Doctors Inlet Reserve
Homes for Sale in Middleburg, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
The math here starts with 423 total homes and a median sale price of $361,500, working out to $178.06 per square foot on a median home of 1,988 square feet. Built years run from 1957 to 2024 with a median year built of 2006, so the resale pool spans genuinely older stock alongside newer construction, which is why per-square-foot value matters more than any single 'typical' home description.
Momentum's data classifies the current posture as balanced, with 6.0 months of supply and a median 20.5 days on market. That said, only 2 homes are active right now and the reporting window shows just 4 closings, so a single sale can move these numbers. Prices are up 13% year over year and 155% since 2012, a longer-run trend that matters more to a seller pricing off history than to a buyer evaluating today's list price.
Doctors Inlet Reserve right now
🟢 Buyer-leaning market. 8.0 months of supply and 33% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of July 14, 2026. Confidence: Medium (3 active and pending listings, 4 closed sales in 12 months).
🟢 Still climbing. The trailing-12-month median ($362K) is up 13.0% from the prior 12 months ($320K) and up 155% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending July 14. Confidence: Low (4 and 3 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 14, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Doctors Inlet Reserve market snapshot (as of July 14, 2026): the median sale price is about $362K ($178 per sq ft over the trailing 12 months of closed sales), a median 21 days on market for closed sales, and 8.0 months of supply, a buyer-leaning market. The trailing-12-month median is up 13% from the prior 12 months and up 155% since 2012, computed from record-level realMLS closed sales (4 closings in the current window).
Doctors Inlet Reserve is a community of 423 homes in Middleburg, Clay County, built between 1957 and 2024 (median 2006), with a median living area of about 1,988 square feet. 64% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Doctors Inlet Reserve is a 423-home community in Middleburg, Clay County, with a median sale price of $361,500 and a median year built of 2006, drawn from homes dating back to 1957 and as recent as 2024.
The setting & the homes.
Aerial and on-site photos of Doctors Inlet Reserve. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Doctors Inlet Reserve
Doctors Inlet Reserve
Doctors Inlet Reserve
Doctors Inlet Reserve
Doctors Inlet Reserve
Doctors Inlet Reserve
Doctors Inlet Reserve
Doctors Inlet ReservePhotos from realMLS listings in Doctors Inlet Reserve; content deemed reliable but not guaranteed.
Who Doctors Inlet Reserve is best for.
Best for
- Buyers targeting a purchase near the $361,500 median who are comfortable with homes built anywhere from 1957 to 2024.
- Buyers planning to hold long-term rather than resell quickly, given the community's homestead-heavy ownership pattern.
- Buyers working with an agent who can hand-price a home against thin comparable data rather than relying on an automated estimate.
Probably not for
- Buyers who need a wide selection of active listings to compare side by side — only 2 are on the market at a time.
- Buyers expecting a fast-turnover market — 6.0 months of supply and homestead-heavy ownership point the other way.
- Buyers who want a single consistent home vintage — construction here spans 1957 to 2024.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 14 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($362K) IS the median in the snapshot above, and the move from 2025 ($320K) IS the +13.0% one-year change.
Windows contain 3 to 17 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Doctors Inlet Market Scorecard
Doctors Inlet is currently a seller's market. About 3.0 months of supply, a median asking price of $272,450, and homes go under contract in about 140 days.
Typical home value in the 32068 ZIP is $327,915, about 20.3% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Doctors Inlet Reserve
Live MLS inventory for Doctors Inlet Reserve. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 5 daysTop listingActive · 150 days
Pending · 92 daysActive and pending Doctors Inlet Reserve listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Doctors Inlet Reserve on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Doctors Inlet Reserve
- Playground · reported on 2 of 4 listings
- Pool · reported on 2 of 4 listings
- Basketball Court · reported on 1 of 4 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
How far is everything?
Everyday stops around Doctors Inlet Reserve are close: the nearest dining is about 1 minutes away.
- Talons Clubhouse Restaurant · Dining1 min
- Fleming Plaza · Shopping3 min
- Starbucks · Coffee3 min
- Kroger · Groceries4 min
- LifeSouth Community Blood Centers · Health4 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Schools
- Clay County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Doctors Inlet Elementary SchoolFLDOE grade A · Public PK-6
- Lakeside Junior High SchoolFLDOE grade A · Public 7-8
- Fleming Island High SchoolFLDOE grade A · Public 9-12
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Clay County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Doctors Inlet Reserve address.
The Doctors Inlet Reserve buying strategy.
If we were buying in Doctors Inlet Reserve today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Doctors Inlet Reserve.
Thin inventory, real price history
With a market heat score of 56 and 6.0 months of supply, Doctors Inlet Reserve sits in balanced territory: not a seller's market, not a buyer's market. But the count behind that label is small — 2 active listings against 4 closings in the reporting window. A community this size does not produce high transaction volume, so buyers and sellers should expect the search or marketing process to run longer than a headline 20.5-day median days-on-market implies for any one home.
About 63.7% of the 423 homes carry a homestead exemption, consistent with a resale market built more on long-held ownership than fast turnover. That ownership pattern, combined with 155% price appreciation since 2012 and 13% over the last year, points to pricing anchored in longer holding periods rather than quick resale.
The location and the amenities are priced into every listing in Doctors Inlet Reserve. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Doctors Inlet Reserve buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (7.0). Basis: Long-Term Appreciation +155% since 2012; Recent Direction +13.0% year-over-year; Liquidity & Demand 8.0 months of supply; Owner Commitment 64% owner-occupied; Pricing Power 97.1% sale-to-list. Refreshed with each data update.
Why work with Momentum here
With only 2 active listings and a small closings sample, an automated number is not reliable here. Pricing a home in Doctors Inlet Reserve correctly means hand-comparing it against a scattered mix of homes built between 1957 and 2024, adjusted for size against the 1,988-square-foot median and today's $178.06 per-square-foot value. Momentum builds that valuation manually rather than publishing a generic figure.
Doctors Inlet Reserve in 15 seconds.
HOA, CDD & Fees
- Has a CDD assessment
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
he 2026 guide homes, specs and resales, with the real hoa + cdd math attached. don't fill: get doctors inlet, clay county. the 2026 guide listi
Tools for a Doctors Inlet Reserve buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Doctors Inlet Reserve sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Doctors Inlet Reserve, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Doctors Inlet Reserve home worth?
Get a no-obligation home value based on real comparable sales in Doctors Inlet Reserve, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Doctors Inlet Reserve on the map →
Frequently Asked Questions
What is the median home price in Doctors Inlet Reserve?
How long do homes in Doctors Inlet Reserve take to sell?
Is Doctors Inlet Reserve a buyer's or seller's market right now?
How many homes are in Doctors Inlet Reserve?
What share of Doctors Inlet Reserve is owner-occupied?
When were the homes in Doctors Inlet Reserve built?
Do cash buyers compete in Doctors Inlet Reserve?
Have Doctors Inlet Reserve home prices gone up?
What schools serve Doctors Inlet Reserve?
Who is the best real estate agent for Doctors Inlet Reserve?
How do I find a top Middleburg real estate agent who knows Doctors Inlet Reserve?
Can Momentum Realty connect me with an agent for Doctors Inlet Reserve?
Should you buy in Doctors Inlet Reserve?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Doctors Inlet Reserve with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: July 14, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending July 14, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (14 streets, ZIP 32065/32068/32073)) |
| Under-contract shares | realMLS records, as of 2026-07-12 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2002 (264 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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