Marina San Pablo
Homes for Sale in San Mateo, FL
All 9 homes for sale in San Mateo, FL · median $228,000 · Putnam County homes for sale
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-10-20, 3 recorded sales closed at a median of $830,000, $371 per square foot, a median 31 days on market. At the median price and Putnam County's FY2025-26 rate of 16.89 mills, annual property tax runs about $14,020 ($13,340 with the full homestead exemption).
Marina San Pablo is a small, water-oriented community in San Mateo, Putnam County. With no median price or inventory count in the current snapshot, the honest read is that this is a thin, condition-driven market where each listing tends to stand on its own rather than track a neighborhood average.
For buyers, that means patience and a willingness to underwrite a specific property rather than a comp set. For sellers, it means pricing should follow the condition and features of your particular home and its position relative to the water, not a broad neighborhood benchmark.
Nearby homes for sale
No active listings inside Marina San Pablo right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Marina San Pablo market snapshot (as of October 10, 2026): the median sale price is about $830K ($371 per sq ft over the trailing 12 months of closed sales), and a median 31 days on market for closed sales.
In ZIP 32189 (San Mateo), 58 homes closed in the last 12 months at a median of $188K ($153/sq ft), up 5.6% year over year, with a median 66 days on market. Right now 16 active and 3 pending listings put supply at about 5.9 months — a buyer's market. See the live ZIP 32189 housing market and the Putnam County market.
Marina San Pablo sits in San Mateo, on the Putnam County side of the region, and reads as a small, marina-adjacent community where individual homes carry the story more than any single market statistic.
Who Marina San Pablo is best for.
Best for
- Buyers who value a small, marina-adjacent setting and will underwrite a single property carefully
- Buyers comfortable with limited comparable data and a longer, more deliberate search
- Sellers whose home's condition and water position can carry its own price story
Probably not for
- Buyers who need a deep pool of recent comps to feel confident on price
- Buyers wanting a large-inventory market with frequent turnover and quick options
- Sellers expecting a broad neighborhood benchmark to set their number for them
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending October 10 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($830K) IS the median in the snapshot above.
Windows contain 0 to 3 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
19% of homes for sale in ZIP 32189 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-10).
The Marina San Pablo buying strategy.
If we were buying in Marina San Pablo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Marina San Pablo.
A thin, property-specific market
In a community this small, there is no reliable neighborhood price to anchor to. What sets value here is the individual property — its condition, its relationship to the water, and how comparable it is to whatever else happens to be available at the time.
Practically, that puts the burden on due diligence. Both sides should be prepared to evaluate a home on its own merits, because the usual shortcut of leaning on a deep pool of recent sales is not available in a market of this size.
The location and the amenities are priced into every listing in Marina San Pablo. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Thin markets reward local knowledge and honest pricing more than big-market marketing. We work Northeast Florida, including the Putnam County side, and we will tell you plainly when a listing is priced to its condition and when it is not — and when this community simply is not the right fit for what you are trying to do.
Marina San Pablo in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Marina San Pablo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Marina San Pablo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Marina San Pablo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Marina San Pablo home worth?
Get a no-obligation home value based on real comparable sales in Marina San Pablo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in San Mateo →
Housing distress & ownership in Marina San Pablo, San Mateo
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
More San Mateo home searches
San Mateo guides & data
Florida buyer guides
Email me new listings in Marina San Pablo
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Marina San Pablo
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Marina San Pablo will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
What is the median home price in Marina San Pablo?
How long do homes in Marina San Pablo take to sell?
Who is the best real estate agent for Marina San Pablo?
How do I find a top San Mateo real estate agent who knows Marina San Pablo?
Can Momentum Realty connect me with an agent for Marina San Pablo?
Where is Marina San Pablo, and what county is it in?
How far is Marina San Pablo from downtown Jacksonville and the beach?
Should you buy in Marina San Pablo?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | realMLS closed sales, 12-month windows ending October 10, 2026 |
| Under-contract shares | realMLS records, as of 2026-10-10 |
| Historical depth | Closed-sale records back to 2005 (4 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Marina San Pablo fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Marina San Pablo. These are the public schools most often assigned to other communities in ZIP 32189; zones change and vary by address, so confirm with the district before you buy.
- Palatka Jr.-Sr. High School · 7-12 -- confirm zoning by address (assigned to 5 nearby communities)
- Robert H. Jenkins Jr. Middle School · Middle (assigned to 4 nearby communities)
- James A. Long Elementary School · Elementary · FLDOE grade B (assigned to 4 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Nearby Communities
Explore more neighborhoods near Marina San Pablo with Momentum Realty’s local guides.