Holly Bay
Homes for Sale in Orange Park, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of COLDWELL BANKER VANGUARD REALTY · via realMLS
Holly Bay is an established Orange Park pocket where the housing stock, not a builder's price sheet, sets value. With a median build year of 1969 and homes spanning 1948 to 2020, condition and updates drive price far more than square footage alone. Two homes of similar size can trade well apart depending on how much of the original house is left. The single figure we anchor to is the median living area at roughly 2,280 square feet, and around that the spread is wide.
For sellers, that means presentation and honest disclosure of systems age carry real weight here. For buyers, it means underwriting each house on its own terms rather than the neighborhood average. Expect to sort renovated from deferred-maintenance stock, and price your offer to the specific home in front of you.
Holly Bay right now
🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of August 21, 2026. Confidence: Low (1 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated August 21, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
This is a small, owner-heavy enclave of 131 homes in Clay County, with about 81% carrying a homestead exemption, which points to a low-turnover street rather than an investor churn.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Holly Bay. Swipe to explore the community.
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Holly Bay
Holly Bay
Holly BayPhotos from realMLS listings in Holly Bay; content deemed reliable but not guaranteed.
Who Holly Bay is best for.
Best for
- Buyers wanting an established Clay County address with generous square footage around the 2,280-square-foot median
- Renovation-minded buyers willing to take on an older home and add value through updates
- Long-hold owners who value a low-turnover, owner-occupied street over quick resale
Probably not for
- Buyers who want new-build finishes and warranties without renovation work
- Investors chasing high transaction volume and quick flips in a low-turnover pocket
- Buyers who need a fixed, predictable price and cannot underwrite condition on a house-by-house basis
The market around Holly Bay
Holly Bay is too small for its own price trend, so here is the market around it.
In ZIP 32073, 187 homes are on the market and 34% are under contract — a fast-moving corner of Orange Park.
Across Clay County, 1,172 homes are active and 480 pending (29% under contract).
ZIP and county figures describe the wider market, not Holly Bay specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Holly Bay
Live MLS inventory for Holly Bay. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Holly Bay listings as of 2026-08-22, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Schools
- Clay County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Montclair · Elementary
- Lakeside · Middle
- Orange Park · High
Zoned schools reflect the assignments reported on recent Holly Bay listings and can change; always confirm with Clay County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Holly Bay address.
The Holly Bay buying strategy.
If we were buying in Holly Bay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Holly Bay.
An older footprint with room to add value
The build range tells the story: original mid-century houses dating to 1948 sit alongside infill as recent as 2020. That mix means the market here is condition-driven. A well-maintained or thoughtfully updated 1969-era home competes on a different footing than one that has not been touched, and buyers should budget for inspection findings on roofs, HVAC, and plumbing in the older stock.
At a median of about 2,280 square feet, these are not starter footprints. The high homestead share, roughly 81%, suggests homes tend to be held rather than flipped, so inventory moves in a trickle. When a genuinely updated house lists, it stands out; when a project house lists, it needs to be priced for the work involved.
The location and the amenities are priced into every listing in Holly Bay. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A neighborhood this small and this varied in age rewards local pattern recognition. We read each home against its actual condition and the thin flow of comparable sales, so you are not paying renovated money for a project or underpricing a house that deserves more. That judgment is where a broker earns the fee here.
Holly Bay in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA. Confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Holly Bay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Holly Bay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Holly Bay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Holly Bay home worth?
Get a no-obligation home value based on real comparable sales in Holly Bay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Holly Bay on the map →
Frequently Asked Questions
Is Holly Bay a buyer's or seller's market right now?
Who is the best real estate agent for Holly Bay?
How do I find a top Orange Park real estate agent who knows Holly Bay?
Can Momentum Realty connect me with an agent for Holly Bay?
Should you buy in Holly Bay?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Holly Bay with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: August 21, 2026) |
| Under-contract shares | realMLS records, as of 2026-08-18 |
| Historical depth | Closed-sale records back to 2001 (11 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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See how Holly Bay fits the bigger picture — live prices, inventory, and Momentum Scores: