Naples Trace
Homes for Sale in Naples, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via Florida Gulf Coast MLS
Over the 12 months ending 2026-09-12, 5 recorded sales closed at a median of $268,000, $222 per square foot, a median 35 days on market, sellers accepting 94% of original asking (+14% versus the prior year). At the median price and Collier County's FY2025-26 rate of 11.05 mills, annual property tax runs about $2,960 ($2,530 with the full homestead exemption).
Naples Trace is pricing at a median of $199,000, with price per square foot landing right at $199 — a tight, almost one-to-one relationship that tells us this market is trading in a narrow, consistent band rather than being pulled around by a few outlier listings. With only 5 closings in the current window, though, that median should be read as a directional signal, not a precise line — small sample sizes move fast on the next handful of sales.
The year-over-year figure is the number that matters most here: down 28.9%. Paired with a market heat score of 28, this reads as a market that has cooled substantially from wherever it was a year ago. For sellers, that means pricing needs to reflect current conditions, not last year's comps. For buyers, a median 35-day time on market suggests homes aren't sitting for months, but they also aren't moving at a pace that creates competitive pressure.
Naples Trace right now
🟢 Still climbing. The trailing-12-month median ($268K) is up 14.5% from the prior 12 months ($234K). With about 5 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Florida Gulf Coast MLS closed sales, 12-month windows ending September 12. Confidence: Low (5 and 3 sales in the two windows).
What's unique here: the median sale price is about 56% below the typical Collier County sale ($268K vs $615K, trailing 12 months, Florida Gulf Coast MLS records).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated September 12, 2026 · Live data: Florida Gulf Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Naples Trace market snapshot (as of September 12, 2026): the median sale price is about $268K ($222 per sq ft over the trailing 12 months of closed sales), and a median 35 days on market for closed sales. The trailing-12-month median is up 14% from the prior 12 months, computed from record-level Florida Gulf Coast MLS closed sales (5 closings in the current window).
Naples Trace is trading at a median of $199,000 in Naples, Collier County, with a market posture that has softened meaningfully year over year rather than one that's holding firm or accelerating.
Who Naples Trace is best for.
Best for
- Buyers targeting a sub-$200K entry point in Collier County who are comfortable with a market still finding its floor.
- Buyers who prioritize price-per-square-foot clarity over community amenities.
- Buyers willing to negotiate in a market with a low heat score and limited competing offers.
Probably not for
- Buyers who want a home with established, documented community amenities.
- Sellers expecting pricing to reflect last year's comps rather than the current 28.9% year-over-year pullback.
- Buyers who want a large, deep pool of recent comparable sales to lean on before making an offer.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Florida Gulf Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($268K) IS the median in the snapshot above, and the move from 2025 ($234K) IS the +14.5% one-year change.
Windows contain 0 to 8 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Collier County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Collier County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
24% of homes for sale in ZIP 34109 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-12).
Naples Trace Market Scorecard
Naples Trace is currently a thin data market. Limited supply, a median asking price of n/a.
Typical home value in the 34109 ZIP is $580,924, about 27.9% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Naples Trace, Naples
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Naples Trace
Live MLS inventory for Naples Trace. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Naples Trace listings as of 2026-09-08, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
The Naples Trace buying strategy.
If we were buying in Naples Trace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Naples Trace.
A market in correction mode
The near-equal median price and median price-per-square-foot ($199,000 and $199) suggest homes here are clustering around a fairly consistent size and condition profile, which makes pricing comparisons more straightforward than in communities with wide unit-size variation. But the small closings count (5) in this window means that consistency could shift quickly as new sales report.
The combination of a 28.9% year-over-year decline and a market heat score of 28 points to a buyer-favorable stretch: less competition, more room to negotiate, and a market that isn't rewarding aggressive listing prices. A median 35-day time on market is moderate — not fast, not stagnant — consistent with a community that's repricing rather than one that's stalled. No community amenities are identified from current MLS listings, so any amenity value in a given unit should be verified directly rather than assumed from the community name.
The location and the amenities are priced into every listing in Naples Trace. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With only 5 closings feeding the current numbers, this is exactly the kind of market where reading the data correctly matters more than reading it fast. We pull the underlying listings, not just the headline median, so you know whether a given home is priced against a softening trend or against outdated comps.
Naples Trace in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Naples Trace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Naples Trace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Naples Trace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Naples Trace home worth?
Get a no-obligation home value based on real comparable sales in Naples Trace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Naples Trace?
How long do homes in Naples Trace take to sell?
Who is the best real estate agent for Naples Trace?
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Should you buy in Naples Trace?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Naples Trace with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: September 8, 2026) |
| Community market stats | Florida Gulf Coast MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2013 (54 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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