Aerial view of Marsh Creek

Marsh Creek
Homes for Sale in Fernandina Beach, FL

All 269 homes for sale in Fernandina Beach, FL · median $695,000 · 265 homes for sale in 32034 · Nassau County homes for sale

Community in Fernandina Beach · Nassau County · ZIP 32034
164 homesBuilt 1972–2024
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Built fromLive realMLS data12 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, the MLS records 51 closed sales in Marsh Creek in Fernandina Beach, FL since 2014, the most recent in August 2026. Recorded prices since 2024 ran from $1,100,000 to $1,500,000 (median $1,420,000), on homes of 2,030 to 3,606 sq ft. Across Fernandina Beach as a whole, 249 homes closed in the last 12 months at a median of $465,000, 48 median days on market, with 284 homes for sale today. At that median and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $18,850 ($18,350 with the full homestead exemption).

Live · Marsh Creek Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
1
Sold · last 12 mo
10-yr average: about 4 a year
Ownership and context
65%
Owner-occupied · Marsh Creek
111 of 170 parcels homesteaded (FL DOR 2025)
35%
Non-owner-occupied · Marsh Creek
incl. 20% trust or LLC-held · 26% out-of-state
164
Homes in the community
plus 6 vacant residential lots · 170 residential parcels (FL DOR 2025)
Track record · 12 years of records
14
Recorded sales · 2024-2025
median $1.45M · qualified sales on the county roll (FL DOR 2025)
1972–2024
Years homes were built
median 1987 · county roll (FL DOR 2025)
0.6%/yr
Turnover rate
about 1 of 164 homes trade a year
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 12, 2026

Marsh Creek is a mature Fernandina Beach community where price is driven far more by condition and updates than by any single spec. With homes built across a span from 1972 to 2024 and a median build year of 1987, you are shopping a wide mix of vintages side by side, and two homes of similar size can trade very differently depending on how much work has been done.

The homes here run large — a median of roughly 3,377 square feet — so buyers are paying for space, not compact starter product. For sellers, that scale is an advantage when a home is genuinely updated, and a liability when it is dated, because larger square footage magnifies the cost of deferred renovation. Bring an inspector who knows older systems and price against actual condition.

Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Nearby homes for sale

No active listings inside Marsh Creek right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

27 MARSH CREEK Road
$1.40M · 0.1 mi away
3 bd · 2 ba · 1,791 sqft
27 MARSH CREEK Road
Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
39 MARSH CREEK Road
$1.98M · 0.1 mi away
4 bd · 3.5 ba · 3,901 sqft
39 MARSH CREEK Road
Listed by AMELIA ISLAND REAL ESTATE SERVICES
22 BELTED KINGFISHER Road
$1.70M · 0.1 mi away
3 bd · 3.5 ba · 3,015 sqft
22 BELTED KINGFISHER Road
Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
23 PAINTED BUNTING
$2.79M · 0.3 mi away
4 bd · 3.5 ba · 3,957 sqft
23 PAINTED BUNTING
Listed by SUMMER HOUSE REALTY
3033 SEA MARSH Road
$559K · 0.4 mi away
2 bd · 2.5 ba · 1,505 sqft
3033 SEA MARSH Road
Listed by AMELIA ISLAND REAL ESTATE SERVICES
3051 SEA MARSH Road
$635K · 0.4 mi away
2 bd · 2.5 ba · 1,505 sqft
3051 SEA MARSH Road
Listed by AMELIA ISLAND REAL ESTATE SERVICES

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Marsh Creek is an established, larger-home community in Fernandina Beach with a long build history and a high owner-occupancy share, which tends to keep turnover measured rather than churny.

realMLS (Northeast Florida) sales records identify 42 homes in Marsh Creek that have changed hands since 2014, built between 1979 and 2024 (median 1987), with a median living area of about 2,558 sq ft and a typical 3-bedroom, 3-bath layout; 98% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 14 qualified sales in Marsh Creek across 2024–2025 (4 in 2024, 10 in 2025), median $1.45M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers who want substantial square footage and will pay for space over newness
  • Owner-occupants planning to stay put and comfortable maintaining an older home
  • Renovation-minded buyers looking to add value through updates on a dated larger home

Probably not for

  • Buyers seeking a small, budget-minded footprint
  • Anyone wanting uniform, new-construction consistency with no vintage variance
  • Investors chasing a high-turnover rental play in a heavily owner-occupied community

The market around Marsh Creek

Marsh Creek is too small for its own price trend, so here is the market around it.

In ZIP 32034, 344 homes are on the market and 23% are under contract — a steady corner of Fernandina Beach.

Across Nassau County, 580 homes are active and 186 pending (24% under contract).

In ZIP 32034 (Fernandina Beach), 1,033 homes closed in the last 12 months at a median of $441K ($200/sq ft), up 0.4% year over year, with a median 51 days on market. Right now 226 active and 76 pending listings put supply at about 4.8 months — a balanced market. See the live ZIP 32034 housing market and the Nassau County market.

ZIP and county figures describe the wider market, not Marsh Creek specifically. Momentum Research analysis of MLS records.

If we were buying in Marsh Creek today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Marsh Creek.

Best Buy
Buyers who want space in an established Fernandina Beach setting and will judge each home on its own condition.
Biggest Risk
A wide vintage spread means renovation costs and system ages vary sharply from home to home.
Sweet Spot
A well-updated larger home priced honestly against its dated neighbors.
Avoid If
You need a compact, low-maintenance starter or a turnkey new build with no variance.

A mature community with a wide spread

The build range from 1972 to 2024 tells the real story: this is not a single-phase subdivision but a neighborhood that has filled in over decades, with newer construction sitting alongside original homes. The median build year of 1987 means most of the inventory is well-seasoned, so systems, roofs, and finishes vary widely from one address to the next. That is where value gets set here — the same footprint can command very different pricing based on what has been renovated.

About 65% of homes are homesteaded, a high owner-occupancy share for a community of this size at 164 homes. That generally translates to homes that have been lived in and maintained rather than run as rentals, and to a market where listings come to the surface at a steadier pace. Buyers should be ready to move when a well-updated home appears, since those tend to be the scarce part of the mix.

“

The location and the amenities are priced into every listing in Marsh Creek. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community this varied, the number that matters is not the median — it is the gap between an updated home and a dated one of the same size. We walk the systems, the roof age, and the renovation history with you so you are pricing against real condition, not a headline figure. That candor works for sellers too: we tell you which improvements actually move a larger home in this market and which do not.

Marsh Creek in 15 seconds.

Best forBuyers who want space in an established Fernandina Beach setting and will judge each home on its own condition.
Biggest advantageA high owner-occupancy share and larger footprints in a long-settled community.
Biggest riskA wide vintage spread means renovation costs and system ages vary sharply from home to home.
Sweet spotA well-updated larger home priced honestly against its dated neighbors.
Avoid ifYou need a compact, low-maintenance starter or a turnkey new build with no variance.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Marsh Creek sales matched to your home.

What is your Marsh Creek home worth?

Get a no-obligation home value based on real comparable sales in Marsh Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Housing distress & ownership in Marsh Creek, Fernandina Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 3 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-10-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Email me new listings in Marsh Creek

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Marsh Creek

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Marsh Creek will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

Frequently Asked Questions

How many homes are in Marsh Creek?
The Florida DOR 2025 assessment roll shows 164 homes plus 6 vacant residential lots in Marsh Creek (public records).
What share of Marsh Creek is owner-occupied?
65% of Marsh Creek parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Marsh Creek built?
Homes in Marsh Creek were built between 1972 and 2024, with a median year built of 1987.0 (FL DOR 2025 roll).
Who is the best real estate agent for Marsh Creek?
The best agent for Marsh Creek is one who actively works Fernandina Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Marsh Creek.
How do I find a top Fernandina Beach real estate agent who knows Marsh Creek?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Marsh Creek and the wider Fernandina Beach area.
Can Momentum Realty connect me with an agent for Marsh Creek?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Marsh Creek purchase or sale - no call center and no pressure.
Where is Marsh Creek, and what county is it in?
Marsh Creek is in Fernandina Beach, Nassau County, FL, ZIP 32034. The community's center is about 6 miles southeast of the center of Fernandina Beach (straight-line).
How far is Marsh Creek from downtown Jacksonville and the beach?
About 19 miles from downtown Jacksonville and about 2 miles from the Atlantic beach at Amelia Island (south end), both straight-line; driving distance is usually 15 to 30 percent more.
Buyers who want substantial square footage and will pay for space over newnessExcellent fit
Owner-occupants planning to stay put and comfortable maintaining an older homeExcellent fit
Renovation-minded buyers looking to add value through updates on a dated larger homeExcellent fit
Buyers seeking a small, budget-minded footprintProbably not
Anyone wanting uniform, new-construction consistency with no vintage varianceProbably not
Investors chasing a high-turnover rental play in a heavily owner-occupied communityProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR assessment roll (street-list match (6 streets, ZIP 32034))
Under-contract sharesrealMLS records, as of 2026-10-20
Historical depthClosed-sale records back to 2014 (51 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Marsh Creek with Momentum Realty’s local guides.

Lagoon Villas0.4 mi awayClub Villas Fernandina Beach Nassau0.4 mi awayLakehouses0.5 mi awayCaptains Court Villas0.6 mi away · 87 homes, built 1974–22Amelia Island Plantation0.6 mi away · 1 for saleBWBeach Walker Village0.6 mi away · 188 homes, built 1973–19, 3 for saleDunes0.6 mi away

Browse all neighborhood guides →

Schools serving nearby communities

We do not have a confirmed school assignment for Marsh Creek. These are the public schools most often assigned to other communities in ZIP 32034; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Thinking of selling in Marsh Creek? 1 recorded closings (window ending 2026-10-20). See the Nassau County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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