Aerial view of Dunns Creek

Dunns Creek
Homes for Sale in Satsuma, FL

Community in Satsuma · Putnam County · ZIP 32189
116 homesBuilt 1955–2024
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Built fromLive realMLS data25 years of closingsFL DOR public recordsUpdated twice daily
Live · Dunns Creek Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
1
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
47%
Owner-occupied · Dunns Creek
64 of 136 parcels homesteaded (FL DOR 2025)
53%
Non-owner-occupied · Dunns Creek
incl. 4% trust or LLC-held · 14% out-of-state
116
Homes in the community
plus 20 vacant residential lots · 136 residential parcels (FL DOR 2025)
Track record · 25 years of records
6
Recorded sales · 2024-2025
median $255K · qualified sales on the county roll (FL DOR 2025)
1955–2024
Years homes were built
median 1985 · county roll (FL DOR 2025)
0.9%/yr
Turnover rate
about 1 of 116 homes trade a year
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 12, 2026

Price here is driven almost entirely by condition and the individual parcel, not by a uniform product type. With 180 homes spanning build years from 1950 to 2024 and a median year built of 1985, you are looking at a genuinely mixed-vintage pocket where a renovated mid-century house and a newer build can sit on the same street. That spread means no two sales tell quite the same story, and the median living area of roughly 1,300 square feet points to a market of modest, functional homes rather than volume production.

For buyers, this rewards patience and a willing eye for condition — the value is in what a specific home has or has not had done to it. For sellers, it means comparables have to be chosen carefully; a blanket per-foot number will mislead you. With a homestead share under half, a meaningful portion of these homes are non-owner-occupied, which tends to widen the range in upkeep from one property to the next.

Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.

The 60-Second Overview

Dunns Creek Addition is a small, long-established pocket in Satsuma, in Putnam County, where the housing stock ranges from mid-century originals to recent builds. Expect to evaluate each home on its own merits rather than by a single neighborhood formula.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers seeking a compact, functional home who will underwrite each property on its own condition
  • Renovation-minded buyers looking for room to negotiate on homes needing work
  • Sellers with a genuinely updated home who want it positioned apart from tired inventory

Probably not for

  • Buyers who need a large-footprint home well above the roughly 1,300-square-foot median
  • Buyers wanting uniform, newly built product on every street
  • Buyers expecting predictable, formula-based pricing across the neighborhood

The market around Dunns Creek

Dunns Creek is too small for its own price trend, so here is the market around it.

In ZIP 32189, 98 homes are on the market and 18% are under contract — a steady corner of Satsuma.

Across Putnam County, 831 homes are active and 155 pending (16% under contract).

ZIP and county figures describe the wider market, not Dunns Creek specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Dunns Creek Addition, Satsuma

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 6 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-10-25)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

If we were buying in Dunns Creek today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Dunns Creek.

Best Buy
Buyers comfortable evaluating homes one at a time on condition rather than a fixed formula.
Biggest Risk
Wide variation in condition and upkeep makes blanket comparables unreliable.
Sweet Spot
A well-maintained or updated home near the median size that stands out from tired stock.
Avoid If
You want uniform, large-footprint, move-in-ready product with predictable pricing.

A mixed-vintage pocket that trades on condition

The defining feature of this community is age diversity. A median year built of 1985 sits in the middle of a range that opens in 1950 and runs to 2024, so a buyer should assume wide variation in systems, layouts, and finishes even within a short walk. The typical home is compact — a median of about 1,300 square feet of living space — which keeps carrying costs manageable but limits the number of large-footprint options.

With homestead exemptions on roughly 45 percent of the 180 homes, ownership here is split between owner-occupants and other holders. That mix is worth reading closely: it can mean more turnover and more properties needing work, which is exactly where a disciplined buyer finds room to negotiate. It also means a seller who has genuinely maintained or updated a home can distinguish it clearly from the pack.

“

The location and the amenities are priced into every listing in Dunns Creek. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a pocket this varied, the wrong comparable can cost you real money on either side of the table. We walk each home on its own terms — vintage, condition, and parcel — instead of leaning on a single neighborhood average, and we will tell you plainly when a listing is priced on hope rather than condition.

Dunns Creek in 15 seconds.

Best forBuyers comfortable evaluating homes one at a time on condition rather than a fixed formula.
Biggest advantageA genuinely mixed-vintage stock, from 1950 originals to 2024 builds, in a small Satsuma pocket.
Biggest riskWide variation in condition and upkeep makes blanket comparables unreliable.
Sweet spotA well-maintained or updated home near the median size that stands out from tired stock.
Avoid ifYou want uniform, large-footprint, move-in-ready product with predictable pricing.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Dunns Creek sales matched to your home.

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Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in Dunns Creek?
The Florida DOR 2025 assessment roll shows 116 homes plus 20 vacant residential lots in Dunns Creek (public records).
What share of Dunns Creek is owner-occupied?
47% of Dunns Creek parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Dunns Creek built?
Homes in Dunns Creek were built between 1955 and 2024, with a median year built of 1985 (FL DOR 2025 roll).
Who is the best real estate agent for Dunns Creek?
The best agent for Dunns Creek is one who actively works Satsuma and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Dunns Creek.
How do I find a top Satsuma real estate agent who knows Dunns Creek?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Dunns Creek and the wider Satsuma area.
Can Momentum Realty connect me with an agent for Dunns Creek?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Dunns Creek purchase or sale - no call center and no pressure.
Buyers seeking a compact, functional home who will underwrite each property on its own conditionExcellent fit
Renovation-minded buyers looking for room to negotiate on homes needing workExcellent fit
Sellers with a genuinely updated home who want it positioned apart from tired inventoryExcellent fit
Buyers who need a large-footprint home well above the roughly 1,300-square-foot medianProbably not
Buyers wanting uniform, newly built product on every streetProbably not
Buyers expecting predictable, formula-based pricing across the neighborhoodProbably not

Nearby Communities

Explore more neighborhoods near Dunns Creek with Momentum Realty’s local guides.

St Johns Twin River0.3 mi awayTwin Rivers0.3 mi away · 31 homes, built 1962–21St Johns Riverside Estates0.3 mi away · median $191K, 27 sales/12 moSt Johns River Estates0.4 mi away · median $185K, 7 sales/12 moDunns Creek0.5 mi away · 182 homes, built 1955–23Pinewood0.6 mi awaySt Johns Pinewood0.6 mi away

Browse all neighborhood guides →

Data sources & freshness

Housing stock & ownershipFlorida DOR assessment roll (street-list match (5 streets, ZIP 32189))
Under-contract sharesrealMLS records, as of 2026-10-25
Historical depthClosed-sale records back to 2001 (24 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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Thinking of selling in Dunns Creek Addition? 1 recorded closings (window ending 2026-10-26). See the Putnam County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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