Kelso On Lake Butler
Homes for Sale in Windermere, FL
All 244 homes for sale in WINDERMERE, FL · median $966,750 · 230 homes for sale in 34786 · Orange County homes for sale
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-09-20, 4 recorded sales closed at a median of $1,817,500, $525 per square foot, a median 49 days on market, sellers accepting 90% of original asking (-19% versus the prior year). Homes listed or recently sold were built 1980 - 2016; 5 of 5 report an HOA (median $62/mo); 3 of the 5 geocoded homes sit in a FEMA special flood hazard zone (median elevation 100 ft). At the median price and Orange County's FY2025-26 rate of 16.67 mills, annual property tax runs about $30,300 ($29,630 with the full homestead exemption).
| Location | WINDERMERE, Orange County, FL · ZIP 34786 |
|---|---|
| Homes in the community | 184 (FL DOR 2025 assessment roll) |
| Years built | 1935–2024 (median 1994) |
| Typical living area | 4,265 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Deed Restrictions, Association Recreation - Owned, Park |
| Sale prices, last 12 months | $1,817,500 median across 4 closed sales · $525 per sq ft · -18.8% vs the prior 12 months |
| Days on market (closed sales) | 49 median |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 71% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Kelso On Lake Butler key facts,” movewithmomentum.com/neighborhoods/kelso-on-lake-butler-windermere, data as of September 20, 2026.
Last 30 days in Kelso On Lake Butler: 1 closed sale (median $2,100,000). As of October 5, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Kelso On Lake Butler right now
🔴 Off the recent peak. The trailing-12-month median ($1.82M) is down 18.8% from the prior 12 months ($2.24M). With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Low (4 and 6 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 5, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside Kelso On Lake Butler right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Kelso On Lake Butler market snapshot (as of September 20, 2026): the median sale price is about $1.82M ($525 per sq ft over the trailing 12 months of closed sales), and a median 49 days on market for closed sales. The trailing-12-month median is down 19% from the prior 12 months, computed from record-level Stellar MLS closed sales (4 closings in the current window).
In ZIP 34786 (WINDERMERE), 788 homes closed in the last 12 months at a median of $640K ($261/sq ft), down 0.6% year over year, with a median 40 days on market. Right now 131 active and 43 pending listings put supply at about 3.7 months - a balanced market. See the live ZIP 34786 housing market and the Orange County market.
County records show 13 qualified sales in Kelso On Lake Butler across 2024 - 2025 (4 in 2024, 9 in 2025), median $1.80M - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Kelso On Lake Butler is a community of 184 homes in Windermere, Orange County, built between 1935 and 2024 (median 1994), with a median living area of about 4,265 square feet. 71% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Kelso On Lake Butler. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Kelso On Lake Butler; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($1.82M) IS the median in the snapshot above, and the move from 2025 ($2.24M) IS the -18.8% one-year change.
Windows contain 0 to 6 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Orange County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Orange County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
26% of homes for sale in ZIP 34786 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).
Kelso On Lake Butler Market Scorecard
Kelso On Lake Butler is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Kelso On Lake Butler, WINDERMERE
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Kelso On Lake Butler on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Kelso On Lake Butler
- Deed Restrictions · reported on 2 of 4 listings
- Association Recreation - Owned · reported on 1 of 4 listings
- Park · reported on 1 of 4 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The Kelso On Lake Butler buying strategy.
If we were buying in Kelso On Lake Butler today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Kelso On Lake Butler.
A closer look at the Kelso On Lake Butler market
At a median of $525 per square foot, Kelso On Lake Butler prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The trailing-12-month median down 19% year over year. Homes that do trade take a median 49 days on market, useful leverage on any listing that has lingered.
The housing stock is 184 homes built between 1935 and 2024, and 71% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Kelso On Lake Butler. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Kelso On Lake Butler buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (3.9). Basis: Recent Direction -18.8% year-over-year; Owner Commitment 71% owner-occupied; Pricing Power 90.1% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA dues reported around $62/month (about $744/yr) · median of 122 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $62 per month ($744 a year) - the median AssociationFee across 122 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Kelso On Lake Butler buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Kelso On Lake Butler sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Kelso On Lake Butler, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Kelso On Lake Butler home worth?
Get a no-obligation home value based on real comparable sales in Kelso On Lake Butler, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Windermere →
Recently off market in Kelso On Lake Butler
Homes in Kelso On Lake Butler that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 5624 W Lake Butler Road · off market
Frequently Asked Questions
What is the median home price in Kelso On Lake Butler?
How long do homes in Kelso On Lake Butler take to sell?
How many homes are in Kelso On Lake Butler?
What share of Kelso On Lake Butler is owner-occupied?
When were the homes in Kelso On Lake Butler built?
Who is the best real estate agent for Kelso On Lake Butler?
How do I find a top Windermere real estate agent who knows Kelso On Lake Butler?
Can Momentum Realty connect me with an agent for Kelso On Lake Butler?
Where is Kelso On Lake Butler, and what county is it in?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 1, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 34786)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2004 (30 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Kelso On Lake Butler fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Kelso On Lake Butler
- Home values · What homes in Kelso On Lake Butler actually sell for
- Find an agent · How to choose the best real estate agent in Kelso On Lake Butler
Nearby Communities
Explore more neighborhoods near Kelso On Lake Butler with Momentum Realty’s local guides.