Chelsea Oaks
Homes for Sale in Tavares, FL
All 275 homes for sale in Tavares, FL · median $327,000 · 247 homes for sale in 32778 · Lake County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of September 2026, the MLS records 89 closed sales in Chelsea Oaks in Tavares, FL since 2006, the most recent in May 2026. Recorded prices since 2024 ran from $295,000 to $359,900 (median $315,000), on homes of 1,543 to 1,902 sq ft. Across Tavares as a whole, 428 homes closed in the last 12 months at a median of $329,990, 70 median days on market, with 125 homes for sale today. At that median and Lake County's FY2025-26 rate of 16.65 mills, annual property tax runs about $5,240 ($4,570 with the full homestead exemption).

Chelsea Oaks is a small pocket of 149 homes in Tavares, and the story here is condition, not sticker shot. The build range runs from 1948 all the way to 2007, but the median year built is 2005 — so most of the inventory skews toward mid-2000s construction, with a handful of much older homes pulling the tail. That spread is what actually sets price: two homes of similar size can trade far apart depending on age and how they've been kept.
With only two closings in the recent window, this is a thin-data community — one sale moves the picture. For sellers, that means pricing off condition and comparable age rather than assuming a neighborhood-wide number. For buyers, it means each listing deserves to be underwritten on its own merits, not against a broad average. Homestead share sits just under half, so a meaningful slice of these homes are not owner-occupied — worth noting when you read the comps.
The 60-Second Overview
A compact Lake County community whose median home lands around 1,783 square feet of living space, built mostly in the mid-2000s but with older stock mixed in — meaning the range of ages, not size alone, drives what you'll pay.
Stellar MLS sales records identify 84 homes in Chelsea Oaks that have changed hands since 2005, built between 2005 and 2017 (median 2005), with a median living area of about 1,774 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Chelsea Oaks is best for.
Best for
- Buyers seeking a modest single-family footprint in the mid-2000s vintage and comfortable evaluating a home on its individual merits
- Value-minded buyers willing to weigh an older property against a newer one within the same community
- Long-hold owners who don't need a high-turnover market to feel secure in their purchase
Probably not for
- Buyers who need a large volume of recent comparable sales to price with confidence
- Anyone wanting uniform, same-era construction with predictable resale values
- Buyers set on new-construction finishes throughout without inspecting for age-related condition
The market around Chelsea Oaks
Chelsea Oaks is too small for its own price trend, so here is the market around it.
In ZIP 32778, 339 homes are on the market and 20% are under contract — a steady corner of Tavares.
Across Lake County, 3,179 homes are active and 1,077 pending (25% under contract).
In ZIP 32778 (Tavares), 713 homes closed in the last 12 months at a median of $330K ($183/sq ft), down 5.1% year over year, with a median 70 days on market. Right now 124 active and 35 pending listings put supply at about 4.3 months — a balanced market. See the live ZIP 32778 housing market and the Lake County market.
ZIP and county figures describe the wider market, not Chelsea Oaks specifically. Momentum Research analysis of MLS records.
The Chelsea Oaks buying strategy.
If we were buying in Chelsea Oaks today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Chelsea Oaks.
A mixed-vintage pocket in Tavares
The defining feature of Chelsea Oaks is its age spread. A median year built of 2005 tells you the bulk of the homes are relatively modern, but a floor of 1948 means there are older properties in the mix. When you tour here, expect to see meaningfully different eras of construction within the same community, and price accordingly — a mid-2000s home and a mid-century one are not the same product.
Size is consistent enough to anchor on: the median living area is roughly 1,783 square feet, which puts most homes in a manageable single-family footprint. With a homestead share under half, some of these homes have been held as rentals or second homes, so pay attention to how each individual property has been maintained rather than trusting a blanket assumption about the neighborhood.
The location and the amenities are priced into every listing in Chelsea Oaks. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a 149-home community with only two recent closings, the average number tells you very little — the work is in reading each home against its true peers by age and condition. We underwrite listings individually, flag where an older or under-maintained property is being priced like new construction, and help sellers position on the strengths their specific home actually has.
Chelsea Oaks in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $40/month (about $480/yr) · median of 8 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $40 per month ($480 a year) — the median AssociationFee across 8 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Chelsea Oaks buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Chelsea Oaks sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Chelsea Oaks, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Chelsea Oaks home worth?
Get a no-obligation home value based on real comparable sales in Chelsea Oaks, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Tavares →
Should you buy in Chelsea Oaks?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 15, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2006 (89 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
Common questions about Chelsea Oaks
Where is Chelsea Oaks?
Chelsea Oaks is a community in Tavares, Lake County, Florida, ZIP 32778.
Are there homes for sale in Chelsea Oaks right now?
Yes — 0 active and 1 pending listings as of the last feed refresh (twice daily). They are listed on this page.
Does Chelsea Oaks have an HOA or CDD?
No HOA is on record for Chelsea Oaks in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
See how Chelsea Oaks fits the bigger picture — live prices, inventory, and Momentum Scores:
More Tavares & Lake County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Lake County or the full Neighborhood Finder.
Nearby Communities
Explore more neighborhoods near Chelsea Oaks with Momentum Realty’s local guides.
Chelsea Oaks Market Scorecard
Chelsea Oaks is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 32778 ZIP is $312,096, right around the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
