Atlantic Beach Terrace
Homes for Sale in Atlantic Beach, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of COMPASS FLORIDA LLC · via realMLS
As of October 2026, the MLS records 11 closed sales in Atlantic Beach Terr in Atlantic Beach, FL since 2009, the most recent in March 2026. Across Atlantic Beach as a whole, 183 homes closed in the last 12 months at a median of $610,000, 51 median days on market, with 34 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $10,900 ($10,160 with the full homestead exemption).
Price here is driven by condition and age, not by a uniform product. With a median build year of 1972 and stock stretching from 1920 all the way to 2024, you are looking at a market where two homes on the same street can be worlds apart — one an original mid-century cottage, the next a recent rebuild. The median living area sits around 2,211 square feet, but the number that matters most is what has been done to the house since it was built.
The high homestead share — just over 70 percent — tells you this is largely an owner-occupied pocket rather than an investor churn. That tends to mean fewer listings turning over at once and sellers who are not in a hurry. Buyers should expect to compete on condition and be ready to move on a well-updated home; sellers who have invested in the house can price to that work, but should not assume the median carries a dated or deferred-maintenance property.
The 60-Second Overview
Atlantic Beach Terr is a small, established beach-side pocket in Atlantic Beach with 123 homes spanning more than a century of construction. The through-line is age and location, not a single housing type.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Atlantic Beach Terrace is best for.
Best for
- Buyers prioritizing an established coastal location over a specific home vintage
- Owner-occupants comfortable renovating or maintaining an older mid-century home
- Buyers with the budget and patience to compete for a fully updated property
Probably not for
- Buyers wanting turnkey new construction as the default rather than the exception
- Buyers expecting the median price to represent a consistent, like-for-like product
- Investors seeking high turnover and rental churn in a heavily owner-occupied pocket
The market around Atlantic Beach Terrace
Atlantic Beach Terrace is too small for its own price trend, so here is the market around it.
In ZIP 32233, 104 homes are on the market and 40% are under contract — a fast-moving corner of Atlantic Beach.
Across Duval County, 3,953 homes are active and 1,522 pending (28% under contract).
ZIP and county figures describe the wider market, not Atlantic Beach Terrace specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Atlantic Beach Terr, Atlantic Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Atlantic Beach Terrace
Live MLS inventory for Atlantic Beach Terrace. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Atlantic Beach Terrace listings as of 2026-10-01, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Schools
- Duval County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Atlantic Beach · Elementary
- Mayport · Middle
- Duncan Fletcher · High
Zoned schools reflect the assignments reported on recent Atlantic Beach Terrace listings and can change; always confirm with Duval County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Atlantic Beach Terrace address.
The Atlantic Beach Terrace buying strategy.
If we were buying in Atlantic Beach Terrace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Atlantic Beach Terrace.
A century of housing on one map
The build range from 1920 to 2024 is the whole story. In practice this means the label 'Atlantic Beach Terr' covers original older homes, decades of infill, and brand-new construction side by side. A median year of 1972 puts the middle of the market in solid mid-century territory, so a large slice of the inventory will carry the systems, layouts, and lot patterns of that era unless a prior owner modernized.
Because the spread is so wide, the median price should be read as a midpoint across very different products, not as a going rate. Do your homework on each specific house: roof, systems, flood posture near the coast, and the scope of any renovation. The 2,211-square-foot median gives you a size anchor, but square footage alone will not tell you which end of the age-and-condition spectrum a given listing sits on.
The location and the amenities are priced into every listing in Atlantic Beach Terrace. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a pocket this small and this varied, the average tells you almost nothing about the house in front of you. We underwrite each listing on its own condition, vintage, and coastal exposure, and we will tell you plainly when a home is priced for work it still needs — or priced fairly for work already done.
Atlantic Beach Terrace in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Atlantic Beach Terrace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Atlantic Beach Terrace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Atlantic Beach Terrace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Atlantic Beach Terrace home worth?
Get a no-obligation home value based on real comparable sales in Atlantic Beach Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Atlantic Beach Terrace on the map →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
38% of homes for sale in ZIP 32233 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).
Frequently Asked Questions
How many homes are in Atlantic Beach Terrace?
What share of Atlantic Beach Terrace is owner-occupied?
When were the homes in Atlantic Beach Terrace built?
Who is the best real estate agent for Atlantic Beach Terrace?
How do I find a top Atlantic Beach real estate agent who knows Atlantic Beach Terrace?
Can Momentum Realty connect me with an agent for Atlantic Beach Terrace?
Should you buy in Atlantic Beach Terrace?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32233)) |
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Historical depth | Closed-sale records back to 2009 (11 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Atlantic Beach Terr fits the bigger picture — live prices, inventory, and Momentum Scores:
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