Germantown
Homes for Sale in Jacksonville, FL
All 4,026 homes for sale in Jacksonville, FL · median $299,900 · 44 homes for sale in 32220 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of OPENDOOR BROKERAGE, LLC. · via realMLS
As of October 2026, the MLS records 16 closed sales in Germantown in Jacksonville, FL since 2004, the most recent in March 2026. Across Jacksonville as a whole, 8,268 homes closed in the last 12 months at a median of $311,134, 43 median days on market, with 2,422 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,560 ($4,820 with the full homestead exemption).

What sets price in Germantown is condition, not location premium. The housing stock spans from 1940 to 2023, with the median home built in 1986, so two homes on the same block can sit at very different points on the update curve. Expect a wide spread: renovated homes command real money, while original-condition houses trade on their bones and their lot.
For buyers, that spread is the opportunity — bring a critical eye to systems, roof age, and prior renovations, because the price you pay should reflect what has already been done. For sellers, presentation and documented updates do the heavy lifting here; an honest condition story is worth more than a round number.
Nearby homes for sale
No active listings inside Germantown right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Germantown is an established, non-uniform pocket of Jacksonville where an eight-decade build range means you are shopping individual houses, not a single product type. The median living area sits just over 2,177 square feet, which leaves room for both compact and larger floor plans within the same market.
realMLS (Northeast Florida) sales records identify 14 homes in Germantown that have changed hands since 2007, built between 1957 and 2006 (median 1989), with a median living area of about 2,550 sq ft and a typical 3-bedroom, 2.5-bath layout; 93% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 4 qualified sales in Germantown across 2024–2024, median $377,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Germantown. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from realMLS listings in Germantown; content deemed reliable but not guaranteed.
Who Germantown is best for.
Best for
- Buyers comfortable inspecting an older home and budgeting for updates
- Long-hold owner-occupants who value a settled, high-homestead pocket
- Renovation-minded buyers looking to add value through condition
Probably not for
- Buyers who need new construction and predictable, uniform floor plans
- Anyone shopping strictly on price-per-square-foot without vetting condition
- Short-horizon buyers expecting a turnkey home with zero deferred maintenance
The market around Germantown
Germantown is too small for its own price trend, so here is the market around it.
In ZIP 32220, 62 homes are on the market and 26% are under contract — a steady corner of Jacksonville.
Across Duval County, 3,953 homes are active and 1,522 pending (28% under contract).
In ZIP 32220 (Jacksonville), 190 homes closed in the last 12 months at a median of $274K ($173/sq ft), down 6.0% year over year, with a median 49 days on market. Right now 36 active and 18 pending listings put supply at about 5.8 months — a balanced market. See the live ZIP 32220 housing market and the Duval County market.
ZIP and county figures describe the wider market, not Germantown specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Germantown, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Life at Germantown
- Security Gate · reported on 1 of 1 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The Germantown buying strategy.
If we were buying in Germantown today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Germantown.
An older, mixed-vintage housing stock
With a median build year of 1986 and homes dating as far back as 1940, this is not a place to assume anything about a house from its address. Some properties have been taken down to the studs and rebuilt; others are largely original. That variety is the whole story — it rewards buyers willing to inspect carefully and penalizes anyone shopping on square footage alone.
Owner-occupancy runs at roughly two-thirds of homes based on homestead share, which points to a more settled, held-for-the-long-term feel than a rental-heavy area. That tends to mean steadier turnover and less churn in the housing stock, so when a well-kept home lists, it can move quickly.
The location and the amenities are priced into every listing in Germantown. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A market this uneven demands a broker who prices on condition, not comps pulled blindly by neighborhood. We walk the systems, weigh the renovation history against the vintage, and tell you plainly where a home sits on the value curve — whether you are buying a project or selling a finished one.
Germantown in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Germantown buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Germantown sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Germantown, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Germantown home worth?
Get a no-obligation home value based on real comparable sales in Germantown, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Jacksonville →
Recently off market in Germantown
Homes in Germantown that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 1555 Dolph Road · off market
- 1920 Bulls Bay Highway · off market
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Germantown?
What share of Germantown is owner-occupied?
When were the homes in Germantown built?
Who is the best real estate agent for Germantown?
How do I find a top Jacksonville real estate agent who knows Germantown?
Can Momentum Realty connect me with an agent for Germantown?
Where is Germantown, and what county is it in?
How far is Germantown from downtown Jacksonville and the beach?
Should you buy in Germantown?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32220)) |
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Historical depth | Closed-sale records back to 2004 (16 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Germantown fits the bigger picture — live prices, inventory, and Momentum Scores:
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Commonwealth Avenue (8 homes on record)
- Bulls Bay Highway (3 homes on record)
Nearby Communities
Explore more neighborhoods near Germantown with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for Germantown. These are the public schools most often assigned to other communities in ZIP 32220; zones change and vary by address, so confirm with the district before you buy.
- Westside High School · 9-12 · FLDOE grade I (assigned to 9 nearby communities)
- Chaffee Trail Middle School · 6-8 · FLDOE grade C (assigned to 5 nearby communities)
- Whitehouse Elementary School · (zoned; confirm by address) · FLDOE grade A (assigned to 4 nearby communities)
- Chaffee Trail Elementary School · PreK-5 · FLDOE grade B (assigned to 4 nearby communities)
- Joseph Stilwell Middle School · 6-8 (zoned; confirm by address) · FLDOE grade B (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).












