Live Oak Lake
Homes for Sale in St. Cloud, FL

This is a small, uniformly newer St Cloud community in Osceola County — largely owner-occupied, built inside a tight window, with homes that skew to a substantial mid-sized footprint.

Stellar MLS sales records identify 129 homes in Live Oak Lake that have changed hands since 2019, built between 2019 and 2022 (median 2021), with a median living area of about 2,204 sq ft and a typical 4-bedroom, 2.5-bath layout; 81% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 10 qualified sales in Live Oak Lake across 2024–2025 (7 in 2024, 3 in 2025), median $430,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Live Oak Lake is too small for its own price trend, so here is the market around it.

In ZIP 34771, 692 homes are on the market and 32% are under contract — a fast-moving corner of St Cloud.

Across Osceola County, 4,465 homes are active and 1,093 pending (20% under contract).

In ZIP 34771 (St Cloud), 2,895 homes closed in the last 12 months at a median of $436K ($211/sq ft), up 0.5% year over year, with a median 45 days on market. Right now 473 active and 208 pending listings put supply at about 3.4 months — a healthy market. See the live ZIP 34771 housing market and the Osceola County market.

ZIP and county figures describe the wider market, not Live Oak Lake specifically. Momentum Research analysis of MLS records.

Because every home here dates to 2019–2022 with a median build year of 2020, buyers get modern layouts and systems without the surprises of older housing. That uniformity is the community's defining trait: floor plans, materials, and construction era are broadly comparable, so the meaningful differences come down to how each home has been maintained, what has been upgraded, and the specifics of the lot. A median around 2,524 square feet tells you the typical home offers real living space, not starter-scale square footage.

The high homestead share and the lack of recent closings frame the day-to-day reality. This is a stay-put community, not a place with constant listings, so when a home does come available it deserves close attention. Pricing has to be argued from the condition of the individual property and the handful of relevant comparables, since there is no wave of recent activity to set an obvious market rate.

In a low-turnover community where recent sales are scarce, the value we add is disciplined pricing and timing. We read condition against the limited comparable set, tell you plainly when a listing is priced to its finish level and when it isn't, and help buyers stay ready for the intermittent inventory this community produces rather than waiting on a steady flow that won't come.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.