Habersham Harbour
Homes for Sale in Fleming Island, FL
All 127 homes for sale in Fleming Island, FL · median $494,000 · 107 homes for sale in 32003 · Clay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of MILLER & COMPANY REAL ESTATE · via realMLS
As of October 2026, Habersham Harbour in Fleming Island, FL has 1 home for sale. Homes listed or recently sold were built 1986–1990; 3 of 3 report an HOA (median $63/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 7 ft).
Price here follows the water, not the calendar. Homes in Habersham Harbour were built between 1986 and 2003, with a median year built of 1992 and a median living area of 2,234 square feet — a fairly tight band of size and age. What separates one sale from the next is proximity to the dock, boat launch, and RV/boat storage this community carries as shared amenities, alongside the clubhouse, pool, tennis courts, and playground. A home closer to the water or the launch will draw differently than one further from it, even at comparable square footage.
The current posture is buyer-leaning, but that isn't a flood of choices — there are only 2 active listings and just 1 closing recorded in this window, against 24 months of supply. With this few data points, a single new listing or closing can swing the read on value more than it would in a deeper market. About 85% of the 133 homes here carry a homestead exemption, pointing to limited investor or rental turnover, which is part of why so few homes come to market at once.
Habersham Harbour right now
🟢 Buyer-leaning market. 12.0 months of supply and 50% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of October 1, 2026. Confidence: Low (2 active and pending listings, 1 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Habersham Harbour is a boating-access community on Fleming Island where dock, launch, and storage amenities do more to set a home's appeal than size or age alone — most homes here were built between 1986 and 2003.
County records show 5 qualified sales in Habersham Harbour across 2024–2025 (4 in 2024, 1 in 2025), median $475,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Habersham Harbour. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Habersham HarbourPhotos from realMLS listings in Habersham Harbour; content deemed reliable but not guaranteed.
Who Habersham Harbour is best for.
Best for
- Buyers whose top priority is boat dock, launch, or RV/boat storage access rather than home size alone.
- Buyers comfortable waiting out a thin market for the right listing to surface.
- Buyers looking for an established build between 1986 and 2003 rather than new construction.
Probably not for
- Buyers who need to choose from several comparable active listings side by side right now.
- Buyers prioritizing the newest possible construction.
- Buyers on a tight closing timeline in a market that recorded only 1 closing this window.
The market around Habersham Harbour
Habersham Harbour is too small for its own price trend, so here is the market around it.
In ZIP 32003, 161 homes are on the market and 31% are under contract — a fast-moving corner of Fleming Island.
Across Clay County, 1,290 homes are active and 439 pending (25% under contract).
In ZIP 32003 (Fleming Island), 508 homes closed in the last 12 months at a median of $425K ($212/sq ft), down 1.7% year over year, with a median 34 days on market. Right now 84 active and 37 pending listings put supply at about 3.0 months — a healthy market. See the live ZIP 32003 housing market and the Clay County market.
ZIP and county figures describe the wider market, not Habersham Harbour specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Habersham Harbour, Fleming Island
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Habersham Harbour
Live MLS inventory for Habersham Harbour. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Habersham Harbour listings as of 2026-10-01, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Habersham Harbour on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Habersham Harbour
- Tennis Court(s) · reported on 3 of 3 listings
- Boat Dock · reported on 2 of 3 listings
- Playground · reported on 2 of 3 listings
- RV/Boat Storage · reported on 2 of 3 listings
- Boat Launch · reported on 2 of 3 listings
- Pool · reported on 2 of 3 listings
- Clubhouse · reported on 1 of 3 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Clay County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Fleming Island High School (Clay County School District), verify by address · High
- Lakeside Junior High School (Clay County School District), verify by address · Middle
- Fleming Island Elementary School (Clay County School District), verify by address · Elementary
Zoned schools reflect the assignments reported on recent Habersham Harbour listings and can change; always confirm with Clay County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Habersham Harbour address.
Shop the zone: Homes zoned for Lakeside Middle School · Homes zoned for Fleming Island High School
Recent Developments in Habersham Harbour
Development, infrastructure, retail, and school activity affecting Habersham Harbour, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- June 2026Development
Hillwood contracts with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center
Master developer Hillwood contracted with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center on Jacksonville's Westside, continuing the buildout of the former Naval Air Station Cecil Field into an industrial and logistics park.
What it may mean for the marketContinued absorption of large industrial parcels at Cecil signals sustained employment growth on the Westside, which can support housing demand across nearby communities. The site is about 11 miles northwest of Habersham Harbour.
Source: Jax Daily Record - June 2026Builder Activity
Hyland Trail to bring over 3,000 homes to Lake Asbury in Clay County
News4Jax reported that Hyland Trail, along with the related Edenbrooke and The Glens communities, will bring more than 3,000 new homes to the Lake Asbury area of Clay County. Homes are being built by Dream Finders, Pulte and Lennar, with a Lodge amenity center featuring a beach-entry pool, splash zone, exercise facility and pickleball courts. Edenbrooke includes an age-restricted, low-maintenance home section.
What it may mean for the marketAdds a large volume of new single-family housing supply and a private amenity center to the Lake Asbury area, expanding for-sale inventory across a range of home sizes and price points. The project is about 6 miles southwest of Habersham Harbour, elsewhere in Clay County.
Source: News4Jax - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 5 miles south of Habersham Harbour.
Source: Jax Daily Record - April 2026Development
Hillwood seeks to mass-grade an AllianceFlorida site for a possible 1 million-square-foot building
Hillwood asked to mass grade a site at AllianceFlorida at Cecil Commerce Center to prepare for a possible 1 million-square-foot building, a step that typically precedes a large industrial or distribution user committing to the Westside park.
What it may mean for the marketA build-ready million-square-foot pad points to a potential large employer on the Westside, the kind of jobs anchor that can lift demand for nearby housing. The site is about 11 miles northwest of Habersham Harbour.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Habersham Harbour buying strategy.
If we were buying in Habersham Harbour today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Habersham Harbour.
A thin, water-anchored market
Habersham Harbour is a community of 133 homes on Fleming Island, built out between 1986 and 2003 with a median year built of 1992. The typical home here runs 2,234 square feet of living space. What sets the community apart on paper is the amenity list attached to it: a boat dock, boat launch, RV/boat storage, a clubhouse, pool, tennis courts, and a playground — infrastructure that points to buyers prioritizing water access over raw interior square footage.
The transaction data right now is thin. This window shows 2 active listings and 1 closing, against 24 months of supply — conditions classified as buyer-leaning, though with volume this low any single sale can shift the picture. About 85% of the 133 homes carry a homestead exemption, which typically signals limited investor or rental turnover and helps explain why inventory stays this tight.
The location and the amenities are priced into every listing in Habersham Harbour. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this thin on active inventory, timing and access matter more than a search filter. Momentum tracks Habersham Harbour's listings as they come up, not after they've already gone under contract, and can walk you through what dock, launch, or storage access actually applies to a given address — details worth confirming directly with the HOA before you write an offer.
Habersham Harbour in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Habersham Harbour buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Habersham Harbour sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Habersham Harbour, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Habersham Harbour home worth?
Get a no-obligation home value based on real comparable sales in Habersham Harbour, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fleming Island →
Recently off market in Habersham Harbour
Homes in Habersham Harbour that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 1850 Waterbury Lane · off market
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Clay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
31% of homes for sale in ZIP 32003 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).
Frequently Asked Questions
Is Habersham Harbour a buyer's or seller's market right now?
How many homes are in Habersham Harbour?
What share of Habersham Harbour is owner-occupied?
When were the homes in Habersham Harbour built?
What schools serve Habersham Harbour?
Who is the best real estate agent for Habersham Harbour?
How do I find a top Fleming Island real estate agent who knows Habersham Harbour?
Can Momentum Realty connect me with an agent for Habersham Harbour?
Where is Habersham Harbour, and what county is it in?
How far is Habersham Harbour from downtown Jacksonville and the beach?
Should you buy in Habersham Harbour?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 32003/32073/32210)) |
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2001 (85 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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