Ridgelake
Homes for Sale in Lutz, FL
All 308 homes for sale in Lutz, FL · median $484,000 · 64 homes for sale in 33549 · Hillsborough County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of November 2026, Ridgelake Sub in Lutz, FL has 1 home for sale. As of November 2026, the MLS records 7 closed sales in Ridgelake Sub in Lutz, FL since 2009, the most recent in December 2024. Across Lutz as a whole, 753 homes closed in the last 12 months at a median of $509,000, 41 median days on market, with 269 homes for sale today. At that median and Hillsborough County's FY2025-26 rate of 15.73 mills, annual property tax runs about $8,010 ($7,380 with the full homestead exemption).
Ridgelake Sub sits in Lutz, on the Hillsborough County side of the greater Tampa/Land O' Lakes corridor. Current MLS activity does not surface any listed community amenities, which tells us this is a straightforward subdivision rather than an amenity-driven development. Pricing here is going to be set almost entirely by the individual home — lot size, condition, and updates — not by a clubhouse or gate.
For a buyer, that means less premium baked into the price for shared features, and more of the decision resting on inspection findings and comparable homes nearby rather than a community fee sheet. For a seller, it means the listing has to sell the house itself: staging, condition, and accurate pricing matter more than pointing to a pool or a rec center.
Figures in this note are as of July 21, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Ridgelake Sub is a Lutz subdivision in Hillsborough County where current MLS records show no distinct community amenities, pointing to a neighborhood built around individual homes rather than shared facilities.
Stellar MLS sales records identify 8 homes in Ridgelake that have changed hands since 2005, built between 1957 and 1997 (median 1996), with a median living area of about 2,547 sq ft and a typical 4-bedroom, 3-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Ridgelake is best for.
Best for
- Buyers focused on the home itself rather than shared community features
- Buyers who want to avoid amenity-related HOA fees or want to confirm there are none
- Buyers comparing Lutz properties primarily on lot size, layout, and condition
Probably not for
- Buyers specifically seeking a gated community or resort-style amenities
- Buyers who want an HOA-managed pool, clubhouse, or recreational facility included
- Buyers unwilling to independently verify HOA and covenant status before purchase
The market around Ridgelake
Ridgelake is too small for its own price trend, so here is the market around it.
In ZIP 33549, 75 homes are on the market and 23% are under contract — a steady corner of Lutz.
Across Hillsborough County, 6,324 homes are active and 1,810 pending (22% under contract).
In ZIP 33549 (Lutz), 39 homes closed in the last 12 months at a median of $370K ($229/sq ft), up 1.3% year over year, with a median 48 days on market. Right now 11 active and 5 pending listings put supply at about 3.4 months — a balanced market. See the live ZIP 33549 housing market and the Hillsborough County market.
ZIP and county figures describe the wider market, not Ridgelake specifically. Momentum Research analysis of MLS records.
The Ridgelake buying strategy.
If we were buying in Ridgelake today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Ridgelake.
A Community Defined by the Homes, Not the Amenities
When a subdivision's MLS footprint shows no clubhouse, pool, or gated entry, it usually means one of two things: it's an older, established neighborhood that predates the amenity-package era, or it's a smaller enclave that was never built around shared recreation. Either way, buyers here should expect to evaluate each property on its own terms — lot, layout, age of systems — rather than leaning on a shared amenity line item to justify price.
That also simplifies part of the ownership picture. Without a documented amenity package, there is less likelihood of the ongoing HOA obligations that come with maintaining a pool or clubhouse, though buyers should always confirm HOA status and any covenants directly rather than assume none exist.
The location and the amenities are priced into every listing in Ridgelake. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a subdivision with no amenity data to lean on, the work shifts to the fundamentals — verifying what's actually included in the sale, checking HOA and deed restriction status directly with the county and any association, and pricing off real comparable homes rather than assumptions. That's the kind of groundwork we do before a client ever writes an offer or sets a list price in Ridgelake Sub.
Ridgelake in 15 seconds.
Tools for a Ridgelake buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Ridgelake sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Ridgelake, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Ridgelake home worth?
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Recently off market in Ridgelake Sub
Homes in Ridgelake Sub that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 19216 Ridgelake Drive · off market
| Location | Lutz, Hillsborough County, FL · ZIP 33549 |
|---|---|
| Homes in the community | 18 (FL DOR 2025 assessment roll) |
| Years built | 1957–2000 (median 1995.0) |
| Typical living area | 3,030 sq ft (median) |
| For sale right now | 1 active, 0 pending · median asking $745,000 |
| Owner-occupied (homestead) share | 89% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2009 through 2024; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Ridgelake key facts,” movewithmomentum.com/neighborhoods/ridgelake-sub, data as of September 20, 2026.
Housing distress & ownership in Ridgelake Sub, Lutz
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period November 2026 through November 2026. Deemed reliable but not guaranteed.
More Lutz home searches
- All homes for sale in Lutz, FL
- Homes for sale in Hillsborough County, FL
- Gated communities in Lutz
- Homes from $300K to $500K in Lutz
- Lutz home values: what is my house worth?
Lutz guides & data
- Market data
- Cost of living
- Best neighborhoods
- Property taxes (Hillsborough County)
- Homestead exemption (Hillsborough County)
- Home insurance cost
- New construction (Hillsborough County)
- ZIP codes
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
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Recent Developments in Ridgelake Sub
Development, infrastructure, retail, and school activity affecting Ridgelake Sub, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Infrastructure
Temple Terrace council picks fourth speed hump over roundabout on Sunnyside Road
On Oct. 20 the council unanimously rejected a $311,000 mini roundabout at Shadow Lane and a $550,000 T-intersection at Brentwood Drive. It chose a fourth speed hump and permanent replacements for three removable humps, about $25,000, between Bullard Parkway and South Riverhills Drive. The city had budgeted $500,000 and no construction date is set.
What it may mean for the marketThe lower-cost option keeps Sunnyside Road's layout unchanged and leaves most of the budgeted funds unspent. The project is about 6 miles southeast of Ridgelake Sub, elsewhere in Hillsborough County.
Source: Tampa Bay Beacons - October 2026Parks & Amenities
Tampa begins public input on nearly 60 acre K-Bar Ranch park in New Tampa
The city held its first public meeting Oct. 15 on an $8 million park of nearly 60 acres south of Mistflower Lane near the Pasco line. Residents favored paths, nature areas and flexible green space, and a multi-purpose field is proposed. Skanska is the design-builder with design estimated at 10 to 12 months.
What it may mean for the marketThe planned park would add trails and open space for the northern New Tampa area, with design still under way. The project is about 6 miles northeast of Ridgelake Sub, elsewhere in Hillsborough County.
Source: Tampa Bay Beacons - October 2026Retail & Dining
Hobby Lobby coming to Carrollwood Commons on North Dale Mabry
County records show a 49,106 square foot Hobby Lobby planned at Carrollwood Commons on North Dale Mabry Highway, with coming soon signs posted. No opening date has been announced and the company had not commented.
What it may mean for the marketA large craft retailer would add a destination store to the Dale Mabry shopping corridor in northwest Tampa. The project is about 5 miles southwest of Ridgelake Sub, elsewhere in Hillsborough County.
Source: Tampa Bay Beacons - August 2026Development
AECOM Hunt selected as construction manager for proposed $2.3 billion Rays ballpark in Tampa
AECOM Hunt joined the design team led by Populous for the proposed ballpark on a site that includes Hillsborough College property. The stadium would have at least 28,000 fixed seats, with a construction start targeted for September 2026 and completion by late 2028. Tampa's public contribution is up to $80 million and financing is not finalized.
What it may mean for the marketA large ballpark and surrounding mixed-use district would add construction jobs, event traffic and retail demand on the Dale Mabry corridor. The site is about 9 miles southwest of Ridgelake Sub.
Source: Tampa Bay Business and Wealth - August 2026Infrastructure
Four firms vie to build Tampa International Airport's $150 million control tower
TPA narrowed the field to four builders for a new blast-resistant air traffic control tower on about 2 acres northwest of the main terminal. The budget is about $150 million, with board selection expected Oct. 1 and substantial completion targeted for March 2029.
What it may mean for the marketAirport capital spending supports construction employment and long-term air service capacity for the region. The site is about 10 miles southwest of Ridgelake Sub.
Source: Tampa Bay Business and Wealth - July 2026Development
Mercy Oaks II affordable apartments open on North Florida Avenue
Catholic Charities, with the City of Tampa and Hillsborough County, completed Mercy Oaks II, a 17-unit affordable apartment building on North Florida Avenue in East Tampa built on the site of a former strip mall. The project includes 15 one-bedroom and two two-bedroom units, with seven units serving households up to 80 percent of area median income and ten up to 50 percent. It was supported by 1.25 million dollars in state SHIP funds from the city and sits next to the 20-unit Mercy Oaks I completed in 2022.
What it may mean for the marketAdds 17 income restricted apartments on a former strip mall site, expanding the affordable rental supply and converting vacant commercial land to housing. The project is about 6 miles south of Ridgelake Sub, elsewhere in Hillsborough County.
Source: City of Tampa
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
How many homes are in Ridgelake?
What share of Ridgelake is owner-occupied?
When were the homes in Ridgelake built?
Who is the best real estate agent for Ridgelake?
How do I find a top Lutz real estate agent who knows Ridgelake?
Can Momentum Realty connect me with an agent for Ridgelake?
Where is Ridgelake, and what county is it in?
Should you buy in Ridgelake?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 2, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 33549)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2009 (7 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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