Dunns Creek
Homes for Sale in Satsuma, FL
All 50 homes for sale in Satsuma, FL · median $237,450 · 60 homes for sale in 32189 · Putnam County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 32 closed sales in Dunns Creek Addition in Satsuma, FL since 2003, the most recent in May 2026. Recorded prices since 2024 ran from $185,000 to $265,000 (median $255,000), on homes of 1,092 to 1,568 sq ft. At that median and Putnam County's FY2025-26 rate of 16.89 mills, annual property tax runs about $4,310 ($3,630 with the full homestead exemption).
Price here is driven almost entirely by condition and the individual parcel, not by a uniform product type. With 180 homes spanning build years from 1950 to 2024 and a median year built of 1985, you are looking at a genuinely mixed-vintage pocket where a renovated mid-century house and a newer build can sit on the same street. That spread means no two sales tell quite the same story, and the median living area of roughly 1,300 square feet points to a market of modest, functional homes rather than volume production.
For buyers, this rewards patience and a willing eye for condition — the value is in what a specific home has or has not had done to it. For sellers, it means comparables have to be chosen carefully; a blanket per-foot number will mislead you. With a homestead share under half, a meaningful portion of these homes are non-owner-occupied, which tends to widen the range in upkeep from one property to the next.
Nearby homes for sale
No active listings inside Dunns Creek Addition right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Dunns Creek Addition is a small, long-established pocket in Satsuma, in Putnam County, where the housing stock ranges from mid-century originals to recent builds. Expect to evaluate each home on its own merits rather than by a single neighborhood formula.
realMLS (Northeast Florida) sales records identify 63 homes in Dunns Creek that have changed hands since 2001, built between 1958 and 2023 (median 1986), with a median living area of about 1,272 sq ft and a typical 2-bedroom, 2-bath layout. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 6 qualified sales in Dunns Creek across 2024–2025 (2 in 2024, 4 in 2025), median $255,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Dunns Creek is best for.
Best for
- Buyers seeking a compact, functional home who will underwrite each property on its own condition
- Renovation-minded buyers looking for room to negotiate on homes needing work
- Sellers with a genuinely updated home who want it positioned apart from tired inventory
Probably not for
- Buyers who need a large-footprint home well above the roughly 1,300-square-foot median
- Buyers wanting uniform, newly built product on every street
- Buyers expecting predictable, formula-based pricing across the neighborhood
The market around Dunns Creek
Dunns Creek is too small for its own price trend, so here is the market around it.
In ZIP 32189, 81 homes are on the market and 24% are under contract — a steady corner of Satsuma.
Across Putnam County, 701 homes are active and 163 pending (19% under contract).
In ZIP 32189 (Satsuma), 76 homes closed in the last 12 months at a median of $164K ($144/sq ft), down 5.3% year over year, with a median 68 days on market. See the live ZIP 32189 housing market and the Putnam County market.
ZIP and county figures describe the wider market, not Dunns Creek specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Dunns Creek Addition, Satsuma
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Dunns Creek buying strategy.
If we were buying in Dunns Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Dunns Creek.
A mixed-vintage pocket that trades on condition
The defining feature of this community is age diversity. A median year built of 1985 sits in the middle of a range that opens in 1950 and runs to 2024, so a buyer should assume wide variation in systems, layouts, and finishes even within a short walk. The typical home is compact — a median of about 1,300 square feet of living space — which keeps carrying costs manageable but limits the number of large-footprint options.
With homestead exemptions on roughly 45 percent of the 180 homes, ownership here is split between owner-occupants and other holders. That mix is worth reading closely: it can mean more turnover and more properties needing work, which is exactly where a disciplined buyer finds room to negotiate. It also means a seller who has genuinely maintained or updated a home can distinguish it clearly from the pack.
The location and the amenities are priced into every listing in Dunns Creek. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a pocket this varied, the wrong comparable can cost you real money on either side of the table. We walk each home on its own terms — vintage, condition, and parcel — instead of leaning on a single neighborhood average, and we will tell you plainly when a listing is priced on hope rather than condition.
Dunns Creek in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Dunns Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Dunns Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Dunns Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Dunns Creek home worth?
Get a no-obligation home value based on real comparable sales in Dunns Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
How many homes are in Dunns Creek?
What share of Dunns Creek is owner-occupied?
When were the homes in Dunns Creek built?
Who is the best real estate agent for Dunns Creek?
How do I find a top Satsuma real estate agent who knows Dunns Creek?
Can Momentum Realty connect me with an agent for Dunns Creek?
Should you buy in Dunns Creek?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 32187/32188/32189)) |
| Under-contract shares | realMLS records, as of 2026-09-12 |
| Historical depth | Closed-sale records back to 2003 (32 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Dunns Creek Addition fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Dunns Creek. These are the public schools most often assigned to other communities in ZIP 32189; zones change and vary by address, so confirm with the district before you buy.
- Palatka Jr.-Sr. High School · 7-12 -- confirm zoning by address (assigned to 5 nearby communities)
- Robert H. Jenkins Jr. Middle School · Middle (assigned to 4 nearby communities)
- James A. Long Elementary School · Elementary · FLDOE grade B (assigned to 4 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
More Satsuma & Palatka & St. Johns River Country guides
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