Darby Lake
Homes for Sale in Seffner, FL
All 103 homes for sale in Seffner, FL · median $395,000 · 90 homes for sale in 33584 · Hillsborough County homes for sale
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $825,000, $252 per square foot, a median 97 days on market, sellers accepting 91% of original asking. Homes listed or recently sold were built 2008–2015; 3 of 3 report an HOA (median $97/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 47 ft). At the median price and Hillsborough County's FY2025-26 rate of 15.73 mills, annual property tax runs about $12,980 ($12,350 with the full homestead exemption).

Darby Lake is a small, newer-build enclave in Seffner where the homes do most of the talking. With a median living area north of 3,600 square feet and a build range spanning 2007 to 2021, the median price of $825,000 reflects square footage and construction era more than any single amenity. At roughly $252 per square foot, the pricing is driven by scale and condition rather than lot premiums, so expect the spread within this community to widen based on finish level and how a given home has been maintained.
The current posture favors patience on both sides. A median of 97 days on market against just a handful of closings tells you this is a thin, slow-moving segment where the right buyer takes time to surface. Sellers should price to the median and plan for a longer runway, not a bidding war. Buyers have room to negotiate and to be selective, but with only 31 homes total, inventory turns over rarely, so when a well-kept home appears it deserves a serious look.
Figures in this note are as of July 14, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Darby LakeHomes for Sale in Seffner, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Darby Lake market snapshot (as of September 12, 2026): the median sale price is about $825K ($252 per sq ft over the trailing 12 months of closed sales), and a median 97 days on market for closed sales.
In ZIP 33584 (Seffner), 231 homes closed in the last 12 months at a median of $345K ($226/sq ft), down 2.9% year over year, with a median 36 days on market. Right now 39 active and 14 pending listings put supply at about 4.1 months — a balanced market. See the live ZIP 33584 housing market and the Hillsborough County market.
Stellar MLS sales records identify 20 homes in Darby Lake that have changed hands since 2013, built between 2007 and 2020 (median 2015), with a median living area of about 3,050 sq ft and a typical 4-bedroom, 3.5-bath layout; 95% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Darby Lake is a compact community of 31 larger, relatively recent homes in Seffner, Hillsborough County, where a high homestead share points to an owner-occupied, long-hold character rather than a fast-churning rental pocket.
Who Darby Lake is best for.
Best for
- Buyers with a budget around the mid-$800s seeking a newer home over 3,600 square feet
- Long-hold owner-occupants who value a small, stable, owner-held community
- Patient buyers willing to wait for the right listing in a low-inventory pocket
Probably not for
- Buyers who need to close quickly and cannot wait out a slow, thin market
- Shoppers wanting many comparable homes to tour side by side
- Buyers targeting a lower price point who cannot support the community's median
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($825K) IS the median in the snapshot above.
Windows contain 0 to 3 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Deemed reliable but not guaranteed.
Darby Lake Market Scorecard
Darby Lake is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 33584 ZIP is $361,154, about 6.0% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Darby Lake on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
The Darby Lake buying strategy.
If we were buying in Darby Lake today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Darby Lake.
A thin, owner-held market
With about 84% of homes carrying a homestead exemption, Darby Lake reads as a place people settle into and hold. That matters for supply: turnover is limited, and the low closing count over the tracked window confirms that homes here do not come to market often. When they do, the median 97 days on market signals that pricing and presentation carry the sale, not urgency.
The build range from 2007 to 2021 with a median year of 2016 means most inventory is genuinely newer, with construction and systems that reflect the last two decades of code and design. Because the community is small and homes are large, individual condition and finish drive value more than block-to-block variation. Treat every listing on its own merits and lean on comparable square footage rather than headline price alone.
The location and the amenities are priced into every listing in Darby Lake. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a 31-home community that trades rarely and sits for roughly three months when it does, the margin for error on pricing and timing is narrow. We track this micro-market closely, so we can tell a seller where the median realistically lands and coach a buyer on how long to wait and how hard to push. That local read is worth more here than in any high-volume neighborhood where the comps refresh weekly.
Darby Lake in 15 seconds.
What it really costs to own in Darby LakeHomes for Sale
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $1,165/year (about $97/month) across 3 MLS listings (most billed annually; 2026-10-24). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Hillsborough County is $1,816/yr (6,518 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2008 across 3 listings. An original roof here would be about 18 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Darby LakeHomes for Sale
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Darby LakeHomes for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Darby LakeHomes for Sale will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $1,165/year (about $97/month) · median of 3 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $1,165 a year ($97 a month) — the median AssociationFee across 3 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Darby Lake buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Darby Lake sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Darby Lake, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Darby Lake home worth?
Get a no-obligation home value based on real comparable sales in Darby Lake, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Seffner →
| Location | Seffner, Hillsborough County, FL · ZIP 33584 |
|---|---|
| Homes in the community | 31 (FL DOR 2025 assessment roll) |
| Years built | 2007–2021 (median 2016) |
| Typical living area | 3,654 sq ft (median) |
| Amenities listed by sellers | Deed Restrictions, Gated Community, Gated Community - No Guard, Gated, Golf Carts OK, Secured Garage/Parking |
| Sale prices, last 12 months | $825,000 median across 3 closed sales · $252 per sq ft |
| Days on market (closed sales) | 97 median |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 84% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Darby Lake key facts,” movewithmomentum.com/neighborhoods/darby-lake, data as of September 20, 2026.
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Seffner guides & data
- Market data
- Cost of living
- Best neighborhoods
- Property taxes (Hillsborough County)
- Homestead exemption (Hillsborough County)
- Home insurance cost
- New construction (Hillsborough County)
- Home builders (Hillsborough County)
Florida buyer guides
Frequently Asked Questions
What is the median home price in Darby Lake?
How long do homes in Darby Lake take to sell?
Who is the best real estate agent for Darby Lake?
How do I find a top Seffner real estate agent who knows Darby Lake?
Can Momentum Realty connect me with an agent for Darby Lake?
Where is Darby Lake, and what county is it in?
Should you buy in Darby Lake?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 19, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2014 (12 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Darby Lake fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Darby Lake. These are the public schools most often assigned to other communities in ZIP 33584; zones change and vary by address, so confirm with the district before you buy.
- Armwood High School · High · FLDOE grade B (assigned to 3 nearby communities)
- Bailey Elementary School · Elementary · FLDOE grade C (assigned to 2 nearby communities)
- Burnett Middle School · Middle · FLDOE grade C (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Nearby Communities
Explore more neighborhoods near Darby Lake with Momentum Realty’s local guides.






