Neptune Beach Terrace
Homes for Sale in Neptune Beach, FL

Neptune Beach Terr is a compact, established beachside community in Duval County where the housing is defined less by a single era than by a century-long layering of it — original cottages, mid-century homes, and recent rebuilds sharing the same streets.

realMLS (Northeast Florida) sales records identify 17 homes in Neptune Beach Terrace that have changed hands since 2006, built between 1936 and 2022 (median 1972), with a median living area of about 2,080 sq ft and a typical 3-bedroom, 2.5-bath layout; 71% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 15 qualified sales in Neptune Beach Terrace across 2024–2025 (9 in 2024, 6 in 2025), median $1.06M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Neptune Beach Terrace is too small for its own price trend, so here is the market around it.

In ZIP 32266, 39 homes are on the market and 31% are under contract — a fast-moving corner of Neptune Beach.

Across Duval County, 3,856 homes are active and 1,668 pending (30% under contract).

In ZIP 32266 (Neptune Beach), 110 homes closed in the last 12 months at a median of $650K ($415/sq ft), up 4.6% year over year, with a median 31 days on market. Right now 15 active and 3 pending listings put supply at about 3.1 months — a balanced market. See the live ZIP 32266 housing market and the Duval County market.

ZIP and county figures describe the wider market, not Neptune Beach Terrace specifically. Momentum Research analysis of MLS records.

The defining fact of Neptune Beach Terr is age range: homes date from 1921 through 2024, with the median landing at 1962. In practice that means every block can hold a teardown-candidate, a lovingly kept mid-century home, and a new build side by side. That variety is the opportunity and the homework — there is no standard house here, so the value of any given property lives in its condition, its updates, and its lot.

Size sits at a middle of roughly 1,944 square feet of living area, modest by suburban-new standards but typical for a walkable coastal grid. With homestead occupancy near 65% of the 343 homes, turnover is limited and much of the inventory is held long-term. Buyers should be ready to evaluate roofs, systems, and flood/elevation specifics property by property rather than assume a community norm.

In a market this varied and this thin, the median price does not price a specific house — condition does. We walk the property with you, weigh the renovation gap against the newer stock, and read where a given home actually falls in the spread. When a listing is priced for its finishes rather than its bones, we say so, and when it is a genuine buy, we help you move before it is gone.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.