Harvest Bend
Homes for Sale in Fleming Island, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Over the 12 months ending 2026-09-09, 3 recorded sales closed at a median of $425,000, $188 per square foot, a median 14 days on market, sellers accepting 100% of original asking (-14% versus the prior year). At the median price and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $6,400 ($5,800 with the full homestead exemption).
Harvest Bend is an established Fleming Island pocket with homes built between 1987 and 2022 and a median vintage of 1991. That age spread is the real story on price: at a $430,000 median and roughly $191 per square foot on about 1,830 square feet, what you pay tracks condition and updates far more than location. Expect a wide spread between untouched original homes and those that have been renovated.
The market posture here is balanced, not frantic. A market heat score of 46 and a median 41 days on market tell you homes are moving at a measured pace, and year-over-year price movement of 0.9% is essentially flat. With a homestead share near 67%, this is a lived-in community rather than an investor churn. Sellers should price to condition and expect to negotiate; buyers have room to be deliberate and to underwrite renovation costs honestly.
Harvest Bend right now
🔴 Off the recent peak. The trailing-12-month median ($425K) is down 13.6% from the prior 12 months ($492K) and up 221% since 2012. With about 5 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending September 9. Confidence: Low (3 and 5 sales in the two windows).
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Updated September 9, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Harvest Bend market snapshot (as of September 9, 2026): the median sale price is about $425K ($188 per sq ft over the trailing 12 months of closed sales), and a median 14 days on market for closed sales. The trailing-12-month median is down 14% from the prior 12 months and up 221% since 2012, computed from record-level realMLS closed sales (3 closings in the current window).
Harvest Bend is a small, mature Fleming Island community — 89 homes across more than three decades of construction — where the median sits at $430,000 and the pace of sales is steady rather than hot.
Who Harvest Bend is best for.
Best for
- Buyers around the mid-$400s who want an established Fleming Island community and a mid-size floor plan
- Owner-occupants planning to stay, comfortable in a market that moves at a steady pace
- Renovation-minded buyers willing to inspect older systems and price the work accurately
Probably not for
- Investors chasing rapid appreciation, given flat year-over-year movement
- Buyers who need new-construction finishes and won't consider a home from the earlier build years
- Anyone needing to buy and flip fast in a hot market — the pace here is measured, not urgent
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 9 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($425K) IS the median in the snapshot above, and the move from 2025 ($492K) IS the -13.6% one-year change.
Windows contain 3 to 7 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
35% of homes for sale in ZIP 32003 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-08).
Housing distress & ownership in Harvest Bend, Fleming Island
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Recent Developments in Harvest Bend Fleming Island Clay
Development, infrastructure, retail, and school activity affecting Harvest Bend Fleming Island Clay, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- June 2026Builder Activity
Hyland Trail to bring over 3,000 homes to Lake Asbury in Clay County
News4Jax reported that Hyland Trail, along with the related Edenbrooke and The Glens communities, will bring more than 3,000 new homes to the Lake Asbury area of Clay County. Homes are being built by Dream Finders, Pulte and Lennar, with a Lodge amenity center featuring a beach-entry pool, splash zone, exercise facility and pickleball courts. Edenbrooke includes an age-restricted, low-maintenance home section.
What it may mean for the marketAdds a large volume of new single-family housing supply and a private amenity center to the Lake Asbury area, expanding for-sale inventory across a range of home sizes and price points. The project is about 7 miles southwest of Harvest Bend Fleming Island Clay, elsewhere in Clay County.
Source: News4Jax - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 4 miles south of Harvest Bend Fleming Island Clay.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Harvest Bend buying strategy.
If we were buying in Harvest Bend today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harvest Bend.
Why condition drives the number here
With a median year built of 1991 and construction running as recent as 2022, Harvest Bend contains everything from original-condition homes to fully updated ones. That range is why a single median tells you less than usual — the $430,000 figure is a midpoint across very different levels of finish. Verify roof, HVAC, and systems age on anything from the earlier build years, because those line items separate a fair deal from an expensive one.
At a median of about 1,830 living square feet and roughly $191 per square foot, this is a mid-size floor plan market. A homestead share of about 67% points to owner occupancy and stable turnover, and a 41-day median means listings priced to condition transact without much drama. The since-2012 appreciation of 225% is long-run context, not a forecast — it reflects where the broader area has traveled, not what any one home will do next.
The location and the amenities are priced into every listing in Harvest Bend. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Harvest Bend buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.5). Basis: Long-Term Appreciation +221% since 2012; Recent Direction -13.6% year-over-year; Pricing Power 100.0% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a community this age-varied, the median is a starting point, not an answer. We walk the homes, read the systems, and price to actual condition — so buyers don't overpay for deferred maintenance and sellers don't leave money on updated finishes. With a balanced pace and flat year-over-year movement, getting the number right the first week matters more than chasing a hot-market premium that isn't here.
Harvest Bend in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Harvest Bend buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harvest Bend sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harvest Bend, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harvest Bend home worth?
Get a no-obligation home value based on real comparable sales in Harvest Bend, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Harvest Bend?
How long do homes in Harvest Bend take to sell?
Have Harvest Bend home prices gone up?
Who is the best real estate agent for Harvest Bend?
How do I find a top Fleming Island real estate agent who knows Harvest Bend?
Can Momentum Realty connect me with an agent for Harvest Bend?
Should you buy in Harvest Bend?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | realMLS closed sales, 12-month windows ending September 9, 2026 |
| Under-contract shares | realMLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2001 (103 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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