Harvest Bend
Homes for Sale in Fleming Island, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Harvest Bend is an established Fleming Island pocket with homes built between 1987 and 2022 and a median vintage of 1991. That age spread is the real story on price: at a $430,000 median and roughly $191 per square foot on about 1,830 square feet, what you pay tracks condition and updates far more than location. Expect a wide spread between untouched original homes and those that have been renovated.
The market posture here is balanced, not frantic. A market heat score of 46 and a median 41 days on market tell you homes are moving at a measured pace, and year-over-year price movement of 0.9% is essentially flat. With a homestead share near 67%, this is a lived-in community rather than an investor churn. Sellers should price to condition and expect to negotiate; buyers have room to be deliberate and to underwrite renovation costs honestly.
Harvest Bend right now
🟡 Still climbing. The trailing-12-month median ($430K) is up 0.9% from the prior 12 months ($426K) and up 225% since 2012. With about 5 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending July 11. Confidence: Low (4 and 6 sales in the two windows).
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Updated July 11, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Harvest Bend market snapshot (as of July 11, 2026): the median sale price is about $430K ($191 per sq ft over the trailing 12 months of closed sales), and a median 41 days on market for closed sales. The trailing-12-month median is up 1% from the prior 12 months and up 225% since 2012, computed from record-level realMLS closed sales (4 closings in the current window).
Harvest Bend is a community of 89 homes in Fleming Island, Clay County, built between 1987 and 2022 (median 1991), with a median living area of about 1,830 square feet. 67% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Harvest Bend is a small, mature Fleming Island community — 89 homes across more than three decades of construction — where the median sits at $430,000 and the pace of sales is steady rather than hot.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 11 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($430K) IS the median in the snapshot above, and the move from 2025 ($426K) IS the +0.9% one-year change.
Windows contain 2 to 7 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Clay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
34% of homes for sale in ZIP 32003 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-10).
Why condition drives the number here
With a median year built of 1991 and construction running as recent as 2022, Harvest Bend contains everything from original-condition homes to fully updated ones. That range is why a single median tells you less than usual — the $430,000 figure is a midpoint across very different levels of finish. Verify roof, HVAC, and systems age on anything from the earlier build years, because those line items separate a fair deal from an expensive one.
At a median of about 1,830 living square feet and roughly $191 per square foot, this is a mid-size floor plan market. A homestead share of about 67% points to owner occupancy and stable turnover, and a 41-day median means listings priced to condition transact without much drama. The since-2012 appreciation of 225% is long-run context, not a forecast — it reflects where the broader area has traveled, not what any one home will do next.
Why work with Momentum here
In a community this age-varied, the median is a starting point, not an answer. We walk the homes, read the systems, and price to actual condition — so buyers don't overpay for deferred maintenance and sellers don't leave money on updated finishes. With a balanced pace and flat year-over-year movement, getting the number right the first week matters more than chasing a hot-market premium that isn't here.
Harvest Bend in 15 seconds.
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Frequently Asked Questions
What is the median home price in Harvest Bend?
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How many homes are in Harvest Bend?
What share of Harvest Bend is owner-occupied?
When were the homes in Harvest Bend built?
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Should you buy in Harvest Bend?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | realMLS closed sales, 12-month windows ending July 11, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (8 streets, ZIP 32003)) |
| Under-contract shares | realMLS records, as of 2026-07-10 |
| Historical depth | Closed-sale records back to 2001 (103 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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