Island Harbors
Homes for Sale in Lee County, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via Florida Gulf Coast MLS
As of September 2026, Island Harbors in Matlacha, FL has 5 homes for sale, asking from $349,000 to $650,000 (median $469,900). Over the 12 months ending 2026-09-12, 6 recorded sales closed at a median of $502,500, $354 per square foot, a median 94 days on market, sellers accepting 79% of original asking (+9% versus the prior year). Homes listed or recently sold were built 1955–2005; 4 of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 3 ft). At the median price and Lee County's FY2025-26 rate of 15.97 mills, annual property tax runs about $8,020 ($7,360 with the full homestead exemption).
Homes For Sale Right Now in Island Harbors
Live MLS inventory for Island Harbors. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Island Harbors listings as of 2026-09-11, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Island Harbors right now
🟢 Still climbing. The trailing-12-month median ($502K) is up 9.0% from the prior 12 months ($461K). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Florida Gulf Coast MLS closed sales, 12-month windows ending September 12. Confidence: Medium (6 and 8 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated September 12, 2026 · Live data: Florida Gulf Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Island Harbors market snapshot (as of September 12, 2026): the median sale price is about $502K ($354 per sq ft over the trailing 12 months of closed sales), and a median 94 days on market for closed sales. The trailing-12-month median is up 9% from the prior 12 months, computed from record-level Florida Gulf Coast MLS closed sales (6 closings in the current window).
The setting & the homes.
Aerial and on-site photos of Island Harbors. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Island HarborsPhotos from Florida Gulf Coast MLS listings in Island Harbors; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Florida Gulf Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($502K) IS the median in the snapshot above, and the move from 2025 ($461K) IS the +9.0% one-year change.
Windows contain 2 to 17 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Lee County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Lee County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
10% of homes for sale in ZIP 33993 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-12).
Island Harbors Market Scorecard
Island Harbors is currently a thin data market. Limited supply, a median asking price of $469,900, and homes go under contract in about 158 days.
Typical home value in the 33993 ZIP is $327,790, about 26.4% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Island Harbors on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
The Island Harbors buying strategy.
If we were buying in Island Harbors today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Island Harbors.
A closer look at the Island Harbors market
At a median of $354 per square foot, Island Harbors prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The trailing-12-month median up 9% year over year. Homes that do trade take a median 94 days on market, useful leverage on any listing that has lingered.
The location and the amenities are priced into every listing in Island Harbors. The deal is won or lost on condition, the comps, and the renovation math.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Island Harbors buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Island Harbors sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Island Harbors, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Island Harbors home worth?
Get a no-obligation home value based on real comparable sales in Island Harbors, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Island Harbors on the map →
Frequently Asked Questions
What is the median home price in Island Harbors?
How long do homes in Island Harbors take to sell?
Who is the best real estate agent for Island Harbors?
How do I find a top Matlacha real estate agent who knows Island Harbors?
Can Momentum Realty connect me with an agent for Island Harbors?
Nearby Communities
Explore more neighborhoods near Island Harbors with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: September 11, 2026) |
| Community market stats | Florida Gulf Coast MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2014 (119 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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