King Oak Villas Ph 3 4Th Add
Homes for Sale in St Cloud, FL
True comps, carrying-cost math, and listings before the portals.
King Oak Villas Ph 3 4th Add is a small, fixed-inventory pocket of 58 homes built in 1989 and 1990, and the size of the units does most of the pricing work here. At a median of 1,035 square feet, these are compact villas, and the median price of $240,000 works out to roughly $223 per square foot — a figure driven as much by unit size and condition as by location.
An 84-day median days-on-market tells you this is not a snap-decision community. Listings sit, buyers compare, and pricing has to be right from day one. With only 3 closings in the most recent window, there is not enough volume to smooth out one aggressive or one soft sale — each transaction has an outsized effect on what the market looks like next.
The 60-Second Overview
King Oak Villas Ph 3 4Th Add market snapshot (as of July 15, 2026): the median sale price is about $240K ($223 per sq ft over the trailing 12 months of closed sales), and a median 84 days on market for closed sales.
King Oak Villas Ph 3 4Th Add is a community of 58 homes in St Cloud, Osceola County, built between 1989 and 1990 (median 1989.0), with a median living area of about 1,035 square feet. 62% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Built out in 1989 and 1990, King Oak Villas Ph 3 4th Add is a compact, established villa community in St Cloud with a small footprint of 58 homes — a market where inventory turns slowly and each listing matters.
Who King Oak Villas Ph 3 4Th Add is best for.
Best for
- A buyer looking for a smaller, easier-to-maintain unit at a moderate price point in St Cloud.
- Someone comfortable with an older (1989-1990) build and evaluating condition and updates unit by unit.
- A buyer or investor prioritizing owner-occupancy patterns over a resort-style amenity package.
Probably not for
- A buyer who wants clubhouse, pool, or recreational amenities included as part of the community.
- Someone who needs to sell quickly and can't accommodate a market time that has recently run into the 80-day range.
- A buyer set on a larger living area than the roughly 1,035 square foot median this community offers.
The King Oak Villas Ph 3 4Th Add buying strategy.
If we were buying in King Oak Villas Ph 3 4Th Add today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in King Oak Villas Ph 3 4Th Add.
A small, older villa footprint
This is a tightly bounded community — 58 homes total, all built within the same one-year construction window. That uniformity means less variation in floor plan and structure than you would find in a larger, multi-phase subdivision, but it also means the market here moves in a narrow band. There is no current MLS-identified amenity package tied to the community, so whatever draws a buyer is the unit itself and the location, not a shared clubhouse or recreational feature.
Homestead share sits at 62.1%, meaning a majority of homes carry a homestead exemption — a reasonable signal that owner-occupancy is the norm here rather than the exception, even though it says nothing about who those owners are. Combined with the modest median living area of 1,035 square feet, this reads as a community built for smaller-footprint living, and pricing at $240,000 median reflects that scale rather than any premium finish level across the board.
The location and the amenities are priced into every listing in King Oak Villas Ph 3 4Th Add. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With only 3 closings in the recent window and a median 84-day market time, pricing a listing or evaluating an offer in King Oak Villas Ph 3 4th Add takes more than pulling a comp sheet — it takes reading a thin data set correctly. We work these smaller, older communities regularly and know how to price against a narrow comp pool without over- or under-shooting the market.
King Oak Villas Ph 3 4Th Add in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a King Oak Villas Ph 3 4Th Add buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed King Oak Villas Ph 3 4Th Add sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in King Oak Villas Ph 3 4Th Add, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your King Oak Villas Ph 3 4Th Add home worth?
Get a no-obligation home value based on real comparable sales in King Oak Villas Ph 3 4Th Add, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in King Oak Villas Ph 3 4Th Add?
How long do homes in King Oak Villas Ph 3 4Th Add take to sell?
How many homes are in King Oak Villas Ph 3 4Th Add?
What share of King Oak Villas Ph 3 4Th Add is owner-occupied?
When were the homes in King Oak Villas Ph 3 4Th Add built?
Do cash buyers compete in King Oak Villas Ph 3 4Th Add?
Who is the best real estate agent for King Oak Villas Ph 3 4Th Add?
How do I find a top St Cloud real estate agent who knows King Oak Villas Ph 3 4Th Add?
Can Momentum Realty connect me with an agent for King Oak Villas Ph 3 4Th Add?
Should you buy in King Oak Villas Ph 3 4Th Add?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 15, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (2 streets, ZIP 34769)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2023 (6 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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