Bucks
Homes for Sale in Fernandina Beach, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of COMPASS FLORIDA LLC · via realMLS
As of September 2026, Bucks in Fernandina Beach, FL has 1 home for sale. As of September 2026, the MLS records 23 closed sales in Bucks in Fernandina Beach, FL since 2010, the most recent in December 2025. Across Fernandina Beach as a whole, 279 homes closed in the last 12 months at a median of $543,250, 57 median days on market, with 95 homes for sale today. At that median and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $7,210 ($6,710 with the full homestead exemption).
Bucks is a small pocket in Fernandina Beach, and with only a two-closing window in this snapshot, there is not enough transaction volume to read a reliable trend. What that means in practice: pricing here is set home by home, not by a smooth market curve. Condition, lot, and how a given property compares to the broader Fernandina Beach and Nassau County market will drive the number far more than any neighborhood-wide average.
For a buyer, thin data cuts both ways — you have less comparable evidence to anchor an offer, so the work shifts to inspecting the individual home and pricing it against the wider area. For a seller, low volume means a single well-prepared listing carries real weight; there is no crowd of comparable sales to hide a rough presentation. Both sides should treat this as a market that rewards diligence over assumption.
Bucks right now
🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of September 12, 2026. Confidence: Low (1 active and pending listings, 2 closed sales in 12 months).
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Updated September 12, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Bucks is a small residential enclave within Fernandina Beach, on Amelia Island in Nassau County, close to the coast and the town's historic core. Its size means it trades quietly rather than in volume.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Bucks. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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BucksPhotos from realMLS listings in Bucks; content deemed reliable but not guaranteed.
Who Bucks is best for.
Best for
- Buyers targeting a coastal Fernandina Beach location who will underwrite the specific home rather than a market average
- Patient buyers comfortable waiting for the right listing in a low-inventory pocket
- Buyers with budget flexibility to weigh a home on condition and updates rather than a fixed price band
Probably not for
- Buyers who need a deep set of recent comparable sales before committing
- Buyers on a strict timeline who cannot wait for limited inventory to turn over
- Buyers seeking a large, active market with steady transaction volume
The market around Bucks
Bucks is too small for its own price trend, so here is the market around it.
In ZIP 32034, 322 homes are on the market and 29% are under contract — a steady corner of Fernandina Beach.
Across Nassau County, 511 homes are active and 210 pending (29% under contract).
ZIP and county figures describe the wider market, not Bucks specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Bucks, Fernandina Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Bucks
Live MLS inventory for Bucks. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Bucks listings as of 2026-09-12, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
The Bucks buying strategy.
If we were buying in Bucks today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bucks.
A thin-data market on Amelia Island
With a closings window this short, treat any single number as a data point, not a pattern. The honest approach in Bucks is to underwrite each property on its own merits and lean on the broader Fernandina Beach and Nassau County market for context. Expect a wide spread between homes depending on condition and updates rather than a tight, predictable band.
Location does the heavy lifting here. Fernandina Beach puts you near the Atlantic, the island's historic downtown, and the amenities of Amelia Island. That backdrop tends to support demand even when a specific micro-market like Bucks moves in fits and starts. The practical takeaway is patience: the right listing and the right buyer may not arrive on the same schedule, so timing matters.
The location and the amenities are priced into every listing in Bucks. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a low-volume pocket like Bucks, the value we add is judgment, not just data pulls. We price and negotiate off the individual property and the wider Fernandina Beach and Nassau County market rather than a handful of closings, and we will tell you plainly when a home is not worth the ask. That candor matters most where comparable sales are scarce.
Bucks in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Bucks buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bucks sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bucks, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bucks home worth?
Get a no-obligation home value based on real comparable sales in Bucks, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fernandina Beach →
Recently off market in Bucks
Homes in Bucks that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 2696 S Fletcher Avenue · off market
Bucks Market Scorecard
Bucks is currently a strong buyer's market. About 12.0 months of supply, a median asking price of $4,999,000, and homes go under contract in about 210 days.
Typical home value in the 32034 ZIP is $615,846, about 26.3% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is Bucks a buyer's or seller's market right now?
Who is the best real estate agent for Bucks?
How do I find a top Fernandina Beach real estate agent who knows Bucks?
Can Momentum Realty connect me with an agent for Bucks?
Should you buy in Bucks?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Bucks with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | realMLS records, as of 2026-09-12 |
| Historical depth | Closed-sale records back to 2010 (23 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Bucks fits the bigger picture — live prices, inventory, and Momentum Scores: