Live Oak Lk-Ph 1
Homes for Sale in St Cloud, FL
True comps, carrying-cost math, and listings before the portals.

Live Oak Lk-Ph 1 is a compact, newer subdivision in St Cloud where the housing stock does most of the pricing work. With 169 homes built between 2019 and 2022 and a median living area of roughly 2,524 square feet, this is a consistent product set — what moves the number here is condition, lot, and finish level, not age or wear. Expect a wide spread around the median that tracks how a given home has been kept and upgraded rather than any structural difference from house to house.
The other signal worth reading is turnover. There were no closings in the current window, and the homestead share sits near 78%, meaning most of these homes are held as primary residences rather than churned. That points to thin, occasional inventory rather than a fast trading market. For a buyer, patience and readiness matter more than speed; for a seller, correct pricing off comparable condition is the whole game, because there isn't a steady stream of recent sales to lean on.
Who Live Oak Lk-Ph 1 is best for.
Best for
- Buyers seeking a primary residence in newer construction who can wait for the right listing
- Those wanting roughly 2,500 square feet of modern living space in the St Cloud / Osceola market
- Long-hold owners comfortable in a predominantly owner-occupied, low-churn community
Probably not for
- Buyers who need a wide selection of homes available right now
- Short-term investors counting on frequent turnover or quick resale
- Anyone wanting an older or fixer property to reposition — the stock here is uniformly newer
The market around Live Oak Lk-Ph 1
Live Oak Lk-Ph 1 is a small community — 18 recorded sales on file, most recently in 2024 — too few for its own price trend. Here is the market around it.
Across Osceola County, 4,370 homes are active and 1,137 pending (21% under contract).
The housing mix here is 82% single family residence, 18% ?.
ZIP and county figures describe the wider market, not Live Oak Lk-Ph 1 specifically. Momentum Research analysis of MLS records.
The Live Oak Lk-Ph 1 buying strategy.
If we were buying in Live Oak Lk-Ph 1 today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Live Oak Lk-Ph 1.
A new-build pocket that trades on condition
Because every home here dates to 2019–2022 with a median build year of 2020, buyers get modern layouts and systems without the surprises of older housing. That uniformity is the community's defining trait: floor plans, materials, and construction era are broadly comparable, so the meaningful differences come down to how each home has been maintained, what has been upgraded, and the specifics of the lot. A median around 2,524 square feet tells you the typical home offers real living space, not starter-scale square footage.
The high homestead share and the lack of recent closings frame the day-to-day reality. This is a stay-put community, not a place with constant listings, so when a home does come available it deserves close attention. Pricing has to be argued from the condition of the individual property and the handful of relevant comparables, since there is no wave of recent activity to set an obvious market rate.
The location and the amenities are priced into every listing in Live Oak Lk-Ph 1. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a low-turnover community where recent sales are scarce, the value we add is disciplined pricing and timing. We read condition against the limited comparable set, tell you plainly when a listing is priced to its finish level and when it isn't, and help buyers stay ready for the intermittent inventory this community produces rather than waiting on a steady flow that won't come.
Live Oak Lk-Ph 1 in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Live Oak Lk-Ph 1 buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Live Oak Lk-Ph 1 sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Live Oak Lk-Ph 1, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Live Oak Lk-Ph 1 home worth?
Get a no-obligation home value based on real comparable sales in Live Oak Lk-Ph 1, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
How many homes are in Live Oak Lk-Ph 1?
What share of Live Oak Lk-Ph 1 is owner-occupied?
When were the homes in Live Oak Lk-Ph 1 built?
Do cash buyers compete in Live Oak Lk-Ph 1?
Who is the best real estate agent for Live Oak Lk-Ph 1?
How do I find a top St Cloud real estate agent who knows Live Oak Lk-Ph 1?
Can Momentum Realty connect me with an agent for Live Oak Lk-Ph 1?
Should you buy in Live Oak Lk-Ph 1?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (3 streets, ZIP 34771)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2021 (23 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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