mid-sized and consistent — enough room to live comfortably without the scale of newer construction. Because the homes are so similar in size and age, your due diligence dollars are best spent on inspection and mechanical condition rather than second-guessing the layout.
The location and the amenities are priced into every listing in Anchorage Of Tarpon Lake. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Anchorage Of Tarpon Lake buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.7). Basis: Recent Direction -5.7% year-over-year; Owner Commitment 89% owner-occupied; Pricing Power 90.2% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a 64-home community that rarely turns over, the win is knowing the difference between an updated home and a cosmetically staged one — and reading condition against price when recent comps are scarce. We help buyers underwrite the real cost of any remaining 1970s systems, and we help sellers position an updated home so the work already done is fully credited.
Anchorage Of Tarpon Lake in 15 seconds.
Email me new listings in Anchorage Of Tarpon Lake
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Anchorage Of Tarpon Lake
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Anchorage Of Tarpon Lake will answer, and the answer is published on this page for the next buyer.
What it really costs to own in Anchorage Of Tarpon Lake
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $42/month across 3 MLS listings (most billed quarterly; 2026-11-14). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Pinellas County is $1,911/yr (20,791 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1974 across 4 listings. An original roof here would be about 52 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
HOA, CDD & Fees
- HOA dues reported around $42/month (about $500/yr) · median of 3 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $42 per month ($500 a year) — the median AssociationFee across 3 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-11.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Anchorage Of Tarpon Lake buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Anchorage Of Tarpon Lake sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Anchorage Of Tarpon Lake, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Anchorage Of Tarpon Lake home worth?
Get a no-obligation home value based on real comparable sales in Anchorage Of Tarpon Lake, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Palm Harbor →
Last 30 days in Anchorage Of Tarpon Lake: 1 new listing (median asking $389,900). As of November 12, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
| Location | Palm Harbor, Pinellas County, FL · ZIP 34685 |
|---|---|
| Homes in the community | 64 (FL DOR 2025 assessment roll) |
| Years built | 1972–1974 (median 1974.0) |
| Typical living area | 1,792 sq ft (median) |
| Amenities listed by sellers | Buyer Approval Required, Clubhouse, Deed Restrictions, Golf Carts OK, Pool |
| For sale right now | 1 active, 0 pending · median asking $389,900 · 4.0 months of supply |
| Owner-occupied (homestead) share | 89% |
Data as of November 13, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2026 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Anchorage Of Tarpon Lake key facts,” movewithmomentum.com/neighborhoods/anchorage-of-tarpon-lake-unit-two-the, data as of November 13, 2026.
Housing distress & ownership in Anchorage Of Tarpon Lake Unit Two The, Palm Harbor
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
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Frequently Asked Questions
What is the median home price in Anchorage Of Tarpon Lake?
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What share of Anchorage Of Tarpon Lake is owner-occupied?
When were the homes in Anchorage Of Tarpon Lake built?
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Where is Anchorage Of Tarpon Lake, and what county is it in?
Should you buy in Anchorage Of Tarpon Lake?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: November 2, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 34685)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2014 (16 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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