Marsh Creek
Homes for Sale in Fernandina Beach, FL
All 269 homes for sale in Fernandina Beach, FL · median $695,000 · 265 homes for sale in 32034 · Nassau County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 51 closed sales in Marsh Creek in Fernandina Beach, FL since 2014, the most recent in August 2026. Recorded prices since 2024 ran from $1,100,000 to $1,500,000 (median $1,420,000), on homes of 2,030 to 3,606 sq ft. Across Fernandina Beach as a whole, 249 homes closed in the last 12 months at a median of $465,000, 48 median days on market, with 284 homes for sale today. At that median and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $18,850 ($18,350 with the full homestead exemption).

Marsh Creek is a mature Fernandina Beach community where price is driven far more by condition and updates than by any single spec. With homes built across a span from 1972 to 2024 and a median build year of 1987, you are shopping a wide mix of vintages side by side, and two homes of similar size can trade very differently depending on how much work has been done.
The homes here run large — a median of roughly 3,377 square feet — so buyers are paying for space, not compact starter product. For sellers, that scale is an advantage when a home is genuinely updated, and a liability when it is dated, because larger square footage magnifies the cost of deferred renovation. Bring an inspector who knows older systems and price against actual condition.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Marsh Creek right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Marsh Creek is an established, larger-home community in Fernandina Beach with a long build history and a high owner-occupancy share, which tends to keep turnover measured rather than churny.
realMLS (Northeast Florida) sales records identify 42 homes in Marsh Creek that have changed hands since 2014, built between 1979 and 2024 (median 1987), with a median living area of about 2,558 sq ft and a typical 3-bedroom, 3-bath layout; 98% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 14 qualified sales in Marsh Creek across 2024–2025 (4 in 2024, 10 in 2025), median $1.45M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Marsh Creek is best for.
Best for
- Buyers who want substantial square footage and will pay for space over newness
- Owner-occupants planning to stay put and comfortable maintaining an older home
- Renovation-minded buyers looking to add value through updates on a dated larger home
Probably not for
- Buyers seeking a small, budget-minded footprint
- Anyone wanting uniform, new-construction consistency with no vintage variance
- Investors chasing a high-turnover rental play in a heavily owner-occupied community
The market around Marsh Creek
Marsh Creek is too small for its own price trend, so here is the market around it.
In ZIP 32034, 344 homes are on the market and 23% are under contract — a steady corner of Fernandina Beach.
Across Nassau County, 580 homes are active and 186 pending (24% under contract).
In ZIP 32034 (Fernandina Beach), 1,033 homes closed in the last 12 months at a median of $441K ($200/sq ft), up 0.4% year over year, with a median 51 days on market. Right now 226 active and 76 pending listings put supply at about 4.8 months — a balanced market. See the live ZIP 32034 housing market and the Nassau County market.
ZIP and county figures describe the wider market, not Marsh Creek specifically. Momentum Research analysis of MLS records.
The Marsh Creek buying strategy.
If we were buying in Marsh Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Marsh Creek.
A mature community with a wide spread
The build range from 1972 to 2024 tells the real story: this is not a single-phase subdivision but a neighborhood that has filled in over decades, with newer construction sitting alongside original homes. The median build year of 1987 means most of the inventory is well-seasoned, so systems, roofs, and finishes vary widely from one address to the next. That is where value gets set here — the same footprint can command very different pricing based on what has been renovated.
About 65% of homes are homesteaded, a high owner-occupancy share for a community of this size at 164 homes. That generally translates to homes that have been lived in and maintained rather than run as rentals, and to a market where listings come to the surface at a steadier pace. Buyers should be ready to move when a well-updated home appears, since those tend to be the scarce part of the mix.
The location and the amenities are priced into every listing in Marsh Creek. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this varied, the number that matters is not the median — it is the gap between an updated home and a dated one of the same size. We walk the systems, the roof age, and the renovation history with you so you are pricing against real condition, not a headline figure. That candor works for sellers too: we tell you which improvements actually move a larger home in this market and which do not.
Marsh Creek in 15 seconds.
Tools for a Marsh Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Marsh Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Marsh Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Marsh Creek home worth?
Get a no-obligation home value based on real comparable sales in Marsh Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Housing distress & ownership in Marsh Creek, Fernandina Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
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Fernandina Beach guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Nassau County)
- Homestead exemption (Nassau County)
- Home insurance cost
- New construction
Florida buyer guides
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- Florida property tax calculator
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- The 4-point inspection, explained
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Ask an agent about Marsh Creek
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Frequently Asked Questions
How many homes are in Marsh Creek?
What share of Marsh Creek is owner-occupied?
When were the homes in Marsh Creek built?
Who is the best real estate agent for Marsh Creek?
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Can Momentum Realty connect me with an agent for Marsh Creek?
Where is Marsh Creek, and what county is it in?
How far is Marsh Creek from downtown Jacksonville and the beach?
Should you buy in Marsh Creek?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (6 streets, ZIP 32034)) |
| Under-contract shares | realMLS records, as of 2026-10-20 |
| Historical depth | Closed-sale records back to 2014 (51 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Marsh Creek fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Marsh Creek with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for Marsh Creek. These are the public schools most often assigned to other communities in ZIP 32034; zones change and vary by address, so confirm with the district before you buy.
- Fernandina Beach High School · 9-12 · FLDOE grade A (assigned to 23 nearby communities)
- Fernandina Beach Middle School · 6-8 · FLDOE grade A (assigned to 21 nearby communities)
- Yulee Middle School · 6-8 · FLDOE grade A (assigned to 14 nearby communities)
- Yulee High School · 9-12 · FLDOE grade A (assigned to 14 nearby communities)
- Southside Elementary School · PK-2 (assigned to 12 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).






