Dunn Creek
Homes for Sale in Satsuma, FL
All 62 homes for sale in Satsuma, FL · median $237,450 · 77 homes for sale in 32189 · Putnam County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 2 closed sales in Dunn Creek in Satsuma, FL since 2003, the most recent in August 2022. Across Satsuma as a whole, 33 homes closed in the last 12 months at a median of $191,000, 66 median days on market, with 63 homes for sale today. At that median and Putnam County's FY2025-26 rate of 16.89 mills, annual property tax runs about $3,230 ($2,550 with the full homestead exemption).
Dunn Creek sits in Satsuma, in Putnam County, and it reads like the rural, water-adjacent Northeast Florida market it is. With no active median or inventory figure in this snapshot, price here is driven by the specifics of the parcel and the structure rather than any tidy neighborhood comp: lot size, acreage, water access, and the condition of the home do most of the work. Expect a wide spread between properties, because two listings in the same area can be worlds apart on land and improvements.
For buyers, that means underwriting each property on its own merits instead of a block-level average. For sellers, it means pricing off honest condition and land value, not a headline number pulled from somewhere else. This is a market where patience and a careful look at each home pay off more than speed.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Dunn Creek right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Dunn Creek is a Satsuma address in Putnam County, well south of the Jacksonville core and firmly in Northeast Florida's rural river country. It suits buyers who want land and quiet over walkability and density.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Dunn Creek is best for.
Best for
- Buyers prioritizing acreage and privacy over proximity to city amenities
- Buyers comfortable underwriting well, septic, and land condition as part of the deal
- Sellers willing to price to honest condition and land value rather than a headline comp
Probably not for
- Buyers who need short commutes to Jacksonville employment centers
- Buyers wanting walkable retail, dense amenities, or an HOA-managed subdivision feel
- Buyers seeking a fast, comp-driven purchase with minimal diligence
The market around Dunn Creek
Dunn Creek is too small for its own price trend, so here is the market around it.
In ZIP 32189, 99 homes are on the market and 19% are under contract — a steady corner of Satsuma.
Across Putnam County, 832 homes are active and 151 pending (15% under contract).
In ZIP 32189 (Satsuma), 57 homes closed in the last 12 months at a median of $191K ($155/sq ft), up 7.4% year over year, with a median 68 days on market. Right now 16 active and 3 pending listings put supply at about 5.8 months — a buyer's market. See the live ZIP 32189 housing market and the Putnam County market.
ZIP and county figures describe the wider market, not Dunn Creek specifically. Momentum Research analysis of MLS records.
The Dunn Creek buying strategy.
If we were buying in Dunn Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Dunn Creek.
What actually moves value in Dunn Creek
In an area like this, the home is only part of the equation. Land is the other half, and often the larger half. Acreage, road frontage, whether the parcel is high and dry or carries wetland, and any water access all shape what a property is worth far more than square footage alone. That is why you cannot shortcut valuation here with a per-foot rule of thumb.
Condition then does the rest. Rural and semi-rural homes vary widely in how they have been maintained, and systems like well, septic, and roof carry real weight in negotiation. A buyer should budget inspection time accordingly, and a seller should expect the diligence. This is not a market of interchangeable product; it is a market of individual properties.
The location and the amenities are priced into every listing in Dunn Creek. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Putnam County's rural market rewards local familiarity with land, access, and property condition, and that is where we earn our keep. We will walk a parcel with you, flag the questions worth asking before you write an offer, and price a listing off what the land and the house actually deliver rather than a borrowed number. When Dunn Creek is not the right fit, we will say so.
Dunn Creek in 15 seconds.
Tools for a Dunn Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Dunn Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Dunn Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Dunn Creek home worth?
Get a no-obligation home value based on real comparable sales in Dunn Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Satsuma →
Housing distress & ownership in Dunn Creek, Satsuma
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
More Satsuma home searches
- All homes for sale in Satsuma, FL
- Homes for sale in Putnam County, FL
- Satsuma waterfront homes for sale
- Homes under $300K in Satsuma
- Homes from $300K to $500K in Satsuma
- ZIP 32189 housing scorecard
Satsuma guides & data
Florida buyer guides
Email me new listings in Dunn Creek
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Dunn Creek
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Dunn Creek will answer, and the answer is published on this page for the next buyer.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Putnam County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Putnam County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Dunn Creek?
What share of Dunn Creek is owner-occupied?
When were the homes in Dunn Creek built?
Who is the best real estate agent for Dunn Creek?
How do I find a top Satsuma real estate agent who knows Dunn Creek?
Can Momentum Realty connect me with an agent for Dunn Creek?
Where is Dunn Creek, and what county is it in?
How far is Dunn Creek from downtown Jacksonville and the beach?
Should you buy in Dunn Creek?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32189)) |
| Under-contract shares | realMLS records, as of 2026-10-18 |
| Historical depth | Closed-sale records back to 2003 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Dunn Creek fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Dunn Creek. These are the public schools most often assigned to other communities in ZIP 32189; zones change and vary by address, so confirm with the district before you buy.
- Palatka Jr.-Sr. High School · 7-12 -- confirm zoning by address (assigned to 5 nearby communities)
- Robert H. Jenkins Jr. Middle School · Middle (assigned to 4 nearby communities)
- James A. Long Elementary School · Elementary · FLDOE grade B (assigned to 4 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Nearby Communities
Explore more neighborhoods near Dunn Creek with Momentum Realty’s local guides.