Villa Of Cobblestone
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 13 closed sales in Villa Of Cobblestone in Jacksonville, FL since 2001, the most recent in November 2022. Across Jacksonville as a whole, 8,268 homes closed in the last 12 months at a median of $311,134, 43 median days on market, with 2,422 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,560 ($4,820 with the full homestead exemption).
Price here is driven less by location and more by condition and scale. With a median living area of about 1,554 square feet and homes built across a long span from 1986 to 2019, the spread comes down to which era a home dates to and how much updating it has seen. A well-kept, updated unit and a dated one can sit far apart, so the median tells you the center of the market but not much about any single home.
For sellers, the takeaway is that presentation and condition do most of the work in this community — updated interiors separate themselves. For buyers, this is a market where you can find value by taking on cosmetic work, but you need to read each home on its own merits rather than assume the median applies to it.
The 60-Second Overview
Villa Of Cobblestone is a 161-home community in Jacksonville, Duval County, with homes built between 1986 and 2019 — meaning both older original stock and newer infill sit under the same name.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Villa Of Cobblestone is best for.
Best for
- Buyers targeting a lower-maintenance home around the median size who value an efficient layout
- Value-minded buyers willing to update a dated unit to build in their own equity
- Downsizers wanting a manageable footprint without a large-home price
Probably not for
- Buyers who need substantially more than roughly 1,554 square feet of living space
- Buyers who want brand-new construction only and no older stock in the mix
- Buyers who want a guaranteed uniform finish level across the community and no condition variance
The market around Villa Of Cobblestone
Villa Of Cobblestone is too small for its own price trend, so here is the market around it.
In ZIP 32225, 174 homes are on the market and 25% are under contract — a steady corner of Jacksonville.
Across Duval County, 3,953 homes are active and 1,522 pending (28% under contract).
ZIP and county figures describe the wider market, not Villa Of Cobblestone specifically. Momentum Research analysis of MLS records.
Villa Of Cobblestone by the numbers
From county property records and closed MLS sales for the Villa Of Cobblestone subdivision: 5 homes on record; built 1987–1992; typical size about 1,534 heated sq ft; 3 bedrooms is the median. Housing mix: townhome 100%.
| Year | Recorded sales | Median price |
|---|---|---|
| 2001 | 1 | $74,500 |
| 2002 | 1 | $89,900 |
| 2010 | 1 | $110,000 |
| 2018 | 1 | $125,000 |
| 2022 | 1 | $245,000 |
Newest recorded sale: $245,000 on 2022-07-08.
Recorded data as of 2026-09-12; counts cover addresses tagged to this subdivision in the public record, not every parcel. Not an appraisal.
Housing distress & ownership in Villa Of Cobblestone, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Villa Of Cobblestone buying strategy.
If we were buying in Villa Of Cobblestone today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Villa Of Cobblestone.
A compact-footprint community with a long build window
The median year built is 1988, so most of the inventory skews to the earlier end of the range, with newer construction filling in over the decades that followed. The median living area of roughly 1,554 square feet points to a manageable, single-purpose home rather than a sprawling one — expect efficient layouts and lower-maintenance living.
Owner-occupancy runs at about 57 percent, a slim majority. That mix of owner-occupants and non-owner units is worth weighing if you care about the balance of a community, and it is something we can walk through address by address.
The location and the amenities are priced into every listing in Villa Of Cobblestone. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Because the value here turns on condition and build era rather than a headline price, we underwrite each home individually — comparing an updated unit against a dated one and adjusting for the 1986-to-2019 build span. That is how you avoid overpaying on the sell side and how you spot the cosmetic-fixer opportunities on the buy side.
Villa Of Cobblestone in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Villa Of Cobblestone buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Villa Of Cobblestone sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Villa Of Cobblestone, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Villa Of Cobblestone home worth?
Get a no-obligation home value based on real comparable sales in Villa Of Cobblestone, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Villa Of Cobblestone on the map →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Villa Of Cobblestone?
What share of Villa Of Cobblestone is owner-occupied?
When were the homes in Villa Of Cobblestone built?
Who is the best real estate agent for Villa Of Cobblestone?
How do I find a top Jacksonville real estate agent who knows Villa Of Cobblestone?
Can Momentum Realty connect me with an agent for Villa Of Cobblestone?
Should you buy in Villa Of Cobblestone?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32225)) |
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Historical depth | Closed-sale records back to 2001 (13 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Villa Of Cobblestone fits the bigger picture — live prices, inventory, and Momentum Scores:
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