Neilhurst Homes for Sale in Fleming Island, FL

Established resale homes · Fleming Island · ZIP 32003

An established resale pocket along N Lakeshore Drive on Fleming Island, close to Doctor's Lake, with no HOA or CDD identified in public listing records and a home mix that runs from mid-size resale to larger custom lake-area builds.

Established resaleFleming Island, Clay CountyNo HOA or CDD identified
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Public listing records show no HOA or CDD here, unlike most nearby master-planned communities. Confirm that directly on the parcel record, since terms can vary by phase or lot.
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Unlock Off-Market Fleming Island

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Neilhurst is a quieter alternative to Fleming Island's larger, amenity-heavy master communities. Public listing records show no homeowners association and no Community Development District, which is unusual for this part of Clay County and means fewer recurring dues, but also no managed pool or clubhouse. The homes themselves are not uniform. Public listings show a mix of mid-size resale homes and larger custom builds, some with direct frontage on Doctor's Lake, so the real spread in value here comes down to lot and lake access rather than a shared amenity package. Weigh a specific home's proximity to the water and its individual build quality rather than assuming a single profile applies across the community."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Neilhurst is an established, single-family resale neighborhood in Fleming Island, in Clay County, centered along N Lakeshore Drive near Doctor's Lake. Public listing records show homes built primarily from 2000 to the present, without the single tight construction window seen in some neighboring communities.

Home sizes vary more here than in a single-builder subdivision. Public listing records show homes ranging from roughly 1,900 square feet up to larger custom builds exceeding 5,600 square feet, generally 3 to 7 bedrooms, with the largest homes typically found on lots closer to the lake. No dedicated clubhouse, pool, or other managed amenity center has been identified.

Public listing records do not show a homeowners association or a Community Development District here, which sets it apart from many of the larger planned communities elsewhere on Fleming Island. Confirm both directly on the specific parcel before you buy, since terms can still vary by lot or phase and are not always reflected in every listing.

Best for

  • Buyers who want an established Fleming Island resale home without mandatory HOA dues
  • Buyers interested in a homesite near or on Doctor's Lake
  • Buyers who prefer a mixed-era resale street over a single-builder, single-phase subdivision

Probably not for

  • Buyers who want a managed clubhouse, pool, or fitness amenity package
  • Buyers who want the uniform construction era of a single-builder community
  • Buyers who want a gated or golf-course setting

How Fleming Island is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
n/aMedian days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Live market metrics for Neilhurst update as realMLS listings and sales post. Figures shown reflect current recorded activity; confirm specifics by address.

Live from realMLS, as of July 10, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Fleming Island listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Neilhurst buys, holds, and resells. See the five factors.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Orange Park10 to 15 min · approximate
Downtown Jacksonville30 to 40 min · approximate
Naval Air Station Jacksonville area25 to 35 min · approximate
Doctor's LakeOn-site to short walk · lake frontage on a portion of homesites only

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Neilhurst Homes for Sale in Fleming Island, FL with Momentum Realty’s local guides.

DHDoctorsLanding Homes for Sale in Middleburg, FLMiddleburg, FL · 0.3 miBear Run Homes for Sale in Orange Park, FLBear Run Homes for Sale in Orange Park, FLOrange Park, FL · 0.8 miDoctors Inlet Homes for SaleDoctors Inlet Homes for SaleDoctors Inlet, FL · 0.9 miBHBay Harbor Homes for Sale in Orange Park, FLOrange Park, FL · 0.9 miWaterview Ridge Homes for Sale in Orange Park, FLWaterview Ridge Homes for Sale in Orange Park, FLOrange Park, FL · 1.1 miDoctors Lake Estates Homes for Sale in Orange Park, FLDoctors Lake Estates Homes for Sale in Orange Park, FLOrange Park, FL · 1.3 miHLHolmes Landingat Eagle Harbor Homes for Sale in Orange Park, FLOrange Park, FL · 1.4 miBVBeulah Vista Estates Homes for Sale in Fleming Island, FLFleming Island, FL · 1.5 miPHParadiseMoorings Homes for Sale in Middleburg, FLMiddleburg, FL · 1.5 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Fleming Island (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Clay County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Fleming Island is served by Clay County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

High

Fleming Island High School (Clay County District Schools), verify by address

Middle

Lakeside Junior High School (Clay County District Schools), verify by address

Elementary

Fleming Island Elementary School or Thunderbolt Elementary School (Clay County District Schools), verify by address

Buying with schools in mind? We can confirm the exact zoned schools for any Fleming Island address.

The takeaway

The story around Neilhurst is Clay County's sustained growth and steady demand for established Fleming Island resale homes near Doctor's Lake, alongside rising carrying costs that make insurance and condition more consequential to the math.

Recent Developments in Neilhurst

Our read on what is being built around Fleming Island, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishNet neutral to positive: continued regional growth supports demand for established Fleming Island resale housing, while insurance costs and individual home condition matter more here given the mixed construction era and lake-area exposure.

Clay County population growth

2020 to 2026
BullishNotable impact
SignificanceRadius: County

Clay County has been one of the faster-growing counties in Northeast Florida over the past several years, sustaining demand for established resale housing across the Fleming Island area, including smaller pockets like this one.

Insurance and flood-zone costs near the lake

2026
BearishNotable impact
SignificanceRadius: Community

Homeowners insurance and flood coverage on homes closer to Doctor's Lake have both risen in cost. Get a bindable insurance quote and confirm flood zone status for any specific lake-area home before you commit.

No HOA or CDD keeps carrying costs simpler

2026
NeutralMinor impact
SignificanceRadius: Community

Without an identified HOA or CDD, monthly carrying costs here can be simpler than in a comparable planned community, though buyers also give up a managed amenity package and shared upkeep of common areas. Confirm current status directly.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Neilhurst, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

    Development alerts for NeilhurstGet a short monthly email when something new is approved, funded, or opens near Neilhurst.

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    Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

    If we were buying in Fleming Island, this is the order of operations we would run, and the one we run for our clients.

    1

    Pull the specific parcel's Clay County Property Appraiser record to confirm lot size, year built, and lake frontage or access.

    2

    Confirm directly, in writing, whether the specific home is subject to any HOA or CDD, since public listing records show none identified but terms can vary by lot.

    3

    Get a full home inspection, since the construction era varies across the neighborhood and some homes may be two decades or older.

    4

    If considering a lake-area homesite, get a bindable homeowners insurance quote and confirm flood zone status before you commit.

    5

    Verify the exact zoned elementary, middle, and high school by the home's address with the Clay County School District.

    Best Buy
    A well-maintained home with confirmed lake proximity or frontage, and no surprise HOA or CDD on the parcel.
    Biggest Risk
    Assuming every home here shares the same era, size, or lake access, or skipping an inspection on an older home.
    Best Lot
    Lots closer to or fronting Doctor's Lake carry the most water-access value; interior lots away from the lake trade at a different tier.
    Smart Timing
    Resale-driven, with individual home condition and lake proximity mattering more than a single community-wide profile.
    The takeaway

    On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

    Community Details at a Glance

    The Homes

    Type

    Established single-family resale

    Builder

    Multiple builders, per public listing records

    Era

    Primarily built 2000 to present, per public listing records

    Size range

    About 1,900 to over 5,600 sq ft, 3 to 7 bedrooms, per public listing records

    Costs & Fees

    HOA

    None identified in public listing records; confirm directly

    CDD

    None identified in public listing records; confirm on the parcel tax record

    Property use

    Primarily long-term resale homes, per public listing records

    Amenities

    Marketed

    Near Doctor's Lake along N Lakeshore Drive; a portion of homesites carry lake frontage

    Status

    No dedicated clubhouse or pool amenity center identified

    Location

    Town

    Fleming Island, Clay County

    Access

    Along N Lakeshore Drive, near Doctor's Lake

    Jacksonville

    About 25 to 35 min (approximate)

    The takeaway

    Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

    The Entry

    At the lower end of the range, expect a smaller resale home, around 1,900 square feet, on an interior homesite away from the lake, per public listing records.

    Lowest entry
    The Core

    In the middle of the range, expect a mid-size home with a mix of original and updated finishes, reflecting the neighborhood's varied construction era.

    Most inventory
    The Top

    At the upper end, expect the largest custom homes, exceeding 5,600 square feet on some lots, generally on or near Doctor's Lake.

    Strongest resale

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    The Entry
    At the lower end of the range, expect a smaller resale home, around 1,900 square feet, on an interior homesite away from the lake, per public listing records.
    The Core
    In the middle of the range, expect a mid-size home with a mix of original and updated finishes, reflecting the neighborhood's varied construction era.
    The Top
    At the upper end, expect the largest custom homes, exceeding 5,600 square feet on some lots, generally on or near Doctor's Lake.

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    15-Second Take
    • Renovation math decides the deal
    • Better lots and views resell strongest
    • Roof and HVAC age drive the insurance quote
    • Interior lots are where buyers overpay
    Jon Brooks, Momentum Realty
    Operator Note

    Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

    Home condition consistencyMixed construction era
    Lake proximity and accessOn a portion of homesites
    HOA and CDD clarityNone identified; confirm directly
    System age riskVaries by home
    Waterfront insurance exposureApplies to lake-area lots

    Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

    Jon Brooks, Momentum Realty
    Operator Note

    The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

    5 Mistakes Buyers Make in Fleming Island

    15-Second Take
    • Calling the listing agent (who works for the seller)
    • Misjudging the renovation budget
    • Overpaying for an interior lot
    • Underbudgeting the carrying costs
    • Skipping the roof, HVAC, and systems check

    The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

    The value here is not a managed amenity package, it is the lake and the lot: an established Fleming Island street where proximity to Doctor's Lake, not a clubhouse, drives the real spread in value.

    Jon Brooks · Founder, Momentum Realty
    6.3C · Buy Score
    Resale Strength6.2/10
    Renovation Risk5.8/10
    Location Efficiency6.7/10
    Long-Term Defensibility5.8/10
    Carrying Cost Advantage7.0/10

    Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

    Why our read on Fleming Island is different.

    Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.

    Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
    Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

    Which Lots & Views Hold Value Best

    Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

    Value ($/sqft)
    $261 value$401 premium
    Lake / waterPreserveInterior

    Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

    15-Second Take
    • Homes were built across a wider era than a single-builder subdivision.
    • A portion of homesites are near or front Doctor's Lake.
    • Interior lots away from the lake do not carry the same water-access value.
    • No HOA or CDD identified, but confirm both directly on the specific parcel.
    • Get an inspection, since construction era and condition vary more here than in a single-phase community.

    Because Neilhurst was not built by a single builder in one window, the durable difference between two homes here is less about a shared construction era and more about the individual lot and its proximity to Doctor's Lake. Lots on or near the water carry meaningfully more value than interior lots on the same street, and that gap should be reflected in what you are willing to pay. Condition also varies more than in a single-phase subdivision, so weigh a specific home's age and update history alongside its lot position.

    Fleming Island in 15 seconds.

    Best forBuyers who want an established Fleming Island resale home near Doctor's Lake without mandatory HOA dues.
    Biggest advantageNo identified HOA or CDD, and proximity to Doctor's Lake on a portion of homesites.
    Biggest riskAssuming a single profile applies across the community when era, size, and lake access all vary by lot.
    Sweet spotA well-maintained home on or near the lake, with HOA and CDD status confirmed directly.
    Avoid ifYou want a managed amenity center, a uniform construction era, or a gated or golf-course setting.

    HOA, CDD & Fees

    15-Second Take
    • No HOA identified in public listing records; confirm directly before you buy.
    • No CDD identified; confirm on the parcel's tax record.
    • A portion of homesites are near or front Doctor's Lake.
    • No dedicated clubhouse or pool amenity center identified.
    • Confirm flood zone and insurance requirements for any lake-area homesite.

    Public listing records show no homeowners association identified for Neilhurst. Confirm this directly with the county or a title search before you buy, since terms can vary by specific lot or phase.

    With no HOA identified, there is no shared dues structure funding common-area upkeep here; any landscaping or maintenance of individual lots is the homeowner's responsibility.

    No golf course or private country club has been identified in or adjacent to this community.

    The takeaway

    Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.

    Momentum listings (YTD)
    97.98%
    Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
    Market average (YTD)
    96.73%
    The broader metro average sold-to-list ratio over the same period.
    Momentum days on market
    64 days
    Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
    Market days on market
    72 days
    The broader metro median over the same period.

    Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

    In Fleming Island, condition and view decide your number

    Because buyers here are weighing your home against renovated comps and cross-shopping Habersham Harbour, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

    What is your Fleming Island home worth?

    Get a no-obligation home value based on real comparable sales in Fleming Island matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

    See homes for sale in Neilhurst on the map →

    Real comps, not an automated estimate.

    Price History: What Homes Here Have Actually Sold For

    Median sale prices in Neilhurst year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

    The real cost & risk here

    Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

    $1,806/mo
    Clay County typical true cost to own
    $99/mo
    Clay County typical home insurance
    Has a CDD
    Bond assessment on top of taxes

    County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

    Live market metrics for Neilhurst are being compiled from realMLS activity and will appear here as listings and sales post. For current county-level figures, see the market data links below.

    Market metrics only; these describe homes for sale and recent sales, not residents.

    Frequently Asked Questions

    Is Neilhurst a new-construction community?
    No. It is an established resale neighborhood in Fleming Island, with homes built primarily from 2000 to the present, per public listing records.
    Is there a homeowners association?
    Public listing records show no homeowners association identified for Neilhurst. Confirm this directly, since terms can vary by specific lot or phase.
    Is there a CDD bond on the taxes?
    No Community Development District has been identified here, but confirm CDD status on the specific parcel's tax record with the Clay County Property Appraiser.
    What is the community's main amenity?
    Proximity to Doctor's Lake, with a portion of homesites near or fronting the water. No dedicated clubhouse, pool, or other amenity center has been identified.
    How big are the homes?
    Public listing records show homes ranging from roughly 1,900 square feet up to larger custom builds exceeding 5,600 square feet, generally 3 to 7 bedrooms. Verify the exact square footage on the specific listing and parcel record.
    Is Neilhurst gated or age-restricted?
    There is no verified information indicating the community is gated or marketed as age-restricted.
    What schools serve the community?
    It is in the Clay County District Schools, with Fleming Island High School and Lakeside Junior High School generally serving the area, and Fleming Island Elementary School or Thunderbolt Elementary School at the elementary level. Verify the exact zoned schools by the home's address.
    How is the commute to Jacksonville?
    Downtown Jacksonville is roughly a 30 to 40 minute approximate drive, and Orange Park is closer, at roughly 10 to 15 minutes. Confirm current drive times for your specific route.
    What is near the community?
    Doctor's Lake runs along a portion of the neighborhood, with N Lakeshore Drive providing access.
    What is the biggest risk of buying here?
    Assuming a single profile, era, or price point applies across the community, when lot position, lake proximity, and home age all vary.
    Are any lots directly on the water?
    A portion of the homesites are near or front Doctor's Lake. If you are considering one, confirm exact frontage, flood zone status, and waterfront insurance requirements before you commit.
    Should I get an inspection before buying here?
    Yes. Because construction era varies more here than in a single-phase subdivision, a full inspection of the roof, HVAC, and major systems is worthwhile before you make an offer.
    Should I get my own agent for a purchase here?
    Yes. Your own agent can help you evaluate a specific home's condition, lot position, and lake proximity against the wider Fleming Island resale market and represent your interests in negotiations.
    How many homes are in Neilhurst?
    An exact home count is not confirmed here; public sources describe it as a smaller resale pocket. Verify current inventory and boundaries with a local agent or the county property records.
    How current is the data on this page?
    The market figures come from live Northeast Florida MLS data and update regularly. Always confirm the exact condition, price, and availability of a specific home before you make an offer.
    Who is the best real estate agent for Neilhurst?
    The best agent for Neilhurst is one who actively works Fleming Island and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Neilhurst.
    How do I find a top Fleming Island real estate agent who knows Neilhurst?
    Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Neilhurst and the wider Fleming Island area.
    Can Momentum Realty connect me with an agent for Neilhurst?
    Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Neilhurst purchase or sale - no call center and no pressure.
    You want an established Fleming Island resale home without mandatory HOA dues.Excellent fit
    You specifically want a homesite near or fronting Doctor's Lake.Excellent fit
    You prefer a mixed-era resale street over a single-builder, single-phase subdivision.Excellent fit
    You commute to Orange Park or the Jacksonville area.Excellent fit
    You want a managed amenity center, pool, or clubhouse.Probably not
    You want the uniform construction quality of a single-builder community.Probably not
    You are not prepared to budget for updates on an older home.Probably not
    You want a gated or golf-course setting.Probably not

    Get the inside read on Fleming Island

    Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Fleming Island home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

    We respond personally, usually the same day.

    You are all set.

    A Momentum Realty Fleming Island specialist will reach out personally, usually the same day.

    Median sale price in Neilhurst, Florida by year (2012 to 2026). Source: Momentum Realty.
    Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

    Zoom out before you decide: see the Clay County market guide or every community in the Neighborhood Finder.

    Get my Clay County cash offer →

    Own a home here?

    You just read the data. Now see what your home is worth.

    The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the RealMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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