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Ridgelake
Homes for Sale in Lutz, FL

By , Co-Founder, Momentum Realty · Updated October 20, 2026

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All 279 homes for sale in Lutz, FL · median $525,000 · 58 homes for sale in 33549 · Hillsborough County homes for sale

Community in Lutz · Hillsborough County · ZIP 33549
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Built fromLive Stellar MLS data17 years of closingsUpdated twice daily

As of October 2026, Ridgelake Sub in Lutz, FL has 1 home for sale. As of October 2026, the MLS records 7 closed sales in Ridgelake Sub in Lutz, FL since 2009, the most recent in December 2024. Across Lutz as a whole, 372 homes closed in the last 12 months at a median of $475,000, 40 median days on market, with 264 homes for sale today. At that median and Hillsborough County's FY2025-26 rate of 15.73 mills, annual property tax runs about $7,470 ($6,850 with the full homestead exemption).

Live · Ridgelake Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Hillsborough: 24% (1,939 of 8,213)
1 · 0
For sale · pending
live counts, refreshed twice daily
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 21, 2026

Ridgelake sits in Lutz, on the Hillsborough County side of the greater Tampa/Land O' Lakes corridor. Current MLS activity does not surface any listed community amenities, which tells us this is a straightforward subdivision rather than an amenity-driven development. Pricing here is going to be set almost entirely by the individual home — lot size, condition, and updates — not by a clubhouse or gate.

For a buyer, that means less premium baked into the price for shared features, and more of the decision resting on inspection findings and comparable homes nearby rather than a community fee sheet. For a seller, it means the listing has to sell the house itself: staging, condition, and accurate pricing matter more than pointing to a pool or a rec center.

Figures in this note are as of July 21, 2026. The live market numbers elsewhere on this page update nightly and are newer.

The 60-Second Overview

Ridgelake is a Lutz subdivision in Hillsborough County where current MLS records show no distinct community amenities, pointing to a neighborhood built around individual homes rather than shared facilities.

Stellar MLS sales records identify 9 homes in Ridgelake that have changed hands since 2005, built between 1957 and 1997 (median 1995), with a median living area of about 2,544 sq ft and a typical 4-bedroom, 3-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Quick Match

Who Ridgelake is best for.

Best for

  • Buyers focused on the home itself rather than shared community features
  • Buyers who want to avoid amenity-related HOA fees or want to confirm there are none
  • Buyers comparing Lutz properties primarily on lot size, layout, and condition

Probably not for

  • Buyers specifically seeking a gated community or resort-style amenities
  • Buyers who want an HOA-managed pool, clubhouse, or recreational facility included
  • Buyers unwilling to independently verify HOA and covenant status before purchase
The Area Market

The market around Ridgelake

Ridgelake is too small for its own price trend, so here is the market around it.

In ZIP 33549, 70 homes are on the market and 26% are under contract — a steady corner of Lutz.

Across Hillsborough County, 6,274 homes are active and 1,939 pending (24% under contract).

In ZIP 33549 (Lutz), 138 homes closed in the last 12 months at a median of $385K ($234/sq ft), down 2.4% year over year, with a median 50 days on market. Right now 23 active and 6 pending listings put supply at about 3.6 months — a balanced market. See the live ZIP 33549 housing market and the Hillsborough County market.

ZIP and county figures describe the wider market, not Ridgelake specifically. Momentum Research analysis of MLS records.

How much local inventory is already under contract

24% of homes for sale in ZIP 33549 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).

Ridgelake Sub Market Scorecard

Thin data

Ridgelake Sub is currently a thin data market. Limited supply, a median asking price of $745,000, and homes go under contract in about 168 days.

n/a
Months supply
$745,000
Median list
n/a
Median sold
$293
Per sqft
168
Days on mkt
1/0/0
Active/Pend/Sold

Typical home value in the 33549 ZIP is $443,889, about 4.6% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Homes For Sale Right Now in Ridgelake

Live MLS inventory for Ridgelake. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active · 168 daysTop listing
$745,000
4 bd · 3.5 ba · 2,544 sqft · built 1995
19216 RIDGELAKE DRIVE, LUTZ, 33549
Listed by BROOKS REALTY GROUP LLC

Active and pending Ridgelake listings as of 2026-09-19, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2009 through 2024. Tap any home to ask about it.

Schools

In short
  • Hillsborough County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Lutz-HB · Elementary
  • Liberty-HB · Middle
  • Freedom-HB · High

Zoned schools reflect the assignments reported on recent Ridgelake listings and can change; always confirm with Hillsborough County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Ridgelake address.

Shop the zone: Homes zoned for Freedom-Hb High School

The Strategy

The Ridgelake buying strategy.

If we were buying in Ridgelake today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Ridgelake.

The Quick Decision
Best Buy
Buyers who want a straightforward Lutz home purchase without factoring in community amenity costs or fees.
Biggest Risk
With no amenity data on file, buyers need to verify directly whether any HOA or deed restrictions apply.
Sweet Spot
Works best for buyers prioritizing the home's condition and lot over community programming.
Avoid If
Skip it if a clubhouse, pool, or organized community amenities are part of your must-have list.
The Deep Dive

A Community Defined by the Homes, Not the Amenities

When a subdivision's MLS footprint shows no clubhouse, pool, or gated entry, it usually means one of two things: it's an older, established neighborhood that predates the amenity-package era, or it's a smaller enclave that was never built around shared recreation. Either way, buyers here should expect to evaluate each property on its own terms — lot, layout, age of systems — rather than leaning on a shared amenity line item to justify price.

That also simplifies part of the ownership picture. Without a documented amenity package, there is less likelihood of the ongoing HOA obligations that come with maintaining a pool or clubhouse, though buyers should always confirm HOA status and any covenants directly rather than assume none exist.

“

The location and the amenities are priced into every listing in Ridgelake. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
Why Momentum

Why work with Momentum here

In a subdivision with no amenity data to lean on, the work shifts to the fundamentals — verifying what's actually included in the sale, checking HOA and deed restriction status directly with the county and any association, and pricing off real comparable homes rather than assumptions. That's the kind of groundwork we do before a client ever writes an offer or sets a list price in Ridgelake.

The 15-Second Verdict

Ridgelake in 15 seconds.

Best forBuyers who want a straightforward Lutz home purchase without factoring in community amenity costs or fees.
Biggest advantagePricing here is driven by the property itself, not shared features, which can simplify comparisons.
Biggest riskWith no amenity data on file, buyers need to verify directly whether any HOA or deed restrictions apply.
Sweet spotWorks best for buyers prioritizing the home's condition and lot over community programming.
Avoid ifSkip it if a clubhouse, pool, or organized community amenities are part of your must-have list.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Ridgelake homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Ridgelake.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Run Your Numbers

Tools for a Ridgelake buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxHillsborough County millage and the homestead picture.Rent vs buyThe breakeven on owning in Ridgelake.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Ridgelake sales matched to your home.

Selling in Ridgelake

Price it to the comps and condition, not an automated estimate.

If you are thinking about selling in Ridgelake, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.

What is your Ridgelake home worth?

Get a no-obligation home value based on real comparable sales in Ridgelake, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Lutz →

Real comps, not an automated estimate.
The Verdict

Should you buy in Ridgelake?

An honest fit check. We will tell you when it is not your community.

Buyers focused on the home itself rather than shared community featuresExcellent fit
Buyers who want to avoid amenity-related HOA fees or want to confirm there are noneExcellent fit
Buyers comparing Lutz properties primarily on lot size, layout, and conditionExcellent fit
Buyers specifically seeking a gated community or resort-style amenitiesProbably not
Buyers who want an HOA-managed pool, clubhouse, or recreational facility includedProbably not
Buyers unwilling to independently verify HOA and covenant status before purchaseProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 19, 2026)
Under-contract sharesStellar MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2009 (7 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Recent Developments in Ridgelake Sub

Development, infrastructure, retail, and school activity affecting Ridgelake Sub, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.

  1. August 2026
    Development

    AECOM Hunt selected as construction manager for proposed $2.3 billion Rays ballpark in Tampa

    AECOM Hunt joined the design team led by Populous for the proposed ballpark on a site that includes Hillsborough College property. The stadium would have at least 28,000 fixed seats, with a construction start targeted for September 2026 and completion by late 2028. Tampa's public contribution is up to $80 million and financing is not finalized.

    What it may mean for the marketA large ballpark and surrounding mixed-use district would add construction jobs, event traffic and retail demand on the Dale Mabry corridor. The site is about 9 miles southwest of Ridgelake Sub.

    Source: Tampa Bay Business and Wealth
  2. August 2026
    Infrastructure

    Four firms vie to build Tampa International Airport's $150 million control tower

    TPA narrowed the field to four builders for a new blast-resistant air traffic control tower on about 2 acres northwest of the main terminal. The budget is about $150 million, with board selection expected Oct. 1 and substantial completion targeted for March 2029.

    What it may mean for the marketAirport capital spending supports construction employment and long-term air service capacity for the region. The site is about 10 miles southwest of Ridgelake Sub.

    Source: Tampa Bay Business and Wealth
  3. August 2026
    Development

    ONE Tampa condo tower tops out at 42 stories with nearly 70% of units sold

    Kolter Urban's 42-story tower at North Ashley Drive and East Twiggs Street has 225 residences and is capped at 649 feet by aviation limits. Closings are expected to begin in the third quarter of 2027. About 5,000 square feet of ground-floor restaurant space is planned.

    What it may mean for the marketNew downtown condo inventory and ground-floor dining add housing choices and walkable amenities near Curtis Hixon Waterfront Park. The project is about 11 miles south of Ridgelake Sub, elsewhere in Hillsborough County.

    Source: Tampa Bay Business and Wealth
  4. July 2026
    Development

    33-story tower planned for Water Street Tampa expansion

    Strategic Property Partners plans a 33-story mixed use tower at Water Street and Cumberland Avenue in downtown Tampa on a 1.9-acre site. The building would hold 452 residential units ranging from studios to three bedrooms plus about 37,000 square feet of retail and 645 parking spaces. Construction is scheduled to begin in spring 2027 with completion targeted for 2029.

    What it may mean for the marketAdds a 33 story tower with 452 residential units and ground floor retail to the downtown Tampa market, continuing the buildout of the Water Street district and expanding high rise housing supply. The project is about 11 miles south of Ridgelake Sub, elsewhere in Hillsborough County.

    Source: Florida YIMBY
  5. July 2026
    Development

    Mercy Oaks II affordable apartments open on North Florida Avenue

    Catholic Charities, with the City of Tampa and Hillsborough County, completed Mercy Oaks II, a 17-unit affordable apartment building on North Florida Avenue in East Tampa built on the site of a former strip mall. The project includes 15 one-bedroom and two two-bedroom units, with seven units serving households up to 80 percent of area median income and ten up to 50 percent. It was supported by 1.25 million dollars in state SHIP funds from the city and sits next to the 20-unit Mercy Oaks I completed in 2022.

    What it may mean for the marketAdds 17 income restricted apartments on a former strip mall site, expanding the affordable rental supply and converting vacant commercial land to housing. The project is about 6 miles south of Ridgelake Sub, elsewhere in Hillsborough County.

    Source: City of Tampa
  6. July 2026
    Builder Activity

    First 3D-printed affordable home nears completion in East Tampa

    The nonprofit Corporation to Develop Communities of Tampa is completing Tampa's first 3D-printed affordable home on Lurline Circle in East Tampa, using a gantry-style printer that layers concrete for the walls. The house is expected to be finished within weeks and listed for sale in about two months, with down payment assistance and first time homebuyer programs available. The effort is part of a broader CDC initiative that includes more than 90 multifamily units in East Tampa.

    What it may mean for the marketIntroduces 3D concrete printing construction to the local for sale housing market, with a new single family home and additional multifamily units planned. The method signals a new building technique entering the area home supply. The project is about 9 miles south of Ridgelake Sub, elsewhere in Hillsborough County.

    Source: Bay News 9

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

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Common questions about Ridgelake

Where is Ridgelake?

Ridgelake is a community in Lutz, Hillsborough County, Florida, ZIP 33549.

Are there homes for sale in Ridgelake right now?

Yes — 1 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.

Does Ridgelake have an HOA or CDD?

No HOA is on record for Ridgelake in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

More Lutz (Pasco) & Tampa North / Pasco County guides

Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Tampa North / Pasco County or the full Neighborhood Finder.

Ridgelake key facts
LocationLutz, Hillsborough County, FL · ZIP 33549
Homes in the community18 (FL DOR 2025 assessment roll)
Years built1957–2000 (median 1995.0)
Typical living area3,030 sq ft (median)
For sale right now1 active, 0 pending · median asking $745,000
Owner-occupied (homestead) share89%

Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2009 through 2024; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Ridgelake key facts,” movewithmomentum.com/neighborhoods/ridgelake-sub, data as of September 20, 2026.

Nearby Communities

Explore more neighborhoods near Ridgelake with Momentum Realty’s local guides.

Kensington Estates0.4 mi away · 42 homes, built 1998–05THTangerine Hill0.5 mi away · 10 homes, built 1984–18ECEagle Crest0.5 mi away · median $375K, 3 sales/12 moRWRhoades Woods Acres0.6 mi away · 19 homes, built 1977–00SRSan Remo0.6 mi away · median $480K, 3 sales/12 moLOLivingston Oaks0.6 mi away · 46 homes, built 1978–00, 1 for saleWMWellington Manors0.7 mi away · 99 homes, built 1915–23, 1 for sale

Browse all neighborhood guides →

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