Chelsea Oaks
Homes for Sale in Tavares, FL
True comps, carrying-cost math, and listings before the portals.
Chelsea Oaks is a small pocket of 149 homes in Tavares, and the story here is condition, not sticker shot. The build range runs from 1948 all the way to 2007, but the median year built is 2005 — so most of the inventory skews toward mid-2000s construction, with a handful of much older homes pulling the tail. That spread is what actually sets price: two homes of similar size can trade far apart depending on age and how they've been kept.
With only two closings in the recent window, this is a thin-data community — one sale moves the picture. For sellers, that means pricing off condition and comparable age rather than assuming a neighborhood-wide number. For buyers, it means each listing deserves to be underwritten on its own merits, not against a broad average. Homestead share sits just under half, so a meaningful slice of these homes are not owner-occupied — worth noting when you read the comps.
CHELSEA OAKS PH I right now
🔴 Off the recent peak. The trailing-12-month median ($245K) is down 9.2% from the prior 12 months ($270K) and up 152% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending August 2. Confidence: Medium (13 and 9 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated August 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Who Chelsea Oaks is best for.
Best for
- Buyers seeking a modest single-family footprint in the mid-2000s vintage and comfortable evaluating a home on its individual merits
- Value-minded buyers willing to weigh an older property against a newer one within the same community
- Long-hold owners who don't need a high-turnover market to feel secure in their purchase
Probably not for
- Buyers who need a large volume of recent comparable sales to price with confidence
- Anyone wanting uniform, same-era construction with predictable resale values
- Buyers set on new-construction finishes throughout without inspecting for age-related condition
The market around Chelsea Oaks
Chelsea Oaks is a small community — 158 recorded sales on file, most recently in 2025 — too few for its own price trend. Here is the market around it.
Across Lake County, 3,176 homes are active and 1,107 pending (26% under contract).
Homes here are single family residence.
ZIP and county figures describe the wider market, not Chelsea Oaks specifically. Momentum Research analysis of MLS records.
The Chelsea Oaks buying strategy.
If we were buying in Chelsea Oaks today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Chelsea Oaks.
A mixed-vintage pocket in Tavares
The defining feature of Chelsea Oaks is its age spread. A median year built of 2005 tells you the bulk of the homes are relatively modern, but a floor of 1948 means there are older properties in the mix. When you tour here, expect to see meaningfully different eras of construction within the same community, and price accordingly — a mid-2000s home and a mid-century one are not the same product.
Size is consistent enough to anchor on: the median living area is roughly 1,783 square feet, which puts most homes in a manageable single-family footprint. With a homestead share under half, some of these homes have been held as rentals or second homes, so pay attention to how each individual property has been maintained rather than trusting a blanket assumption about the neighborhood.
The location and the amenities are priced into every listing in Chelsea Oaks. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a 149-home community with only two recent closings, the average number tells you very little — the work is in reading each home against its true peers by age and condition. We underwrite listings individually, flag where an older or under-maintained property is being priced like new construction, and help sellers position on the strengths their specific home actually has.
Chelsea Oaks in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Chelsea Oaks buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Chelsea Oaks sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Chelsea Oaks, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Chelsea Oaks home worth?
Get a no-obligation home value based on real comparable sales in Chelsea Oaks, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Chelsea Oaks on the map →
Frequently Asked Questions
How many homes are in Chelsea Oaks?
What share of Chelsea Oaks is owner-occupied?
When were the homes in Chelsea Oaks built?
Do cash buyers compete in Chelsea Oaks?
Who is the best real estate agent for Chelsea Oaks?
How do I find a top Tavares real estate agent who knows Chelsea Oaks?
Can Momentum Realty connect me with an agent for Chelsea Oaks?
Should you buy in Chelsea Oaks?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (5 streets, ZIP 32778)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2006 (89 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 2 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($245K) IS the median in the snapshot above, and the move from 2025 ($270K) IS the -9.2% one-year change.
Windows contain 0 to 30 sales each (13 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026. Deemed reliable but not guaranteed.
20% of homes for sale in ZIP 32778 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-08-01).
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending August 2, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (6 streets, ZIP 32778/33211/33811/34219/34232)) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2005 (244 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.