Neptune Beach Terrace
Homes for Sale in Neptune Beach, FL
All 35 homes for sale in Neptune Beach, FL · median $1,300,000 · 27 homes for sale in 32266 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of PONTE VEDRA CLUB REALTY, INC. · via realMLS
As of October 2026, the MLS records 32 closed sales in Neptune Beach Terr in Neptune Beach, FL since 2002, the most recent in October 2025. Recorded prices since 2024 ran from $850,000 to $3,235,000 (median $1,272,500), on homes of 1,672 to 3,606 sq ft. Across Neptune Beach as a whole, 58 homes closed in the last 12 months at a median of $779,900, 31 median days on market, with 22 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $22,730 ($22,000 with the full homestead exemption).
Price here is driven by condition and lot, not by any consistent product type. With a build range stretching from 1921 to 2024 and a median build year of 1962, you are looking at a genuine mix — older cottages, mid-century stock, and a thread of new construction — all inside the same walkable slice of Neptune Beach. That spread means the median (living space runs around 1,944 square feet at the middle) tells you less than a walk-through will. Two homes at similar footage can sit far apart on price depending on renovation status and how the lot lives.
The market posture reads as an owner-held, low-churn coastal pocket. A homestead share near 65% across 343 homes says most of this stock is lived in rather than flipped or rented, which tends to keep listing volume thin. For a seller, a well-prepped, updated home stands out in a market where a lot of the competition is aging. For a buyer, expect to underwrite condition carefully and move decisively when the right one surfaces.
Nearby homes for sale
No active listings inside Neptune Beach Terr right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Neptune Beach Terr is a compact, established beachside community in Duval County where the housing is defined less by a single era than by a century-long layering of it — original cottages, mid-century homes, and recent rebuilds sharing the same streets.
realMLS (Northeast Florida) sales records identify 18 homes in Neptune Beach Terrace that have changed hands since 2006, built between 1936 and 2022 (median 1972), with a median living area of about 2,080 sq ft and a typical 3-bedroom, 2.5-bath layout; 72% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 15 qualified sales in Neptune Beach Terrace across 2024–2025 (9 in 2024, 6 in 2025), median $1.06M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Neptune Beach Terrace is best for.
Best for
- Buyers prioritizing a walkable coastal location who are comfortable underwriting an older or renovated home
- Value-minded buyers willing to take on a project home and bring it up to standard
- Long-hold buyers who want an established, owner-occupied beachside pocket rather than a rental-heavy block
Probably not for
- Buyers who need new-construction consistency and a large square footage floor plan
- Buyers who want a turnkey home with no condition or systems homework
- Investors chasing quick turnover in a low-churn, mostly owner-held market
The market around Neptune Beach Terrace
Neptune Beach Terrace is too small for its own price trend, so here is the market around it.
In ZIP 32266, 37 homes are on the market and 24% are under contract — a steady corner of Neptune Beach.
Across Duval County, 4,296 homes are active and 1,602 pending (27% under contract).
In ZIP 32266 (Neptune Beach), 84 homes closed in the last 12 months at a median of $708K ($392/sq ft), up 5.3% year over year, with a median 33 days on market. Right now 12 active and 2 pending listings put supply at about 5.1 months — a balanced market. See the live ZIP 32266 housing market and the Duval County market.
ZIP and county figures describe the wider market, not Neptune Beach Terrace specifically. Momentum Research analysis of MLS records.
The Neptune Beach Terrace buying strategy.
If we were buying in Neptune Beach Terrace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Neptune Beach Terrace.
A century of stock in one grid
The defining fact of Neptune Beach Terr is age range: homes date from 1921 through 2024, with the median landing at 1962. In practice that means every block can hold a teardown-candidate, a lovingly kept mid-century home, and a new build side by side. That variety is the opportunity and the homework — there is no standard house here, so the value of any given property lives in its condition, its updates, and its lot.
Size sits at a middle of roughly 1,944 square feet of living area, modest by suburban-new standards but typical for a walkable coastal grid. With homestead occupancy near 65% of the 343 homes, turnover is limited and much of the inventory is held long-term. Buyers should be ready to evaluate roofs, systems, and flood/elevation specifics property by property rather than assume a community norm.
The location and the amenities are priced into every listing in Neptune Beach Terrace. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this varied and this thin, the median price does not price a specific house — condition does. We walk the property with you, weigh the renovation gap against the newer stock, and read where a given home actually falls in the spread. When a listing is priced for its finishes rather than its bones, we say so, and when it is a genuine buy, we help you move before it is gone.
Neptune Beach Terrace in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Neptune Beach Terrace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Neptune Beach Terrace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Neptune Beach Terrace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Neptune Beach Terrace home worth?
Get a no-obligation home value based on real comparable sales in Neptune Beach Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Neptune Beach Terr
Homes in Neptune Beach Terr that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 214 Oleander Street · off market
- 990 Hagler Drive · off market
Housing distress & ownership in Neptune Beach Terr, Neptune Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
More Neptune Beach home searches
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Margaret Street (3 homes on record)
- Lora Street (3 homes on record)
- Pine Street (3 homes on record)
- Cedar Street (3 homes on record)
- Hopkins Street (2 homes on record)
- Hopkins Street (2 homes on record)
- Margaret Street (2 homes on record)
- Myra Street (2 homes on record)
- Myra Street (2 homes on record)
- Cherry Street (2 homes on record)
- S Street (2 homes on record)
- Oleander Street (2 homes on record)
Recent Developments in Neptune Beach Terr
Development, infrastructure, retail, and school activity affecting Neptune Beach Terr, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Market
St. Johns County denies 4,462-acre Palm Valley farmland housing application under new state enclave law
Commissioners denied 3-2 on Sept. 15 the 4,462-acre Palm Valley application near Nocatee under the state agricultural enclave law, and the county plans to fight it in court. Another proposal of nearly 1,200 acres and about 15,000 homes south of St. Augustine was approved in August, then denied 3-2 on Sept. 28. St. Johns County has received 16 applications under the law.
What it may mean for the marketThe outcome of these applications will shape how much new housing supply can be added on rural land in the county. The site is about 10 miles south of Neptune Beach Terr.
Source: Jacksonville Today - September 2026Infrastructure
JEA advances about $690 million in infrastructure projects including Fulton Cut transmission line raise near JAXPORT
JEA is moving forward with three water reclamation projects (Blacks Ford in northwest St. Johns County, over $220 million; near Jacksonville International Airport, about $193 million; East Arlington, just under $165 million) and the $117 million Fulton Cut transmission line clearance over the St. Johns River near Blount Island. Fulton Cut, shared with JAXPORT and the city, is expected to finish in summer 2027 and all four projects by 2030.
What it may mean for the marketRaised power lines support larger ship access to port terminals, and new reclamation capacity supports growth in surrounding areas. The site is about 9 miles northwest of Neptune Beach Terr.
Source: News4JAX - September 2026Development
Gateway Jax seeks more than $70 million in city incentives for Riverfront Plaza tower and Hotel Merrydelle
Gateway Jax is requesting about $55.4 million in incentives for a 17-story, roughly $271.5 million Riverfront Plaza tower with 130 to 170 hotel rooms and 50 to 150 residences on Independent Drive. It also seeks a $15 million loan for the nearly $50 million renovation of the former Ambassador Hotel at 420 Julia Street. The Downtown Investment Authority board votes Sept. 16 and City Council has the final say.
What it may mean for the marketIf approved, the projects would add hotel rooms, residences and restaurants along the Downtown riverfront. The project is about 16 miles west of Neptune Beach Terr, elsewhere in Duval County.
Source: Jacksonville Today - July 2026Development
Culinary Institute of America selects Jacksonville for Southeast campus
News4Jax reported that the Culinary Institute of America chose downtown Jacksonville for its Southeast hub, to be located at 330 E. Bay Street on the Northbank riverfront. The campus would anchor a $160.5 million hotel and convention center development. The city previously approved up to $35 million in incentives, and the Downtown Investment Authority is finalizing agreements on design and property details.
What it may mean for the marketAnchors a major downtown riverfront redevelopment that pairs an educational campus with hotel and convention space, adding institutional and commercial investment to the urban core alongside Riverfront Plaza and Pearl Square. The project is about 15 miles west of Neptune Beach Terr, elsewhere in Duval County.
Source: News4Jax - April 2026Development
Southeast Toyota opens $170M vehicle-processing facility at JAXPORT's Blount Island, adding 400-plus jobs
Southeast Toyota Distributors dedicated a new vehicle processing facility at JAXPORT's Blount Island Marine Terminal in April 2026. The company put the investment at $170 million and said the facility created more than 400 full-time jobs, most of them hired locally.
What it may mean for the marketA large new employment center on Blount Island adds sustained local job demand, a factor that has historically supported nearby housing absorption. The project is about 9 miles northwest of Neptune Beach Terr, elsewhere in Duval County.
Source: JAXPORT - February 2026Infrastructure
JAXPORT details $250M Blount Island modernization and record cargo in 2026 State of the Ports
At its February 2026 State of the Ports address, JAXPORT outlined a $250 million modernization of Blount Island's container and vehicle-handling capabilities and reported record fiscal-2025 cargo volumes. The port also said an air-draft expansion to accommodate larger ships is on track to finish by the end of 2026.
What it may mean for the marketContinued heavy investment in the Blount Island port complex anchors long-term industrial employment on the northeast side, a structural demand driver for the surrounding area. The site is about 9 miles northwest of Neptune Beach Terr.
Source: News4Jax
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
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Frequently Asked Questions
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Should you buy in Neptune Beach Terrace?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 14, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (6 streets, ZIP 32250/32266)) |
| Under-contract shares | realMLS records, as of 2026-10-14 |
| Historical depth | Closed-sale records back to 2002 (32 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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Nearby Communities
Explore more neighborhoods near Neptune Beach Terrace with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for Neptune Beach Terrace. These are the public schools most often assigned to other communities in ZIP 32266; zones change and vary by address, so confirm with the district before you buy.
- Neptune Beach Elementary School · PreK-5 · FLDOE grade A (assigned to 10 nearby communities)
- Fletcher Middle School · Middle (assigned to 7 nearby communities)
- Duncan U. Fletcher High School · 9-12 · FLDOE grade A (assigned to 5 nearby communities)
- Duncan Fletcher High School · High (assigned to 5 nearby communities)
- Duncan U. Fletcher Middle School · 6-8 · FLDOE grade A (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).