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Homes for Sale in Fort Walton Beach, FL

By , Co-Founder, Momentum Realty · Updated October 20, 2026

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405 homes are for sale in Fort Walton Beach, FL as of 2026-10-20, with 85 more under contract. The median list price is $389,999, most homes list between $225K to $868K, and the median listing has been on the market 88 days. That is 167 houses, 175 condos and 62 townhouses. 21 homes came on the market this week and 287 sold in the last 12 months at a median of $357,612.

Fort Walton Beach, FL key facts
LocationOkaloosa County, FL
ZIP codes with their own page2
For sale right now405 active, 85 under contract
Asking prices$389,999, median · most homes $225K–$868K
Median days on market (active listings)88
Property types for sale167 houses, 175 condos, 62 townhouses
New listings this week21
Homes sold, last 12 months287 at a median of $357,612

Listing counts and prices as of 2026-10-20; MLS data, refreshed nightly; sold figures are trailing 12 months of closed sales. Market figures describe homes, not residents. Cite as: Momentum Realty, “Fort Walton Beach, FL key facts,” movewithmomentum.com/homes-for-sale/fort-walton-beach-fl/, data as of 2026-10-20.

405
Homes for sale
$389,999
Median list price
$225K to $868K
Typical range
88
Median days on market
21
New this week
85
Under contract
$2,746
Est. monthly cost at median
16.9
Months of supply

Newest homes for sale in Fort Walton Beach

The most recently listed homes in Fort Walton Beach, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.

590 Santa Rosa Boulevard #103, home for sale in Fort Walton Beach
$895,000 New
3 bd · 3 ba · built 2001
590 Santa Rosa Boulevard #103, 32548
Waters Edge
Listing courtesy of Keller Williams Realty Destin
206 SE 4Th Street #UNIT A4, home for sale in Fort Walton Beach
$190,000 New
2 bd · 2 ba · built 1984
206 SE 4Th Street #UNIT A4, 32548
New Walton Village
Listing courtesy of ERA American Real Estate
104 SW Cedar Avenue, home for sale in Fort Walton Beach
$340,000 New
3 bd · 2 ba · built 1962
104 SW Cedar Avenue, 32548
Fort Walton Beach
Listing courtesy of Keller Williams Realty FWB
1328 SE Miracle Strip Parkway #UNIT L2, home for sale in Fort Walton Beach
$799,000 New
3 bd · 2 ba · built 2006
1328 SE Miracle Strip Parkway #UNIT L2, 32548
Destin West Osprey
Listing courtesy of Counts Real Estate Group Inc
38 SE Pryor Road, home for sale in Fort Walton Beach
$799,000 New
3 bd · 2 ba · built 2016
38 SE Pryor Road, 32548
Olde Fort Walton
Listing courtesy of Keller Williams Realty FWB
1515 SE Miracle Strip Parkway #613, home for sale in Fort Walton Beach
$599,000 New
1 bd · 2 ba · built 2002
1515 SE Miracle Strip Parkway #613, 32548
Fort Walton Beach
Listing courtesy of Scenic Sotheby's International Realty
103 SE Walkedge Drive, home for sale in Fort Walton Beach
$579,999 New
3 bd · 2 ba · built 1994
103 SE Walkedge Drive, 32548
Elliotts Point
Listing courtesy of EXP Realty LLC
173 Richpien Road, home for sale in Fort Walton Beach
$350,000 New
3 bd · 2 ba · built 1988
173 Richpien Road, 32547
Summer Tree
Listing courtesy of ERA American Real Estate
378 NW Oakland Circle, home for sale in Fort Walton Beach
$599,900 New
4 bd · 3 ba · built 2026
378 NW Oakland Circle, 32548
Oakland Heights 1St Addn
Listing courtesy of EXP Realty LLC
118 NW Jonquil Avenue, home for sale in Fort Walton Beach
$499,777 New
4 bd · 3.5 ba · built 2015
118 NW Jonquil Avenue, 32548
Oakland Addn
Listing courtesy of Keller Williams Realty FWB
1 Seaglass Lane, home for sale in Fort Walton Beach
$350,000 New
4 bd · 2.5 ba · built 2027
1 Seaglass Lane, 32548
Fort Walton Beach
Listing courtesy of Southern Ventures
2 Seaglass Lane, home for sale in Fort Walton Beach
$350,000 New
4 bd · 2.5 ba · built 2027
2 Seaglass Lane, 32548
Fort Walton Beach
Listing courtesy of Southern Ventures
3 Seaglass Lane, home for sale in Fort Walton Beach
$350,000 New
4 bd · 2.5 ba · built 2027
3 Seaglass Lane, 32548
Fort Walton Beach
Listing courtesy of Southern Ventures
4 Seaglass Lane, home for sale in Fort Walton Beach
$350,000 New
4 bd · 2.5 ba · built 2027
4 Seaglass Lane, 32548
Fort Walton Beach
Listing courtesy of Southern Ventures
7 Seaglass Lane, home for sale in Fort Walton Beach
$350,000 New
4 bd · 2.5 ba · built 2027
7 Seaglass Lane, 32548
Fort Walton Beach
Listing courtesy of Southern Ventures
8 Seaglass Lane, home for sale in Fort Walton Beach
$350,000 New
4 bd · 2.5 ba · built 2027
8 Seaglass Lane, 32548
Fort Walton Beach
Listing courtesy of Southern Ventures
9 Seaglass Lane, home for sale in Fort Walton Beach
$350,000 New
4 bd · 2.5 ba · built 2027
9 Seaglass Lane, 32548
Fort Walton Beach
Listing courtesy of Southern Ventures
217 NE Highway Avenue, home for sale in Fort Walton Beach
$299,000 New
3 bd · 1 ba · built 1950
217 NE Highway Avenue, 32547
Garniers Beach
Listing courtesy of ERA American Real Estate
1818 Whispering Oaks Lane, home for sale in Fort Walton Beach
$264,900 New
3 bd · 2.5 ba · built 1997
1818 Whispering Oaks Lane, 32547
Whispering Oaks
Listing courtesy of EXP Realty LLC
500 Dona Avenue, home for sale in Fort Walton Beach
$385,000 New
4 bd · 2 ba · built 1969
500 Dona Avenue, 32547
Midpines
Listing courtesy of Results Realty of the Emerald
146 Valencia Drive, home for sale in Fort Walton Beach
$234,900 New
3 bd · 1.5 ba · built 1977
146 Valencia Drive, 32547
Valencia Arms
Listing courtesy of Keller Williams Realty Destin
103 Tanglewood Court, home for sale in Fort Walton Beach
$475,000
4 bd · 3 ba · built 1976
103 Tanglewood Court, 32547
Tanglewood Sd
Listing courtesy of ERA American Real Estate
1408 Ariel Lane, home for sale in Fort Walton Beach
$374,900
3 bd · 2.5 ba · built 1987
1408 Ariel Lane, 32547
Crosswinds
Listing courtesy of RE/MAX Gulf Coast Realty
924 Tanager Road, home for sale in Fort Walton Beach
$439,000
3 bd · 2.5 ba · built 2013
924 Tanager Road, 32547
Fort Walton Beach
Listing courtesy of Keller Williams Realty Destin

Fort Walton Beach homes for sale by price

Every active listing in Fort Walton Beach grouped by price, with the newest listings in each band. The median is $389,999; the busiest band is $300K – $400K.

Under $200K: 29 homes

$200K – $300K: 77 homes

$300K – $400K: 111 homes

$400K – $500K: 47 homes

$500K – $750K: 79 homes

$750K – $1M: 31 homes

$1M and up: 31 homes

Every home for sale in Fort Walton Beach right now (405)

All 405 active Fort Walton Beach listings with a detail page, newest first, refreshed twice a day from the MLS.

Showing the newest 150 of 405; the price bands above and the map cover the rest.

Homes for sale in Fort Walton Beach by ZIP code

Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.

ZIPHomes for saleMedian list price
32548269$434,000
32547136$345,000

Fort Walton Beach communities with the most homes for sale

The Fort Walton Beach neighborhoods and subdivisions with active listings, the median asking price in each, and what homes there actually sold for over the last 12 months. Community names open the community guide with live inventory, sales history, HOA and schools.

CommunityFor saleMedian listMedian sold (12 mo)Days on market
Waterscape10$675,000——
Santa Rosa Island9$1.15M——
Azure7$689,000——
Destin West Pelican6$522,500——
Pier One6$112,500——
Destin West Sandpiper4$535,000——
Emerald Isle4$486,950——
Blu4$1.63M——
Elliotts Point 4Th Addn4$474,400——
Oakland Heights4$338,500——
Pelican Isle4$531,950——
Fountainhead3$153,000——
Garniers Beach3$299,000——
Venus3$275,000——
Commodores Landing I2$275,000——
Destin West Gulfside Villas2$299,950——
Elliotts Point2$527,500——
Emerald Gardens2$319,900——
Oakland Addn2$394,388——
Shangra Woods2$247,500——
Soundside Lofts2$842,000——
Sylvania Heights2$525,000——
VENUS by The Sea2$248,500——
Vesta Heights 1St Addn2$284,500——
Waters Edge2$725,000——
Willow Bend2$254,000——
Bayou S/D2$1.04M——
Canterbury Woods2$324,450——
Cedar Heights S/D2$355,000——
Cloverdale S/D2$412,750——

What is for sale in Fort Walton Beach: property types

Another 3 listings in Fort Walton Beach are land, commercial or other non-residential property and are not counted above.

Browse by type: Condos for sale in Fort Walton Beach (175) · Townhomes for sale in Fort Walton Beach (62).

The Fort Walton Beach real estate market right now

Over the last 12 months 287 homes sold in Fort Walton Beach at a median of $357,612 (+7.6% year over year). Sellers received 96% of list price and homes took a median 39 days to go under contract. With 405 homes for sale against that sales pace, months of supply is 16.9, a buyer’s market by the six-month rule.

Fort Walton Beach supply by price band

Price bandActiveSold, 12 moMonths of supplyDOM
Under $300K21534.853
$300K–$500K471903.037
$500K–$750K8244.056
$750K+232013.846

Fort Walton Beach home prices by year

Median sold price, closed sales, days on market and sale-to-list ratio by year, from Momentum’s MLS record.

YearMedian sold priceHomes soldDays on marketSale-to-list
2020$293,7432684898%
2021$323,0374394299%
2022$384,9013932599%
2023$392,6632843097%
2024$460,2842373996%
2025$417,6852455595%
2026$401,0493284096%

What a home in Fort Walton Beach costs to own

Take the median $389,999 listing with 20% down at today’s 7.40% 30-year rate: principal and interest run about $2,160/month. Okaloosa County’s typical millage of 12.89 puts property tax near $4,384/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Okaloosa County is about $2,644/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $2,746/month plus any HOA or CDD assessment.

Communities buyers are searching in Fort Walton Beach. The Fort Walton Beach community pages people are opening from Google right now: Northgate.

Explore Fort Walton Beach

Homes for sale near Fort Walton Beach

Recently off market in Fort Walton Beach

Homes in Fort Walton Beach that left the market most recently, with their last list price and a public-record page for each address. Off-market pages keep the community, tax and sales-history context after a listing closes or expires.

Fort Walton Beach guides & data

Everything we publish about Fort Walton Beach: live listings by type, prices and market data, taxes, insurance and what it costs to live here.

Common questions

How many homes are for sale in Fort Walton Beach, FL?
As of 2026-10-20, Momentum's MLS record shows 405 residential homes actively listed for sale in Fort Walton Beach and 85 under contract. 21 of them came on the market in the last 7 days.
What is the median home price in Fort Walton Beach?
The median list price of homes for sale in Fort Walton Beach is $389,999. Ten percent of listings are under $225K and ten percent are above $868K. Over the last 12 months the median SOLD price was $357,612, +7.6% year over year.
How long do homes take to sell in Fort Walton Beach?
Homes currently listed have been on the market a median of 88 days. Homes that sold in the last 12 months took a median of 39 days and sold at 96% of list price. At today's inventory that is 16.9 months of supply, a buyer's market by the usual six-month rule.
What does a $389,999 home in Fort Walton Beach cost per month?
Roughly $2,746 a month with 20% down at 7.40%: principal and interest of $2,160, Okaloosa County property tax of about $365/month after the $50,000 homestead exemption, and insurance near $220/month at the Citizens county average. HOA or CDD fees, where they apply, come on top.
Which Fort Walton Beach neighborhoods have the most homes for sale?
The communities with the most active listings right now are Waterscape (10), Santa Rosa Island (9), Azure (7), Destin West Pelican (6), Pier One (6). Each community page carries its own sales history, live inventory and schools.
How do I see a home for sale in Fort Walton Beach?
Every listing on this page opens a full page with all photos, the community's data and a tour request. A Momentum agent who works Fort Walton Beach can show any home here, whether it is our listing or another brokerage's, at no cost to a buyer. Call (904) 351-6461 or use the form below.
Where is Fort Walton Beach, FL, and what county is it in?
Fort Walton Beach is in Okaloosa County, Florida. Homes for sale there today carry the ZIP codes 32548, 32547. Nearby cities in the same county with homes for sale: Destin, Crestview, Niceville, Mary Esther, Shalimar.
What ZIP codes are in Fort Walton Beach, FL?
Listings in Fort Walton Beach are currently in 2 ZIP codes: 32548, 32547. The ZIP table above shows how many homes are for sale in each and the median asking price.
How many houses are for sale in Fort Walton Beach, FL?
167 single-family houses are for sale in Fort Walton Beach today, out of 405 total listings (175 condos, 62 townhouses). The property-type section above breaks the inventory down, and each card opens the full listing.
How do I buy a house in Fort Walton Beach, FL?
Start with the numbers: 405 homes are for sale in Fort Walton Beach today at a median asking price of $389,999, so a 20% down payment on the median home is about $78,000 and principal and interest run near $2,160/month at today's 7.40% 30-year rate. Get pre-approved first, sign a written buyer agreement with your agent (required before touring since August 2024), then search by price band, ZIP or community above. Our Florida buyer closing-cost calculator itemizes the cash to close, and the Florida first-time buyer guide covers programs and down-payment help.
What county is Fort Walton Beach in?
Fort Walton Beach is in Okaloosa County, Florida. Okaloosa County's 12-month median sale price is $364K on 4,204 closings. Property tax, school zoning and permitting for Fort Walton Beach run through Okaloosa County.
Is Fort Walton Beach a good place to live?
That depends on your budget, commute and the kind of home you want, so here is what the housing data says about Fort Walton Beach: the median sale price over the last 12 months was $358K across 287 closings (+7.6% year over year), about the same as the Okaloosa County median of $364K; homes took a median 39 days to go under contract; 385 homes are for sale today, 4.7 months of supply at the current pace, which is balanced; the communities with the most sales are ELLIOTTS POINT, KENWOOD S/D, OAKLAND ADDN, Willow Bend. The market tracker, price bands and community pages on this site carry the full numbers.

Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in Fort Walton Beach as of 2026-10-20 and refresh as homes list and sell. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.

More communities in Fort Walton Beach

Anastasia Manor T/H · Bay Cove Moble Home Park · Beg Sw Cor Govt · Cape Casa T/H · Chicago triplex · Classic Manor · Downtowner · Fairview Manor · Lovejoy · Ocean City E1/ · Rockport Appartments · THE MASTERS Apartments · The Shoppes At Paradise Pointe · Wights parkway townhomes

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