Sand Dollars
Homes for Sale in Atlantic Beach, FL
All 59 homes for sale in Atlantic Beach, FL · median $1,325,000 · 43 homes for sale in 32233 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 1 closed sale in Sand Dollars in Atlantic Beach, FL, the most recent in May 2021. Across Atlantic Beach as a whole, 183 homes closed in the last 12 months at a median of $610,000, 51 median days on market, with 34 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $10,900 ($10,160 with the full homestead exemption).
Sand Dollars sits in Atlantic Beach, one of Duval County's coastal pockets where price is driven far more by the specific property than by any list-wide average. Proximity to the ocean, lot position, and the condition of the individual home tend to set value here, which means two listings that look similar on paper can trade quite differently.
For buyers, that puts a premium on walking the actual house and reading it honestly rather than anchoring to a headline figure. For sellers, condition and presentation carry real weight in a small coastal community like this one, and mispricing a well-located home is a more common mistake than under-pricing a compromised one.
Nearby homes for sale
No active listings inside Sand Dollars right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Sand Dollars is a small enclave within Atlantic Beach, where the appeal is the coastal location itself rather than a large inventory of homes to choose from. Expect a limited pool of listings and value that hinges on the individual property.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Sand Dollars is best for.
Best for
- Buyers set on a coastal Atlantic Beach location and patient enough to wait for the right listing
- Buyers ready to weigh a home on its condition and lot position rather than a headline price
- Sellers with a well-presented home who want it priced against true local comparables
Probably not for
- Buyers who need a wide selection of homes on the market at once
- Buyers anchored to a single price benchmark rather than property-by-property value
- Buyers who want an inland location away from the coast
The market around Sand Dollars
Sand Dollars is too small for its own price trend, so here is the market around it.
In ZIP 32233, 102 homes are on the market and 38% are under contract — a fast-moving corner of Atlantic Beach.
Across Duval County, 3,856 homes are active and 1,668 pending (30% under contract).
In ZIP 32233 (Atlantic Beach), 366 homes closed in the last 12 months at a median of $522K ($379/sq ft), down 14.2% year over year, with a median 47 days on market. Right now 42 active and 24 pending listings put supply at about 2.8 months — a balanced market. See the live ZIP 32233 housing market and the Duval County market.
ZIP and county figures describe the wider market, not Sand Dollars specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Sand Dollars, Atlantic Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Sand Dollars buying strategy.
If we were buying in Sand Dollars today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sand Dollars.
A coastal Atlantic Beach pocket
This is an Atlantic Beach address in Duval County, and everything about the market flows from that: a coastal setting, a compact footprint, and a supply of homes that turns over slowly by nature of its size. When something comes available, the relevant comparison is a nearby home in similar condition, not a countywide trend line.
Because the sample is small, price spreads can be wide and condition-driven. A home that has been maintained and updated will command attention; one that needs work will read very differently even a short distance away. That makes local, address-level judgment more useful here than any broad statistic.
The location and the amenities are priced into every listing in Sand Dollars. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
We work Atlantic Beach and the surrounding Duval County coast directly, and in a small community like Sand Dollars the value is in reading a specific property against its true comparables rather than a headline average. We will tell you when a listing is priced for its location versus its condition, and when it simply is not the right fit.
Sand Dollars in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Sand Dollars buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sand Dollars sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Sand Dollars, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Sand Dollars home worth?
Get a no-obligation home value based on real comparable sales in Sand Dollars, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Atlantic Beach →
Should you buy in Sand Dollars?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-09-24 |
| Historical depth | Closed-sale records back to 2021 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Sand Dollars fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Sand Dollars. These are the public schools most often assigned to other communities in ZIP 32233; zones change and vary by address, so confirm with the district before you buy.
- Duncan U. Fletcher High School · 9-12 · FLDOE grade A (assigned to 22 nearby communities)
- Mayport Coastal Sciences Middle School · 6-8 (assigned to 19 nearby communities)
- Atlantic Beach Elementary School · PreK-5 · FLDOE grade A (assigned to 18 nearby communities)
- Duncan Fletcher High School · High (assigned to 6 nearby communities)
- Mayport Middle School · Middle (assigned to 5 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Common questions about Sand Dollars
Where is Sand Dollars?
Sand Dollars is a community in Atlantic Beach, Duval County, Florida, ZIP 32233.
Are there homes for sale in Sand Dollars right now?
No active listings inside Sand Dollars at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Sand Dollars have an HOA or CDD?
No HOA is on record for Sand Dollars in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near Sand Dollars with Momentum Realty’s local guides.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.