Twin Rivers
Homes for Sale in Satsuma, FL
All 53 homes for sale in Satsuma, FL · median $235,000 · 66 homes for sale in 32189 · Putnam County homes for sale
True comps, carrying-cost math, and listings before the portals.
Twin Rivers Sec is a small pocket in Satsuma, and with only 42 homes on record, a single listing can move the whole picture. The build range runs from 1959 to 2021, with the midpoint around 1986 and living space near 1,588 square feet. That spread tells you the real story here: price is driven by condition and updates, not by a uniform product. Two homes of similar size can trade very differently depending on how much has been touched since they were built.
The homestead share sits at roughly 35 percent, which means a meaningful slice of these homes are not owner-occupied primary residences. For a seller, that reinforces that you are competing on condition and presentation more than on a hot comp; for a buyer, it means you should underwrite each home on its own merits and not assume the last sale down the street sets your number.
Nearby homes for sale
No active listings inside Twin Rivers Sec right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
This is a small, condition-driven market in rural Putnam County where the housing stock spans six decades, so no single comp defines value — each home has to be read on its own age, updates, and layout.
realMLS (Northeast Florida) sales records identify 5 homes in Twin Rivers that have changed hands since 2008, built between 1976 and 2002 (median 1983), with a median living area of about 1,188 sq ft and a typical 2-bedroom, 2-bath layout. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 4 qualified sales in Twin Rivers across 2024–2025 (3 in 2024, 1 in 2025), median $325,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Twin Rivers is best for.
Best for
- Buyers seeking a smaller home in a quiet, rural setting and willing to weigh each property individually
- Value-focused buyers open to an older home they can update over time
- Buyers who want newer construction and are patient enough to wait for the right listing in a small pool
Probably not for
- Buyers who need many comparable listings on the market at once to feel confident on price
- Buyers wanting large square footage as their primary requirement
- Buyers counting on rapid, predictable resale in a high-turnover market
The market around Twin Rivers
Twin Rivers is too small for its own price trend, so here is the market around it.
In ZIP 32189, 83 homes are on the market and 17% are under contract — a slower corner of Satsuma.
Across Putnam County, 721 homes are active and 156 pending (18% under contract).
In ZIP 32189 (Satsuma), 114 homes closed in the last 12 months at a median of $185K ($148/sq ft), up 0.9% year over year, with a median 64 days on market. See the live ZIP 32189 housing market and the Putnam County market.
ZIP and county figures describe the wider market, not Twin Rivers specifically. Momentum Research analysis of MLS records.
Twin Rivers by the numbers
From county property records and closed MLS sales for the Twin Rivers subdivision: 5 homes on record; built 1976–2002; typical size about 1,188 heated sq ft; 2 bedrooms is the median.
| Year | Recorded sales | Median price |
|---|---|---|
| 2008 | 1 | $115,000 |
| 2012 | 1 | $54,000 |
| 2022 | 1 | $129,000 |
| 2024 | 2 | $182,950 |
Newest recorded sale: $185,900 on 2024-10-29.
Recorded data as of 2026-09-12; counts cover addresses tagged to this subdivision in the public record, not every parcel. Not an appraisal.
Recent Developments in Twin Rivers Sec
Development, infrastructure, retail, and school activity affecting Twin Rivers Sec, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Civic
Flagler County adopts one year data center moratorium
Flagler County commissioners unanimously adopted a one year moratorium on new data center siting in unincorporated areas at their July 13, 2026 meeting. Officials said the pause allows staff to develop zoning and land use standards for the emerging industry.
What it may mean for the marketA one year pause on new data center siting in unincorporated areas holds large industrial land uses in place while the county drafts zoning and land use standards, keeping the current pattern of available industrial and commercial land unchanged for now. The site is about 6 miles north of Twin Rivers Sec.
Source: Flagler County Buzz - June 2026Development
Palm Coast approves an 82,000-square-foot warehouse complex where Alleima will expand
Palm Coast approved a two-building, 82,000-square-foot warehouse complex on 7.5 acres at 5 Commerce Boulevard in June 2026. Manufacturer Alleima will occupy one building and add 30 to 50 employees, with the second building marketed to other industrial tenants.
What it may mean for the marketNew industrial space and manufacturing jobs in Palm Coast strengthen the local employment base, a factor that can support housing demand nearby. The site is about 9 miles north of Twin Rivers Sec.
Source: FlaglerLive
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Twin Rivers buying strategy.
If we were buying in Twin Rivers today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Twin Rivers.
A small pool where condition sets the price
With 42 homes and a median living area around 1,588 square feet, Twin Rivers Sec is a modest-footprint community. The wide year-built range — 1959 through 2021 — is the key variable. You will find original mid-century structures alongside far newer construction, and the gap between them shows up in mechanicals, roofs, and finishes rather than in square footage. Buyers should budget for inspection and, on older homes, expect to verify systems carefully.
Because inventory is thin, pricing signals are noisy. A well-updated home and a dated one can list within the same neighborhood and yet belong in entirely different value conversations. That makes accurate, condition-based pricing more important here than in a large tract subdivision where comps are plentiful and predictable.
The location and the amenities are priced into every listing in Twin Rivers. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a 42-home market with a six-decade build range, generic pricing tools fall apart — the comp set is too small and too varied to trust blindly. We price and evaluate on the actual condition and updates of the specific home in front of you, which is exactly what a market this size demands from both sellers and buyers.
Twin Rivers in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Twin Rivers buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Twin Rivers sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Twin Rivers, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Twin Rivers home worth?
Get a no-obligation home value based on real comparable sales in Twin Rivers, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Satsuma →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Putnam County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Putnam County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Twin Rivers?
What share of Twin Rivers is owner-occupied?
When were the homes in Twin Rivers built?
Who is the best real estate agent for Twin Rivers?
How do I find a top Satsuma real estate agent who knows Twin Rivers?
Can Momentum Realty connect me with an agent for Twin Rivers?
Where is Twin Rivers, and what county is it in?
How far is Twin Rivers from downtown Jacksonville and the beach?
Should you buy in Twin Rivers?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32189)) |
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Historical depth | Closed-sale records back to 2008 (10 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Twin Rivers Sec fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Twin Rivers with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for Twin Rivers. These are the public schools most often assigned to other communities in ZIP 32189; zones change and vary by address, so confirm with the district before you buy.
- Palatka Jr.-Sr. High School · 7-12 -- confirm zoning by address (assigned to 5 nearby communities)
- Robert H. Jenkins Jr. Middle School · Middle (assigned to 4 nearby communities)
- James A. Long Elementary School · Elementary · FLDOE grade B (assigned to 4 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).