Harmony Nbhd H
Homes for Sale in St. Cloud, FL
True comps, carrying-cost math, and listings before the portals.
As of October 2026, Harmony Nbhd H-2 in St Cloud, FL has 1 home for sale. Homes listed or recently sold were built 2016–2017; 3 of 3 report an HOA (median $9/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 81 ft).
Part of Harmony, Harmony, FL — see all Harmony homes for sale (18 listings across 9 sections in the MLS).
Part of the Harmony master-planned community in St. Cloud, FL — see all Harmony homes for sale (161 listings across 45 villages and sections in the MLS).

The current MLS snapshot for Harmony Nbhd H does not carry the kind of pricing or activity detail we'd normally lean on to call a market. No median, no day-on-market figure, no amenity list beyond a blank field. That in itself is a data point: either inventory here is thin right now, or listings simply are not flowing through the feed in a way that lets us characterize pricing with any confidence.
For a buyer or seller, that means this is not a neighborhood to price or time off a dashboard. It is one to walk, to compare directly against active listings in the surrounding Harmony sections, and to have someone local pull comparable data by hand rather than trust an automated summary. We would rather tell you the data is thin than manufacture a number to fill the gap.
Figures in this note are as of July 21, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Harmony Nbhd H-2 right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Harmony Nbhd H is a platted section within the larger Harmony master-planned community in St Cloud, Osceola County. Current MLS activity does not provide enough listing volume to characterize pricing or amenities at the section level with confidence.
Stellar MLS sales records identify 14 homes in Harmony Nbhd H that have changed hands since 2017, built between 2015 and 2025 (median 2016), with a median living area of about 2,460 sq ft and a typical 4-bedroom, 2.5-bath layout; 79% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 6 qualified sales in Harmony Nbhd H across 2024–2025 (3 in 2024, 3 in 2025), median $520,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Harmony Nbhd H is best for.
Best for
- Buyers targeting the Harmony master plan broadly and open to whichever section has active inventory
- Buyers comfortable doing hands-on due diligence rather than relying on aggregated market stats
- Buyers working with an agent willing to verify HOA and amenity details section by section
Probably not for
- Buyers who want a documented price history before engaging
- Buyers who need a confirmed amenity list before touring
- Buyers on a tight timeline who cannot wait for listing inventory to surface in this specific section
The market around Harmony Nbhd H
Harmony Nbhd H is too small for its own price trend, so here is the market around it.
In ZIP 34773, 187 homes are on the market and 27% are under contract — a steady corner of St Cloud.
Across Osceola County, 4,423 homes are active and 1,079 pending (20% under contract).
In ZIP 34773 (St Cloud), 677 homes closed in the last 12 months at a median of $412K ($213/sq ft), up 1.2% year over year, with a median 54 days on market. Right now 120 active and 41 pending listings put supply at about 3.3 months — a balanced market. See the live ZIP 34773 housing market and the Osceola County market.
ZIP and county figures describe the wider market, not Harmony Nbhd H specifically. Momentum Research analysis of MLS records.
Harmony Nbhd H on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
The Harmony Nbhd H buying strategy.
If we were buying in Harmony Nbhd H today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harmony Nbhd H.
What the H-2 designation actually tells you
Harmony's neighborhoods are broken into lettered and numbered sections, and H-2 is one of those subdivisions rather than a standalone community with its own identity, entrance, or amenity package. Whatever amenities exist here are most likely shared with the broader Harmony development rather than exclusive to this section, but the current MLS feed does not surface a list we can confirm and repeat.
That gap matters more than it might seem. Amenity access, HOA structure, and even lot characteristics can vary from section to section within a single master plan. Before treating any listing in H-2 as representative of Harmony as a whole, it is worth confirming section-specific details directly against the listing and the HOA documents rather than assuming parity with neighboring sections.
The location and the amenities are priced into every listing in Harmony Nbhd H. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a section's MLS data is this thin, the value of a local agent is less about reciting stats and more about knowing where to go get the real answer: which builder or resale mix actually sits in H-2, what the HOA covers, and how it compares to the sections around it. We would rather do that legwork with you than hand you a generic Harmony overview and call it done.
Harmony Nbhd H in 15 seconds.
What it really costs to own in Harmony Nbhd HHomes for Sale
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| CDD / special assessments | Listings here report a median of $3,506/yr in CDD or special-district assessments on the tax bill (3 listings, MLS, 2026-10-24). The amount is per lot and set by the district: confirm it on the parcel's TRIM notice. |
|---|---|
| HOA dues | MLS listings here mostly enter dues as billed annually, but the median entry is only $111/year across 3 listings (2026-10-24), which usually means a quarterly or monthly amount was entered as annual. Ask the association for the current dues. |
| Home and flood insurance | The average Citizens Property Insurance premium in Osceola County is $1,735/yr (2,188 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2016 across 3 listings. An original roof here is about 10 years old: still inside the 15-year window Florida carriers use, but ask for the roof's permit date before you bind coverage. |
Email me new listings in Harmony Nbhd HHomes for Sale
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Harmony Nbhd HHomes for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Harmony Nbhd HHomes for Sale will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues in MLS listings look inconsistent here (median entry $111/year across 3 listings). Confirm the current dues with the association
- Any club/amenity membership is billed separately
MLS listings here mostly enter association dues as billed annually, but the median entry is only $111 a year across 3 records, which usually means a quarterly or monthly amount was entered as annual. Ask the association or the listing agent for the current dues and what they cover before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Harmony Nbhd H buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harmony Nbhd H sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harmony Nbhd H, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harmony Nbhd H home worth?
Get a no-obligation home value based on real comparable sales in Harmony Nbhd H, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Harmony Nbhd H on the map →
Should you buy in Harmony Nbhd H?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 17, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2024 (5 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Harmony Nbhd H fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Harmony Nbhd H
Where is Harmony Nbhd H?
Harmony Nbhd H is a community in St Cloud, Osceola County, Florida, ZIP 34773.
Are there homes for sale in Harmony Nbhd H right now?
No active listings inside Harmony Nbhd H at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Harmony Nbhd H have an HOA or CDD?
No HOA is on record for Harmony Nbhd H in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
More St. Cloud & Kissimmee, St. Cloud & Osceola County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Kissimmee, St. Cloud & Osceola County or the full Neighborhood Finder.
| Location | St Cloud, Osceola County, FL · ZIP 34773 |
|---|---|
| Homes in the community | 40 (FL DOR 2025 assessment roll) |
| Years built | 2016–2017 (median 2016.0) |
| Typical living area | 3,041 sq ft (median) |
| Amenities listed by sellers | Deed Restrictions, Dog Park, Fitness Center, Golf Carts OK, Park, Playground |
| For sale right now | 1 active, 0 pending · median asking $425,000 · 6.0 months of supply |
| Owner-occupied (homestead) share | 80% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2024 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Harmony Nbhd H key facts,” movewithmomentum.com/neighborhoods/harmony-nbhd-h-2, data as of September 20, 2026.
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Cordgrass Place (5 homes on record)
Nearby Communities
Explore more neighborhoods near Harmony Nbhd H with Momentum Realty’s local guides.
25% of homes for sale in ZIP 34773 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-25).
Harmony Nbhd H 2 Market Scorecard
Harmony Nbhd H 2 is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 34773 ZIP is $383,619, about 19.2% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
