Cobblestone Jacksonville
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Over the 12 months ending 2026-09-07, 13 recorded sales closed at a median of $339,900, $199 per square foot, a median 44 days on market, sellers accepting 95% of original asking (-6% versus the prior year). At the median price and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $6,070 ($5,340 with the full homestead exemption).
Cobblestone Jacksonville prices off its housing stock more than anything else: the median home here was built in 1987, inside a broader construction range of 1985 to 2019, and runs a median 1,765 square feet. That vintage puts the median price at $337,450, or $206.87 per square foot — a figure that reflects a mix of original 1980s construction and later infill rather than a single uniform product.
The trailing 14 closings show a median 43.5 days on market and a market heat score of just 18, both pointing to a buyer-friendly pace rather than a scramble. Prices here are down 7.5% year over year, though still up 193% since 2012 — a reminder that the long arc favors sellers who bought early, even as the current window favors buyers with patience and a pre-approved offer.
Cobblestone Jacksonville right now
🟡 Off the recent peak. The trailing-12-month median ($340K) is down 6.1% from the prior 12 months ($362K) and up 189% since 2012. With about 22 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending September 6. Confidence: Medium (13 and 20 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated September 6, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Cobblestone Jacksonville market snapshot (as of September 6, 2026): the median sale price is about $340K ($199 per sq ft over the trailing 12 months of closed sales), and a median 44 days on market for closed sales. The trailing-12-month median is down 6% from the prior 12 months and up 189% since 2012, computed from record-level realMLS closed sales (13 closings in the current window).
Cobblestone sits in Jacksonville, Duval County, within a 735-home community built out between 1985 and 2019. Roughly seven in ten homes here are owner-occupied under a homestead exemption rather than held as rentals or second homes.
Who Cobblestone Jacksonville is best for.
Best for
- Buyers targeting a mid-size, established home near the community's $337,450 median who can be patient at a 43-day-plus market pace.
- Move-up buyers comfortable with 1985-to-2019 construction rather than new-build finishes.
- Buyers planning to homestead the property, in line with the community's roughly 71% owner-occupied share.
Probably not for
- Buyers who need new-construction warranties and systems, given the range tops out in 2019.
- Sellers expecting last year's pricing — the market is down 7.5% year over year.
- Investors expecting a fast turnaround in a market with a 43.5-day median and a heat score of 18.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 6 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($340K) IS the median in the snapshot above, and the move from 2025 ($362K) IS the -6.1% one-year change.
Windows contain 11 to 31 sales each (13 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
30% of homes for sale in ZIP 32225 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-05).
Housing distress & ownership in Cobblestone, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Cobblestone Jacksonville buying strategy.
If we were buying in Cobblestone Jacksonville today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cobblestone Jacksonville.
What's Actually Moving the Numbers
With a median year built of 1987 and a range running to 2019, Cobblestone is not a single-phase subdivision — it's a mix of original construction and later additions, which is part of why per-square-foot pricing ($206.87) tells a cleaner story than the median price alone. At a median 1,765 square feet, the typical home here is a mid-size single-family footprint rather than a starter unit or an oversized new-construction floor plan.
The 7.5% year-over-year decline is worth reading against the 193% gain since 2012: this is a market correcting from a longer run-up, not one in structural decline. A market heat score of 18 and median days on market of 43.5, based on the trailing 14 closings, both describe a slower, more negotiable environment than the peak years — sellers should price to the current pace, not to last year's.
The location and the amenities are priced into every listing in Cobblestone Jacksonville. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Cobblestone Jacksonville buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.1). Basis: Long-Term Appreciation +189% since 2012; Recent Direction -6.1% year-over-year; Pricing Power 95.3% sale-to-list. Refreshed with each data update.
Why work with Momentum here
A market moving at a 43.5-day median pace with prices down 7.5% year over year rewards pricing and negotiation discipline more than optimism — Momentum prices new listings against Cobblestone's actual per-square-foot data ($206.87) and trailing closings rather than against last year's numbers, and structures buyer offers around a market heat score of 18 that still leaves room to negotiate.
Cobblestone Jacksonville in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Cobblestone Jacksonville buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cobblestone Jacksonville sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cobblestone Jacksonville, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cobblestone Jacksonville home worth?
Get a no-obligation home value based on real comparable sales in Cobblestone Jacksonville, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Cobblestone Jacksonville on the map →
Frequently Asked Questions
What is the median home price in Cobblestone Jacksonville?
How long do homes in Cobblestone Jacksonville take to sell?
Have Cobblestone Jacksonville home prices gone up?
Who is the best real estate agent for Cobblestone Jacksonville?
How do I find a top Jacksonville real estate agent who knows Cobblestone Jacksonville?
Can Momentum Realty connect me with an agent for Cobblestone Jacksonville?
Should you buy in Cobblestone Jacksonville?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | realMLS closed sales, 12-month windows ending September 6, 2026 |
| Under-contract shares | realMLS records, as of 2026-09-05 |
| Historical depth | Closed-sale records back to 2001 (573 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Cobblestone fits the bigger picture — live prices, inventory, and Momentum Scores: