Kensington Lakes in Jacksonville

Kensington Lakes
Homes for Sale in Jacksonville, FL

Community in Jacksonville · Duval County · ZIP 32246
396 homesBuilt 1988–1997
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True comps, carrying-cost math, and listings before the portals.

Photo courtesy of DJ & LINDSEY REAL ESTATE · via realMLS

Built fromLive realMLS data23 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, the MLS records 65 closed sales in Kensington Lakes in Jacksonville, FL since 2003, the most recent in February 2026. Recorded prices since 2024 ran from $379,900 to $495,000 (median $485,000), on homes of 1,257 to 1,962 sq ft. Across Jacksonville as a whole, 8,268 homes closed in the last 12 months at a median of $311,134, 43 median days on market, with 2,422 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $8,660 ($7,930 with the full homestead exemption).

Live · Kensington Lakes Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 4 a year
Ownership and context
74%
Owner-occupied · Kensington Lakes
294 of 396 parcels homesteaded (FL DOR 2025)
26%
Non-owner-occupied · Kensington Lakes
incl. 9% trust or LLC-held · 8% out-of-state
396
Homes in the community
396 residential parcels (FL DOR 2025)
Track record · 23 years of records
25
Recorded sales · 2024-2025
median $425K · qualified sales on the county roll (FL DOR 2025)
Est. 1988
Community established
homes built 1988-1997, median 1992 (FL DOR 2025)
0.5%/yr
Turnover rate
about 2 of 396 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Kensington Lakes is a mature Jacksonville subdivision of 507 homes built between 1988 and 1998, with the typical house dating to 1993 and covering right around 1,897 square feet. At this age, price is driven less by the floor plan and more by condition and updates — a home with an original kitchen, roof, and HVAC will trade very differently from one that has been methodically renovated. Expect a wide spread on paper for reasonably similar houses; the number that moves the needle is the work already done, not the square footage.

The ownership profile here is stable — roughly 78% of homes carry a homestead exemption, which tells you this is a live-in community rather than an investor block. For sellers, that stability means comparable turnover is measured and buyers will scrutinize deferred maintenance on a home this age. For buyers, it means you are usually competing against people who intend to stay, so bring a clear read on what a given home still needs before you write.

The 60-Second Overview

Kensington Lakes is a settled, mid-1990s Jacksonville community in Duval County where the housing stock is uniform enough to compare cleanly but old enough that condition — not size — sets the price.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers seeking a roughly 1,900-square-foot home in an established, low-turnover setting
  • Renovation-minded buyers willing to trade updates for a lower entry point
  • Long-hold owners who value a stable, live-in community over a rental play

Probably not for

  • Buyers who want move-in-ready new construction with current-code systems
  • Investors chasing quick turnover in a heavily owner-occupied subdivision
  • Buyers with no budget or appetite for updating an aging home's major systems

The market around Kensington Lakes

Kensington Lakes is too small for its own price trend, so here is the market around it.

In ZIP 32246, 207 homes are on the market and 24% are under contract — a steady corner of Jacksonville.

Across Duval County, 3,953 homes are active and 1,522 pending (28% under contract).

ZIP and county figures describe the wider market, not Kensington Lakes specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Kensington Lakes, Jacksonville

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 7 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-10-01)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

If we were buying in Kensington Lakes today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Kensington Lakes.

Best Buy
Buyers who want a mid-sized, established Jacksonville home and can evaluate condition honestly.
Biggest Risk
Aging major systems mean update costs can vary sharply from one home to the next.
Sweet Spot
A well-updated home near the 1,897-square-foot median bought at an unrenovated price.
Avoid If
You need new construction or refuse to budget for roof, HVAC, and kitchen work.

A condition-driven resale market

With build years clustered from 1988 to 1998 and a median of 1993, the major systems in an unrenovated home are at or past the end of their expected life. Roof, HVAC, water heater, and original kitchens and baths are the line items that separate one asking price from another. Two houses of nearly identical size can justify very different numbers based purely on what has been replaced and when.

The high homestead share — about 78% — signals long-tenure ownership, which typically produces fewer but better-maintained listings. That is a double edge: inventory can be thin, and the homes that do come up range from lovingly kept to frozen in the year they were bought. Read each listing on its own merits and budget for the updates a given house still needs.

“

The location and the amenities are priced into every listing in Kensington Lakes. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community this age, the value question is a condition question, and that is where a broker earns their keep. We walk the systems with you, separate cosmetic from structural, and price the update gap into your offer or your list strategy — so you are not paying renovated money for an original house, or leaving money on the table when yours is the one that has already been done.

Kensington Lakes in 15 seconds.

Best forBuyers who want a mid-sized, established Jacksonville home and can evaluate condition honestly.
Biggest advantageA uniform, stable housing stock that makes comparables and resale easier to read.
Biggest riskAging major systems mean update costs can vary sharply from one home to the next.
Sweet spotA well-updated home near the 1,897-square-foot median bought at an unrenovated price.
Avoid ifYou need new construction or refuse to budget for roof, HVAC, and kitchen work.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Kensington Lakes sales matched to your home.

What is your Kensington Lakes home worth?

Get a no-obligation home value based on real comparable sales in Kensington Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Kensington Lakes on the map →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,848/mo
Duval County typical true cost to own
$110/mo
Duval County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

How many homes are in Kensington Lakes?
The Florida DOR 2025 assessment roll shows 396 homes in Kensington Lakes (public records).
What share of Kensington Lakes is owner-occupied?
74% of Kensington Lakes parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Kensington Lakes built?
Homes in Kensington Lakes were built between 1988 and 1997, with a median year built of 1992.0 (FL DOR 2025 roll).
Who is the best real estate agent for Kensington Lakes?
The best agent for Kensington Lakes is one who actively works Jacksonville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Kensington Lakes.
How do I find a top Jacksonville real estate agent who knows Kensington Lakes?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Kensington Lakes and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for Kensington Lakes?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Kensington Lakes purchase or sale - no call center and no pressure.
Buyers seeking a roughly 1,900-square-foot home in an established, low-turnover settingExcellent fit
Renovation-minded buyers willing to trade updates for a lower entry pointExcellent fit
Long-hold owners who value a stable, live-in community over a rental playExcellent fit
Buyers who want move-in-ready new construction with current-code systemsProbably not
Investors chasing quick turnover in a heavily owner-occupied subdivisionProbably not
Buyers with no budget or appetite for updating an aging home's major systemsProbably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: October 1, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (7 streets, ZIP 32246))
Under-contract sharesrealMLS records, as of 2026-10-01
Historical depthClosed-sale records back to 2003 (65 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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Thinking of selling in Kensington Lakes? 2 recorded closings (window ending 2026-10-01). See the Duval County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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