Live Oak Lk-Ph 1
Homes for Sale in St Cloud, FL

Community in St Cloud · Osceola County
169 homesBuilt 2019–2022
Free · No obligation
Talk to a Live Oak Lk-Ph 1 Expert

True comps, carrying-cost math, and listings before the portals.

Built fromLive Stellar MLS data5 years of closingsFL DOR public recordsUpdated twice daily
Live · Live Oak Lk-Ph 1 Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Ownership and context
78%
Owner-occupied · Live Oak Lk-Ph 1
132 of 169 parcels homesteaded (FL DOR 2025)
22%
Non-owner-occupied · Live Oak Lk-Ph 1
incl. 6% trust or LLC-held · 5% out-of-state
0%
Cash buyers · Live Oak Lk-Ph 1
0 of 4 sales, 12 mo ending June 2024
169
Homes in the community
169 residential parcels (FL DOR 2025)
Track record · 5 years of records
Est. 2019
Community established
homes built 2019-2022, median 2020 (FL DOR 2025)
0
Failed listings · 2024
peaked at 9 in 2022
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Live Oak Lk-Ph 1 is a compact, newer subdivision in St Cloud where the housing stock does most of the pricing work. With 169 homes built between 2019 and 2022 and a median living area of roughly 2,524 square feet, this is a consistent product set — what moves the number here is condition, lot, and finish level, not age or wear. Expect a wide spread around the median that tracks how a given home has been kept and upgraded rather than any structural difference from house to house.

The other signal worth reading is turnover. There were no closings in the current window, and the homestead share sits near 78%, meaning most of these homes are held as primary residences rather than churned. That points to thin, occasional inventory rather than a fast trading market. For a buyer, patience and readiness matter more than speed; for a seller, correct pricing off comparable condition is the whole game, because there isn't a steady stream of recent sales to lean on.

Best for

  • Buyers seeking a primary residence in newer construction who can wait for the right listing
  • Those wanting roughly 2,500 square feet of modern living space in the St Cloud / Osceola market
  • Long-hold owners comfortable in a predominantly owner-occupied, low-churn community

Probably not for

  • Buyers who need a wide selection of homes available right now
  • Short-term investors counting on frequent turnover or quick resale
  • Anyone wanting an older or fixer property to reposition — the stock here is uniformly newer

The market around Live Oak Lk-Ph 1

Live Oak Lk-Ph 1 is a small community — 18 recorded sales on file, most recently in 2024 — too few for its own price trend. Here is the market around it.

Across Osceola County, 4,370 homes are active and 1,137 pending (21% under contract).

The housing mix here is 82% single family residence, 18% ?.

ZIP and county figures describe the wider market, not Live Oak Lk-Ph 1 specifically. Momentum Research analysis of MLS records.

If we were buying in Live Oak Lk-Ph 1 today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Live Oak Lk-Ph 1.

Best Buy
Buyers who want a newer home with modern layout and a substantial mid-sized footprint in St Cloud.
Biggest Risk
Thin turnover means few recent sales to anchor value and infrequent listings.
Sweet Spot
A well-kept 2019–2022 home near the community's median size, priced honestly to its condition.
Avoid If
You need immediate selection or plan to flip in a fast-trading market.

A new-build pocket that trades on condition

Because every home here dates to 2019–2022 with a median build year of 2020, buyers get modern layouts and systems without the surprises of older housing. That uniformity is the community's defining trait: floor plans, materials, and construction era are broadly comparable, so the meaningful differences come down to how each home has been maintained, what has been upgraded, and the specifics of the lot. A median around 2,524 square feet tells you the typical home offers real living space, not starter-scale square footage.

The high homestead share and the lack of recent closings frame the day-to-day reality. This is a stay-put community, not a place with constant listings, so when a home does come available it deserves close attention. Pricing has to be argued from the condition of the individual property and the handful of relevant comparables, since there is no wave of recent activity to set an obvious market rate.

The location and the amenities are priced into every listing in Live Oak Lk-Ph 1. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a low-turnover community where recent sales are scarce, the value we add is disciplined pricing and timing. We read condition against the limited comparable set, tell you plainly when a listing is priced to its finish level and when it isn't, and help buyers stay ready for the intermittent inventory this community produces rather than waiting on a steady flow that won't come.

Live Oak Lk-Ph 1 in 15 seconds.

Best forBuyers who want a newer home with modern layout and a substantial mid-sized footprint in St Cloud.
Biggest advantageA uniform, recent housing stock that removes most age-related guesswork.
Biggest riskThin turnover means few recent sales to anchor value and infrequent listings.
Sweet spotA well-kept 2019–2022 home near the community's median size, priced honestly to its condition.
Avoid ifYou need immediate selection or plan to flip in a fast-trading market.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Live Oak Lk-Ph 1 sales matched to your home.

What is your Live Oak Lk-Ph 1 home worth?

Get a no-obligation home value based on real comparable sales in Live Oak Lk-Ph 1, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Live Oak Lk-Ph 1 on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in Live Oak Lk-Ph 1?
The Florida DOR 2025 assessment roll shows 169 homes in Live Oak Lk-Ph 1 (public records).
What share of Live Oak Lk-Ph 1 is owner-occupied?
78% of Live Oak Lk-Ph 1 parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Live Oak Lk-Ph 1 built?
Homes in Live Oak Lk-Ph 1 were built between 2019 and 2022, with a median year built of 2020 (FL DOR 2025 roll).
Do cash buyers compete in Live Oak Lk-Ph 1?
Cash buyers took 0% of Live Oak Lk-Ph 1 sales in the 12 months ending June 2024 (0 of 4 closings, Stellar MLS).
Who is the best real estate agent for Live Oak Lk-Ph 1?
The best agent for Live Oak Lk-Ph 1 is one who actively works St Cloud and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Live Oak Lk-Ph 1.
How do I find a top St Cloud real estate agent who knows Live Oak Lk-Ph 1?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Live Oak Lk-Ph 1 and the wider St Cloud area.
Can Momentum Realty connect me with an agent for Live Oak Lk-Ph 1?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Live Oak Lk-Ph 1 purchase or sale - no call center and no pressure.
Buyers seeking a primary residence in newer construction who can wait for the right listingExcellent fit
Those wanting roughly 2,500 square feet of modern living space in the St Cloud / Osceola marketExcellent fit
Long-hold owners comfortable in a predominantly owner-occupied, low-churn communityExcellent fit
Buyers who need a wide selection of homes available right nowProbably not
Short-term investors counting on frequent turnover or quick resaleProbably not
Anyone wanting an older or fixer property to reposition — the stock here is uniformly newerProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (3 streets, ZIP 34771))
Under-contract sharesStellar MLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2021 (23 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →
Talk to a Local Live Oak Lk-Ph 1 Expert
Call Get Listings