Aerial view of Villas Cobblestone

Villas Cobblestone
Homes for Sale in Jacksonville, FL

All 4,477 homes for sale in Jacksonville, FL · median $299,999 · 162 homes for sale in 32225 · Duval County homes for sale

Community in Jacksonville · Duval County · ZIP 32225
161 homesBuilt 1986–2019
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Built fromLive realMLS data25 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, the MLS records 33 closed sales in Villas Cobblestone in Jacksonville, FL since 2001, the most recent in June 2025. Recorded prices across those 31 sales ran from $41,900 to $276,000 (median $98,000), on homes of 988 to 1,728 sq ft. Across Jacksonville as a whole, 7,643 homes closed in the last 12 months at a median of $315,000, 43 median days on market, with 4,168 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $1,750 ($1,020 with the full homestead exemption).

Part of the Cobblestone master-planned community in Jacksonville, FL — see all Cobblestone homes for sale (2 listings across 4 villages and sections in the MLS).

Live · Villas Cobblestone Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Ownership and context
57%
Owner-occupied · Villas Cobblestone
92 of 161 parcels homesteaded (FL DOR 2025)
43%
Non-owner-occupied · Villas Cobblestone
incl. 11% trust or LLC-held · 7% out-of-state
161
Homes in the community
161 residential parcels (FL DOR 2025)
Track record · 25 years of records
12
Recorded sales · 2024-2025
median $250K · qualified sales on the county roll (FL DOR 2025)
1986–2019
Years homes were built
median 1988 · county roll (FL DOR 2025)
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 12, 2026

Villas Cobblestone is a compact attached-home community of 161 homes in Jacksonville's Duval County, built across a span from 1986 to 2019 with the bulk of the stock landing around a median build year of 1988. That age spread is the first thing to understand about price here: what you pay is driven far less by a fixed neighborhood floor or ceiling than by the condition and updates of the individual unit. Two homes of similar size can sit well apart on price depending on whether the kitchen, systems, and finishes have been touched.

At a median living area near 1,554 square feet, this is right-sized, low-maintenance housing rather than a move-up market. The homestead share sits just above half, so a meaningful portion of these homes are owner-occupied while the balance leaves room for investor and second-home activity. For a seller, that means condition and presentation carry the negotiation. For a buyer, it means underwriting the specific unit's updates matters more than chasing a neighborhood average.

Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Nearby homes for sale

No active listings inside Villas Cobblestone right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

12057 COBBLEWOOD Lane
$225K · 0.0 mi away
3 bd · 2.5 ba · 1,508 sqft
12057 COBBLEWOOD Lane
Listed by RE/MAX SPECIALISTS
12037 CANDLEWYCK Lane
$270K · 0.1 mi away
3 bd · 2.5 ba · 1,508 sqft
12037 CANDLEWYCK Lane
Listed by REDFIN CORPORATION
2923 SAFESHELTER Drive
$360K · 0.2 mi away
3 bd · 2 ba · 1,743 sqft
2923 SAFESHELTER Drive
Listed by RE/MAX SPECIALISTS
3414 COZUMEL Court
$290K · 0.3 mi away
3 bd · 2 ba · 1,255 sqft
3414 COZUMEL Court
Listed by ENTERA REALTY LLC
12250 COBBLESTONE Circle
$350K · 0.3 mi away
3 bd · 2 ba · 1,452 sqft
12250 COBBLESTONE Circle
Listed by WATSON REALTY CORP
12240 CHIPPENHAM Court
$355K · 0.3 mi away
3 bd · 2 ba · 1,499 sqft
12240 CHIPPENHAM Court
Listed by GODOY REALTY LLC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Villas Cobblestone is a 161-home attached-housing pocket in Jacksonville where the value story is condition, not square footage — the homes cluster around a modest footprint, and updates separate the winners from the also-rans.

realMLS (Northeast Florida) sales records identify 9 homes in Villas Cobblestone that have changed hands since 2001, built between 1987 and 1996 (median 1988), with a median living area of about 1,444 sq ft and a typical 3-bedroom, 2.5-bath layout; 89% are townhomes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 12 qualified sales in Villas Cobblestone across 2024–2025 (6 in 2024, 6 in 2025), median $250,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers seeking a modest-footprint, lower-maintenance home in Duval County
  • Investors sizing up an attached-housing hold in an owner-occupied-heavy community
  • Value-focused buyers willing to underwrite condition and budget for updates

Probably not for

  • Buyers who need substantially more than roughly 1,554 square feet of living space
  • Buyers set on new construction with no deferred-maintenance risk
  • Buyers who want a predictable fixed price floor rather than a condition-driven spread

The market around Villas Cobblestone

Villas Cobblestone is too small for its own price trend, so here is the market around it.

In ZIP 32225, 214 homes are on the market and 24% are under contract — a steady corner of Jacksonville.

Across Duval County, 4,384 homes are active and 1,562 pending (26% under contract).

In ZIP 32225 (Jacksonville), 965 homes closed in the last 12 months at a median of $374K ($222/sq ft), up 3.4% year over year, with a median 30 days on market. Right now 164 active and 83 pending listings put supply at about 3.0 months — a healthy market. See the live ZIP 32225 housing market and the Duval County market.

ZIP and county figures describe the wider market, not Villas Cobblestone specifically. Momentum Research analysis of MLS records.

If we were buying in Villas Cobblestone today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Villas Cobblestone.

Best Buy
Buyers who want low-maintenance, right-sized attached housing in Jacksonville.
Biggest Risk
Older median stock carries deferred-maintenance exposure that inspections must catch.
Sweet Spot
An updated unit priced near the median with recent systems work.
Avoid If
You need large square footage or brand-new construction.

Why condition sets the price here

With a median year built of 1988 and a size profile centered near 1,554 square feet, Villas Cobblestone is a mature community of similar-scale homes. When homes are this comparable on footprint, the market stops paying for size and starts paying for what has been done to the interior and the mechanical systems. Expect a wide spread between updated and original units, and treat the median price as a midpoint rather than a target — the number you actually pay should track the specific unit's condition.

The build range running out to 2019 tells you there is some newer product mixed in, but the weight of the community sits in its older stock. Practically, that means inspection findings — roofs, HVAC, plumbing, and any deferred maintenance — should drive your offer more than comps alone. Buyers who read condition well can find genuine value; buyers who only look at the sticker can overpay for cosmetics.

“

The location and the amenities are priced into every listing in Villas Cobblestone. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community where price hinges on condition rather than size, our job is to line up the specific unit against its true comparables and price the delta between updated and original. We help sellers spend renovation dollars where they actually return at the closing table, and we help buyers separate a cosmetic refresh from real system upgrades before they write the offer.

Villas Cobblestone in 15 seconds.

Best forBuyers who want low-maintenance, right-sized attached housing in Jacksonville.
Biggest advantageA wide condition spread means a sharp buyer can find real value between updated and original units.
Biggest riskOlder median stock carries deferred-maintenance exposure that inspections must catch.
Sweet spotAn updated unit priced near the median with recent systems work.
Avoid ifYou need large square footage or brand-new construction.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Villas Cobblestone sales matched to your home.

What is your Villas Cobblestone home worth?

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Real comps, not an automated estimate.

Housing distress & ownership in Villas Cobblestone, Jacksonville

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 4 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-10-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Email me new listings in Villas Cobblestone

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Villas Cobblestone

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Villas Cobblestone will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

Frequently Asked Questions

How many homes are in Villas Cobblestone?
The Florida DOR 2025 assessment roll shows 161 homes in Villas Cobblestone (public records).
What share of Villas Cobblestone is owner-occupied?
57% of Villas Cobblestone parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Villas Cobblestone built?
Homes in Villas Cobblestone were built between 1986 and 2019, with a median year built of 1988 (FL DOR 2025 roll).
Who is the best real estate agent for Villas Cobblestone?
The best agent for Villas Cobblestone is one who actively works Jacksonville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Villas Cobblestone.
How do I find a top Jacksonville real estate agent who knows Villas Cobblestone?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Villas Cobblestone and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for Villas Cobblestone?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Villas Cobblestone purchase or sale - no call center and no pressure.
Where is Villas Cobblestone, and what county is it in?
Villas Cobblestone is in Jacksonville, Duval County, FL, ZIP 32225. The community's center is about 10 miles east of downtown Jacksonville (straight-line).
How far is Villas Cobblestone from downtown Jacksonville and the beach?
About 10 miles from downtown Jacksonville and about 6 miles from the Atlantic beach at Huguenot Park (Jacksonville), both straight-line; driving distance is usually 15 to 30 percent more.
Buyers seeking a modest-footprint, lower-maintenance home in Duval CountyExcellent fit
Investors sizing up an attached-housing hold in an owner-occupied-heavy communityExcellent fit
Value-focused buyers willing to underwrite condition and budget for updatesExcellent fit
Buyers who need substantially more than roughly 1,554 square feet of living spaceProbably not
Buyers set on new construction with no deferred-maintenance riskProbably not
Buyers who want a predictable fixed price floor rather than a condition-driven spreadProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 32225))
Under-contract sharesrealMLS records, as of 2026-10-20
Historical depthClosed-sale records back to 2001 (33 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Villas Cobblestone with Momentum Realty’s local guides.

Cobblestone Villas0.0 mi away · 161 homes, built 1986–19, 1 for saleVOVillas Of Cobblewood0.0 mi away · 161 homes, built 1986–19Villa Of Cobblestone0.0 mi away · 104 homes, built 1986–92Cobblestone0.0 mi away · 187 homes, built 1986–99CCobblewood0.1 mi away · 118 homes, built 1986–92SHSecret Hills0.2 mi away · median $317K, 6 sales/12 moCobblestone Jacksonville Duval0.3 mi away · median $335K, 13 sales/12 moAshton Park0.3 mi away · median $202K, 4 sales/12 mo

Browse all neighborhood guides →

Schools serving nearby communities

We do not have a confirmed school assignment for Villas Cobblestone. These are the public schools most often assigned to other communities in ZIP 32225; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Thinking of selling in Villas Cobblestone? See the Duval County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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