Holly Bay
Homes for Sale in Orange Park, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of COLDWELL BANKER VANGUARD REALTY · via realMLS
Holly Bay is an established Orange Park pocket where the housing stock, not a builder's price sheet, sets value. With a median build year of 1969 and homes spanning 1948 to 2020, condition and updates drive price far more than square footage alone. Two homes of similar size can trade well apart depending on how much of the original house is left. The single figure we anchor to is the median living area at roughly 2,280 square feet, and around that the spread is wide.
For sellers, that means presentation and honest disclosure of systems age carry real weight here. For buyers, it means underwriting each house on its own terms rather than the neighborhood average. Expect to sort renovated from deferred-maintenance stock, and price your offer to the specific home in front of you.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
This is a small, owner-heavy enclave of 131 homes in Clay County, with about 81% carrying a homestead exemption, which points to a low-turnover street rather than an investor churn.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Holly Bay. Swipe to explore the community.
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Holly Bay
Holly Bay
Holly BayPhotos from realMLS listings in Holly Bay; content deemed reliable but not guaranteed.
Who Holly Bay is best for.
Best for
- Buyers wanting an established Clay County address with generous square footage around the 2,280-square-foot median
- Renovation-minded buyers willing to take on an older home and add value through updates
- Long-hold owners who value a low-turnover, owner-occupied street over quick resale
Probably not for
- Buyers who want new-build finishes and warranties without renovation work
- Investors chasing high transaction volume and quick flips in a low-turnover pocket
- Buyers who need a fixed, predictable price and cannot underwrite condition on a house-by-house basis
The market around Holly Bay
Holly Bay is too small for its own price trend, so here is the market around it.
In ZIP 32073, 203 homes are on the market and 23% are under contract — a steady corner of Orange Park.
Across Clay County, 1,404 homes are active and 459 pending (25% under contract).
ZIP and county figures describe the wider market, not Holly Bay specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Holly Bay, Orange Park
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Holly Bay buying strategy.
If we were buying in Holly Bay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Holly Bay.
An older footprint with room to add value
The build range tells the story: original mid-century houses dating to 1948 sit alongside infill as recent as 2020. That mix means the market here is condition-driven. A well-maintained or thoughtfully updated 1969-era home competes on a different footing than one that has not been touched, and buyers should budget for inspection findings on roofs, HVAC, and plumbing in the older stock.
At a median of about 2,280 square feet, these are not starter footprints. The high homestead share, roughly 81%, suggests homes tend to be held rather than flipped, so inventory moves in a trickle. When a genuinely updated house lists, it stands out; when a project house lists, it needs to be priced for the work involved.
The location and the amenities are priced into every listing in Holly Bay. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A neighborhood this small and this varied in age rewards local pattern recognition. We read each home against its actual condition and the thin flow of comparable sales, so you are not paying renovated money for a project or underpricing a house that deserves more. That judgment is where a broker earns the fee here.
Holly Bay in 15 seconds.
Tools for a Holly Bay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Holly Bay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Holly Bay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
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Recent Developments in Holly Bay
Development, infrastructure, retail, and school activity affecting Holly Bay, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- September 2026Infrastructure
County Road 220 widening and Little Black Creek bridge replacement open to traffic in Clay County
The project finished ahead of schedule, with a new four-lane bridge over Little Black Creek replacing a 1947 structure. Phase 1 began in December 2024 with intersection improvements at Rideout Ferry Road, and Phase 2 began in January 2025. Officials say it should ease traffic along the corridor.
What it may mean for the marketA four-lane CR 220 corridor improves commute capacity for Fleming Island and Middleburg area drivers. The site is about 4 miles southwest of Holly Bay.
Source: News4JAX - June 2026Development
Hillwood contracts with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center
Master developer Hillwood contracted with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center on Jacksonville's Westside, continuing the buildout of the former Naval Air Station Cecil Field into an industrial and logistics park.
What it may mean for the marketContinued absorption of large industrial parcels at Cecil signals sustained employment growth on the Westside, which can support housing demand across nearby communities. The site is about 9 miles northwest of Holly Bay.
Source: Jax Daily Record - June 2026Builder Activity
Hyland Trail to bring over 3,000 homes to Lake Asbury in Clay County
News4Jax reported that Hyland Trail, along with the related Edenbrooke and The Glens communities, will bring more than 3,000 new homes to the Lake Asbury area of Clay County. Homes are being built by Dream Finders, Pulte and Lennar, with a Lodge amenity center featuring a beach-entry pool, splash zone, exercise facility and pickleball courts. Edenbrooke includes an age-restricted, low-maintenance home section.
What it may mean for the marketAdds a large volume of new single-family housing supply and a private amenity center to the Lake Asbury area, expanding for-sale inventory across a range of home sizes and price points. The project is about 8 miles south of Holly Bay, elsewhere in Clay County.
Source: News4Jax - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 8 miles south of Holly Bay.
Source: Jax Daily Record - April 2026Development
Hillwood seeks to mass-grade an AllianceFlorida site for a possible 1 million-square-foot building
Hillwood asked to mass grade a site at AllianceFlorida at Cecil Commerce Center to prepare for a possible 1 million-square-foot building, a step that typically precedes a large industrial or distribution user committing to the Westside park.
What it may mean for the marketA build-ready million-square-foot pad points to a potential large employer on the Westside, the kind of jobs anchor that can lift demand for nearby housing. The site is about 9 miles northwest of Holly Bay.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
How many homes are in Holly Bay?
What share of Holly Bay is owner-occupied?
When were the homes in Holly Bay built?
Who is the best real estate agent for Holly Bay?
How do I find a top Orange Park real estate agent who knows Holly Bay?
Can Momentum Realty connect me with an agent for Holly Bay?
Should you buy in Holly Bay?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Holly Bay with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 22, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32073)) |
| Under-contract shares | realMLS records, as of 2026-10-20 |
| Historical depth | Closed-sale records back to 2001 (11 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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