Heron Cove
Condos for Sale in Lutz, FL

All 251 homes for sale in Lutz, FL · median $525,000 · 9 condos for sale in Lutz · 50 homes for sale in 33549 · Pasco County homes for sale

Community in Lutz · Pasco County · ZIP 33549
79 homesBuilt 1998–2003Median sale $285K
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Built fromLive Stellar MLS data15 years of closingsFL DOR public recordsUpdated twice daily

Over the 12 months ending 2026-09-20, 6 recorded sales closed at a median of $285,000, $162 per square foot, a median 96 days on market, sellers accepting 84% of original asking. At the median price and Pasco County's FY2025-26 rate of 16.15 mills, annual property tax runs about $4,600 ($3,950 with the full homestead exemption).

Heron Cove Condo Ph X key facts
LocationLutz, Pasco County, FL · ZIP 33549
Homes in the community79 (FL DOR 2025 assessment roll)
Years built1998–2003 (median 1999.0)
Typical living area1,772 sq ft (median)
Sale prices, last 12 months$285,000 median across 6 closed sales · $162 per sq ft
Days on market (closed sales)96 median
Owner-occupied (homestead) share68%

Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2011 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Heron Cove Condo Ph X key facts,” movewithmomentum.com/neighborhoods/heron-cove-condo-ph-x, data as of September 20, 2026.

Live · Heron Cove Condo Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$285K
Median sold · 12 mo
$162/sf
Sold $/sqft · 12 mo
peak $198 in 2023
84.5%
Sale vs ask
Tempo
96days
Median DOM · closed
5 days at the 2022 low
6
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
68%
Owner-occupied · Heron Cove Condo
55 of 81 parcels homesteaded (FL DOR 2025)
32%
Non-owner-occupied · Heron Cove Condo
incl. 10% trust or LLC-held · 6% out-of-state
79
Homes in the community
plus 2 vacant residential lots · 81 residential parcels (FL DOR 2025)
Track record · 15 years of records
4
Recorded sales · 2024-2025
median $305K · qualified sales on the county roll (FL DOR 2025)
Est. 1998
Community established
homes built 1998-2003, median 1999 (FL DOR 2025)
1,628sqft
Median sold home size
12-mo windows, closed sales
7.6%/yr
Turnover rate
about 6 of 79 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Heron Cove Condo Ph X is a small, contained resale market — 79 units, all built within a tight 1998-2003 window. That uniformity means condition and updates do most of the work in setting price, since floor plan and age are largely fixed across the community. At a median of $285,000 and roughly $173 per square foot, pricing sits in a narrow band that reflects a consistent product rather than a wide mix of home types.

A median 90 days on market is a real number to plan around — this is not a community where listings move in a week. Sellers should price to the condition they're actually offering and expect a longer marketing runway. Buyers get the benefit of that pace: more room to inspect, negotiate, and make a decision without feeling rushed.

Nearby homes for sale

No active listings inside Heron CoveCondos for Sale in Lutz, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

22128 LITTLE LAGOON COURT
$219K · 0.1 mi away
2 bd · 2 ba · 1,166 sqft
22128 LITTLE LAGOON COURT
Listed by COLDWELL BANKER REALTY
1651 HAMMOCKS AVENUE
$250K · 0.2 mi away
3 bd · 2 ba · 1,782 sqft
1651 HAMMOCKS AVENUE
Listed by KELLER WILLIAMS REALTY- PALM HARBOR
1715 HAMMOCKS AVENUE #1715
$230K · 0.2 mi away
3 bd · 2 ba · 1,782 sqft
1715 HAMMOCKS AVENUE #1715
Listed by FLORIDA EXECUTIVE REALTY
22817 SAINT THOMAS CIRCLE
$340K · 0.4 mi away
4 bd · 2 ba · 1,450 sqft
22817 SAINT THOMAS CIRCLE
Listed by LOKATION
22240 WILLOW LAKES DRIVE
$500K · 0.4 mi away
4 bd · 3 ba · 2,207 sqft
22240 WILLOW LAKES DRIVE
Listed by SELLSTATE BAY REALTY
22523 WILLOW LAKES DRIVE
$800K · 0.4 mi away
4 bd · 3 ba · 2,359 sqft
22523 WILLOW LAKES DRIVE
Listed by GULF SHORES REALTY ERA POWERED LLC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Heron Cove Condo market snapshot (as of September 20, 2026): the median sale price is about $285K ($162 per sq ft over the trailing 12 months of closed sales), and a median 96 days on market for closed sales.

In ZIP 33549 (Lutz), 138 homes closed in the last 12 months at a median of $385K ($234/sq ft), down 2.4% year over year, with a median 50 days on market. Right now 23 active and 6 pending listings put supply at about 3.6 months — a balanced market. See the live ZIP 33549 housing market and the Hillsborough County market.

County records show 4 qualified sales in Heron Cove Condo across 2024–2025 (2 in 2024, 2 in 2025), median $305,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Heron Cove Condo is a community of 79 homes in Lutz, Pasco County, built between 1998 and 2003 (median 1999.0), with a median living area of about 1,772 square feet. 68% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Built out between 1998 and 2003, Heron Cove Condo Ph X is a compact, single-era condo community in Lutz where nearly 68% of owners carry a homestead exemption — a sign that a solid majority of units function as primary residences rather than short-term or investment holdings.

Best for

  • Buyers targeting a primary residence in the mid-$280s who want a straightforward, single-era condo purchase.
  • Buyers comfortable taking their time in a market with a 90-day median rather than competing in a fast-moving bidding environment.
  • Buyers prioritizing unit condition and layout consistency over community amenity packages.

Probably not for

  • Buyers who want on-site amenities like a pool, fitness room, or clubhouse as part of the purchase.
  • Buyers needing a fast close in a market where the median time to sell runs around three months.
  • Investors expecting a large mix of unit ages or floor plans to choose from, given the tight 1998-2003 build range.

Windows contain 0 to 6 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2011 through 2026. Deemed reliable but not guaranteed.

Homes sold per 12-mo window
024620122014201620182020202220242026
0 to 6 a year; 6 in the current window.
How much local inventory is already under contract

23% of homes for sale in ZIP 33549 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).

Housing distress & ownership in Heron Cove Condo Ph X, Lutz

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
33.33%
1 of 3 listings · short sale 1
Distress share trend — 33.33% now (2026-09-14 → 2026-09-20)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.

If we were buying in Heron Cove Condo today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Heron Cove Condo.

Best Buy
Buyers looking for a single-era condo purchase in Lutz without the guesswork of comparing wildly different home vintages.
Biggest Risk
No community amenities are currently listed, so shared-space value isn't part of the equation here.
Sweet Spot
Units that have been well maintained or lightly updated since the 1998-2003 build window tend to stand out fastest.
Avoid If
Skip this one if you're specifically shopping for a community with clubhouse, pool, or recreational amenities.

One Era, One Price Story

With every unit dating to the same five-year construction window and a median living area of 1,772 square feet, Heron Cove doesn't have the layout sprawl you'd find in a mixed-vintage community. That makes comparisons between listings more straightforward — the real variable buyers need to evaluate is interior condition and how well a unit has been maintained or updated since the early 2000s.

No community amenities are currently identified from active MLS listings, which means the value proposition here is about the unit and its location in Lutz rather than a shared clubhouse or pool package. That's worth confirming directly with the condo association before writing an offer, since amenity access and any associated fees can shift the real cost of ownership.

“

The location and the amenities are priced into every listing in Heron Cove Condo. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a small, single-era condo market like this one, the details that move a unit — recent updates, association rules, how the 90-day median plays out for a specific listing — don't always show up in the numbers. We track this community closely enough to tell you what's actually driving interest right now, not just what the last closing looked like.

Heron Cove Condo in 15 seconds.

Best forBuyers looking for a single-era condo purchase in Lutz without the guesswork of comparing wildly different home vintages.
Biggest advantageA consistent building stock and a 90-day median give buyers real time to evaluate before deciding.
Biggest riskNo community amenities are currently listed, so shared-space value isn't part of the equation here.
Sweet spotUnits that have been well maintained or lightly updated since the 1998-2003 build window tend to stand out fastest.
Avoid ifSkip this one if you're specifically shopping for a community with clubhouse, pool, or recreational amenities.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Heron Cove Condos for Sale in Lutz, FL homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Heron Cove Condos for Sale in Lutz, FL.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Heron Cove Condo sales matched to your home.

What is your Heron Cove Condo home worth?

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Frequently Asked Questions

What is the median home price in Heron Cove Condo?
The median sale price in Heron Cove Condo was $285K over the 12 months ending September 20, 2026 (6 closed sales, Stellar MLS).
How long do homes in Heron Cove Condo take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 96 days on market (6 sales, Stellar MLS).
How many homes are in Heron Cove Condo?
The Florida DOR 2025 assessment roll shows 79 homes plus 2 vacant residential lots in Heron Cove Condo (public records).
What share of Heron Cove Condo is owner-occupied?
68% of Heron Cove Condo parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Heron Cove Condo built?
Homes in Heron Cove Condo were built between 1998 and 2003, with a median year built of 1999.0 (FL DOR 2025 roll).
Who is the best real estate agent for Heron Cove Condo?
The best agent for Heron Cove Condo is one who actively works Lutz and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Heron Cove Condo.
How do I find a top Lutz real estate agent who knows Heron Cove Condo?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Heron Cove Condo and the wider Lutz area.
Can Momentum Realty connect me with an agent for Heron Cove Condo?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Heron Cove Condo purchase or sale - no call center and no pressure.
Where is Heron Cove, and what county is it in?
Heron Cove is in Lutz, Pasco County, FL, ZIP 33549. The community's center is about 2 miles south of the center of Lutz (straight-line).
Is Heron Cove a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Heron Cove: the median sale price over the last 12 months was $285K (6 sales), 40% below the Lutz median of $475K; homes took a median 96 days to go under contract; the assessment roll counts 79 homes, 68% of them homesteaded (owner-occupied). The full numbers, price history and the flood and school sections are above.
Buyers targeting a primary residence in the mid-$280s who want a straightforward, single-era condo purchase.Excellent fit
Buyers comfortable taking their time in a market with a 90-day median rather than competing in a fast-moving bidding environment.Excellent fit
Buyers prioritizing unit condition and layout consistency over community amenity packages.Excellent fit
Buyers who want on-site amenities like a pool, fitness room, or clubhouse as part of the purchase.Probably not
Buyers needing a fast close in a market where the median time to sell runs around three months.Probably not
Investors expecting a large mix of unit ages or floor plans to choose from, given the tight 1998-2003 build range.Probably not

Data sources & freshness

Community market statsStellar MLS closed sales, 12-month windows ending September 20, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (3 streets, ZIP 33549))
Under-contract sharesStellar MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2011 (29 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in Heron Cove Condo Ph X? 6 recorded closings; median 96 days on market (window ending 2026-09-20). See the Pasco County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Heron Cove with Momentum Realty’s local guides.

WEWater Edge At Heron Cove0.1 mi away · 32 homes, built 1998–01LALakes At Heron Cove Condo0.2 mi away · median $250K, 4 sales/12 mo

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