Marsh Creek
Homes for Sale in Fernandina Beach, FL
All 231 homes for sale in Fernandina Beach, FL · median $661,000 · 218 homes for sale in 32034 · Nassau County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via realMLS
As of November 2026, Marsh Creek in Fernandina Beach, FL has 2 homes for sale. As of November 2026, the MLS records 51 closed sales in Marsh Creek in Fernandina Beach, FL since 2014, the most recent in August 2026. Recorded prices since 2024 ran from $1,100,000 to $1,500,000 (median $1,420,000), on homes of 2,030 to 3,606 sq ft. Across Fernandina Beach as a whole, 667 homes closed in the last 12 months at a median of $565,000, 54 median days on market, with 278 homes for sale today. At that median and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $18,850 ($18,350 with the full homestead exemption).

Marsh Creek is a mature Fernandina Beach community where price is driven far more by condition and updates than by any single spec. With homes built across a span from 1972 to 2024 and a median build year of 1987, you are shopping a wide mix of vintages side by side, and two homes of similar size can trade very differently depending on how much work has been done.
The homes here run large — a median of roughly 3,377 square feet — so buyers are paying for space, not compact starter product. For sellers, that scale is an advantage when a home is genuinely updated, and a liability when it is dated, because larger square footage magnifies the cost of deferred renovation. Bring an inspector who knows older systems and price against actual condition.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Marsh Creek right now
🟢 Buyer-leaning market. 24.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of November 11, 2026. Confidence: Low (2 active and pending listings, 1 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 12, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Marsh Creek is an established, larger-home community in Fernandina Beach with a long build history and a high owner-occupancy share, which tends to keep turnover measured rather than churny.
realMLS (Northeast Florida) sales records identify 42 homes in Marsh Creek that have changed hands since 2014, built between 1979 and 2024 (median 1987), with a median living area of about 2,558 sq ft and a typical 3-bedroom, 3-bath layout; 98% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 14 qualified sales in Marsh Creek across 2024–2025 (4 in 2024, 10 in 2025), median $1.45M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Marsh Creek is best for.
Best for
- Buyers who want substantial square footage and will pay for space over newness
- Owner-occupants planning to stay put and comfortable maintaining an older home
- Renovation-minded buyers looking to add value through updates on a dated larger home
Probably not for
- Buyers seeking a small, budget-minded footprint
- Anyone wanting uniform, new-construction consistency with no vintage variance
- Investors chasing a high-turnover rental play in a heavily owner-occupied community
The market around Marsh Creek
Marsh Creek is too small for its own price trend, so here is the market around it.
In ZIP 32034, 279 homes are on the market and 19% are under contract — a steady corner of Fernandina Beach.
Across Nassau County, 506 homes are active and 168 pending (25% under contract).
In ZIP 32034 (Fernandina Beach), 897 homes closed in the last 12 months at a median of $456K ($207/sq ft), up 0.4% year over year, with a median 55 days on market. Right now 217 active and 83 pending listings put supply at about 2.9 months — a balanced market. See the live ZIP 32034 housing market and the Nassau County market.
ZIP and county figures describe the wider market, not Marsh Creek specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Marsh Creek
Live MLS inventory for Marsh Creek. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Marsh Creek listings as of 2026-11-11, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
The Marsh Creek buying strategy.
If we were buying in Marsh Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Marsh Creek.
A mature community with a wide spread
The build range from 1972 to 2024 tells the real story: this is not a single-phase subdivision but a neighborhood that has filled in over decades, with newer construction sitting alongside original homes. The median build year of 1987 means most of the inventory is well-seasoned, so systems, roofs, and finishes vary widely from one address to the next. That is where value gets set here — the same footprint can command very different pricing based on what has been renovated.
About 65% of homes are homesteaded, a high owner-occupancy share for a community of this size at 164 homes. That generally translates to homes that have been lived in and maintained rather than run as rentals, and to a market where listings come to the surface at a steadier pace. Buyers should be ready to move when a well-updated home appears, since those tend to be the scarce part of the mix.
The location and the amenities are priced into every listing in Marsh Creek. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this varied, the number that matters is not the median — it is the gap between an updated home and a dated one of the same size. We walk the systems, the roof age, and the renovation history with you so you are pricing against real condition, not a headline figure. That candor works for sellers too: we tell you which improvements actually move a larger home in this market and which do not.
Marsh Creek in 15 seconds.
Tools for a Marsh Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Marsh Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Marsh Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Marsh Creek home worth?
Get a no-obligation home value based on real comparable sales in Marsh Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fernandina Beach →
Housing distress & ownership in Marsh Creek, Fernandina Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Just listed in Marsh Creek
The newest homes for sale in Marsh Creek right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 23 Painted Bunting $2,795,000 · 4 bd · 3.5 ba · 3,957 sq ft · listed Sep 8, 2026 Courtesy of SUMMER HOUSE REALTY
- 39 Marsh Creek Road $1,980,000 · 4 bd · 3.5 ba · 3,901 sq ft · listed Sep 5, 2026 Courtesy of AMELIA ISLAND REAL ESTATE SERVICES
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Marsh Creek Fernandina Beach Right Now (2)
All 2 active and pending Marsh Creek Fernandina Beach listings with a detail page, newest first, refreshed twice a day from the MLS.
- 23 Painted Bunting · $2,795,000 · 4 bd / 3.5 ba · listed Sep 8, 2026 · listed by Summer House Realty
- 39 Marsh Creek Road · $1,980,000 · 4 bd / 3.5 ba · listed Sep 5, 2026 · listed by Amelia Island Real Estate Services
More Fernandina Beach home searches
- All homes for sale in Fernandina Beach, FL
- Homes for sale in Nassau County, FL
- Fernandina Beach pool homes for sale
- Fernandina Beach waterfront homes for sale
- Gated communities in Fernandina Beach
- Homes under $300K in Fernandina Beach
- Fernandina Beach home values: what is my house worth?
Fernandina Beach guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Nassau County)
- Homestead exemption (Nassau County)
- Home insurance cost
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
Real estate agent in Fernandina Beach? Join Momentum in Fernandina Beach: 100% commission, one $12K cap.
19% of homes for sale in ZIP 32034 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-12).
Email me new listings in Marsh Creek
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Marsh Creek
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Marsh Creek will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
Is Marsh Creek a buyer's or seller's market right now?
How many homes are in Marsh Creek?
What share of Marsh Creek is owner-occupied?
When were the homes in Marsh Creek built?
Who is the best real estate agent for Marsh Creek?
How do I find a top Fernandina Beach real estate agent who knows Marsh Creek?
Can Momentum Realty connect me with an agent for Marsh Creek?
Where is Marsh Creek, and what county is it in?
How far is Marsh Creek from downtown Jacksonville and the beach?
Should you buy in Marsh Creek?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: November 11, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (6 streets, ZIP 32034)) |
| Under-contract shares | realMLS records, as of 2026-11-11 |
| Historical depth | Closed-sale records back to 2014 (51 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Marsh Creek fits the bigger picture — live prices, inventory, and Momentum Scores:

