Club Villas
Homes for Sale in Fernandina Beach, FL
All 246 homes for sale in Fernandina Beach, FL · median $677,450 · 237 homes for sale in 32034 · Nassau County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 40 closed sales in Club Villas in Fernandina Beach, FL since 2016, the most recent in June 2026. Recorded prices since 2024 ran from $400,000 to $865,000 (median $620,000), on homes of 1,505 to 1,905 sq ft. Across Fernandina Beach as a whole, 277 homes closed in the last 12 months at a median of $480,000, 48 median days on market, with 102 homes for sale today. At that median and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $8,230 ($7,730 with the full homestead exemption).
Club Villas is a small attached-home pocket in Fernandina Beach, and in a community this size price is driven less by any headline trend than by the specifics of each unit — condition, updates, and location within the community. With a narrow closings window to work from, treat any single sale as a data point, not a market, and lean on the actual condition of what is in front of you.
For buyers, that means the negotiating leverage lives in the details: a dated interior and a renovated one can sit far apart on price even in the same building type. For sellers, it means presentation and condition do real work here — you are not riding a wave, you are competing unit by unit.
Nearby homes for sale
No active listings inside Club Villas right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Club Villas is an attached-home community in Fernandina Beach, on Amelia Island in Nassau County, where the small size means each listing tends to set its own tone rather than following a broad neighborhood pattern.
realMLS (Northeast Florida) sales records identify 21 homes in Club Villas that have changed hands since 2016, built between 1974 and 1974 (median 1974), with a median living area of about 1,505 sq ft and a typical 2-bedroom, 2.5-bath layout; 100% are condominiums. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Club Villas is best for.
Best for
- Buyers seeking a lower-maintenance attached home within reach of Fernandina Beach and the coast
- Buyers comfortable evaluating a home on its own condition rather than leaning on abundant comps
- Buyers who want an Amelia Island foothold and prioritize location and lock-and-leave simplicity
Probably not for
- Buyers who require a detached single-family home with a private yard
- Buyers who want a deep, active sales record before committing
- Buyers unwilling to underwrite HOA structure and building condition as part of the price
The market around Club Villas
Club Villas is too small for its own price trend, so here is the market around it.
In ZIP 32034, 329 homes are on the market and 26% are under contract — a steady corner of Fernandina Beach.
Across Nassau County, 532 homes are active and 186 pending (26% under contract).
In ZIP 32034 (Fernandina Beach), 1,079 homes closed in the last 12 months at a median of $440K ($200/sq ft), down 0.2% year over year, with a median 53 days on market. Right now 216 active and 75 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32034 housing market and the Nassau County market.
ZIP and county figures describe the wider market, not Club Villas specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Club Villas, Fernandina Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Club Villas buying strategy.
If we were buying in Club Villas today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Club Villas.
A condition-driven micro-market
The thing to understand about Club Villas is scale. This is not a sprawling subdivision with dozens of comparable trades to average out; it is a compact community where a single updated or dated unit can move the picture. That makes the spread between sales more about what each home has been through than about any month-to-month market swing.
Location does the rest of the heavy lifting. Being in Fernandina Beach on Amelia Island puts these homes near the coast and the town's established core, which is a durable draw regardless of where pricing sits in a given quarter. Do your homework on the specific unit — recent updates, HOA structure, and building condition — because those are the levers that matter here.
The location and the amenities are priced into every listing in Club Villas. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this small, comps are thin and averages can mislead. We read Club Villas unit by unit, weigh condition and HOA details against the limited sales record, and tell you plainly when a price makes sense and when it does not — rather than pretending a two-sale window is a trend.
Club Villas in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Club Villas buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Club Villas sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Club Villas, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Club Villas home worth?
Get a no-obligation home value based on real comparable sales in Club Villas, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fernandina Beach →
Should you buy in Club Villas?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Historical depth | Closed-sale records back to 2016 (40 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Club Villas fits the bigger picture — live prices, inventory, and Momentum Scores:
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Sea Marsh Road (23 homes on record)
Nearby Communities
Explore more neighborhoods near Club Villas with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for Club Villas. These are the public schools most often assigned to other communities in ZIP 32034; zones change and vary by address, so confirm with the district before you buy.
- Fernandina Beach High School · 9-12 · FLDOE grade A (assigned to 23 nearby communities)
- Fernandina Beach Middle School · 6-8 · FLDOE grade A (assigned to 21 nearby communities)
- Yulee Middle School · 6-8 · FLDOE grade A (assigned to 14 nearby communities)
- Yulee High School · 9-12 · FLDOE grade A (assigned to 14 nearby communities)
- Southside Elementary School · PK-2 (assigned to 12 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Common questions about Club Villas
Where is Club Villas?
Club Villas is a community in Fernandina Beach, Nassau County, Florida, ZIP 32034.
Are there homes for sale in Club Villas right now?
No active listings inside Club Villas at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Club Villas have an HOA or CDD?
No HOA is on record for Club Villas in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Nassau County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.