Raggedy Point
Homes for Sale in Fleming Island, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of COLDWELL BANKER VANGUARD REALTY · via realMLS
Raggedy Point is a small, established pocket in Fleming Island with 94 homes and a build range running from 1957 to 2022. With the median year built right around 1980, price here is driven less by any single spec sheet and more by condition and how far a given home has been carried past its original bones. Two houses of similar size can sit far apart on price depending on updates, so the median tells you the center of gravity, not the ceiling or the floor.
The homestead share sits near 75%, which points to a community held largely by long-term owners rather than churned by investors. For a seller, that tends to mean measured, condition-sensitive turnover; for a buyer, it means inventory is thin and each listing should be judged on its own merits. Read the individual home, not the neighborhood average.
The 60-Second Overview
A compact, older-established enclave in Fleming Island where a roughly six-decade build span and a median living size near 1,855 square feet mean the housing stock varies widely in age and finish. Expect to evaluate homes one at a time rather than assume a uniform product.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Raggedy Point. Swipe to explore the community.
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Raggedy PointPhotos from realMLS listings in Raggedy Point; content deemed reliable but not guaranteed.
Who Raggedy Point is best for.
Best for
- Buyers comfortable owning an older home and budgeting for updates over time
- Owner-occupants seeking a settled, low-turnover Fleming Island pocket to hold long-term
- Renovation-minded buyers who can price a home on its bones and add value through condition
Probably not for
- Buyers who require newer construction and consistent, move-in-uniform finishes
- Shoppers who need a deep, always-available selection of listings to compare
- Investors expecting quick turnover in a community held largely by long-term owners
The market around Raggedy Point
Raggedy Point is too small for its own price trend, so here is the market around it.
In ZIP 32003, 153 homes are on the market and 35% are under contract — a fast-moving corner of Fleming Island.
Across Clay County, 1,267 homes are active and 451 pending (26% under contract).
ZIP and county figures describe the wider market, not Raggedy Point specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Raggedy Point, Fleming Island
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Raggedy Point buying strategy.
If we were buying in Raggedy Point today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Raggedy Point.
An age-diverse pocket where condition sets price
The build range from 1957 to 2022 is unusually wide for a neighborhood this size. That spread means you can find genuinely mid-century homes sitting near much newer construction, and the median year built near 1980 confirms the weight leans older. Practically, that puts the burden on inspection: roof, systems, and past renovation history matter more here than square footage alone.
Median living area lands around 1,855 square feet, a middle-of-the-road footprint that leaves room for both smaller original homes and larger updated or rebuilt ones. Because we only have the median as a price anchor, treat the spread as condition-driven and price each home against its own updates, not against a neighborhood template.
The location and the amenities are priced into every listing in Raggedy Point. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a 94-home community with a wide age range and a high homestead share, the difference between a fair price and an overpay is almost entirely in the condition read. We evaluate each home on its systems, its renovation history, and how it stacks against the median rather than a headline number, and we will tell you plainly when a listing is priced for its updates or in spite of them.
Raggedy Point in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Raggedy Point buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Raggedy Point sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Raggedy Point, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Raggedy Point home worth?
Get a no-obligation home value based on real comparable sales in Raggedy Point, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Should you buy in Raggedy Point?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Raggedy Point with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: September 10, 2026) |
| Under-contract shares | realMLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2001 (43 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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